NFBI:
When will you sit in your country and build it?

Is that how UK people ran from theirs when it was struggling.

Yup, they ran. The great Irish Famine in the 1800's. Lots migrated to England and America.

And for brits themselves, they did the same due to same conditions happening today in nigeria, economic hardship.

Different times, different peoples, same factors, same response.

Elzazzi:


God bless you for this wonderful piece.

Thank you 😊

phoneport:
Africa my Africa
Africa of proud warriors in ancestral Savannahs
Africa of whom my grandmother sings
On the banks of the distant river
I have never known you
But your blood flows in my veins
Your beautiful black blood that irrigates the fields
The blood of your sweat
The sweat of your work
The work of your slavery
The slavery of your children
Africa, tell me Africa
Is this your back that is bent
This back that breaks under the weight of humiliation
This back trembling with red scars
And saying yes to the whip under the midday sun?
But a grave voice answers me
Impetuous child that tree, young and strong
That tree over there
Splendidly alone amidst white and faded flowers
That is your Africa springing up anew
springing up patiently, obstinately
Whose fruit bit by bit acquires
The bitter taste of liberty.

There was once a continent

I learnt this in primary school, and haven't thought about it not once since then.

Yet I remembered the words decades later.

Thank you.

Iykegodslove:
Good day everyone!! I am emotionally shattered as i type this message. I have been suspecting my wife for years now but no concrete evidence to confront her. There is a boss of my mine who happens to be our family friend. Each time he calls my wife, she deletes the call history immediately. This has been happening for years but i keep quite because i love my wife and my children so much Of recent, i decided to know what is happening by hacking her call with him. Lo and behold, they are into deep relationship that my wife calls him baby. Infact, sleep has gone out of my eyes and am thinking of how to deal with the situation. It should be noted that i am not working under the man in question only that we are church members and he has rendered countless of help to me. I am wondering what puts my wife into this mess. I am graduate but i decided not to work for anybody but to focus on my farming. I am doing well financially bcs i can boost of 500k or more every month. We are not lacking anything at all. Please house ignore my typo and help with good advice. Note: i dnt want to divorce my wife and am ready to forgive her bcs she has been of great help to my success and moreover, i love my family very well. What should i do to stop them?

The bolded is where you went/are going wrong.

Do you think your worth as a person is so little that you deserve to be cheated on? If you continue to put up with it, then that is the message you are sending to your wife..that you are worth whatever you get.

However, if you think you are deserving of more, then you need to speak up for yourself and your self worth.

Yes you love her, but you cannot love someone more than yourself. You have to think of yourself first because you cannot pour from an empty cup.

Confront her with what you know ( calmly, no emotions..hide it if you can). Tell her she has chosen for herself to be an unfaithful partner, that's it's her choice and you will not stop her from exercising it..she is a grown adult.

But also tell her YOU CHOOSE not be with an unfaithful woman and therefore both your choices are incompatible and you must go your separate ways.

If you love the kids as you've said, then all that remains is how you can play your part in their lives as a father.

I know a part of you will want to hurt her in retaliation, worry that she may get to ride into the sunset with the fella she is cheating on, and live happily ever after. Maybe, maybe not.

But if there is one lesson to be learned here, it is you cannot control the actions of another person, you can only control how you respond to it.

Make your peace with that, set her free and live your life.

Devil1Messenger:

APC took us years back
This country is now in 1974. Very pathetic

I think you will find things were better in 74.

Antoeni:
It Looks Like A Very Dangerous Poison to Me, Am Sure its, ABEG Make Una Dey Try Eat Good Food

Why?🤤🤤😪😪😪😪

Kukutenla:

You're the one who is ignorant
Don't turn it to fight
You are finding it hard to admit a basic fact due to superiority complex

Whatever helps you sleep at night. Invest in Nigeria all you want. Your money your choice.

There are many ways to skin a cat.

IbeOkehie:


Please tell them. Facts speak for themselves. No need to look far in the age of internet. Here's one from Baltimore Maryland, one of the UNDESIRABLE cities in the USA. I chose this house because I know a Nigerian couple that bought on the same street back in 1986 for $90K.

https://www.zillow.com/homedetails/1127-Cowpens-Ave-Baltimore-MD-21286/36411353_zpid/

This house was bought for $79K in 1979. Today it's priced over $500K. The records as shown make it likely that it's owned by the same person/family that originally bought it in 1979 because it hasn't been bought or sold since then. It's very likely the mortgage is paid off. Ditto for the Nigerian family, they've lived there since I came to this country. The man is a high school teacher, wife is a nurse.

So what exactly is the problem with mortgage biko nu? Gain of $400K = ₦560 million at current exchange rate. As in, half a billion naira....this man and wife can sell their house and get half billion naira cash. And the kids are all grown, one is nurse, one engineer at Microsoft. When the parents do die, these kids will inherit this profit. Imagine how comfortable their grand children will be. Would this have been possible in Nigeria?

Another friend of mine, Asian Indian, all of his siblings are professionals. They lived together in their parents house for 7 years, including their spouses. Saving like crazy. In 2010 when my friend moved out he was able to buy a house in Washington DC for CASH.

This is the power of cooperative inter-generational wealth in the USA. This is in no way rich by our standards here, these are middle class people because government tax data shows 99% of Americans earn less than $400K per year.

Anyway to each their own. Anyone who wants to experience, observe or interact with poverty should stay in Nigeria. Nigeria is the Poverty Capital of the World.

Good Luck to Nigerians.

That's a lot of house for that money😲

And it's not that the mortgage from back in 1986 is probably paid off..it IS paid off.

Which reminds me, inflation also erodes the debt. That is why higher interest rates is one of the monetary policy tools employed by Central banks.

So even if they had sat on their hands for the past 38 years and paid interest only, their debt remains unchanged. Now tell me what that 90k can buy today? Probably a garage😀

franchasofficia:
Really sad, and some useless people are parading themselves as President, Senators, Ministers and Governors

My brother, I couldn't even type much...thats how upset and powerless I feel when I see my people suffering.

Kukutenla:

See truckload of excuses. Database, omo onile are just excuses.
It seems you're unaware that Chinese, Arabs etc all own properties in VI, Lekki, Banana Island etc.
The main reason for their aversion to real estate in Nigeria is our weak and volatile currency not those excuses you're giving

Your ignorance is not my problem.

Another way this country has failed its citizens. Poor girl.

franchasofficia:
Amen and thank you very much. Wish you Godspeed in your endeavors

Thank you😊

franchasofficia:
My sister I won't do any life insurance until I am 75yrs old


My small firm and few property investments are big enough life insurance for my kids to inherit, but I won't die until after I celebrate my 90th birthday, after that, anything can happen

Then I wish you all that your heart desires for you and your family.

No different to what I wish for myself. Its how we approach it that differs. All that matters is that we achieve what we seek. Shalom.

christopher123:
WHY INSURING YOUR INCOME INCASE YOU LOOSE YOUR JOB? WHY DON'T YOU THINK OF RESIGNING AND FLOATING YOUR OWN BUSINESS...MUST YOU WORK FOR PEOPLE ALL THROUGH YOUR LIFE? CANT PEOPLE WORTH FOR YOU? CANT YOU CREATE A JOB?

Yes I could but I am risk averse.

franchasofficia:
You and my other Igbo brother (IbeOkehie) seems to be the same, same whiteman mentality, if not that both of you are married to different people, una for fit each other; match made in paradise, who first die the other go hammer

You missed the part where I said you get to choose who the beneficiary is.

If you don't see anything wrong with having a will, then think of the proceeds from the life insurance as part of the property to be distributed in the event of demise.

Ultimately oga Okehie is thinking about his family should anything happen to him. I'd imagine that you want the same.

You said about the person who's wife lost the property after his demise, Life insurance would have paid out to redeem the mortgage.

franchasofficia:
The way you are throwing these words up and down as if they are as easy as you typed them, continue sha, I no argue anybody oh, I only made my point and as you no like am, continue with your style, I am doing super amazing with my style. I say what I do, not what I heard

There's even income protection, yes! You can insure your income incase you lose your job or are unable to work for a period of time.

There is critical illness cover as well to do what it says on the tin.

Most brokers will also offer you life insurance at the time getting the mortgage ( you can decline) and you get to choose who the beneficiary is.

To NOT have life insurance is carelessness.

Zyrac:
some women do the hitting

Call the police in thag case so she can be locked up.

1Sharon:


🤣 💯

They thought.

They wanted to be Kings w/o a kingdom.

Their murderous jealousy is a way of reclaiming their lost masculinity,.it's almost equivalent to an honour killing. You've summed it up perfectly.

Shebi they are natural leaders nah. Why is the leader the one stacking shelves at Tesco?

They say she's a nurse, and he's a civil engineer. How come she could get a job working in her professional field but he couldn't?

Leader my @ss. They ( Nigerian men) are good for leading women to early graves.

Kukutenla:

You missed my point. Nigerians like you will cringe at the mention of mortgage while in Nigeria.
However, you fight any Nigerian who disparage mortgage in the UK and USA as not being financially savvy.
How does mortgage appeal to you in the UK but not in Nigeria?

A mortgage does not appeal to me in Nigeria because there is no reputable database that I can use to assess the market price of properties by different parameters, location, property size, price history etc.

Never mind omo onile issues and all that even after purchase. For that reason, why would I want to secure a loan to acquire an asset that may be problematic I.e high risk? Should issues arise, or I was scammed, the bank does not care. I must pay up somehow.

So if I'm going to be on the hook for a sizeable amount of money, I best make sure the underlying asset is sound and the UK provides that.

There is a reason why rich ARABs, Chinese and Russian oligarchs buy properties ( even when they remain largely empty most times) in London and not Banana Island or Lekki. I'll let you figure out why that is.

1Sharon:


By being houseboy, I'm guessing you mean by doing domestic chores.

Would you now say women are housegirls because they do these things?

Abeg help us ask them ooo

1Sharon:




With his shelf stacking job at Tescos, we can probably see where the beef is. He was probably pissed he had to do work there. Apparently he was an engineer back home. That likely made him take his anger out on his wife.

She also became non "submissive" cos she had to work just as much as him and the my both had to share chores and childcare.

I love it when these medieval-minded men come to the UK, the system does a good job of humbling them 🤣

Lol, the west no send you. All that I'm a man, the head, the alpha and omega. All of that ends at the airport.
That's why these men often go mental when they come here because they have no one blowing smoke up their @rses.

But naij women are used to having to graft for every meagre thing they get, so have built the resilience required to get through toughest of tough in Nigeria. Ofcourse it means they have an easier time of it when they get here whilst the man's uselessness is exposed.

There lies the reason why the men get sooo jealous they resort to murder.

Klass99:


I speak for myself but I think majority of us want men to;

1. Get us to climax regardless of the diick size, don't be so fixated on the size that you become either arrogant or insecure, wrongly assuming you know best what women want. Arrogance is typical of men with big diicks and insecurity typical of ones with small diicks. Most of us don't climax through penetrative sex but you guys often assume a big diick is all that's needed for rocking our world. If we genuinely like you, we like you! And the size of your diick is not going to matter, so long as you are a sweet and loving person, in and out of bed.

2. Speak the love language of your woman and see if she doesn't respond in good measure, loving you back in your own language. Quality time and physical touch are my love languages, e dey bust my head die when a man speaks one or both of my languages, especially when he acts on his own without me telling him what my languages are. The two men who've done so in my life got the best out of me. Don't try to love us in the way men assume women want to be loved, understand the woman you're with and her love language.

3. Listen to us and stop assuming you know everything about us and the female anatomy. For example you assume money and a big diick drives every woman crazy, whereas the man I'm currently crazy about is just a simple, down to earth, practical, quality and lovely man. Quality and loveliness in terms of his soul, character and actions. He doesn't have a bank account larger than the law should allow, doesn't even drive a jeep but a Peugeot 406 but the persona and person he is at the core of his being is what drives me crazy. It doesn't hurt that he is good looking with a fine masculine voice.

I'm starting to think you are my twin.

Gerrard59:


Thank you for the breakdown. Nigerian men are emotionally tied to the country yet are not interested in ensuring it is a functioning place to live.

Financial illiteracy is worrying. This should be taught in schools.

Mcslize:


Fearful driving in the UK? Do tankers move about carelessly like those in Nigeria?

Not at all, but ptsd from Nigeria makes me fear them.

Eriokanmi:
I tried not to spill the beans but I think I should...each time I visit Disneyland Adventure in LA, I hardly see blacks not to talk of Nigerians there. Na so so white. One day I asked myself, don't blacks too enjoy life?

There was a day I spotted a blackman. The way we looked at each other was strange. I'm sure he must be thinking...so a blackman like me too is seen here today. Its same experience everywhere in fun and tourist sites. Where are they? You have the answer.

Maybe it's because they are at the one in Orlando, you know..the one where you can do Universal studios and Sea life centre all in one go.

Or maybe they go to Disney land Paris, for those of us that stay in Europe. I mean my son has been to Disney Land Paris 3 times and all before he was 10.

shaybebaby:

How much?

I have no idea how big your plot is but I found this which seemed to be mid range for the area. 600m2 with a house on it ( reno job).

That's £180k at today's exchange rate.

Meanwhile, second pic is half a parking space in front of someone's house in London going for £55k.

Eriokanmi:
No need to brag. I have a house in a choise location in Lagos. [b]Ask how much a plot is sold there nah. [/b]Why would you now build pay small small house on top that kain land?

How much?

Klass99:


From other social media accounts of the story someone said her 3 kids were in Naija with the husband and he threatened that she would never see them again, if she didn't include him in the travel/relocation plans.

The threat of not seeing her kids again was hanging over head like any good/responsible mother she gave into the threat for the sake of her kids. The narrator said she was also a nurse in Naija and she single handedly sponsored herself to UK before all of this drama.

I have been appalled by the comments of many male users here who have condemned and blamed the dead woman without knowing the full story. Even when presented with the facts on this thread one guy persisted in his foolishness.

There's a deep seated hate and darkness in most men on this forum that I can't wrap my head around, they are usually gleeful and malicious at the tragedy of others even without knowing them personally. I saw that hate and darkness in the wake of Herbert Wigwe's passing from the comments some of them made.

May God help their souls because this is irrational insanity.

My sister e tire me.

Funny enough, I wasn't even aware of the insights from those who knew her, I deduced it from the narrative and seems I was right.

My only regret apart from the fact that it happened at all, is that it happened in UK. Far better for it to have happened in a US state where there is capital punishment. Uk prisons are more lenient so will not treat this crime as it should be.

One small comfort for me is that kids will likely obtain citizenship on compassionate grounds. If that happens, and they are able to make right choices despite this trauma that has befallen them, then her lineage never has to face or make the same sacrifices that she did.

For the rest of the animals yapping nonsense, it's times like this I wish nairaland wasn't so anonymous. I for send their deets to all embassies to never allow them leave the Nigerian borders.

Hopefully then, they will rot and decay in their own filth until the land is cleansed of them.

franchasofficia:
My sister, as a Nigerian lady living abroad you are, mortgage is very good for you, you need to acquire more of it. I have no argument at all, you are in the right path, well done sis

Thank you.

So far I've used 95% of the mortgage acquired on my first property, to climb up the ladder to a property worth twice my first property, whilst the mortgage is less than 50% of the new property.

Digmygold:


Say what?!

Who the owner is?

sulaak:


You cannot make [b]external modifications [/b]to your property unless you acquire approval from the banks and local council.

Local Authority is a given. That applies whether mortgaged or not it.

Banks? I think it depends on the lender and your mortgage agreement.

Here's a link to barclays page talking about home improvement, whilst it mentions local authority permission, it does not mention that permission would be required from them.

https://www.barclays.co.uk/mortgages/guides/cost-of-major-renovations/

I'll admit I cannot say definitively one way or another, never had to do external structural works on my property.