₦airaland Forum

Tinubu will go down in history as the greatest president of all time. President with the balls of steel!!!!

Well deserved...

They should please have mercy on Fubara the wayward governor...

Botragelad:
And how's that funding/backing him? Can you provide any proof of US direct involvement in funding him like you claimed? 🤷🏼

How does removal of the bounty imply financial or military support?
The bounty was removed because he committed to preventing terrorist threats to the US and its allies. "we're not going to chase you around anymore if you promise to behave."
This doesn't mean they're funding him, son. Just a strategic move. HTS remains a U.S. designated foreign terrorist group.🤷🏼

you keep contradicting yourself.

CXLVII:
Bills will make you forget all those things. You probably will be impressed and feel you living the life in the first month.

As time goes by, reality will start hitting you deep IF you failed to plan and have little to nothing to sell out.

whatever reality here is far better than any reality back home especially for the common man...

martineverest:
even with minimum wage,such expenses is exaggerated

exactly. No mind the OP.

They don't talk about the quality of life and other perks.

Food, security, jobs, unlimited data and calls, road etc.

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing

you just wan trend.

Depending on your visa oga and the kinda of job you do.

You guys are always fixated on the expenses. If abroad tire you, go back to Nigeria...

6 hours. More sleep, less money.

Chinese are weirdos

And your lazy ass senators and rep members are some of the world's laziest and cluest....

Fake news

ottersberger:
You just addressed your useless papa

small pikin. I'm not surprised. No respect for elders...

Baxilexi:
One of us is about to be proven right. The US which is NATOs backbone has publicly denounced Ukraine’s membership and has also declared it has no military interest in the region. It has proposed a 50% slash in military funding between itself China and Russia, which Putin claims is a good idea.

I would’ve expected the war to have seized immediately since the narrative was the US-NATO wanted to launch an attack from Ukraine, hence the invasion.

Now, Ukraine only seeks security guarantees as a deterrent against future reoccurrence, which I believe is reasonable as other Russian bordering countries have this too.

I see Putin has shot himself in the foot because now that the US has cut off intelligence, military and financial support to Ukraine, he is out of reasons to extend the war, Trump outsmarted him here. The world is expecting him to return the occupied territories and let peace return to the region.

Do you disagree with this?

see as you just dey shift goalpost...

America is a continent. There is no country called America. The OP daft pass Joe Biden sef...

ottersberger:
Oh, shut up. You speak like an illiterate.
What do you know about world politics?. I no blame you. We dey Nairaland na.

small boy like you. I blame a faceless forum like this....

ottersberger:
Russia is a direct threat to European security as a result of Vladimir Putin's desire to rebuild what he sees as a Russian Empire. This threat exists, and Europe is well aware of it.

Direct threat for a country which is inside the same Europe? Omo, CNN and BBC don damage a lot of people sense of reasoning....

SadiqBabaSani:
This Russian spy should be kicked out of NL @Seun.

Russia is no Messiah ,

Russia is as evil as U.S.A neither of them is a saviour.

you are really daft for suggesting such...

How do you know he is a Russian spy?

Time you are supposed to be productive, you say na church or mosque matter you wan carry for head. Backward people...

Preacher don become famous. Expect Nigerian to celebrate the preacher soon and contribute money as a form of reward. This I have seen...

What kind of news is this. No details. Na wa o

Peace to the fallen...

The only woman I celebrate is my mother.

Everywhere other women can find the nearest lagoon....

ottersberger:
Europe is revising its concept of national defense. Europeans now realize that their security is in their own hands. America can only do so much in pursuit of the interests of the person in the White House.

Germany, Ukraine's largest continental donor, is leading the charge, with France and Britain, both nuclear powers and military powerhouses in their own right, following closely behind. Poland, Ukraine's immediate neighbor, is investing a whopping five percent of its GDP in military spending.

The United States now fears losing its relevance. After all, NATO provides Washington with the security it needs. But what is more important in the short term is the massive revenue that its defense industry stands to lose as the Europeans, especially the capable Germans, ramp up their military-industrial production.

A new sixth-generation fighter jet is currently being developed in partnership with France and Spain. Krauss-Maffei, Rhein Metal are currently supplying some of the best and most advanced tanks in the NATO arsenal.

Europe still has some way to go to achieve military supremacy on its own, but Trump is a coward who speaks before he thinks.

Europe still have a little way to go to achieve military supremacy, but Trump is a coward who speaks before he thinks.

what is European peace without Russia?

Tinubu is working...

Botragelad:
Lol. Why do you keep running away from my previous questions.

Okay, Timber Sycamore is your answer, why then did Assad’s regime, with the help of Russia, Iran, and Hezbollah turn Syria into a graveyard long before the CIA got involved?
Kindly provide an evidence to the contrary!

In as much as Islam is a cancer to the world. Syria and the middle east were relatively peaceful before the terrorist NATO/CIA came with their coloured revolution. There's no country at war without CIA/US/NATO involvement. Coincidentally, Islam and Arabs are just but a fertile ground...

Acidosis:
Nothing is bigger than the constitution.

are we not saying the same thing?

Peace to the fallen!!!

ambale:
Is this the case we are talking about??

Some of Una go just dey use sentiments dey run Una lives

So a fellow senator accused the Senate president of sexual harassment and the next thing is to suspend the accuser.

Because you be Senate president no mean say you get power pass another now

You were voted from your constituent and the other person too came from her own constituent

So why suspend an entire senatorial district from national activities for 6months?

Senate have their laws. She can take it up from there. Run your life well without blackmailing others, okay.

Most of them ladies are blackmailers.

Most have nothing meaningful to offer other than pussy...

The problem in the health sector is mostly because of nepotism and favouritism. There is a particular set of professional who wants to be the alpha and Omega in every department in the health sector even though they're not specialist in that field. They sideline real specialist, thereby putting round pegs in square holes....