Monmarri:


I was told by an immigration officer that one can travel, when you get to Nigeria they will allow you and write something on the passport. But he said that one need to have an immigration officer at the airport that can easily pass you through. (Trust Nigeria) I will also advice you do emergency traveling document. I posted here bf on this and some1 said that the airline did not allow her/ he travel. So get necessary information.

if not for the britico P E nor go wrk.however he can say he lost it midair.

Shercorp:
Good morning everyone,

Please can one apply for a provisional driving license without National Insurance Number?

Thanks in advance.

I think you need it.however start application on line and see if it asks you

LagosismyHome:


Welll that na if someone else doesnt steal it under your nose and sell it.

lol 2020 there are ways of securing it.

erico2k2:

guy relax. you dey make ur own rule??

where this one wake up from ?

erico2k2:

buy n hold land for ur retirement.

You will end up fighting to justify your ownership, any investment in Nigeria at the moment is full of stress it’s not worth it.

marylandcakes:


You will end up fighting to justify your ownership, any investment in Nigeria at the moment is full of stress it’s not worth it.

Sincerely, you are entitled to your opinions but objectively speaking what makes you think that investments in Nigeria at the moment aren't worth it?

If you want sure and safe investments with minimal risks then try the money market funds (MMF) with their low RoI. If you want higher returns then you have to take risks. The problem with investing in Nigeria aside the government's own contribution centres on lack of preparedness on the part of the investor to understand both the political and technical and social and economic implications of society on such investments. It isn't just about putting in money. You've got work to do. You've got to identify the right persons, train them, equip them and empower them and monitor them.

It isn't uncommon for folks to think IT businesses will thrive in Nigeria when they fail to realise that there is low internet penetration among users and low IT knowledge among Nigerians. Imagine someone targeting investing in electric vehicles (EV) chargers in Nigeria because the government is championing renewables while failing to see that the government is very much invested in crude oil for the foreseeable future and folks lack the financial capital to sustain such businesses. As a matter of fact, our inverter batteries have been trapped at the Lagos port for over 4 months now while still incurring costs from financing that project. We aren't sad because we have diversified into other sources to hedge that risk. We know how the system works so we ensure we diversify to derisk risky aspects of our business.

Nigeria has an enormous amount of human capital and wealth domiciled within the country. However, one must be savvy enough to understand social strata, herd thinking and also familiar with the economic reality to really turn profit.

Isn't it strange that mama akara will prefer to collect loan of 30K Naira from LAPO at 10% every 30 days (translating to 120% per annum) than the bank around the corner because of the high barrier to accessing such credit from them (even cheaper at 15% per annum) and also because the banks are blind to the availability of capital that exists outside of TB's, oil coys, Dangote and corporate workers.

Why have all major brands in Nigeria started adopting the sachet method of packaging their products from toothpaste to milk to bournvita to drinks to detergent etc.? Isn't it funny that Emeka will prefer buying 2 satchet toothpaste weekly at 50 Naira each (100 Naira) compared to 1 big tube toothpaste for 300 Naira that can last 5 weeks. If you don't understand this way of thinking, you will be investing in products and services that are way above the reach of the average Nigerians and they are over 120 million.

Why do all mobile networks in Nigeria have options of purchasing recharge cards even as low 100 Naira? Why didn't MTN maintain their stance that per second billing was impossible?

There is a thinking of the peasants (apologies to James Scott of The Moral Economy of the Peasant) and understanding this is key to doing business in Nigeria. Indomie understands this and they have remained in the business. The satchet water guys understand this and have remained in business.

Government policies yes can cause issues especially with recapitulations and poor thinking, but 200 million people must feed at least twice daily - that's your market!

Tobexin:
where this one wake up from ?

nah relax i say make U relax,ur carry talk don doooh

LagosismyHome:


This interesting and noted ......as my family members came in January batch on tier 4 . All that was attached was their marriage certificate and wedding pictures. No issues at all , although they have a child together so birth certificate was also included with pictures of the family

They both lived in nigeria the same house but had no evidence in terms of joint Bill's or lease
.. my feedback was based on that experience, it good to note that it can be subjective and hence put all you have. Thanks

I think where I made mistake was not adding pictures, as in your familys case they still added pictures.

I believe the guidance should be updated to reflect addition of pictures

marylandcakes:


You will end up fighting to justify your ownership, any investment in Nigeria at the moment is full of stress it’s not worth it.

All hands are not the same.I have landed properties I have owned since 2005 till now nothing spoil

Chukwuka16:


Sincerely, you are entitled to your opinions but objectively speaking what makes you think that investments in Nigeria at the moment aren't worth it?

If you want sure and safe investments with minimal risks then try the money market funds (MMF) with their low RoI. If you want higher returns then you have to take risks. The problem with investing in Nigeria aside the government's own contribution centres on lack of preparedness on the part of the investor to understand both the political and technical and social and economic implications of society on such investments. It isn't just about putting in money. You've got work to do. You've got to identify the right persons, train them, equip them and empower them and monitor them.

It isn't uncommon for folks to think IT businesses will thrive in Nigeria when they fail to realise that there is low internet penetration among users and low IT knowledge among Nigerians. Imagine someone targeting investing in electric vehicles (EV) chargers in Nigeria because the government is championing renewables while failing to see that the government is very much invested in crude oil for the foreseeable future and folks lack the financial capital to sustain such businesses. As a matter of fact, our inverter batteries have been trapped at the Lagos port for over 4 months now while still incurring costs from financing that project. We aren't sad because we have diversified into other sources to hedge that risk. We know how the system works so we ensure we diversify to derisk risky aspects of our business.

Nigeria has an enormous amount of human capital and wealth domiciled within the country. However, one must be savvy enough to understand social strata, herd thinking and also familiar with the economic reality to really turn profit.

Isn't it strange that mama akara will prefer to collect loan of 30K Naira from LAPO at 10% every 30 days (translating to 120% per annum) than the bank around the corner because of the high barrier to accessing such credit from them (even cheaper at 15% per annum) and also because the banks are blind to the availability of capital that exists outside of TB's, oil coys, Dangote and corporate workers.

Why have all major brands in Nigeria started adopting the sachet method of packaging their products from toothpaste to milk to bournvita to drinks to detergent etc.? Isn't it funny that Emeka will prefer buying 2 satchet toothpaste weekly at 50 Naira each (100 Naira) compared to 1 big tube toothpaste for 300 Naira that can last 5 weeks. If you don't understand this way of thinking, you will be investing in products and services that are way above the reach of the average Nigerians and they are over 120 million.

Why do all mobile networks in Nigeria have options of purchasing recharge cards even as low 100 Naira? Why didn't MTN maintain their stance that per second billing was impossible?

There is a thinking of the peasants (apologies to James Scott of The Moral Economy of the Peasant) and understanding this is key to doing business in Nigeria. Indomie understands this and they have remained in the business. The satchet water guys understand this and have remained in business.

Government policies yes can cause issues especially with recapitulations and poor thinking, but 200 million people must feed at least twice daily - that's your market!

Bro say no more if anyone like vex but I stand to be corrected, its those in these categories that castigate people going to Invest in Nigeria
1 The lack the business environmental knowledge in Nigeria
2 never done any sort of business before, straight from Uni to the Uk or any abroad
3 have no money
4 have no papers
5 pretenders
6 kids
etc

Some of una for this forum go soon carry cane flog person one day ...... U complaining about lack of free speech and human rights in Nigeria and yet you guys won’t allow people state their opinion on a faceless platform without condemning/ undermining them.... lol..
Investing in Nigeria is not for everybody, let people do as they wish ....FFS stop trying to force your one sided opinion on people

Nation building as a process entails engagement especially in the form of debates and intellectual exchanges.

Assuming that having prejudiced opinions on issues that centre on national development is freedom of speech is simply mendacious at the least.

What has promoted democracy across the nations and continued to sustain good governance has been the preservation of platforms that necessitate for continuous engagement. Think Westminster.

Personal opinions around issues like euthanasia or sexuality which have no direct relationship with historical development and growth can be respected without even having the need for justification, however to stimulate and precipitate radical transformation in Nigeria, we must be able to demand from citizens reasons for their decisions on germane issues.

It is not enough to come on this platform and state that investments in Nigeria is a risk considering that such statements have the tendency to influence borderline potential investors. You have got to come with reasons and be ready to engage constructively with others who may hold contrary views.

It is only in such engagements that enlightenment can be achieved and learning can take place. Our kids are watching and would ask us serious questions tomorrow. Their ability to be critical thinkers would be better shaped by how much of such they can learn from us.

Lastly, there is a pathetic story I saw on SM recently. Mcedopikin a popular comedian in Benin posted that during the last #EndSARS riots, no bookshop was looted. That speaks to how knowledge acquisition has been pushed to the rear among youths. A lesson from this is that we must ensure that our support for respecting personal opinions isn't on the basis of insufficient knowledge.

Hi guys, I recently got admitted to university of west london (February intake). Is there anyone going by februrary that needs a roommate? please hit me up so we can work towards it.

Tochez1:
Hi guys, I recently got admitted to university of west london (February intake). Is there anyone going by februrary that needs a roommate? please hit me up so we can work towards it.

Are you male, female, bí, mixed, lesbian, gay or complicated...........

Tochez1:
Hi guys, I recently got admitted to university of west london (February intake). Is there anyone going by februrary that needs a roommate? please hit me up so we can work towards it.

Go to uk study visa thread. You can see nobody is talking about studies here. Congratulations on your offer.

Tochez1:
Hi guys, I recently got admitted to university of west london (February intake). Is there anyone going by februrary that needs a roommate? please hit me up so we can work towards it.

I live in west london so I can tell u finding a room share wont be a problem. There so many options that are commutable to Ealin Broadway (if that were your campus is based) ... but hold your pepper as well

Aprokodaughter gave you the best advice, use the student thread

Chukwuka16:
Nation building as a process entails engagement especially in the form of debates and intellectual exchanges.

Assuming that having prejudiced opinions on issues that centre on national development is freedom of speech is simply mendacious at the least.

What has promoted democracy across the nations and continued to sustain good governance has been the preservation of platforms that necessitate for continuous engagement. Think Westminster.

Personal opinions around issues like euthanasia or sexuality which have no direct relationship with historical development and growth can be respected without even having the need for justification, however to stimulate and precipitate radical transformation in Nigeria, we must be able to demand from citizens reasons for their decisions on germane issues.

It is not enough to come on this platform and state that investments in Nigeria is a risk considering that such statements have the tendency to influence borderline potential investors. You have got to come with reasons and be ready to engage constructively with others who may hold contrary views.

It is only in such engagements that enlightenment can be achieved and learning can take place. Our kids are watching and would ask us serious questions tomorrow. Their ability to be critical thinkers would be better shaped by how much of such they can learn from us.

Lastly, there is a pathetic story I saw on SM recently. Mcedopikin a popular comedian in Benin posted that during the last #EndSARS riots, no bookshop was looted. That speaks to how knowledge acquisition has been pushed to the rear among youths. A lesson from this is that we must ensure that our support for respecting personal opinions isn't on the basis of insufficient knowledge.

This is not an attack but a debate!

You have you points which you’ve gathered from ur experiences and information available to you, however they still remain your opinion. It doest make them right or better said it’s not a general opinion. If Nigeria was so full of potential or so forthcoming, why haven’t you returned back?...
Tell me where I history have you seen people looting libraries ? In the 2012 London riots was the British library or any other library you know looted? In the just so recent BLM movements/ protest did you see any part of the world were library was looted ? Looting or no looting libraries is not a Nigerian problem. The essence of looting and vandalism is to make a statement to either a government or particular body.

Lastly the people saying investing in Nigeria is extremely risky must have done so themselves and have arrived at the conclusion....

It’s not an attack it’s a debate

erico2k2:

Bro say no more if anyone like vex but I stand to be corrected, its those in these categories that castigate people going to Invest in Nigeria
1 The lack the business environmental knowledge in Nigeria
2 never done any sort of business before, straight from Uni to the Uk or any abroad
3 have no money
4 have no papers
5 pretenders
6 kids
etc

N1MILLION in 2010 was about $5.5k, today it is $2k.

Something to Think deeply about .... while promoting nigeria investment.

This hasn't even factored in stress, wahala , instability ... we are just talking value of money .
So even if I doubled that 1 millon money to 2 million, it just back to my initial investment in terms of foreign currency as we are based abroad. Now how many investment in naija return 100% back

erico2k2:

Bro say no more if anyone like vex but I stand to be corrected, its those in these categories that castigate people going to Invest in Nigeria
1 The lack the business environmental knowledge in Nigeria
2 never done any sort of business before, straight from Uni to the Uk or any abroad
3 have no money
4 have no papers
5 pretenders
6 kids
etc

This ur statement is a sly form of BULLYING as per typical Nigerian man...
Wether people on this forum are kids, have no money or have no paper how does that put food on ur table ?...
Why not stick to the point of discussion rather than trying to boost your ego.

Las Las you are a migrant, I’m a migrant most people on this platform are migrants so no migrant is more migrant than any other migrant....

My brother take this life easy oh

LagosismyHome:


N1MILLION in 2010 was about $5.5k, today it is $2k.

Something to Think deeply about .... while promoting nigeria investment.

This hasn't even factored in stress, wahala , instability ... we are just talking value of money .
So even if I doubled that 1 millon money to 2 million, it just back to my initial investment in terms of foreign currency as we are based abroad. Now how many investment in naija return 100% back

But you will also agree withme that there is nothing stopping it from being same $5.5k tomorrow. So if I buy land worth 2k dollars in Nigeria today and tomorrow it is worth $5.5k that will be some gain, eh?

dustydee:

But you will also agree withme that there is nothing stopping it from being same $5.5k tomorrow. So if I buy land worth 2k dollars in Nigeria today and tomorrow it is worth $5.5k that will be some gain, eh?

Yes if you see such investment opportunities then fair enough ..... but realistic speaking how many opportunities as such is there

LagosismyHome:


N1MILLION in 2010 was about $5.5k, today it is $2k.

Something to Think deeply about .... while promoting nigeria investment.

This hasn't even factored in stress, wahala , instability ... we are just talking value of money .
So even if I doubled that 1 millon money to 2 million, it just back to my initial investment in terms of foreign currency as we are based abroad. Now how many investment in naija return 100% back

You are absolutely correct don’t let anybody tell you otherwise.
Why are Nigerian government officials investing in real estate/ properties/ offshore investment overseas and not in Nigeria?. and at the same time they are asking people to invest in Nigeria....

My elders say “no be everything way eyes see mouth dey talk”

LagosismyHome:


Yes if you see such investment opportunities then fair enough ..... but realistic speaking how many opportunities as such is there

I was looking at it from the exchange rate angle. The naira could appreciate significantly in the future.

dustydee:

I was looking at it from the exchange rate angle. The naira could appreciate significantly in the future.

Hummm one chance prediction ... our people keep voting in bad leaders .

LagosismyHome:


Hummm one chance prediction ... our people keep voting in bad leaders .

True

Just as chukwuka alluded to in one of his previous rant topic

dustydee:

I was looking at it from the exchange rate angle. The naira could appreciate significantly in the future.

I like your positivity, however the Naira would never be equivalent to £/€/$... Even if Nigeria diversifies her economy and becomes a major exporting country, we’ll still not get exchange rate of #300 to 1$...

DisGuy:


True

Just as chukwuka alluded to in one of his previous rant topic

lol hahaha...

DisGuy:


True

Just as chukwuka alluded to in one of his previous rant topic

erico2k2:

Bro say no more if anyone like vex but I stand to be corrected, its those in these categories that castigate people going to Invest in Nigeria
1 The lack the business environmental knowledge in Nigeria
2 never done any sort of business before, straight from Uni to the Uk or any abroad
3 have no money
4 have no papers
5 pretenders
6 kids
etc

Here's where the problem is, no one is castigating anyone, a general discussion about investment in the country will and should always be viewed from both side- profit making opportunities and the very realistic risk involved.

People lose the land every day in lagos even after several years some with building already almost complete! Regulators change rules in the middle of a game- Gokada, uber etc they don't have money or didn't do their nigerian research?

You didn't include those that have real life experience of losing money investment in your list...

What do I know sef? I'm just an adopted ibeju kid

Chukwuka16:
Nation building as a process entails engagement especially in the form of debates and intellectual exchanges.

Assuming that having prejudiced opinions on issues that centre on national development is freedom of speech is simply mendacious at the least.

What has promoted democracy across the nations and continued to sustain good governance has been the preservation of platforms that necessitate for continuous engagement. Think Westminster.

Personal opinions around issues like euthanasia or sexuality which have no direct relationship with historical development and growth can be respected without even having the need for justification, however to stimulate and precipitate radical transformation in Nigeria, we must be able to demand from citizens reasons for their decisions on germane issues.

It is not enough to come on this platform and state that investments in Nigeria is a risk considering that such statements have the tendency to influence borderline potential investors. You have got to come with reasons and be ready to engage constructively with others who may hold contrary views.

It is only in such engagements that enlightenment can be achieved and learning can take place. Our kids are watching and would ask us serious questions tomorrow. Their ability to be critical thinkers would be better shaped by how much of such they can learn from us.

[/b]Lastly, there is a pathetic story I saw on SM recently. Mcedopikin a popular comedian in Benin posted that during the last #EndSARS riots, no bookshop was looted. That speaks to how knowledge acquisition has been pushed to the rear among youths.[b] A lesson from this is that we must ensure that our support for respecting personal opinions isn't on the basis of insufficient knowledge.

This is the most senseless analogy I have seen this year. Nigerians and British who is more educated?

wallg123:


I like your positivity, however the Naira would never be equivalent to £/€/$... Even if Nigeria diversifies her economy and becomes a major exporting country, we’ll still not get exchange rate of #300 to 1$...

I did not say it will be equivalent to the dollar. And if I exchange £1 for N640 today and use the proceeds to buy land today and 1 year later £1 = N300, won't I be smiling?

DisGuy:


Here's where the problem is, no one is castigating anyone, a general discussion about investment in the country will and should always be viewed from both side- profit making opportunities and the very realistic risk involved.

People lose the land every day in lagos even after several years some with building already almost complete! Regulators change rules in the middle of a game- Gokada, uber etc they don't have money or didn't do their nigerian research?

You didn't include those that have real life experience of losing money investment in your list...

What do I know sef? I'm just an adopted ibeju kid

Truly Nigeria should come with a big buyer go at your risk ..... some years ago, I decided ok let me try this Nigeria and buy some land in lagos. Everything was spelt out and paid the deposit which was the full payment of the land ..... From nowhere the land people brought an extra 500k expenses to be paid before allocation .

Something that was never mentioned before the land was paid .... now those of us that bought multiple plots are stuck with adding another 500k+ unplanned per plot .

The sellers of the estate in lagos , sent an email to all the buyers without even BCC . So we could see each other emails. Immediate the email went out with these extra charges people responded complaining that ehnnn from where now, why so expensive,cant I do my own survey . .. all the emails I saw of complaints as the buyers kept cc everyone not one response back did I see from the seller addressing the topic . Even me when join email back grumbling , no response received....... so Pretty much force to pay , or go shout in their office or walk away ... For me that is enough a lesson learnt.