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There are various reasons why bank checks are not being accepted from drawers:
1. Insufficient Fund: When the amount written on a check is more than what the drawer has in his account in the bank.

2.The Death of The Drawer: If the bank recieves information of the death of its customer, the bank will not honour any check presented on the account of the dead customer, until further notice.

3. Irregular Signature: If the signature the drawer signs on the check differs from the specimen signature in the bank.

4. Non-Existing Account: Sometimes, swindlers who have no bank account but possess false check books may issue check to those whom they have swindled.

5. Bankruptcy: If one is judged by a law court to be unable to pay his debts in full, the bank will dishonour any check presented on behalf of that customer.

6.Frozen Account: If court orders or a military government decrees that some people's account be frozen, the bank must definitely dishonour all checks bearing the account's numbers.

7.When There is Attention: If anything is cancelled on a check, the bank will dishonour such a check, except the drawer signs his signature above or under the altered word.

8. A Post-Dated Check: If this is presented for payment, the bank will dishonour such a check.

9. A Stale Checkd: A check that has been delayed for more than six months of the date written on it, if presented for repayment must be dishonoured by the bank.

10. If There Is A Difference Between The Amount Written In Words And That in Figuresd: If for instance, the drawer writes thirty dollars only in words and $20 in figure.

11. When Payment is Stopped: If the drawer asks a bank not to pay a check already issued.

The Central Bank of any country controls the financial activities of commercial banks in the following ways: 1.Open Market Operation: This involves the buying and selling of securities from and to commercial banks in order to increase and reduce the volume of money in circulation. If the central bank feels that the money in circulation is too small and wants to increase it, it will buy securities from commercial banks. By buying securities, it will increase the volume of money in the possession of the commercial banks and increase their ability to give more loans to members of the public,which will help to add more money in circulation. On the other hand, if the central bank feels that the amount of money in circulation is too much and wants to curtail it, it will sell securities to commercial banks. This will extract more money from commercial banks and at the same time reduce their lending powers and thereby decreasing the amount of money in circulation in the country. 2.Bank Rate: This which is also called discount rate, is the rate of interest the central bank charges commercial banks and other financial institutions for discounting their bills. If the central bank feels like curtailing the lending powers of commercial banks and other financial institutions, it will raise its discount rate, which will force other rates to rise. If the rate of interest charged by commercial banks and other financial institutions is high because that of the central bank rate is high, it will make borrowing very exorbitant and will scare people away and the rate of lending will reduce.On the other hand, if the central bank lowers its discount rate, the lending rate of commercial banks and other financial institutions will also reduce. This will make borrowing cheaper and people will be attracted to borrow.

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First off, regardless of what your heart tells you or how your mind forces you to think, DO NOT obsess with a guy you can never have. There are so many more fish in the sea, so many more guys you can love who actually deserve your love. Do not ever hurt yourself for some guy who will never learn to appreciate you. The signs are the following:

If you are his candidate for a Booty Call and then he doesn't know you during the day.

If he uses you.

If he abuses you.

If he hurts you. For instance, he calls you Fat. He doesn't tease you playfully, he downright treats you like garbage.

If he talks behind your back about you. If he starts rumours about you,

Understand this, guys can really be evil sometimes. Move on if you answered yes to any of the above.

Now that we've got that out of the way, here comes the juicy part. How can you tell if a guy likes you? You like him. You feel it in the gut he likes you back. But you need some substantial proof. I will not go into the types of guys out there, because in the end, there will always be a group of guys who have no niche to fall into. These tips are not foolproof, since human nature is always fickle. So, I suggest you read this and use it as a reference and not your bible.

Strategy ONE

Ask him. He says he likes you. Case closed. You are done. But, fearing rejection, can you even do that? If only things were so simple. I'll tell you this. Just ask him. This will save you a lot of time. If he says no, then you can understand that he doesn't and may not even after knowing you for a bit of time. Therefore, it will be him who regrets later on when he falls for you in return, granted you guys will hang out and stuff, Maybe not, since if he does reject you, it will be too embarassing, So what you can do is this,

"Do you like me?"

"No."

"I knew it! I don't like you either." Haha!

"Do you like me?"

"Yes, as a friend."

"Me too. I was worried because I thought you didn't like me as a friend, " Saved!

If he says he likes you in a way that he likes you likes you and not as friend, then you've just scored yourself your dream guy.

Signs that he likes you He blushes and sweats. You intimidate him.

He stares at you. (He can be a stalker, beware)

He does things to deliberately gain your attention.

He stutters when he speaks to you.

His pupils dilate when you are up close and you see them, Beware, pupils dilate when it is dim, mostly.

He waits for you. He looks out for you.

He laughs at your jokes when no one else does.

He teases you because he wants you to remember and notice him.

He listens to you and actually remembers little details.

He notices slight changes in your appearance.

He seems sad when you ignore him.

He seems jealous when you are with another guy. Whoo.

His friends all know you when you don't know them.

He smiles back when you smile at him.

He often stares at you and when you catch him, he does that cute head turn, very fast!

He performs sweet acts for you. He defends and protects you. He tolerates you being mean to him.

Signs that he is a player

He is a smooth talker. He is very comfortable around you.

He places his hands on you with ease.

Every other girl likes him.

Just be careful.

There are many more signs, but anyway, just go with your heart, take care of yourself, and let things happen naturally. If it's meant to be, it's meant to be.

Relationships can be so exciting at the start. It’s a time when you just can’t wait to see each other, spend every spare minute dreaming about each other and just can’t keep off the phone. Unfortunately as the relationship develops into a comfortable routine, the excitement generally recedes, the need to touch base becomes more infrequent and a period of normality sets in. For many, the excitement is in the chase and for others the feeling of commitment can become a strain, the recognition that the love of your life is only human and has their faults makes you question your judgment, and the disappearance of those little surprises can out a dampener on the whole thing. The need to make that extra special effort goes to the back of peoples minds flirtation tends to become a thing of the past and the ‘extra special’ element that generated the attraction in the first place starts to dissipate. At this point in the relationship a few tips can be just what you need to set you back on the right track.

There are numerous relationship tips that will help you on your way, not every tip will be right for you and there are far too many relationship tips to be listed in one article. However there are quite a few tips that are the backbone to a healthy long-term relationship.

• Never assume that because you have been together for a long time that you no longer need to make an effort where your relationship is concerned. If anyone told you that once you have your partner life would be easy they were lying, like most things in life if you want your relationship to last you need to put the effort in.

• My second relationship tip is focus on your partner’s good points and not their bad ones. None of us are perfect, we all have our faults and we are unlikely to every change. What is wrong about us is usually there at the start of any relationship so don’t refocus your attention on the bad points just because you’ve caught your fish!

• One relationship tip that is near the top of the list is never let go of that quality time no matter how busy your life can be. Even if you can survive quite happily on the odd snatched moment give consideration to your partners needs.

• Keep some fun in your life, don’t grow old before your time, enjoy yourselves don’t make life too serious.

• Relax, ease the tension and reduce the stress, tension is a real relationship killer.

• Learn to communicate. This is one relationship tip that you must never forget. How to communicate is covered on many articles on the net (including my own). This is one area that you need to master so take a little time to understand the meaning of communication and how to communicate.

• Keep intimate. If you loose the intimacy in your life you loose the very backbone of your relationship. The odd caress, the fleeting glance and the kiss goodbye all help to keep the excitement alive

• Don’t just give up on those little surprises and gifts, long-term relationships do not mean that you shouldn’t still show that you still care for each other

• It is so easy to become too complacent in a relationship, heed this little tip, don’t do it, never take anything or anyone for granted, you can never assume that things will just stay the same for ever without any effort from either side. Love each other, be kind to each other, respect each other and work together to fulfill both your dreams.

• Don’t just say it, show it and mean it. It is so easy to say you love someone, it’s a very small word, but saying it isn’t enough, you have to show it and you have to mean it!!

• It is easy to grow apart when all’s you do is share the same bed. Relationships are all about sharing and caring. Take note of this relationship tip and look for than common interest, make sure you do something together that you both enjoy and don’t just base your relationship on the bedroom!!

• In any relationship there is always a point when things don’t go quite so smooth. One of the best relationship tips I can give you is don’t ignore the signs. If things aren’t going quite right and your partner is hinting that they aren’t happy, don’t just bury your head in the sand. Listen, understand and do something about it.

• Work as a team and don’t shirk your responsibilities. No one likes chores but they have to be done, split the tasks, tackle them together and make sure you both enjoy the same amount of quality time.

• Support each other and make sure you both are given the freedom to achieve your life’s goals. Remember that in relationships there is no room for selfishness, you can’t just say I’m all right and what my partner needs doesn’t count. You need to plan your life together, make sure that you can both achieve what you want to achieve and where there is conflict, compromise.

Relationships are all about give and take, understanding your partner, enjoying the experience and always looking for that little thing that keeps your relationship alive. Understand and respect each other for who you are, don’t expect perfection because if you do you will always be disappointed. Learn to change with the times, embrace change and look forward to the excitement it brings. Above all never assume that the grass is any greener on the other side!

Why not try engaging in other activities like recreational games, i believe this would get her off your mind and try getting another friend, just a friend for now and don't put all your concentration and committment to her.

marriage has to do with patience, and as the saying goes a patient dog eats the fattest bone. Don't rush because others are doing it. Make sure you have all the resources first before marriage. I see age as nothing but a number, for a girl max of 27 is okay, but for a guy say 30yrs. Don't be in a hurry! We all will get married.

Just try exercising patience, everything will speak for itself, just be neutral, try not calling her always and please compose yourself, it's just temporary, these are all tests of time. Send her love messages despite everything and try to remind her of all the times you guys spent together, don't jump into conclusions this would only do more harm than good, believe me i have experienced it! Take care and all the best.

Make a list of romantic words such as: everlasting, enduring, cherish, adore, beloved, passion, etc. and write her beautiful love letters.

· Find out what she likes and take her dancing, even if it’s salsa.

· Sing or serenade her with a musical instrument.

· Learn how to cook her favorite dish and keep making it even after the wedding.

· Walk her dog without being asked.

· Buy her a bike and make sure you spend quality time biking together.

· Take walks at night, especially after a heavy meal.

· If you don’t like romantic movies, tell her. She will appreciate your honesty and be fine watching these with her girlfriends.

· Treat her mother and sister to lunch or send them flowers on their birthdays. (This is such an important and loving gesture it should be number one.)

· Look for new things happening in your community: plays, programs, musicals, festivals, and museum exhibits. Even after you are married, seek out new entertainment that will keep you both stimulated and the relationship thriving.

· Find special ways to include her family in your wedding decision-making. Ask her brother for advice on renting limousines or her father on travel arrangements. Make sure your own parents reach out to hers to guarantee one big happy future.

· Make sure she knows about how and when to have her car serviced. Teach her how to change a flat tire.

· Ask her about her day and really listen. If she’s having trouble with co-workers, she may just need to vent.

· When she’s looking her worst, look her in the eyes and tell her how beautiful she is.

· When she starts to cry, you don’t need to say anything. Just hold her close in your loving embrace.

please guys i really need a dating site where i can hangout

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