₦airaland Forum

worworbabe:
I have used barter by flutterwave which was effective for my online transaction. I also use Cowrywise because they have the non-interest option that piggyvest doesn't have.

Raph3177:
Dies the naira Visa card works on crypto website like binance ??

Raph3177:
Dies the naira Visa card works on crypto website like binance ??

worworbabe:
I don't know much about cryptocurrency. Like many people have said above, you can't predict it, you can't touch it. It's risky.

COdeGenesis:
Stories. But in December 2020 I had 200k which I wanted to use for my rent. I was caught in a dilemma between fixing the money(I won't have access to it till february ) and investing in bitcoin. At that time bitcoin was about N9 million , this was on the 22nd or so. I met some colleagues for advice and they said dobt invest your rent. I opted for the safer option of fixing the money. Guess what bitcoin grew from 9million to N15million. About 70% profit. Access Bank paid me 16 naira for fixing my 200k. I would have made atleast 120k if I had invested in bitcoin. E pain me die.

AnonPoet:
I decided to try out an experiment in January of 2020 and this video is the outcome. I put aside extra money in a couple of Nigerian Fin-tech apps and in this video, I cover 5 apps that I regularly use to save, invest and make money in the Nigerian fin-tech space. From the experiment at the beginning of 2020, I was able to save an extra $10,000. I share all of that and more in this video.

How I made over $10,000 with these Nigerian Tech Apps


https://www.youtube.com/watch?v=EfNxQSNnJuE

Apps Discussed:

1. QUIDAX (Cryptocurrency):

The first app I talked about is called Quidax, It's an app I used to buy & sell crypto. and it's been quite swift as well when it comes to transactions. I've received payments in form of BTC a lot just 'cos it saves time � On Quidax, you can trade (buy/sell) quite a number of cryptocurrencies like Bitcoin. Ethereum, XRP, Dash, and Litecoin.
I also loved the fact that I got an email authentication for every single withdrawal, might take a second but it's basically more secure. They've got an exhaustive FAQ page you can check out if you have any questions (FAQ: https://quidax.com/faq)

2. BARTER (Virtual US Cards):

Barter was one of my favourite apps of the bunch. They give you a virtual US Debit card, complete with a USA Address, tied to your name. I use Barter to pay for online subscription services that don't allow our Nigerian cards. I use it for my Adobe, Apple subscription, and more stuff. Keep in mind that it costs $2 to create a new card and $4 to create a gift card.

3. PIGGYVEST (High-interest Savings):

PiggyVest needs almost no introduction at this point. When I asked about apps that worked for people financially in Nigeria on social media, this was recommended a lot. PiggyVest is an app I "highly" recommend for people who are serious about their finances and saving. The Safelock feature on PiggyVest helps you lock funds for a long period of time allowing you to stay true to a financial goal. You can keep adding to it and it can actually accumulate to a substantial sum. Not only are you saving but, you're also earning a decent amount in interest, depending on how much you save.
It's one of the apps I use on an almost daily basis.

4. BAMBOO (Invest in US. Stocks from Nigeria)

One of the apps I really like using is the Bamboo app. It's a straightforward app, you can simply buy/sell shares of your favourite US company listed on the stock market, right here in Nigeria. The Bamboo app also has a large library and glossary if you want to read up and learn the basics or learn the ropes of buying your first stock, investing and everything in between. Another app you can use to Invest in US stocks (even Nigerian stocks as well) is Trove I love how the app displays categories, everything is easy to reach and they have a vast amount of assets as well (now including Cryptocurrency)

5. RUBIES (100% Digital Bank)

As the description reads, Rubies is a full-on online bank. You can do the everyday transactions you would normally do on your banking app and even more. You can request a card, creating a savings plan and become an independent banker. I like that the transfer fees are just 10 Naira regardless, I also like that your phone number can also be your Rubies account number. All in all, it's a well-rounded app that I use and would recommend.

Which of these apps do you use or have you just discovered? Also, which have you used and would recommend other people try? Comment below ��

Joeadamxx:
My grouse with a lot of Nigerians especially the youth, is the fact they are quick to discount any progress that is not quick enough or requires any bit of mental exercise!
The gentleman says he made $10,000 in a year and some are saying it is misleading because he did not draw out a per minute chart of how he made the money!
He said he invested in cryptos. Have you done the mental exercise of checking the unit price of Bitcoin from the beginning of 2020 and compared it to the price at the end of that year?
He also mentioned he invested in Nigerian and US stocks and still some airheads are questioning the veracity of his claims without doing the simple mental exercise of checking what gains the stock markets made in that year.
I invested about $8000+ in cryptos and US stocks between September 2020 and now and my portfolio is presently in excess of $20,000+. Of course, there will be some dimwits on this forum that will claim it is false but I will give you an indication; I bought shares in a blockchain company with code HIVE for $0.46 and sold 1500 shares for $3.01 each with a profit of $3,960!
But again, maybe I am also lying!!

COdeGenesis:
Stories. But in December 2020 I had 200k which I wanted to use for my rent. I was caught in a dilemma between fixing the money(I won't have access to it till february ) and investing in bitcoin. At that time bitcoin was about N9 million , this was on the 22nd or so. I met some colleagues for advice and they said dobt invest your rent. I opted for the safer option of fixing the money. Guess what bitcoin grew from 9million to N15million. About 70% profit. Access Bank paid me 16 naira for fixing my 200k. I would have made atleast 120k if I had invested in bitcoin. E pain me die.

kriss27:
Is it possible to invest in bitcoin when you don't have the complete money(9million)?

Mkingz:
Yes...you mustn’t have the complete money...with Luno,you can buy a fraction of btc with aa low as #500 but the charges are quite high tho..

Joeadamxx:
My grouse with a lot of Nigerians especially the youth, is the fact they are quick to discount any progress that is not quick enough or requires any bit of mental exercise!
The gentleman says he made $10,000 in a year and some are saying it is misleading because he did not draw out a per minute chart of how he made the money!
He said he invested in cryptos. Have you done the mental exercise of checking the unit price of Bitcoin from the beginning of 2020 and compared it to the price at the end of that year?
He also mentioned he invested in Nigerian and US stocks and still some airheads are questioning the veracity of his claims without doing the simple mental exercise of checking what gains the stock markets made in that year.
I invested about $8000+ in cryptos and US stocks between September 2020 and now and my portfolio is presently in excess of $20,000+. Of course, there will be some dimwits on this forum that will claim it is false but I will give you an indication; I bought shares in a blockchain company with code HIVE for $0.46 and sold 1500 shares for $3.01 each with a profit of $3,960!
But again, maybe I am also lying!!

tens4real:
This is it bro gordonsz56

Joeadamxx:
My grouse with a lot of Nigerians especially the youth, is the fact they are quick to discount any progress that is not quick enough or requires any bit of mental exercise!
The gentleman says he made $10,000 in a year and some are saying it is misleading because he did not draw out a per minute chart of how he made the money!
He said he invested in cryptos. Have you done the mental exercise of checking the unit price of Bitcoin from the beginning of 2020 and compared it to the price at the end of that year?
He also mentioned he invested in Nigerian and US stocks and still some airheads are questioning the veracity of his claims without doing the simple mental exercise of checking what gains the stock markets made in that year.
I invested about $8000+ in cryptos and US stocks between September 2020 and now and my portfolio is presently in excess of $20,000+. Of course, there will be some dimwits on this forum that will claim it is false but I will give you an indication; I bought shares in a blockchain company with code HIVE for $0.46 and sold 1500 shares for $3.01 each with a profit of $3,960!
But again, maybe I am also lying!!

chinazaJoshua:
Dear Bro
I really need a guide on how to trade on cryptocurrency especially Bitcoin. I uses binance and luno App. I always get lost on how to go about it. Please help me to get along. Already using piggyvest.

This my WhatsApp line please
09091774327

AnonPoet:
I decided to try out an experiment in January of 2020 and this video is the outcome. I put aside extra money in a couple of Nigerian Fin-tech apps and in this video, I cover 5 apps that I regularly use to save, invest and make money in the Nigerian fin-tech space. From the experiment at the beginning of 2020, I was able to save an extra $10,000. I share all of that and more in this video.

How I made over $10,000 with these Nigerian Tech Apps


https://www.youtube.com/watch?v=EfNxQSNnJuE

Apps Discussed:

1. QUIDAX (Cryptocurrency):

The first app I talked about is called Quidax, It's an app I used to buy & sell crypto. and it's been quite swift as well when it comes to transactions. I've received payments in form of BTC a lot just 'cos it saves time � On Quidax, you can trade (buy/sell) quite a number of cryptocurrencies like Bitcoin. Ethereum, XRP, Dash, and Litecoin.
I also loved the fact that I got an email authentication for every single withdrawal, might take a second but it's basically more secure. They've got an exhaustive FAQ page you can check out if you have any questions (FAQ: https://quidax.com/faq)

2. BARTER (Virtual US Cards):

Barter was one of my favourite apps of the bunch. They give you a virtual US Debit card, complete with a USA Address, tied to your name. I use Barter to pay for online subscription services that don't allow our Nigerian cards. I use it for my Adobe, Apple subscription, and more stuff. Keep in mind that it costs $2 to create a new card and $4 to create a gift card.

3. PIGGYVEST (High-interest Savings):

PiggyVest needs almost no introduction at this point. When I asked about apps that worked for people financially in Nigeria on social media, this was recommended a lot. PiggyVest is an app I "highly" recommend for people who are serious about their finances and saving. The Safelock feature on PiggyVest helps you lock funds for a long period of time allowing you to stay true to a financial goal. You can keep adding to it and it can actually accumulate to a substantial sum. Not only are you saving but, you're also earning a decent amount in interest, depending on how much you save.
It's one of the apps I use on an almost daily basis.

4. BAMBOO (Invest in US. Stocks from Nigeria)

One of the apps I really like using is the Bamboo app. It's a straightforward app, you can simply buy/sell shares of your favourite US company listed on the stock market, right here in Nigeria. The Bamboo app also has a large library and glossary if you want to read up and learn the basics or learn the ropes of buying your first stock, investing and everything in between. Another app you can use to Invest in US stocks (even Nigerian stocks as well) is Trove I love how the app displays categories, everything is easy to reach and they have a vast amount of assets as well (now including Cryptocurrency)

5. RUBIES (100% Digital Bank)

As the description reads, Rubies is a full-on online bank. You can do the everyday transactions you would normally do on your banking app and even more. You can request a card, creating a savings plan and become an independent banker. I like that the transfer fees are just 10 Naira regardless, I also like that your phone number can also be your Rubies account number. All in all, it's a well-rounded app that I use and would recommend.

Which of these apps do you use or have you just discovered? Also, which have you used and would recommend other people try? Comment below ��