₦airaland Forum

Binance:
Seeing the short timeframe to pay back, if you had good intentions, you would have reject the loan and move on.

The guy is right, you are wrong.

Next!!

Why are you guys thinking like babies na.. I've borrowed 80k from them before and paid back in days. It's nothing new. It's just that this one might not be met due to some challenges and I'm expecting some money soon. I don't want a situation where they'll deduct it automatically. Is there anything else you don't understand?

Felabrity:
Dont borrow money when you don't plans of paying back

Make sure to pay them back before the deadline, to avoid disgrace and embarrassment

Someone posted here some time ago how a loan company started calling all his contacts, tagging him a criminal, because couldn't pay the 5000 loan

Note,they don't have right to deduct any money from your account before the deadline

Typical Nigerians. They don't read and digest, just jump into conclusion.

Didn't you read the part I said I'll pay but the deadline looks unrealistic. For them to give me a loan of 100k means I've built a good credit score with them. I've been borrowing and paying before

And yes, if you elapse the date, they do deduct their money automatically.

Dey there dey do holier than thou. If we check your records with credit bureau now you fit dey owe bank or microfinance millions of naira yet you go come online dey preach.

Hi guys, I borrowed money from one of these online loan apps (just like paylater , branch, sokoloan etc). It's 100k.

Now I'm not that Nigerian who encourages defaulting of loans coz these are private fintechs companies but this particular app ehn, the deadline given for me to pay was very short. (Just 2 weeks (14 days) ) whereas, others dey always give like 1 month and above . How do you expect me to cough out 100k + 20k interest in 2 weeks. I had no choice than to accept coz I needed the money urgently.

I will pay but to be honest I can't meet up with that deadline make I no lie and you know as dem dey do, they're not ready to hear bullshit. They will deduct the money automatically from your account.

Now the problem is, in the next 3 weeks, I'll be expecting some money which is very urgent and I'm afraid immediately that one enters, those people will immediately deduct the money I owe them.

How can I escape this coz that money I'm expecting must not be touched. If they commot that money lasan, na to go jump inside canal remain. Any solution ?

3phase:
me wey beauty give me free to to, fear no gree me knack..... just kissing and handling....

Same here. I remember in SS1 when I caught my class mate banging a junior in the toilet. The girl told me to enter set just to keep my mouth shut and not report. I was so scared make e no con be like say na when e reach my turn dem go con catch man pikin.

FreeSpirited:
Most Girls Yes...Most boys No. The girls fvvcked older guys that are out of secondary schl, or corpers or brother Tunde on their street..

Gbam.

thatsleepboy1:
Yep

Drop sexcapade

illicit:
Yes. SS2

Drop gist

Mature minds only. We are just here to have fun. If you need educative or inspirational post, there are other sections to go .

Well I never did but i had a couple of guys who did. There was one rich Anambra kid in our class called James. His parents were abroad and his elder ones were not always around. Most times they don't come home, most times they come late. This guy basically turned his fathers house to a brothel. I often go there to play video games and that was the first time in my life I ever witnessed group sex. 7 guys and about 4 girls from our class then in 2008 SS3 doing it right there in the sitting room. Next day I saw them in school and it was as if nothing ever happened.

Another was a nymph we had in SS1 called Benita. Na inside school toilet dem dey always give am. Really, kids get exposed and spoilt at a very young age sha.

Bluezy13:
Yes...


It happens to everyone but on different situations, depending on one's aspect of life.

And there are some days where everyone will just seem nice and respectful to you. I think there's something supernatural to this. When it's not your day, it's not just your day.

Sometimes most especially in Lagos, it will be like everyone just dey vex for you which on a normal day wouldn't happen. You enter bus, conductor go para, the person sitting next to you might complain and squeeze face that you should sit well.. You get down and ask for a simple direction, na vex or squeeze face em go see reply. Yoruba people who ought to use "e" for you will use "o". You stand waiting for a bus and the trader beside you will ask you to leave that you're blocking her customers. It will basically just be like everybody dey fight you . I even went to a photocopy center, the small girl was shouting and asking what I want like say we fight for dream or she know me from somewhere.

Meanwhile, on a normal day, this doesn't happen. It's so not normal you begin to check yourself, abi I didn't dress well, abi my looks no follow today etc.

Pogba almost !!

Homeboiy:
It’s 5:30 mumu op

Na so you go make people go watch second half

People like that OP plenty. Ask them what time be match na another thing them go tell you. Before you know it you go on gen or enter viewing center at 70 min

I mean must we suffer for everything in this country? Even ontop your own money again. I've always noticed my data will stop browsing and when I check, it's either 19 or 20mb left? Why can't they allow me enjoy my money till zero MB. This is nonsense.

I served in plateau State also and u are right. Their names are so cool . My neighbor was bearing Chuwang Xi Lyentapwa If you have never seen him in person or spoken on phone, u would think he is Chinese. Their names generally sound like people from Zimbabwe, Botswana and slightly Chinese.

Using a VPN is no crime bro

majamajic:
He is a billionaire

His burial charges is over a million per funeral, he handles over 20 in a week

And he has been doing it like this for over 22yrs as a big shot

He's a billionaire in naira not in dollar. If you carry like $2.5M , you're a naira billionaire already.

I used to hear alot of Nigerian girls secretly have dildos and vibrators. I saw it with my eyes in uni. Normally whenever everybody is gone to school this girl will remain in the hostel and most times invites her bf. There's a tiny hole in their door where you can gently peep to see what's going on inside. I used to watch her have sex with her bf. Live pornography. Now this day I decided to watch another round of live porn but this time around, it wasn't with her bf, she was masturbating with a huge dilldo. More gross is the fact that she'll masturbate and then go ahead to smell the dilldo .

Opposite her room was another crazy girl that doesn't send. Went in to gist with her one day and suddenly she undressed in my presence to go and take her bath. I wanted to excuse her but she was like "stay now what's there". I never bleeped her sha.

Last was one that gave me her phone to fix for her. The respect I had for her was lost when I found alot of sextapes and nudes on her phone. Part of it is in the picture below. It's over 6 years we graduated, I still have them

*Picture deleted*

Avoid soko, they are unprofessional