MY GUY LIFE NO REALLY BALANCE IT'S WHAT IT'S CALL THE MANAGER EXPLAIN TO HER THE SITUATION. SEND A BACK UP MAIL AND COPY ALL THE RELIVANT PARTIES TWO THINGS WILL HAPPEN THEY WILL TAKE YOU BACK BASE ON YOUR HONESTY OR FORGET ABOUT THE MONEY BASE ON SAY NA CODITION MAKE ALL THIS THINGS DEY HAPPEN. DONT FORGET TO ATTACH A PROVE TO THE LOAN YOU OWE ACCESS BANK. THEN FINALLY GO MAKE UP WITH YOUR OLD EMPLOYEE I BELIEVE YOUR SLOT IS STILL AVALIABLE.....

GreenArrow1:
Why the heck would someone start a family on a less than 40k salary in Lagos?

Na d matter I de reason since.

You took these words out of my mouth!!!!

How do these guys get an erection? Knowing fully well that you ain’t got the resources to maintain the product(s) of sexual intercourse?

I have a 53 year old childhood friend who has 5 children all under 10 years old. I told him he is sure as doomed!!!

Nobody will arrest him and if they do the only thing they can do is to ask him how he will be able to pay back if he likes he can tell them 5oo hundred naira or 5k every month or they shuld take him back so that he can work for it

thebosstrevor1:
Borrow from friends and pay back in time or they might arrest you.

This is company money, the job of the accountant is also at stake here, so pity him too

Stop collecting loans from banks or loan apps, they are usury and usury is designed to make you poor, you keep borrowing and borrowing and paying back with high interest. It is a trap.

Brosst:
Good day fellow Nairalanders. Please don't mind my long note.

I got a job with a newly opened superstore in the month of November this year. I was formally with a private secondary school but I had to quit when this new job clicked. I forfeited my October salary because I didn't give the school a month notice and I didn't even know that I will get the superstore job. We did interviews during the endsars lockdown.

I had to take up the superstore job as an inventory manager because the salary is better than the school job. To cut the long story short, I resumed as the inventory manager and we were handed over our employment letter. We were two in my department (Inventory). At the end of the month (November) the staff were asked to submit account details to the accountant which we all did so we were expecting credit alert for the month of November.

The accountant didn't credit our account rather he was calling the staff one by one in his office and pay them with cash. I was not called and i was wondering what could be the cause. My colleagues asked me to go meet the accountant in his office. When I got to his office he told me that he didn't know how he wants to relate the latest development to me. So he started saying different stories and he was pacifying me. He handed my salary and another letter. I opened it and it was a "temporary lay off letter". The reason was that " budget consideration ". The superstore hasn't make much to cover staff salary. I was laid off with 3 other staff (one merchandiser, one bakery staff and one cashier).

Meanwhile it was the manager that interviewed
and she is the one I report to but it was the accountant that handed over the letter to me. The company retained My junior in the inventory department after I had put him through somethings he does not understand on the job.

I was dumbfounded and it look as if my world is coming to and end. I thought of my children and wife, my house rent. I started blaming myself for leaving my former job. I summoned courage and I left.

I got home and explained situation of things to my family. That week wasn't an happy week for us considering the fact we are approaching the month of December (festive season).

Meanwhile I have another side hustle I engaged in during weekends but its not fetching much money and the stress was too much; I collapsed and I was hospitalized for two weeks.
On the 28th of this month I received a call from the accountant that he mistakenly transfer the sum of N40,000 into my account that I should please forward the money back to the superstore account number. The manager also called me. But my phone mouthpiece has been very bad since Christmas day. I used to manage my wife's phone anytime I have important calls. That faithful morning I took my phone to the engineer and I went to collect it in the afternoon thinking the phone is ok but the mouthpiece is still not working fine. So since the accountant couldn't hear me, I sent him a text that my phone is faulty and that I will call him back as soon as I fix it again. The following day which is today I took the phone back to the engineer. And I went straight to the superstore to ascertain what really happened. So he told me he mistakenly sent the sum of N40,000 to my account and that the money was December salary for the second guy in the inventory department. and that I should pls forward the money back to the company's account and that the company is on his neck. And I explained to him that I don't usually receive funds in that particular account because i took a loan from access bank which is overdue and I'm yet to pay them. And even if I receive money in that account I will transfer it immediately to my kuda account and i showed him my kuda atm card but in his own case now when he transferred the money I wasn't with my phone it was with the engineer and I wasn't expecting transfer from anybody. And I told him that when he and the manager were calling me the engineer didn't fix the mouthpiece well and I was on my way to ijaiye. I told him I went to drop the phone back this morning and I will go and check my access bank app to see if transactions occur because I didn't receive any credit alert. Alas when I collected my phone back and I checked the app I saw the 40k credit and access bank had already debited me for the loan.

I don't know what to do now because he is begging me to please refund the money into the company's account and I have been trying to borrow from access bank again but the bank keeps telling me I am not qualify for a loan at this time. I don't have salary job at the moment and there is nowhere I can get money to repay the company. I wish to refund them so that I won't look like a bad or dubious person to them. He has been calling me on phone but I don't know how to break the news to him.

Pls what can I do in this kind of situation?

/
Not your problem. You had no prior arrangements with the company to credit the account neither did you withdraw the money. If the accountant knows where he sent the money, he should go and retrieve it. You cannot be bearing the stress for an incompetent accountant.

\

While we proffer solutions, we can also help a family in the new year and come out of this. Please DM me.

I pray you get a better job soon. Don't give up!!!!

thebosstrevor1:
Borrow from friends and pay back in time or they might arrest you.

This is company money, the job of the accountant is also at stake here, so pity him too

Stop collecting loans from banks or loan apps, they are usury and usury is designed to make you poor, you keep borrowing and borrowing and paying back with high interest. It is a trap.

Wait, wait, wait... Arrest him for what?
Was it his fault? Shouldn't the account have been more careful in carrying out his duties? Let him give the op a breather, please.

The OP is not working. How do you want him to get the money to pay back. Not like he stole or it was his fault and you're trying to put fire on his butt to pay back. From where?

Op, since you don't have any source of income, just tell the man not to disturb you until you get a job and are able to pay back. They caused you to lose the job you were managing only to dump you causing you to collapse. Now they have come to give you BP. It's like they sent them from the pit of hell. Rubbish!

Tell the guy, since he's working, let him pay the money for now pending when you are able to pay back. He's an accountant, he should know how to go about it. It's his debt, not yours.

Don't kill yourself with worries.

Says who if he own banks 1million and some one mistake 2send 9hundren and ninety thouand naira to his account banks will remove everything for his account and wait for when d one naira will entre too

fnep2smooth:
I believe your bank didn't take all the money.. just transfer the remaining and tell them you will complete it when you get some money.









I build Website
Pay when the job is completed

staga:


That was my pay 17 years ago and it was hardly enough to cater to my own needs. How does a man take care of a wife and kids on that amount? It is impossible except they grow their own food.

Some families survive on less.
Things are just horrible in Nigeria.

God bless you

CalliDora1:



Wait, wait, wait... Arrest him for what?
Was it his fault? Shouldn't the account have been more careful in carrying out his duties? Let him give the op a breather, please.

The OP is not working. How do you want him to get the money to pay back. Not like he stole or it was his fault and you're trying to put fire on his butt to pay back. From where?

Op, since you don't have any source of income, just tell the man not to disturb you until you get a job and are able to pay back. They caused you to lose the job you were managing only to dump you causing you to collapse. Now they have come to give you BP. It's like they sent them from the pit of hell. Rubbish!

Tell the guy, since he's working, let him pay the money for now pending when you are able to pay back. He's an account, he should know how to go about it. It's his debt, not yours.

Don't kill yourself with worries.

spiceadole:


Some families survive on less.
Things are just horrible in Nigeria.

Double talk

Mineisgrace:

It's sooo obvious

What if he borrowed the money after he left the company?

InvertedHammer:

/
Not your problem. You had no prior arrangements with the company to credit the account neither did you withdraw the money. If the accountant knows where he sent the money, he should go and retrieve it. You cannot be bearing the stress for an incompetent accountant.

\

I am surprised you did comment on the horrible fact that this Mofo earns approximately 40k yet has a wife and children! How do these guys do it? No wonder the streets are full of impoverished future EndSARS protesters!!!!

Brosst:
Good day fellow Nairalanders. Please don't mind my long note.

I got a job with a newly opened superstore in the month of November this year. I was formally with a private secondary school but I had to quit when this new job clicked. I forfeited my October salary because I didn't give the school a month notice and I didn't even know that I will get the superstore job. We did interviews during the endsars lockdown.

I had to take up the superstore job as an inventory manager because the salary is better than the school job. To cut the long story short, I resumed as the inventory manager and we were handed over our employment letter. We were two in my department (Inventory). At the end of the month (November) the staff were asked to submit account details to the accountant which we all did so we were expecting credit alert for the month of November.

The accountant didn't credit our account rather he was calling the staff one by one in his office and pay them with cash. I was not called and i was wondering what could be the cause. My colleagues asked me to go meet the accountant in his office. When I got to his office he told me that he didn't know how he wants to relate the latest development to me. So he started saying different stories and he was pacifying me. He handed my salary and another letter. I opened it and it was a "temporary lay off letter". The reason was that " budget consideration ". The superstore hasn't make much to cover staff salary. I was laid off with 3 other staff (one merchandiser, one bakery staff and one cashier).

Meanwhile it was the manager that interviewed
and she is the one I report to but it was the accountant that handed over the letter to me. The company retained My junior in the inventory department after I had put him through somethings he does not understand on the job.

I was dumbfounded and it look as if my world is coming to and end. I thought of my children and wife, my house rent. I started blaming myself for leaving my former job. I summoned courage and I left.

I got home and explained situation of things to my family. That week wasn't an happy week for us considering the fact we are approaching the month of December (festive season).

Meanwhile I have another side hustle I engaged in during weekends but its not fetching much money and the stress was too much; I collapsed and I was hospitalized for two weeks.
On the 28th of this month I received a call from the accountant that he mistakenly transfer the sum of N40,000 into my account that I should please forward the money back to the superstore account number. The manager also called me. But my phone mouthpiece has been very bad since Christmas day. I used to manage my wife's phone anytime I have important calls. That faithful morning I took my phone to the engineer and I went to collect it in the afternoon thinking the phone is ok but the mouthpiece is still not working fine. So since the accountant couldn't hear me, I sent him a text that my phone is faulty and that I will call him back as soon as I fix it again. The following day which is today I took the phone back to the engineer. And I went straight to the superstore to ascertain what really happened. So he told me he mistakenly sent the sum of N40,000 to my account and that the money was December salary for the second guy in the inventory department. and that I should pls forward the money back to the company's account and that the company is on his neck. And I explained to him that I don't usually receive funds in that particular account because i took a loan from access bank which is overdue and I'm yet to pay them. And even if I receive money in that account I will transfer it immediately to my kuda account and i showed him my kuda atm card but in his own case now when he transferred the money I wasn't with my phone it was with the engineer and I wasn't expecting transfer from anybody. And I told him that when he and the manager were calling me the engineer didn't fix the mouthpiece well and I was on my way to ijaiye. I told him I went to drop the phone back this morning and I will go and check my access bank app to see if transactions occur because I didn't receive any credit alert. Alas when I collected my phone back and I checked the app I saw the 40k credit and access bank had already debited me for the loan.

I don't know what to do now because he is begging me to please refund the money into the company's account and I have been trying to borrow from access bank again but the bank keeps telling me I am not qualify for a loan at this time. I don't have salary job at the moment and there is nowhere I can get money to repay the company. I wish to refund them so that I won't look like a bad or dubious person to them. He has been calling me on phone but I don't know how to break the news to him.

Pls what can I do in this kind of situation?

they should give you a job to pay back this money installments, it’s their negligence of not checking

Pat081:
God bless you

Amen.

Bro go back to that your appointment letter a paragraph says "either party can terminate the appointment by giving at least one month notice or forfeit a month salary..."
if its there then start calming down... and enjoy your self God has collected your salary for you .just call then ask for the remaining balance .

Stories that touch but I have only one question, why you too dey lie like mumu? Haba!

thebosstrevor1:
Borrow from friends and pay back in time or they might arrest you.

This is company money, the job of the accountant is also at stake here, so pity him too

Stop collecting loans from banks or loan apps, they are usury and usury is designed to make you poor, you keep borrowing and borrowing and paying back with high interest. It is a trap.

First, let me say l am against owing and not paying back. I am also against any sort of dubious action, when it comes to debt.

@bolded.
I think you are wrong, they cannot arrest him if he knows his rights because he has not committed any crime.
Reasons:
1) He did not trick or ask the Accountant to transfer money into his account
2) The error of transfer has nothing to do with him.
3) He did NOT withdraw a kobo of the transferred money (He will commit an offence if he used the money)
4) The usage of the money was not done by him but by an AUTOMATIC ACTION of his Creditors that he owed
5) He was not aware that the money was coming-in and that his Creditors will remove the money, without this knowledge
6)He has no intention of not returning the money IF and IF it was in his account and had not been taken by his Creditor

So, what will they arrest him for? That his Creditor took the money? That he could not stop the creditor from taking it? That they made a transfer mistake?
Even if they intimidate him with Police (and he should contact a Human Rights Lawyer immediately), he still cant refund the money because he does not have it and did not take it. He just needs to explain to them what transpired, assuming he is telling the truth.

The best they can do, is either to speak with his Creditor, to say the money taken from his account was not his or give him his job back and they deduct it from his pay or hope that he would get another job and arrange an instalment repayment plan with him.

BTW: For Sacking him, they should be paying him a severance pay because they had made him loose his stable employment and thrown him into the labour market.
I am tempted to say 'Na God catch dem'

OP, tell your friends your situation and solicit assistance from them to return the company money. Have you ever heard of "integrity test"? Remember in your own words "temporary lay off letter" was issued to you in this case. IMO, the company may want to test your integrity. Better still be sincere and open up every to them. You will not be killed!

Brosst:

Thanks sis. Seriously I'm depressed and I don't want them to see me as a bad person. Have been going round to see if I can raise something and take it to the management direct

pls go back to d original post and add a screen shot of d transactions dat got u in mess,,it will help ur story...

Take your phone with transaction details to them so that they can see all with their eyes.
Even, try to do the borrow from access bank in their presence and show them your statement of account

Sammy07:


ignorance is killing both of you.

Few years ago, I also do borrow loan from Branch.

Immediately I receive credit alert on my account I immediately transfer it to my friend account. because I have only one account.

didn't you read where he said he usually transfer it to his kuda account


.

Brosst, follow this advise.

Why borrow when u can't pay back? don't you know someone's job is at risk?you better deviate from dubious character

gamegear:
But why use an account that you know is on negative balance as your salary account for the company in the first place?.

I smell what is not true (lies)

he did so because he has an interest of paying back the loan he collected from the bank, if na'em money he no go complain

Borrow money from loan app

Inasmuch as am not doubting the authenticity of the OP's story, but I noticed that all the posts telling him to prove that he is saying the truth was ignored by him.

Someone volunteered to help him but simply demanded to see the statement of account where the 40k entered and left and also a letter of termination from the company.

He saw these messages and ignored them.
My question is
Brosst why did you ignore those statements asking for proof from you?

When I read what Nigerians are going through here, frustration dey nearly kill me. If no be better family God take surround me since I went broke 2017, who knows where I will be by now.

Nigerians are suffering enmasse.

This country is hell.

gamegear:
But why use an account that you know is on negative balance as your salary account for the company in the first place?.

I smell what is not true (lies)

He may be right. Some financial institutions cannot give you loan if the account submitted to them is not a salary account.

Basalt:
Inasmuch as am not doubting the authenticity of the OP's story, but I noticed that all the posts telling him to prove that he is saying the truth was ignored by him.

Someone volunteered to help him but simply demanded to see the statement of account where the 40k entered and left and also a letter of termination from the company.

He saw these messages and ignored them.
My question is
Brosst why did you ignore those statements asking for proof from you?

Bros pls show us evidences.

Micval:


His plan might be to use the salary of his new job to offset the loan, so that is possible

you might want to go back and read the story again? He was working before he had the job offer in the superstore, so which means steady income. The only time he has been out of work is just about a month now, then all of a sudden the account is red and 40k disappeared into the account like that. Remember he was paid the month of October in cash, why didn’t he pay the money into the account to maybe clear some part of the loan if he really wants to pay off?
Here was what he told the account guy “ And I explained to him that I don't usually receive funds in that particular account because i took a loan from access bank which is overdue and I'm yet to pay them” which means he did not use that account as his salary account with the company. So how come money don disappear, then suddenly na the account wey him no de use money come enter?

Reason am bros

HarunaWest:

as in ehn...Ontop the brokeness you come dey owe again...Kuku keee me

Kuku reap me apart

fowlyansh181:
maybe he borrowed from them after he was laid off

borrowed from them in less than a month and already paying back?

oluwaseyi0:


Stop basking in ignorance,

Banks will usually not borrow you money except you use your salary account (in case of no collateral)

Infact what qualifies you for loan is your salary, he probably took the loan when he's still employed and couldn't pay off before he was laid off

this is what the OP said “ And I explained to him that I don't usually receive funds in that particular account because i took a loan from access bank which is overdue and I'm yet to pay them” which means he never used it as his salary account

klbakare:


O.P follow this advice. This is the most sensible advice here. Nobody can drag you for anything. Make sure everything you told us is the truth because God actually sees the integrity of your heart.

Thanks for the acknowledgement