₦airaland Forum

Instead of these 2 countries for REMOTE WORK, since you need electricity and internet, go to Cotonou or Cameroon

Benin/Edo is ROYALTY.

The Obahai Royal Family of Ogwashi-Uku are direct descendants of Eze Chime/Benin (Umu Eze Chime). They belong specifically to the Umu Obi( Ovbi) Obahai lineage, which is the sole recognized ruling family of the Ogwashi-Uku Kingdom.

If married to another tribe, you can be that tribe by MARRIAGE.

*Ngozi Okonjo-Iweala

Only 5% of ANIOMA aboriginals are from the region always claiming her

Assuming the guy is like Peller with at least O level Certificate and rich+ ambitious in his work( Peller's own is Content creation, it can be any other thing), it would have covered up for his lack of education and drive.

Even men with jobs( not necessarily high paying) still struggle to maintain homes these days coupled with differences in background/ pedigree.

Your prayers for your sister is several suitors should surface for her to pick from.....No rushing please.

Hemanwel:
Isn't Edo a State? How does it rank as an ethnic group?

Edo tribe:

Edo State
Delta( including ANIOMA:70% of us).
Rivers
Bayelsa

Edo people are naturally book lovers and BRAIN.

Bendel people naturally thrive in Education, Sports, Banking, Media/ Journalism, Law.....Na we get am.

Edo child wherever State they are based will speak pidgin and English ( no matter how small)together.

Not bad.

IN Cameroon, the least electrician or someone with a bit of knowledge about electrical stuffs( including females) can install ENEO meters. Their mini meters are also affordable: 3000-5000 frs (COMMON) though some in some regions can be 8000frs.

Electricity more affordable there than in BENIN REPUBLIC.

Sometimes not even having a personal meter but 'compound meter' is cheaper.

Thank God for online studies, even Naija has such programs though many come as Satellite schools since they will have a centre to write tests/ exams

He needs this plus serious investment/ fund managers and those to plan for their future well( Financial advisors).

Some are graduates but not financially sound even with MScs.

Peller and wife already knows how dough is made even( at their young ages). Many calling him olodo are financial olodos.

Gotocourt:
Samantha247 and randdigital

Leave these ones ooo, you have forgotten LIONESS that attacks even when she knows her people are wrong?

Hen hao. Gongxi.

Pinyin is easier to pick up learning than the Anki/Hanzi traditional characters.Chinese language spoken in almost 5 countries and becoming popular especially with Africans and among several benefits is being able to do business with them even if the African countries leaders fail them in creating jobs in Africa. Many too have secured scholarships from the new Colonial masters.

Zhongguo to the world

Monday reflection:

1) The amount of money you put in MMF/ Fixed deposits will usually be more than what you put in Equity/ Stocks.

2)Stocks gives more profit however, to play this safely, you put more with equity fund managers and play with lesser( doing it by yourself).

3)15.65% and 16.65% net annual returns are not the same.Even in university, just 1 point can decide for you if you will move up from 2.2 to 2.1 or first class. Over time will show the difference so 18.5% helps you arrive at your financial destination faster( with compounding which you can set a particular sum of money for this while another helps you meet your regular needs).

4)Those who do finger printing and face recognition to access their investment accounts will only limit accessibility to family in case of anything.

5)Allowing the RIGHT family members access your 'intimate financial information' depends on how you arrange yourself and things. Writing details of this in your notebook at personal moments, leaving notes underneath with signature and dates helps a lot.

6) When you start your investment journey ensure you start living responsible and accountable lifestyle( at least for the sake of your children).

7)Wills may not necessarily be written under duress but may be written under INFLUENCE ( manipulation and Brainwashing).

Lawyers are not always what they are in cases of will issues even with the amounts they charge you.

Very unfortunate incident.
2020: Corona virus and End SARS yr, if you survived the yr( under APC), you can live very long

No permanent friends or enemies in politics

Palmpay will do similarly.

Accessibility is important( for both individuals and their progenies/ family members in case of emergencies etc)

TemporaryHansel:
“Money looks big until you start spending it. ’’

You know the drill.
There's no amount of money that cannot be squandered. 20m,50m na mouth them take big, once 1m commot, money don finish.

This is why I believe, money management is far harder than making money.
Making money is just the beginning of the journey, the most important thing is knowing how to keep, and also multiply said money and make it work for you.

The last paragraph is important.

I know someone whose siblings got inheritance worth almost $500000 each but since they had no knowledge of how money works, preferred eating it small small so it doesn't finish instead of knowing how to multiply it even if it's putting it in investment account. One of them was scared of investment banks etc and opted for 'small, small' eating of the money, today he is broke and relying on his elder sister for a mobile home of $40,000.

The elder sister who got double too but no knowledge of how to multiply thay money followed the 'small, small' eating of the money too, but seeing that her brother became broke even with this system of life( they claimed they learned frugality from their late mum), decided to be eating her social security money instead of her inheritance, then possibly using some of the inheritance money for Airbnb business( but has little idea on this).....

Fear rules her heart as she doesn't want to be poor.

Once your mum isn't in that house and your dad's wife( not your mum) is greedy you lose out. Best if he had been giving them his wealth while still alive on his death bed

Affordable bride price places in South South:

Edo

Urhobo/ Isoko

ANIOMA- SIMILAR list as above....Though, it depends on the community and family

Bride price may be cheap/ affordable but the things you buy on the list makes it appear expensive.

Tickles001:
Women will find a way to cry about everything. A woman's body is designed to do all that safely.
If you are finding it difficult then you are a weak woman or you have a health problem.

Women in the past have been doing it without all the assistance available today.
So, do it and shut up.

Na WA o....A man's body is designed/ fabricated for LABOR/ WORK, I wonder why they still want 50-50? Or, these men are weak ones?

https://www.facebook.com/reel/1531821501679441/?mibextid=rS40aB7S9Ucbxw6v

SA people

Beeron:
Top 10 Best performing Equity Funds by Return(YTD) as of May 2026

Zedcrest - 108.42%
Halo - 83%
Zrosk Magna - 69%
Paramount - 65.09%
Futureview- 64.29%
PACAM- 61.21%
Cardinalstone- 61.14%
Meristem- 58.45%
Anchoria- 54.51%
AXA Mansard- 52.75%

Benchmark return is 60.90%. Only 7 out of 10 companies outperformed the market.

So, Arm Ethical fund and Discovery fund na mouth?

keeper303:
I don't understand how your family members will have access to your fund. Can you please elaborate. How do you do that?

Write & STORE your pins, passwords, pincodes etc SAFELY..... Whenever there is a NEED for this, they search, get it and use....A lifesaver!

Harddiskng:
“1/3rd of your capital every 2 yrs and in 5 yrs” in other words, you are telling us the net is around 15%

72/15 = 4.8 (time it’s takes to make the same amount of interest as your capital).

It is not different from a regular Stanbic or First Asset MMF.

Nope:

18.50%
- 1.85%
------------
16.65%

suckprick:
In my short experience so far, I have realised that MMF is not meant to make you rich. it's there to reduce or stop inflation from eating up your savings. So It shouldn't be used as a major source of income or to replace your job except you have 500m+ in it. it's just a tool against inflation. If you have this same mentality, you won't be worried about how long it takes you to double your money(interest) rather you will be grateful your savings isn't loosing value.

Intentional COMPOUNDING makes the difference:

5m or 10m Naira in 5 yrs is N10m or N20m

Hitting/ beating is a 'deal breaker' for me relationship wise.

Babygal2020:
Okay. But a good number of investors are still using Stanbic IBTC Mutual funds.

Accessibility by FAMILY to any investment account I have is IMPORTANT to me in case of emergency or any other reason, unless after the rigors of opening it , it thereafter becomes easier to use. It's not easy to have an investment hard to access by family which will now prompt them to go the formal way of producing several documents to claim what is theirs when they can just either email( through my email) the company or access the online account to withdraw or transfer out money.

Harddiskng:
Is the 18.5% net of WHT?

Just know that 18.5% annual interest minimum is stated...... They will normally later remove 10% withholding tax, you will still get 1/3rd of your capital every 2 yrs and in 5 yrs make back your capital invested.

18.5% GROSS

Not easy registering on Stanbic for equity/ mutual fund, those doing it are trying. 1m otps to confront.

With 18.5% minimum annual interest from mutual fund or fixed deposit just know you make 1/3 of your invested capital every 2 yrs( even after 10% WHT is deducted). You double your capital in 5 yrs, so ensure you are more intentional/ strategic with nothing less than 18.5% annual interest.

tanigororo:
Year of the IPO

Nice thread.

When I wanted to venture into foreign stocks via Bamboo even b4 I bought anything, a deduction landed on my account which I didn't like.

Will still look into it again while I follow this thread. I prefer stuffs that have both apps and websites( Bamboo has only app).

Adakintroy:
Doctors acting like only the academic pathways exist.

There are gifted hands. Yes we understand the need for certification. But there are those outside the professional confine who understand this procedures in great details from practical engagement. It's like saying a certified engineer vs a road side mechanic. You would be shock how skilled and very well improvised some of them are.

Rather than critic his academic background. How about study it's work background and people who have gone through his hands. How competent practically is he?

Surgical Assistants/First Assistants ( An upgrade from Surgical Techs)

SURElee:
What a waste of beauty.
I'm ashamed of Helen Prest! You waste 20 years on a man who doesn't wife you?
Taaaaa!

She claims she was married to him without evidence? She is also a lawyer o! What did she learn as a lawyer sef?

I wonder what is wrong with some of these beauty queens, that was how Nike Osinowo yoked herself to a Dr with his practice on Allen Avenue and he was embattled with his own wife.

Why do they shook their heads into marriages with men that are married? Anyway,I'm glad Nike wised up and stopped being the hand bag trophy wife that Dr wanted her to be and left that thing called marriage if not her case for be like also.

Helen Prest doesn't know the difference with common law partner and civil law partner, for a trained lawyer?

God abeg o!

I hope young girls will learn.

And she go born for this late Dr Ajayi, that child will be so angry eh! I hope the siblings from the first wife consider her sha of not na her mama put her for the condition wey she dey today.

Ladies avoid married men, make una dey hear word o! Any man claiming to be sperated from his wife and not fully divorced na bad product o! If Una like go dey cultivate another woman garden, when time reach dem go use insecticide flush you and your shudrenses commot una eyes go clear in old age.

Erelu ( older) was her best friend/ socialite friend then for Nike, so no shaking as Dr was in their handbags....Lol..... When she wised up and respected herself, she went to quickly use her frozen eggs to get herself surrogate kids and live peacefully with them.

stagger:
The one of Chief Fred Rotimi Williams is the most surprising. Children from the same womb fighting themselves over their father's inheritance.

Generally inheritance 'fighting' by same blood: 1) Greed, one child has taken his share of wealth while dad was still alive but wants extra when their dad died ( want same thing as others) 2) Children do not believe that the older ones should take more than the younger ones or males should take more than females.....

This is why Gani Fawehinmi had to put a curse on any child who fights after his death.

I know of someone ( NOT Nigerian) whose dad gave more as first child/ daughter while the 2nd child/ son and youngest child/ daughter( ALL old now), the first got about double of whatever the others got. The brother wasn't the type the dad was proud of( lazy/ dependent).....Due to this unequal inheritance amount, the youngest daughter had to indirectly put all the hospital/ private nurse care bills on the oldest sister (who still wanted to cut cost) such that herself ( youngest) & brother wouldn't need to part any of their inherited money for their parents palliative care. Till date the 2 sisters don't talk to themselves.

I know of another person( from an African country) who took care of his mum during her last yrs on earth and she willed everything to him( the child she had first) but after she died, his 'half siblings' have made his life a living hell.

Sometimes as older children or preferred children, even if parents left will that one should take more, it is best to use wisdom and share almost equally.

Ogborokiri:
Please can you recommend any mmf I want to invest

Most investment companies doing Equity also do mmf, just check for those with 18.5% minimum annual interest
There is also the mmf thread

Egs Trust banc, STL, Meristem, Risevest
There is still 10% wht deduction

Nemesisobaara:
I’ve just stated MMF in February this year and I invested 10m and I have made 500k plus in just three months. I need to be guided to other trading that can make me money make inflation no marry my
Money

Also fixed deposits.....Note that mutual fund managers are many

Just know that with minimum of 18.5% annual interest, you get 1/3 profit of your capital every 2 yrs( even minus 10% what).