Rookidmart's Posts
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Samsung Galaxy S24 128GB Unlocked Single sim plus E-sim 650k Contact: 09061143014
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dustmalik:I had no idea they did that. Checked their website and the difference is steep! What I pay for 100mbps in Lagos is what they charge for 50mbps in Abuja. Crazy |
dustmalik:What about FiberOne? They have 150mbps at ~53k |
All banks let you open current accounts in your name. You just need to provide all the KYC documents and 2 referees (people who already have current accounts). |
Was not cleared, just securitized at 9%. |
saint2ace:35k for 40mbps? At this point you're better off just getting FiberOne or ipnx if they're available in your area. 35k on either should get you nothing less than 100mbps. |
ibawon:Jesus 😢 |
tmultinat:Thanks. Was it remote or direct? |
tmultinat:How were you able to unlock it? |
Starlink slashes hardware price in Nigeria, offers partial refund for old orders: https://nairametrics.com/2023/10/09/starlink-slashes-hardware-price-in-nigeria-offers-partial-refund-for-old-orders/
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IfnobeGod20:You can read this article to see the cost breakdown of PMS: https://nairametrics.com/2023/08/01/pms-landing-and-distribution-cost-in-nigeria-explained/ As you can see, if freight costs get eliminated because of local production, the impact on the cost is minimal. |
dominique:Dominique, it's not directly any bank's fault, it's the CBN's. From what we all observed during the currency redesign/cash crunch period last year, most people, especially in the ritual/informal sector do not have bank accounts and prefer to keep their money in cash. This has always been a trend since, and the reasons for this have included: • Illiteracy • No access to smart phones • No banking services • Relatively large account opening amount • Cumbersome account opening/maintenance process. You need various documents to open an account which many unbanked people, due to their status in society do not have eg address, utility bills, ID cards, etc. In a bid to widen the financial inclusion in Nigeria, the CBN in 2013 introduced the concept of tiered accounts. What this means is that instead of having all bank accounts with the same requirements for opening and maintenance, accounts were split into 3 types ("tiers " : • Tier 1 (lowest tier) that can be opened with zero naira and does not need any identifying documents or BVN. However the balance of the account is capped: ₦20,000 single deposit and ₦200,000 cumulative. This means that no amount greater than ₦20,000 can enter the account at once, and you cannot at any time have more than ₦200,000 in the account or your account will be placed on PND and you will be forced to upgrade since you have proven to exceed the requirements for the account. •Tier 2 (Medium Tier): for people who have more money and may have some form of identification eg students. The student ID card can suffice in place of a government issued ID card like NIN, Passport, etc. BVN is required. The balances are capped as follows: ₦50,000 deposit and ₦400,000 cumulative. •Tier 3 (normal bank accounts): these are the normal bank accounts many people have. You need full documents to open: a valid utility bill within the last 3 months, a government issued ID card such as NIN, Passport, driver's licence, and BVN. Since there is full KYC on the account, there are no account limits. You can have up to ₦100 trillion in the account as long as you can defend the source. Again the rationale is that people who would use these low tier accounts do not have the required documents to open normal bank accounts or do not have much transaction value to warrant increased scrutiny from banks and bank examiners (CBN, NDIC). You can see that since tier 1 accounts can be opened with no documentation, and on various channels (POS, ATM, USSD, mobile app, etc) they are the perfect tool for scammers. One can open a tier 1 account on an ATM with the name "Elon Musk" and the account will be opened since the bank doesn't need to verify you're actually Elon Musk. There is no need for any "insider" to make this work. To forestall this the CBN needs to implement stringent requirements for the opening of all tiers of accounts but that defeats the point of tiered accounts. Finance inclusion is on one end of the scale and fraud is on the other end and the CBN needs to balance it well. CBN circular implementing tiered KYC for accounts: https://www.cbn.gov.ng/out/2013/ccd/3%20tiered%20kyc%20requirements.pdf CBN circular exempting Tier 1 accounts from BVN verification: https://www.cbn.gov.ng/Out/2021/CCD/REVISED%20REGULATORY%20FRAMEWORK%20FOR%20BANK%20VERIFICATION%20NUMBER%20(BVN)%20OPERATIONS%20AND%20WATCH-LIST%20FOR%20THE%20NIGERIAN%20BANKING%20INDUSTRY%20121021%20FINAL.pdf Feel free to ask questions 😀 |
A "banker" who earns ₦70k monthly is a bank worker, not a banker. |
This is what some people want for us, just because their preferred candidate didn't win the election. Never! ![]() |
Curse777:We do not produce enough to meet our demand. If it's banned completely then prices would skyrocket due to scarcity. Read about the Nigeria Sugar Master Plan here: https://www.nsdcnigeria.org/nigeria-sugar-master-plan-nsmp |
She already told you what you need to know. She's not scared of losing you, she's scared she won't find someone else. Basically you're a backup until she finds someone better which she hasn't. That's why she keeps coming back
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Brutee:I could always play online because I mostly play F2P games (eg Apex Legends as shown in the screenshot above) which do not require a PS Plus subscription to play. That was not the reason I bought the account in the first place. Moreover the account you gave me got blocked (account changed by owner) even without downloading any games on it so either way you still owe me an account or a refund. |
Brutee:Please do and don't forget my refund too, thanks. |
Brutee:Hello everyone, I paid Brutee on Thursday night for a PS Plus account, the account worked for a total of 5 minutes before the owner changed the password. He was going to get me a new one on Friday, but no feedback since then so I messaged him this morning to find out how far with the account or if I'd be getting a refund instead (in case he wouldn't be able to provide it) then he decided to block me instead. First screenshot is on Friday, second is today when he blocked me.
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