₦airaland Forum

What is BDC? Is it behind the counter?

What is PARALLEL RATE?

Thanks

do you do ebay?? @Lstar4real

KGIF

shayubobo:
Hello,please i want to ask if anybody can say anythin abt dis.i ordered from aliexpress since 25th of feb,and my order was shipped on d 27th tru singapore post.i tried to track it wit d trackin no given to me buh all have been seeing is “this is not an acknowledgement of the physical receipt of the stated article“now 8days,pls wat do u tink is wrong

Report back to the seller, if no possible outcome then open dispute (but you should try tracking the item again to be sure the seller sent it).

I CAN SEE YOU GUYS ARE DOING GREAT

presiade:
Union bank is still one of the most ethical banks around... Just write the letter and see what they will do...

you can still try first bank

Damolaskynov:
@ nitrogen,thanks a billion for this information...at least,my account officer will not say that CBN did not offer 364 days tenor like they said last week
@ angelo82,this schedule was exactly what I was requesting for.I do not bother myself anymore with all those statistics prepared by ''professionals" that never comes to pass...moreover,I go with the bank's rate so I don't lose out (half bread is better than chin-chin sometimes)

lol

dami9ja:
KBM so on point. I use them for my pick ups & deliveries and they never disappoint. I rate them 5Stars and recommend them to everyone.

yeah i've tried them many times Kbm is the best!

coderXO:
...good time to buy Nigerian assets with your hard currency folks.

Meanwhile, Naira is plummeting against $$$ and CBN is stopping auctions.

You are limiting the circulation of a commodity; the price will not go up?

Mtschew. Clueless.

asset like?

cee001:
Pls must I operate a current account in order to invest in treasury bills

no

diamond88:
Guys I want to place a bid with gtb but I heard minimum I can invest in 5 millions. I have 100k at a start. Which back can accept this in tb in primary market

go to first bank

angelo82:
I don't get your joke..........My point is that your investment receipt must stipulates all your investment details in full and not just debit on your account.....Princinpal amount,interest agreed,date of investment,maturity,interest amount,charges must reflect in your receipt......And your guys never sign on any investment receipt.......But in Europe,all contractual terms of your deposit will be stipulated....In 2004 when interest on deposit was 10% in Europe,I invested for two years and I was never bothered because they always do things the way it should be done without you asking any question.....I finally solved the issue with the bank and I was given 14.5% for 364days but the funniest part is after calculating all the deductions both bank commissions/custodial fees,I actually got 14% in real terms............

its still ok

cee001:
[color=#990000][/color]Hello house!Please I really need some schooling on this treasury bills of a thing. I hear you all talking about bids and all that. And from little gatherings I see that this is through the primary market,right?My question is how can I invest through the primary market?through my bankbecause when I mailed my bank concerning investing in T-bills and the interest rate they gave me the interest rates. But this is the secondary market,right?...they gave me something like this
TENURE (DAYS)      MATURITY DATE                  RATE (%)      
 87                          14 -May-2015                         10.50%
129                         25 -Jun-2015                          12.50%
 ...Now going for something like this is investing through the secondary market ,right? If so then how can I invest through the primary market,since I get d opportunity of bidding my interest rate. I hear things like account officers. Are these the agentsare they paid by the investor or its just something done on behalf of the Bank like an already paid service or something??...and these account officers are found in banks...

...Plus,I hear the issue of the T-bills is offered at a discount and at the end of the day U are paid the face value...My question on this is,‘is this exclusive of the interest that would be paid upfront?..i.e apart from the interest received on the principal one also gets the benefit of d difference btw. the discounted purchase rate and the full face value received at maturity. If this is not so pls I need some serious schooling before I go investing in T-bills. Pls I need a response on this don't mind the length of this..I might not just be skillful at expressing myself in a clear and concise way...my bad..thanks
N.B even if u cannot answer all the qstns at least the ones u know share with me and others too will contribute their answers...that way all my questions will b answered ...but If u can answer all in one stretch no qualms that'll be ok

pls go through the thread from the first to the current page it will help u.

unite4real:
Remember when i told you that the bank might frustrate you after they give you a rate that you turned down and i advised that you move your fund to another bank but you declined.

see exerpts below.



unite4real:


please dont accept. they are selling to you from their books. or better still ask them to give you at 14.5% which i think is fantastic deal else, you wait till next auction but the bank may frustrate you during the auction if you peg a bid rate with them.

i will advice you use another bank.

u re right

kaptinphilz:
please how do I even know my account officer. I think is better to go through them.

i don't think you'll need them or see any reason to trust them all they care about is to keep your fund in their bank and make more money from it for their bank

angelo82:
I have my suspicion because a day to the auction,I was called from the bank offering me 13.5% for a year and I quizzed why offering me that when I have a bid to buy from the primary market and till now no clue as to what happened to my bid.....I am in talk with another bank and if they offer me something better,I will move my fund and I will completely close my account because I just can't stand a bank sabotaging my interest because they want to make more profit than me....Pre-crisis era its possible for them but everybody serious and clever as regards their finances but this crooks still believe that you will allow them to swindle you as they want......Very pathetic bunch of crooks.....

those guys are crooks

sammily:
I missed out of the bid because the lady at the desk I filled the form forgot to scan it to their head office. I went to my bank yesterday to ask why my investment didn't fly, immediately she started apologising. Now I have to wait a fortnight for another. Hope the rates don't fall before then.

too bad

Godside:
Please my fellow investors , i just want to ask this question , is it adviseable to continue investing in Tb with the election tins gettin tougher nd fear of war in the sky . The petrol minister working in hand wit Gej to make sure he wins cuz buhari wil likly jail them if electd , Gej also doin al tins posible to remain thr nd obj tearin is membershp card nd makin sure he shows Gej dt he wx d1 dt brought him in even wen pipu rejectd him .

Pls am sori if i derail , just want to knw if its save to continue wit investin or wait afta election . Thanks

lol, nobody is smarter than u. u should make ur decision its up to u

one of mine matured today too. I'll call my AO for today's rate.

sonshyne:
Sequence to the letter i wrote to account officer since last week that as soon as TB is available my a/c should be debited for an auction of 182day. I received an alert this afternoon that my account has been debiteds for an auction of 182days. but the bid rate and maturity date was not sent to me...pls house am I on a safe side?

yes you are. You can go to the bank and ask for your account statement so as to enable you view the details of transaction carried out on your bank account.

kings11ng:
please what are the requirements to buy from gt? do I need to have an account with them

yes

obiak4:
be like this guys no want to increase this thing make we take small risk and make small money ooo chia DAT 90day suppose to increase na Chai scratching my head ooooo
wetin man go do now be like I go go break for now ooooo

lol

dupedare:
Yes Debby I guess.we have sealed the deal.am sending her gionee m3 to her at portharcourt tomorrow.her sister later called(Hope) who had been my customer before now.(small world)
Thanks for the referral sir.we are grateful.God bless you real good

u re wlc

i just directed someone to you sir to get gionee m3 the buyer is from ph @elijadre

our oga at the top i c u sir @ernie4life

the ministry is moving

pappilo:
No vacancy..... LoL

lol

Koolmak:
Please,Which bank accepts 100k?

first bank

HAPPY NEW YEAR!!!

tolutweety:
To all the Tbills guru in the house: A happy and fulfilling investment in the new year.

cc seun
angelo82
Chillisauce
princeuk21
. Nitrogen
Coderxo
Feelamong

wishing you all the best!