₦airaland Forum

ITbomb:
Let's say you live in a self contain 150k - 180k
Keep 15k per month for rent
R = 85k
- normal savings 10k
R = 75k
- TP (4h per day) 12k
R = 63k
- call credit (1h per day stingy) 3k
R = 60k
- NEPA + fuel 10k
R = 50k
- Food 5k per week 20k
R = 30k
Provisions (toothpaste, beverages etc) 10k
R = 20k

The above is basic

20k remains for the "luxury" below

Water money
Uncle buy me biscuit
Send money to buy drugs for mama
Some drinks
Sweetheart mumu button (urgent 2k)
New shirt and trousers
New (ok) shoes
Repair gen

Even your signature got me laughing like mad

bloggerblogger2:
YOU MAY AGREE OR DISAGREE.

A 100K monthly salary earner in Nigeria is better than a 400K monthly salary earner in the United States.

The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim.

Some of our annual rent here is weekly/ monthly rent over there. Can you pay over 100K naira monthly house rent with 400K monthly salary here in Nigeria? You can’t do that, but you don’t have a choice over there. You pay or kicked out of the house.

Some of our people over there are becoming wiser now. They don’t mind sleeping on the streets, work for at least 5-10yrs, move back to Nigeria with their savings. You cannot survive with 100M living comfortably a year over there. Tax go finish you up. But you can live large with 100M for 5yrs or more here in Nigeria depends on your lifestyles tho.

You don’t pay unnecessary tax here. But in foreign countries you pay almost everything.
In naija you can own 10 cars..not in the United States because you pay for packing space for each car. You get the point now?

Some of our people in diaspora, once they earn $10K in a month or so, depends on the job, they’d send $9K down to their Nigeria account and keep $1K for their upkeep. Some would buy lands and build houses for rent or some other businesses.
If you don’t do that, you’d work all your life and come back with nothing. Those of you on this method are wise. But becareful of the people you send your money to here. Trust no one! Get a trustworthy lawyer involved.

U can make unnecessary noise or play loud music here. You can’t try such over there and not find yourself in police cell.

So you see….We are privileged here. We only need to get bad political leaders off the way. By getting involved in politics, national, state, LGA and community affairs. That’s how American youth you admire, do.

They don’t just fold hands, wailing and waiting for a miracle. They debate, disagree, challenge, involved and create. You get the point now?

Okay, I get your point.

But if it's about politics. With what I saw in USA, this past election, Sorry you are wrong. Both American youth and adult, don't know their left from their right.

manikspears:
Where the 100k job dey,what is the value of 100k in Nigeria? Many companies are owing salaries like mad in Nigeria, is it because many are suffering and smiling. The OP is just pulling you guys legs.in usa you can do multiple jobs,even over time job dey o.can you do that in Nigeria? He must be an illegal immigrant to have been earning 400k per month. Lastly, food is cheap in usa.

True true this life no BALANCE

BigDawsNet:
400k monthly will not even pay my rent in the US unless I relocate to one freezing village in Alaska where I can get a basement for $300/m

400k naira is over $1000 which house are you now living there ?
You go still see house of $1k $1,200 Na
If I go yankee I go cut my coat according to my size Na
Man gas wise up make bills no go kill me before I kon Dey complain say America no good. You grab

Who told you, you can save $9k out of $10k and sustain on $1k?

First, it shows you've never lived anywhere near the west.

Second, what's the percentage of those who earn $10k US or across the western world?

Third, how many people can conveniently save $1k monthly after all expenses is taken care of?

With this in mind, do your due diligence and stop sharing what you have no knowledge of. It's true in some cases you can live a better life in Nigeria as compared to the US or any other western country when comparing all you have to pay for e.g. taxes, parking spaces, unexpected penalties etc.

Having said that, security of lives and properties, availability to basic amenities is available to everyone, which cannot be compared to what we see in Nigeria.

In all, you need to be highly skilled in a well sought-after roles/ expertise to be able to earn that much and higher. So, consider what you do if it falls into such categories, and if not, think of what to do to get into such circle before concluding.

There's no free lunch anywhere in the west. If you want to save $9k monthly in the US or anywhere in the west, then you must be ready to earn $20k monthly.

For example, on $120k annual salary job, you only go home with $86k excluding pension contributions and other miscellaneous, meaning, the system alone has taken over $34k out of your earnings for the year. Also, this depends on the state/borough/county/District that you live in.

Now, put into consideration your rent, utilities (gas, electricity, council/ District tax, phone bills), groceries, food etc.

Well, with this little explanation, you can go back to your day-dreaming seat and ponder over it all. This should give you a glimpse of what people go through, and should in case someone has been lying to you in the past; I guess this should set you straight.

My 2 cents advise.

If you have money Nigeria is 100 times better than America. I traveled to the US the first time in 1996 so don't quote me if you have never been to MMIA

internationalman:
Why the sudden rise in comparison between America and Nigeria..

Because things are so hard in Nigeria we are merely working for survival. That's why the fuse about salaries.

People in America just work to pay bill and feed themselves and if by the end of the day they couldn't afford to build a house or achieve much, they will have still lived a better life than a rich man in Nigeria..

You see all these Yahoo boys with flashy cars and mansions for a house, their maga abroad are mostly average citizens..

People that are poor abroad can make someone in Nigeria millionaire. That's to show you the difference between the standard of living and quality of life..

oil dey your head

as I see the post, I don know sey na rubbish e wan talk
comparing Nigeria to USA
them suppose nack the guy electric pole

ZIINI:
400k naira is over $1000 which house are you now living there ?
You go still see house of $1k $1,200 Na
If I go yankee I go cut my coat according to my size Na
Man gas wise up make bills no go kill me before I kon Dey complain say America no good. You grab

Like you said cut yoour coat according to my size

Tho to be honest we have very cheap rent across the US

aremuforlife:
Development take stages, if the previous government was able to do have of what this present government is doing, Nigeria would have move forward a bit, but nevertheless, we are still moving and hope we will be there.

Tell me what this present government is doing that makes you think this country is moving forward.

This APC BMC hungry lions never cease to amaze me.

No sensible person is sending $9k to any Naira account. Unless it is a Dom account. If you converted $100k 10 years ago, you would have N16 million.

If you try to reconvert that money today, you'd only have $40k.

bloggerblogger2:
YOU MAY AGREE OR DISAGREE.

A 100K monthly salary earner in Nigeria is better than a 400K monthly salary earner in the United States.

The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim.

Some of our annual rent here is weekly/ monthly rent over there. Can you pay over 100K naira monthly house rent with 400K monthly salary here in Nigeria? You can’t do that, but you don’t have a choice over there. You pay or kicked out of the house.

Some of our people over there are becoming wiser now. They don’t mind sleeping on the streets, work for at least 5-10yrs, move back to Nigeria with their savings. You cannot survive with 100M living comfortably a year over there. Tax go finish you up. But you can live large with 100M for 5yrs or more here in Nigeria depends on your lifestyles tho.

You don’t pay unnecessary tax here. But in foreign countries you pay almost everything.
In naija you can own 10 cars..not in the United States because you pay for packing space for each car. You get the point now?

Some of our people in diaspora, once they earn $10K in a month or so, depends on the job, they’d send $9K down to their Nigeria account and keep $1K for their upkeep. Some would buy lands and build houses for rent or some other businesses.
If you don’t do that, you’d work all your life and come back with nothing. Those of you on this method are wise. But becareful of the people you send your money to here. Trust no one! Get a trustworthy lawyer involved.

U can make unnecessary noise or play loud music here. You can’t try such over there and not find yourself in police cell.

So you see….We are privileged here. We only need to get bad political leaders off the way. By getting involved in politics, national, state, LGA and community affairs. That’s how American youth you admire, do.

They don’t just fold hands, wailing and waiting for a miracle. They debate, disagree, challenge, involved and create. You get the point now?

bloggerblogger2:
YOU MAY AGREE OR DISAGREE.

A 100K monthly salary earner in Nigeria is better than a 400K monthly salary earner in the United States.

The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim.

Some of our annual rent here is weekly/ monthly rent over there. Can you pay over 100K naira monthly house rent with 400K monthly salary here in Nigeria? You can’t do that, but you don’t have a choice over there. You pay or kicked out of the house.

Some of our people over there are becoming wiser now. They don’t mind sleeping on the streets, work for at least 5-10yrs, move back to Nigeria with their savings. You cannot survive with 100M living comfortably a year over there. Tax go finish you up. But you can live large with 100M for 5yrs or more here in Nigeria depends on your lifestyles tho.

You don’t pay unnecessary tax here. But in foreign countries you pay almost everything.
In naija you can own 10 cars..not in the United States because you pay for packing space for each car. You get the point now?

Some of our people in diaspora, once they earn $10K in a month or so, depends on the job, they’d send $9K down to their Nigeria account and keep $1K for their upkeep. Some would buy lands and build houses for rent or some other businesses.
If you don’t do that, you’d work all your life and come back with nothing. Those of you on this method are wise. But becareful of the people you send your money to here. Trust no one! Get a trustworthy lawyer involved.

U can make unnecessary noise or play loud music here. You can’t try such over there and not find yourself in police cell.

So you see….We are privileged here. We only need to get bad political leaders off the way. By getting involved in politics, national, state, LGA and community affairs. That’s how American youth you admire, do.

They don’t just fold hands, wailing and waiting for a miracle. They debate, disagree, challenge, involved and create. You get the point now?

Are you in America?
It's easy to sit in naija and be confidently writing nonsense of things you know nothing about.

When some Nigerians will take the chances of going to the USA to just pose like a tree...
Being a dog in USA is better than some lives in Nigeria.

bloggerblogger2:
YOU MAY AGREE OR DISAGREE.

A 100K monthly salary earner in Nigeria is better than a 400K monthly salary earner in the United States.

The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim.

Some of our annual rent here is weekly/ monthly rent over there. Can you pay over 100K naira monthly house rent with 400K monthly salary here in Nigeria? You can’t do that, but you don’t have a choice over there. You pay or kicked out of the house.

Some of our people over there are becoming wiser now. They don’t mind sleeping on the streets, work for at least 5-10yrs, move back to Nigeria with their savings. You cannot survive with 100M living comfortably a year over there. Tax go finish you up. But you can live large with 100M for 5yrs or more here in Nigeria depends on your lifestyles tho.

You don’t pay unnecessary tax here. But in foreign countries you pay almost everything.
In naija you can own 10 cars..not in the United States because you pay for packing space for each car. You get the point now?

Some of our people in diaspora, once they earn $10K in a month or so, depends on the job, they’d send $9K down to their Nigeria account and keep $1K for their upkeep. Some would buy lands and build houses for rent or some other businesses.
If you don’t do that, you’d work all your life and come back with nothing. Those of you on this method are wise. But becareful of the people you send your money to here. Trust no one! Get a trustworthy lawyer involved.

U can make unnecessary noise or play loud music here. You can’t try such over there and not find yourself in police cell.

So you see….We are privileged here. We only need to get bad political leaders off the way. By getting involved in politics, national, state, LGA and community affairs. That’s how American youth you admire, do.

They don’t just fold hands, wailing and waiting for a miracle. They debate, disagree, challenge, involved and create. You get the point now?

I don't agree with you, until I get to USA and see for myself, then! I will know what to say.

RisenPhoenix1:
Not exactly luxury; that was an exaggeration, but certainly a better standard of living than you can get on a thousand dollars a month in the US for example. With N100k monthly, at least you can maintain a car, rent a flat and eat decently in Nigeria. No way is that going to happen in the US with less than $1000 ((N400k) monthly, which is what the op said.

If u say what d op said is an exaggeration, how come u are trying to defend an exaggeration which put in simpler terms is an outright lie? These are d exact words of d OP:

"The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim."

bloggerblogger2:
YOU MAY AGREE OR DISAGREE.

A 100K monthly salary earner in Nigeria is better than a 400K monthly salary earner in the United States.

The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim.

Some of our annual rent here is weekly/ monthly rent over there. Can you pay over 100K naira monthly house rent with 400K monthly salary here in Nigeria? You can’t do that, but you don’t have a choice over there. You pay or kicked out of the house.

Some of our people over there are becoming wiser now. They don’t mind sleeping on the streets, work for at least 5-10yrs, move back to Nigeria with their savings. You cannot survive with 100M living comfortably a year over there. Tax go finish you up. But you can live large with 100M for 5yrs or more here in Nigeria depends on your lifestyles tho.

You don’t pay unnecessary tax here. But in foreign countries you pay almost everything.
In naija you can own 10 cars..not in the United States because you pay for packing space for each car. You get the point now?

Some of our people in diaspora, once they earn $10K in a month or so, depends on the job, they’d send $9K down to their Nigeria account and keep $1K for their upkeep. Some would buy lands and build houses for rent or some other businesses.
If you don’t do that, you’d work all your life and come back with nothing. Those of you on this method are wise. But becareful of the people you send your money to here. Trust no one! Get a trustworthy lawyer involved.

U can make unnecessary noise or play loud music here. You can’t try such over there and not find yourself in police cell.

So you see….We are privileged here. We only need to get bad political leaders off the way. By getting involved in politics, national, state, LGA and community affairs. That’s how American youth you admire, do.

They don’t just fold hands, wailing and waiting for a miracle. They debate, disagree, challenge, involved and create. You get the point now?

EVERYTHING YOU WROTE HERE IS ABSOLUTE RUBBISH - It screams to my ears. "I have not been to the USA but all my idea about the USA was gotten from a drunk friend whose brother is a former friend of the brother of an American returnee"

You think to earn 10k USD a month na beans? How much does a Medical doctor take home after taxes and charges in a place like Texas (where you have about 40% of all Nigerians living in the USA?) It may be $8700 - so you will just come - no US education - no US qualification or work history - you will be sleeping in the street and making 10k a month? Guy, if you do not have a verifiable address where you live and a work history with valid references - and a social security number which is valid for employment (some are not valid for emplyment) and a state issued ID and clean criminal records, you wont be able to even get a job that pays you $2,000 in places like Texas or $2,700 a month in places like New York

And you do not seem to understand how capitalism works - America as a country is the originator of the capitalist system - The country lives, breaths and grow with capitalism- as long as you wake up and step out of your house, you must spend money. Do not ask me how or why? Who no go no know. You think you can have money in your pocket and be begging vulnerable family members and friends money as you do in Nigeria ? here no one gives you shi shi - not even your father or mother. You know nothing about America- The more you earn, the more your expenses increase. The job that pays you 5,000 a month self most of them are not on Bus route, if you do not have a car, you can not get there, With a car comes monthly car notes, insurance, gas to fuel it, maintenance, you buy lunch to eat for break time as most times you can not cook due to the time factor - you can not be late for work here or you get fired - some jobs have 5 minutes window of grace to be late and you can not be using that extra 5 minutes everyday or you get fired too for that - guy let me shower and rush to work - I wish I have all the time to reply this post, send 9k home indeed and use 1k - you smoke oshogbo weed, catch up with you later

HellVictorinho:
False. The fact you are rich doesn't mean you should lie.

I too like this statement. God bless.

$1k a month?

Well, some people sabi do Lagos style to leech off people while saving all their earnings.

lexy2014:
If u say what d op said is an exaggeration, how come u are trying to defend an exaggeration which put in simpler terms is an outright lie? These are d exact words of d OP:

"The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim."

I'm defending the fundamental gist of what he said which is true.

Even if you want to hold it literally, it is still somewhat true. People who earn N100K monthly in Nigeria can probably afford to live in a decent 3room apartment at 30k monthly, and have enough left over to run a car, and eat a balanced diet. No one can try that kind of opulence in the US with the same amount. $200 (which is equivalent to N100K) cannot even rent a single room apartment in most parts of the US for a single week, let alone buy groceries, pay utility bills and run a car.

RisenPhoenix1:
I'm defending the fundamental gist of what he said which is true.

Even if you want to hold it literally, it is still somewhat true. People who earn N100K monthly in Nigeria can probably afford to live in a decent 3room apartment at 30k monthly, and have enough left over to run a car, and eat a balanced diet. No one can try that kind of opulence in the US with the same amount. $200 (which is equivalent to N100K) cannot even rent a single room apartment in most parts of the US for a single week, let alone buy groceries, pay utility bills and run a car.

This is d fundamental gist of what he said:

"The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim."

What is there to be taken literally or not taken literally. He told a lie, pure& simple. Can u live a luxury life in Nigeria on 100k? Yes or no

aremuforlife:
Development take stages, if the previous government was able to do have of what this present government is doing, Nigeria would have move forward a bit, but nevertheless, we are still moving and hope we will be there.

What is this present government doing? Abi nor be Nigeria you dey? If the previous government had done what this government is doing you think sey u for get hand use type watin u type so?

lexy2014:
This is d fundamental gist of what he said:

"The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim."

What is there to be taken literally or not taken literally. He told a lie, pure& simple. Can u live a luxury life in Nigeria on 100k? Yes or no

You're only being needlessly rigid. Since you like playing with semantics, the onus is on you to define luxury lifestyle. Then I will give you the yes or no that you demand. It should show you how meaningless your argument over the subjective term is.

bloggerblogger2:
YOU MAY AGREE OR DISAGREE.

A 100K monthly salary earner in Nigeria is better than a 400K monthly salary earner in the United States.

The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim.

Some of our annual rent here is weekly/ monthly rent over there. Can you pay over 100K naira monthly house rent with 400K monthly salary here in Nigeria? You can’t do that, but you don’t have a choice over there. You pay or kicked out of the house.

Some of our people over there are becoming wiser now. They don’t mind sleeping on the streets, work for at least 5-10yrs, move back to Nigeria with their savings. You cannot survive with 100M living comfortably a year over there. Tax go finish you up. But you can live large with 100M for 5yrs or more here in Nigeria depends on your lifestyles tho.

You don’t pay unnecessary tax here. But in foreign countries you pay almost everything.
In naija you can own 10 cars..not in the United States because you pay for packing space for each car. You get the point now?

Some of our people in diaspora, once they earn $10K in a month or so, depends on the job, they’d send $9K down to their Nigeria account and keep $1K for their upkeep. Some would buy lands and build houses for rent or some other businesses.
If you don’t do that, you’d work all your life and come back with nothing. Those of you on this method are wise. But becareful of the people you send your money to here. Trust no one! Get a trustworthy lawyer involved.

U can make unnecessary noise or play loud music here. You can’t try such over there and not find yourself in police cell.

So you see….We are privileged here. We only need to get bad political leaders off the way. By getting involved in politics, national, state, LGA and community affairs. That’s how American youth you admire, do.

They don’t just fold hands, wailing and waiting for a miracle. They debate, disagree, challenge, involved and create. You get the point now?

Baba sharap joo.

SarkinYarki:
You live luxury lifestyle with 100k a month? Are you sure you know what you are saying?

The guy is talking rubbish

Op, you are very wrong. There is nothing to compare between the two countries. What of healthcare, utilities, good road network etc. Quality lifestyle is a no no for an average naija person. Wetin u Dey yarn sef?

ILoveDemMANNA:
This is interesting.


Is this an error or what?
What do you mean by spend 100 MILLION for 5 years?
Or You mean 5 Generations ?

Which kin devil lifestyle person wan live and spend 100 Million in 5 years, him wan dey travel go hell fire twice in a month go flex with devilhimself

Soms people are extremely flamboyant ooo.

ILoveDemMANNA:
This is interesting.


Is this an error or what?
What do you mean by spend 100 MILLION for 5 years?
Or You mean 5 Generations ?

Which kin devil lifestyle person wan live and spend 100 Million in 5 years, him wan dey travel go hell fire twice in a month go flex with devilhimself

Some people are really extravagant... Imagine those that spend 10 million on wristwatch... So, when will 100M not finish quickly?

Just appreciate that you spend money wisely!!

bibiking7:




I don't quite agree. That 100k is for 1 month. Where as, there are menial jobs in the US that can pay $10 per hour. Lets calculate. 10 per hour times 8 hours, times 5 days in a week, times current exchange rate. The person would earn more than you earn in a month in 1 week.
Now me wey dey earn 100k per month. Do you expect me to eat only kote fish or pomo? Food cannot be considered a luxury. I guess the op has not been to the market in a while to know the level of food inflation.
Also earning power and purchasing power of both countries are different.

That is

10 x 8 =80 dollar per day

80 x 5 = 400 dollar per week

400 x 400(naira) = 1,60000 naira

RisenPhoenix1:
You're only being needlessly rigid. Since you like playing with semantics, the onus is on you to define luxury lifestyle. Then I will give you the yes or no that you demand. It should show you how meaningless your argument over the subjective term is.

U are already getting emotional. Here are your words:

"Not exactly luxury; that was an exaggeration"

So what definition did u use to arrive at ur conclusion above? If that be d case, how come u are now saying we should ignore d use of luxury in d comment made by d OP?

"The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim."

So my question still stands. Can u live a luxury lifestyle in Nigeria on a 100k a month income?

i don't get what you are talking about, no united states graduate earn less than a $1000 a month but a Nigerian graduate can earn 100k. so where is your 400k coming from. abi you be illegal migrant working at the mercy of your employer and they pay you $6 an hour or less. The lowest paying graduate course is between $30,000 to $33,000 per annum. i dont know where you are getting your information.

lexy2014:
U are already getting emotional. Here are your words:

"Not exactly luxury; that was an exaggeration"

So what definition did u use to arrive at ur conclusion above? If that be d case, how come u are now saying we should ignore d use of luxury in d comment made by d OP?

"The luxury lifestyles some of us live here with 100K, cannot sustain us a day over there. We can’t try such in US and save a dim."

So my question still stands. Can u live a luxury lifestyle in Nigeria on a 100k a month income?

Yes. You can live what many would consider a luxurious lifestyle in Nigeria on N100K a month.

WakeNbaked:
Most people just want to escape the tribalistic nature of Nigeria so that they could achieve their full potential.

I tell u brother, most of these good countries like USA, Canada, UK, Australia and the rest that we all are dying for are developed by tax, if you are not ready to pay tax stay back in Nigeria that is not paying tax and under developed