₦airaland Forum

Good strategy.

Army still needed because they can't be easily swayed. What they did in the last election is still ringing bells in the ears of any unfortunate election rigger

Engrshed:
Please, I have been following this trend for quite a while now and I haven’t seen any post on how one’s family could have access to MMF investments upon the death of an investor. Hello guys, how can we put a safety net for our families on this issue especially for those using Stanbic and Cowrywise investments. Need your input guys and do we have anyone with a learning from incident issue here pls speak up. We are not praying for death but it’s part of life and we have to prepare as well. Thanks.

1) I prefer funds which are accessible as websites too, not only apps Incase family members are not in same location....However, some good mfunds or fixed deposits have only apps

2) ATM cards for funds eg fixed deposits that have been moved out of the locked funds to the main accounts and can be withdrawn( if you can still do this). So, they have options of transferring and withdrawing to clear funds faster.

3) On no account should family officially announced anything to banks or fund managers so they can clear whatever is there first

4) Number 3 plus other information on pins, passwords, email addresses, email passwords, pincodes etc should be written down in a note book, signed occasionally and updated( current amounts for each fund) regularly. Should be kept safely in a place you know 'God will guide them to', and in case of anything, as they SEARCH they will find it with ALL instructions written in it( with signatures & dates, name). Before then always tell them NEVER to inform the fund managers first or at all if not, they follow the ardous route of OFFICIALLY producing will or letter of administration.


Families should not be put through so much pain as 'they are already pained'.

Everything be done with wisdom and putting yourself in their shoes so you can predict how things will play out in them cashing out what should be theirs instead of the BANKS or FUND MANAGERS( if money forfeited due to lack of documents).

Be careful with Lawyers and will issues.

Amya:
Stanbic MMF is suddenly saying i can't withdraw till i upgrade my tier . This is an account with an incoming of 45m and outgoing of 15m. All the transactions were done last year as I opened that account in January 2025. I haven't added or made any withdrawals this year.

Couple of weeks ago, I decided to move some of the funds there to another investment platform and I haven't been able to withdraw.
Three weeks now I have been sending them mails and they ask for my utility bills which I sent. They said I have to bring an account statement or ID to confirm current address. I sent my First Ally account statement which has my present address. They rejected it saying I have to tender a govt issued ID with that address. My passport, NIN and Drivers license all have past addresses.

I don't know what to do again.

So is it that if I have had an emergency, I can't remove funds I invested there over the years or what. Shouldn't the KYC stuff be done and implemented much earlier. This is so frustrating!

For many who are still renting houses and not home owners, STANBIC's requirement is a challenge.

Ideally you would have used a BANK's statement of account( with address on it instead of that of First Ally's, showing subtly that they have a rival you can easily move funds to).

Reason why diversification is necessary in case you or family needed emergency cash pending when issues are resolved.

You most likely have to go to their office physically with all necessary documents: Utility bills( eg PHCN), Bank statements, National ID, International passport and explain things properly to them emphasizing that you don't live in your own house that would necessitate you bringing an address that tallies with the ones in your Driver's license or NIN.

Check too to see if you can withdraw smaller amounts( doing several over a month or two) that would make you bypass this KYC requirement.

Otherwise, wait till your driver's license expires and get another one with your current address OR, do the international one if you can't wait.

Keeping fit as sportsmen/ women is what Cameroonians are big on

In the past years, even playing with their muscularly fit male footballers seem scary.

Intentional players.... Intentional people even when it comes to academics you don't underestimate them....School lovers.....

Usually, those who are not aboriginals in a place are the ones with 'extremist' views and behaviours whether in the North or South of Nigeria.

Ever since social media became monetized and fbk too joined, it seems like Mark wants to reduce the amount he pays out( even when his compared to others is the smallest amount) by gladly banning accounts anyhow.

What I do if I need certain information from fbk, is to go to Google and type eg Facebook, house rents in Awka, since fbk has a lot of information and interesting groups. I don't bother registering to be part of it again.

Whatsapp ban can come from using it to advertise things that brings you money.

So far Instagram is okay for me. Never link it to your fbk account if you still have fbk as whenever fbk is banned, the Instagram will be banned alongside.

X ( formerly Twitter) isn't my thing. When it was bought over by Elon, it banned some accounts and mine then was affected. I now thought if I subscribed with some money it will be restored, joke of the century. I just abandoned it.

Telegram, the wahala is registering your phone number which can be hectic and you just have to contact them to be sorted out but thereafter, it could be smooth sailing.

For Reddit and Quora, I should have accounts, I think especially Reddit and I haven't experienced any issue though I have never posted anything to get comments.

Many of them have bots that have gone 'Gaga' that they praise as high technology AI .....Lol

Hmmm

Not firm enough to pushing my dad's mind away from investing in our home town instead of a neutral place.

Not taking advantage of all opportunities that came her way through her bank job( had the likes of Sanusi as top executive of the bank and Subomi Balogun as direct boss) eg houses that she won including duplexes in Lagos( completed the payment of one 3 bedroom as advised by her 2 good male friends/ colleagues then), cars( through easy loan), giving birth abroad ( I wonder which holiday a pregnant woman is doing if not strategically making sure she birthed there with proper timing...Lol). All these in the name of submissive wife who is planning with her husband. Though my dad had no qualms if she owned stuffs of her own but she felt she needed to just have some extra emergency money just in case there was a need by my dad for his projects.

Though now she is gradually trying to get back those lost opportunities, Travel documents.

I personally don't like joint accounts.

Women don't see themselves in PROVIDER positions so all these formats to make them one indirectly fails ultimately especially ones like this that are fixated and not flexible enough. Not doing joint accounts or being in PROVIDER positions doesn't mean she won't play her original SUPPORTING role though. She can even overdo it, she just DOESN'T want it FORCED on her.

Women's psychology is that they labored in the labor room as men labor in the field which had long been written in the Bible.

1 Peter 3:7 KJV
> "Likewise, ye husbands, dwell with them according to knowledge, giving honour unto the wife, as unto the weaker vessel, and as being heirs together of the grace of life; that your prayers be not hindered."

Ebonyi State, I heard has really affordable rents.

So, if one room self contained is N100,000- N120,000 per year, agent collects N1000-N1200, lol.... Agents will retire gladly.

Though agent job should be a side hustle. I hope this applies to those who sell lands for people eg , land of N1000000 will be, N10,000 for the Agent....Fair.

If he was of the other religion and he saw something in the world beyond that he needed to correct: salvation and/ or character, he might not get a 2nd chance at repentance.

Devil doesn't like 2nd chance repentance.....Ozigbo, Ozigbo to land of no return is what he likes.

Truthseeker10:
Madam kindly show me where the bible say that we should tithe. I don't need stories. Using your logic above, I can also tell you to drop 50% of your salaries because the church needs it.

Kindly show me where in the constitution Nigeria, children were explicitly told to care for their aged parents?

Similar to the Tithe in the Bible, it is not explicitly written as such even though it may be there.

God expects us to behave/ obey like children/ childlike to many things( this even helps us in relationships and marriages ), oversabi finishes us. And God blesses our obedience.

Even countries were tax is beyond 10%, the citizens still pay.

But if you choose to cross-examine/ interrogate God intensely b4 you give Him your paltry sum, don't bother please as only a cheerful giver is who God wants and eventually rewards.

Truthseeker10:
Where did Jesus command you to tithe?

1 Corinthians 13:11 📖

English - KJV
"When I was a child, I spake as a child, I understood as a child, I thought as a child: but when I became a man, I put away childish things."

As a RESPONSIBLE, emphatic, spiritually sensitive Christian, you don't wait for angels to appear to you physically to echo, ' my SON, pay your tithe please', before you get sense to pay it.

The Christian church( apart from those who have people abroad) played a huge role to help families irrespective of their religion during covid years in Nigeria especially tough year 2020( same year as EndSars). They brought from their store rooms enough items for Nigerians. This is apart from many other things money is needed for in the church.

You don't wait as an adult for your dad/ parents to tell you with their whole mouth that you need to help them with one thing or the other( cash/ kind) b4 commonsense tells you to do so. Children obey their parents in the Lord for their days to be long. Now your ultimate spiritual parent is God whom you ought to make glad and obey.

King David labored to convince God for him to build God's temple but God told him his hands were stained with blood however, his son Solomon will do that. This came to pass. As Jesus was born, 3 wise men from the East came and gave expensive GIFTS to Jesus who is of the lineage of Kings David and Solomon ( from Joseph and Mary)who have previously done/sowed greatly to God. Jesus reaped what His ancestors did for God

Reminds one of Osisikankwu of 2008-10.

I wonder where such parents got these ones? Sometimes some parents will want kids by all means especially sons and have to go anywhere even shrines for children, the end result is glaring.

Yul wanted to give May a co-wife, he ended up giving himself a co-husband to contend with.

If May chooses to sue Yul for adultery, both Y and J will join in the suit, with J seeking to defend self on the accusation of breaking her home.

If you/Yul break the edge, the serpent/snake will bite. Undercover snake is who is suing so far.

Yes.

Cameroonians:1) One studied Agriculture in Taraba polytechnic

2) Medicine in UNILAG, now in Israel

3) One in Ebonyi university

Many Cameroonians fantasize about sitting for JAMB even though they have GCE O & A levels results.

Several Liberians came during turbulent times in Liberia in early 2000 and some attended our universities.

Maybe she wasn't doing well in her grades or family issues.

Once any suicidal thought mistakenly creeps in, tell yourself these:

I'm not the first and won't be the last

Nothing is new under the sun.

Add prayers to it and see God move for you

Always remember you will still be ACCOUNTABLE to God for your life, you can't runaway from that.

It is difficult to see a Gemini who isn't spiritually inclined. They may think their main strength is intelligence but their spirituality is their STAYING POWER. Until they discover this, they may not go far.

Eg Pst Chris Okotie, Archbishop Olubunmi Okojie and now Tonto Dike.... There are others too.

As a parent of one, don't just allow them build their intelligence part but monitor them and help them realise and build their spiritual side if you really love them.

Well done.

People like me didnt function well with after school lessons from elementary especially if it's a daily thing unless if it's 3ce a week or once weekly( like one that was organized by Deeper Life Church for those in JS3).I enjoyed tutorials among students as exam approaches apart from self study( I'm big on this- my STRENGTH, even for JAMB, SAT/ TOEFL). As technology came, YouTube, Meta has played great roles in learning for me.

Elementary school was fun. Answering questions, if I forgot, I just try to go back to my text book in my mind, pick out the page and download it to the teacher. As I got to JS2&3, that ability died down but I needed something like it to pass Geography ie cramming as it was wide( especially Physical Geography)....A1 clearing it in waec.


I applied these:
1) Interest matters especially in a subject or subject area. If I don't have one, I build it or grow it.

2) Study Materials - Online too now as we are in digital era.

3) Teacher- Who teaches you matters. I once had to buy an Economics teacher fanta in high school as a Science student and that made me like the best overall and my keen interest in the subject till date as that little act was not to be ignored by him. I learnt from my dad to treat teachers well as he entertained our teachers at home.

Keeping male friends even if not much( more than female friends) was what I did from childhood, infact, in pry school my male classmates or friends will come to my house and will even take our dog out for walks with theirs. Guys actually motivated me a lot and we competed in class, drawing cartoons/ general drawings etc.

Wearing wigs or weavons, braids are my things cos 1) My hair doesn't relax( not many ladies are like me) 2) Busy schedule.....Keeping natural hair eg cornrows just like that will easily be unkempt & costs more and i don't want to waste time on hair matters/ hair affairs( lol) both as student and after graduation.

The said event he attended was supposed to be the grand opening of Faze's 90s lounge were he was invited also, IceKing ( Ochacho's son) to perform. I don't understand why she went there to cause problem. Faze will not even support her as his loyalty seem to always have been to Annie. She just went to embarrass herself.

Tuface's problem in a way had always been indecision. His first love was supposed to be Annie but he made sure he had other women to enjoy and when women see your lack of commitment to your supposed girlfriend/ fiance they take advantage to start procreating with you.

Mandate1:
do the tithe gets to the poor?

Never has mission work or the church helping the masses been easy or cheap.

There should be enough FOOD in God's house to cater for his Ministers, local and foreign mission work etc.

I'm not in a position to tell for each church/ Pastor however, a TRUE Christian doesn't sit and watch God's house go empty or hungry as 'humanity'( at least) in you will not be at peace.

Jesus said we should give unto Caesar what belongs to him and unto God what belongs to Him.

As a Christian you tithe so that things won't be tight for you. No matter how small. It is apart from your gifting the poor.

Mile 2, my area. I prefer changing money there with the Mallam b4 setting out.

Cheapest is by Badagry/ Seme bus. I regretted going by car as we were 'overchecked' and some people with issues will delay you. There is another route too by Owode( leading to their capital) but not too safe at night.

If coming from Ogun State, one can use Sango/ Idiroko route.

You can just show your passport without stamping if you don't want stamps on it

I don't buy this. Though I buy her statement:"When a woman is rich, her kids enjoy luxury. When a man is rich, his kids enjoy endless siblings from different women." which she stated this year.

She is lucky and hardworking business person. Same person whose first late husband's wealth she leveraged on.

The Ugandan husband started as a migrant apprentice to SA 'native doctor altar person' and from there built wealth also with hardwork.

When you are rich, you may want to concentrate on certain 'portfolios' not necessarily owning too many businesses and employing so many people.

Since it is one's money, choice may be concentration on the financial markets and real estate ( lands, land flipping, houses....... office/mall buildings even if one doesn't like usual renting of one's house to tenants due to fear on certain characters of tenants).

He may also not originally be from Otukpo as their people migrate a lot to other places eg Stella Damasus who now claims Ibusa ( her people migrated to Ibusa during civil war).

Interesting topic.

Everything has advantage and disadvantage. They say having children late is bad but when you live till like 90yrs and your child is 45yrs, still agile to take care of you unlike your mate you were 'envying' who is 90yrs and his child is 60yrs or 65yrs: both of them need old people's home as both canty take care of the other. Relying on grandchild has less commitment compared to your direct child.

Companionship is golden.

Is this 'no light palaver' a reason for high testosterone among males in Nigeria according to a recent survey? This high testosterone which has been induced by Nepa will make Nigeria a continent on its own soon. Lol

We plead with the new guys on this( including Fayose) to work hard in helping to provide electricity all over Nigeria with 'pay as you use meters'. Street lights should be everywhere too even in forests to curb kidnapping menace.

Devil will be on his own jejeje and some people will literally go to him and say, 'use me, I'm a willing tool'. Once they enter a home, organization you see trouble and confusion.

I wonder why certain funny characters ( m/f) will have a spouse who cannot talk sense to them.

Then, some people will do good and later or alongside, do so much bad, confusing people anyhow and it's not hard to see they are manipulators and control loving persons. Alex E's 'mum' comes to mind.

I was thinking countries with more rape or sexual assault incidents would grace the top first half.

Daddy Showkey and Daddy Fresh.

LATER: Banti Banti ( albino reggae artist)

Freshtruth:
Seeing watering poo on my heir in the dream twice now pls somebody should help me am worried

Pray against poverty and hardship, that God's glory for you actually manifests.