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civicme.ng/learn/why-old-politicians-still-run-nigeria - Why old politicians still run Nigeria

https://www.civicme.ng/learn/why-old-politicians-still-run-nigeria - Why old politicians still run Nigeria

Seems like this regime is out for the blood of the masses...

We mueve..

Business owners 👋
Quick question:
Do you really know your daily profit, or you’re just guessing?
Cash, POS, bank transfers everywhere + expenses everywhere.
I’m testing a simple web tool for Nigerian traders & SMEs to track income, expenses, and profit — without accounting stress.
If you want to see it: 👉 https://bizmonie.cygnus77.com


Feedback welcomed🙏

Business owners 👋
Quick question:
Do you really know your daily profit, or you’re just guessing?
Cash, POS, bank transfers everywhere + expenses everywhere.
I’m testing a simple web tool for Nigerian traders & SMEs to track income, expenses, and profit — without accounting stress.
If you want to see it: 👉 https://bizmonie.cygnus77.com


Feedback welcome 🙏

Good day everyone 👋

I want to ask Nigerian business owners here a sincere question.

If you run a small business, trade, or hustle — how do you actually track your income and expenses?

Do you write everything in a notebook?

Do you just check your bank app?

Do you calculate profit in your head?

Or you don’t really track at all?

From what I’ve seen around me, many traders and SMEs:

Collect money through cash, POS, bank transfer all at once

Spend on stock, transport, rent, fuel, data, staff

But at the end of the month, nobody is really sure of:

Actual profit

Total expenses

How much tax they should be paying (or not paying)

The problem usually shows up later:

When tax people start asking questions

When banks ask for records for loans

Or when the business grows and confusion starts

That’s why I’ve been working on a very simple web tool made specifically for Nigerian traders and SMEs — not accounting software, not complicated.

Just:

Record daily income

Record daily expenses

See profit for the day or month

Have clean records when needed

No accounting grammar. No stress.

Before I go further, I genuinely want to hear from people here:

👉 What’s the hardest part of tracking your business money in Nigeria?
👉 What have you tried that didn’t work?
👉 If a tool must be useful, what must it absolutely do?

I’m not here to advertise anything aggressively — just trying to learn from real business owners so we don’t keep building things nobody uses.

For anyone who’s curious to see what I’m building (still early stage), here’s a link:
👉 [https://bizmonie.cygnus77.com]

Let’s discuss 🙏

First 20 request received would get a limited free trial before the app is launched as a standalone paid version.

Join the waitlist by click the link https:///KyTRzPIotGKIrGkneTG7Db to join the wait-list.

Join the waitlist by sending an email to cingularium.app@gmail.com to get an invite link.

The first 500 email requests received would get a limited free trial before the app is launched as a standalone paid version plus a 50% discount coupon.

Lol…Really played PUBG this month

Galactico4ever:
No sir.

I plan on opening a general savings account,so I'll have to go to the bank on Monday with those docs you listed. There's no need to stress myself twice so I'll update you on Monday evening, hopefully.

Okay.

The benefit of this platform is the ease of getting an account number at instantly and being able to receive funds into it immediately.

Also for those who don't have easy access to banking services.

Looking forward to hear from you

Cradle007:
What's the limit for the account without BVN?

Are you planning to open without BVN?

Galactico4ever:
A passport photograph or ID?
Plus will the account be a general savings account?

How did it go? Did you successfully create an account?

Does this work?
Won't I be required to present stuff like passports,Id NEPA bill and utility bills B4 I can withdraw?

Yes. It works.

You will only be required to come along with a passport and fill an update form to acquire you ATM card for withdrawals if you opened with BVN.

Please share experiences here...this is so far the simplest way available

Any challenges encountered can be shared and resolved

For account opening with BVN, if the BVN info displayed is not correct or matching your Valid ID, kindly visit the institution of enrollment to update BVN details before continuing the process.

“Chaos at Bank Premises!” This is a subheading in one of the Techcablal’s articles. And unfortunately, First Bank isn’t an exception. But you might wonder, why are Banks hosting these mammoth crowds? The need for an account－a new Bank account!

Post-Lockdown, First Bank’s banking halls across the nation have witnessed an upsurge in how people open bank accounts. With this recent development, the long queues seen could make social distancing unobtainable. For that reason, First Bank has come up with quick and fast access for customers and potential customers to open Bank accounts at their home’s comfort. How can you go about it?

Pictorial illustrations accompany the following steps. Hence, you can follow it up until the very end of the process. Let’s start!

Step 1: Dial the code

Code: *894*0*242376#


Step 2: Follow the on-screen command

After dialing the code, you will be asked to choose either to “Open with BVN” or “Open without BVN.”


Step 3: Complete the Process

By following the on-screen command, you will keep selecting options that suit you best. If you select 1, "Open with BVN," the next option will display your BVN info and ask you to confirm they are correct. After which you will be asked to create a 5 digit PIN. Your account number will be set through SMS to you shortly.

If you select 2, "Open Without BVN," the next option will be to manually enter your personal info such as Surname, First name, middle name(if present), date of birth and creating a secret five digit PIN:


Note: After completing the whole process, to obtain your ATM Card, visit the nearest branch. Also, when visiting, never forget to wear your face masks or face shield.

Stay Safe!!

See Article
https://tomvad.com/first-bank-account-opening-follow-these-quick-steps/

Cradle007:
What's the limit for the account without BVN?

It is still the same.

The difference is an account opened without is not active due to CBN Policies on BVN requirement for all accounts. So persons without BVN will eventually have to enroll for BVN at the Bank's premises and update the account with it before it becomes active.

Galactico4ever:
A passport photograph or ID?
Plus will the account be a general savings account?

Passport Photograph.

It is a Savings account with a maximum deposit of N300k. If you wish to increase your limit, also carry along your and valid ID card(National ID, Voter's Card, Driving License or International Passport) with any utility bill to remove the restriction. You'll also provide Next of Kin Details.

Galactico4ever:
Does this work?

Won't I be required to present stuff like passports,Id NEPA bill and utility bills B4 I can withdraw?

Yes. It works.

You will only be required to come along with a passport and fill an update form to acquire you ATM card for withdrawals if you opened with BVN.

Any challenges encountered can be shared and resolved

For account opening with BVN, if the BVN info displayed is not correct or matching your Valid ID, kindly visit the institution of enrollment to update BVN details before continuing the process.

“Chaos at Bank Premises!” This is a subheading in one of the Techcablal’s articles. And unfortunately, First Bank isn’t an exception. But you might wonder, why are Banks hosting these mammoth crowds? The need for an account－a new Bank account!

Post-Lockdown, First Bank’s banking halls across the nation have witnessed an upsurge in how people open bank accounts. With this recent development, the long queues seen could make social distancing unobtainable. For that reason, First Bank has come up with quick and fast access for customers and potential customers to open Bank accounts at their home’s comfort. How can you go about it?

Pictorial illustrations accompany the following steps. Hence, you can follow it up until the very end of the process. Let’s start!

Step 1: Dial the code

Code: *894*0*242376#


Step 2: Follow the on-screen command

After dialing the code, you will be asked to choose either to “Open with BVN” or “Open without BVN.”


Step 3: Complete the Process

By following the on-screen command, you will keep selecting options that suit you best. If you select 1, "Open with BVN," the next option will display your BVN info and ask you to confirm they are correct. After which you will be asked to create a 5 digit PIN. Your account number will be set through SMS to you shortly.

If you select 2, "Open Without BVN," the next option will be to manually enter your personal info such as Surname, First name, middle name(if present), date of birth and creating a secret five digit PIN:


Note: After completing the whole process, to obtain your ATM Card, visit the nearest branch. Also, when visiting, never forget to wear your face masks or face shield.

Stay Safe!!

See Article
https://tomvad.com/first-bank-account-opening-follow-these-quick-steps/

iambash:
Hi, guys. How are you doing today? I'm here with an opportunity for both TRANSCRIPTION EXPERTS who want to have an addition inflow of jobs and UPCOMING TRANSCRIBERS who're struggling to secure a decent enough flow of jobs/those that couldn't secure an account with transcription companies.

What does this entails? That's the question you're asking your self and preparing to throw to me, right? Don't worry. I will open it up more and more as we progress.

What I'm doing here is recruiting more guys to join my existing team of transcribers. I'm a freelancer on Upwork and I have accounts with many transcription companies.

So I always have more files than I can handle.


Because of that, I created a team of my own, where I outsource jobs to those who are willing and are able deliver decent enough quality.

For those who proved themselves to be good at it, I increase their pay and allocate more files to them. No need to tell you what happens to the poor ones, right? But there is nothing bad in trying, eh? Because without trying, you can never know how far you can go.

Beside, I have plans for my transcribers. For those who seem to struggle with foreign accents, I help them with a machine generated transcript which means they only have to edit the transcript and correct possible machine errors and also make sure it complies with our guidelines.

You would surely have some questions to ask like, what's the pay? What's the TAT? eh? Don't worry, I have a Whatsapp group for my team.

You wanna join? DROP YOUR NUMB-ER AND I ADD YOU.

Hello, I have worked under similar conditions and I have over 1000 minutes done in audio and video transcription and short TAT.
07060542400