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Sheriffden's Posts

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CrimeRe: Have You Ever Been Scammed? Share Your Experience!! by sheriffden(m): 4:17pm On Apr 23, 2020
I just got scam by one fastcash investment. So painful
PoliticsRe: Abba Kyari: Obasanjo Writes Buhari by sheriffden(m): 11:36am On Apr 18, 2020
Hmmm, Baba show sympathy. Nice one sir
PoliticsList Of All Companies And Billionaires That Have Contributed To COVID-19 by sheriffden(op): 11:32am On Apr 18, 2020
The sum of N25.8 billion has so far been donated by 107 Nigerian
companies and notable individuals, as relief fund to combat Coronavirus
in the country. This is according to information obtained from the
Central Bank of Nigeria (CBN).
The big donors: Among the biggest donors so far are the CBN and
Alhaji Aliko Dangote, both of whom contributed N2 billion each. Other
notable companies and prominent billionaires also donated N1 billion
each, including Tony Elumelu, Modupe & Folorunsho Alakija,
Abdulsamad Rabiu, Segun Agbaje, Herbert Wigwe, Oba Otedeko, Femi
Otedola, Mike Adenuga, Jim Ovia, Raj Gupta, John Coumantatous,
MTN Nigeria, and the Nigerian Deposit Insurance Corporation, NDIC etc.

You may view the full list below.
S/
N Names Organisation Amount (Naira)
1 CENTRAL BANK
OF NIGERIA
CENTRAL BANK
OF NIGERIA
2,000,000,000.00
2 ALIKO DANGOTE DANGOTE
INDUSTRIES
LIMITED
2,000,000,000.00
3 FLOOD RELIEF
FUND
FLOOD RELIEF
FUND
1,500,000,000.00
4 ABDULSAMAD
RABIU
BUA SUGAR
REFINERY
LIMITED
1,000,000,000.00
5 SEGUN AGABJE GUARANTY
TRUST BANK
1,000,000,000.00
6 TONY ELUMELU UNITED BANK
OF AFRICA
1,000,000,000.00
7 OBA OTEDEKO FIRST BANK
OF NIGERIA
1,000,000,000.00
8 JIM OVIA ZENITH BANK 1,000,000,000.00
9 MODUPE &
FOLORUNSHO
ALAKIJA
FAMFA OIL
LIMITED
1,000,000,000.00
10 NDIC NIGERIA
DEPOSIT
INSURANCE
COPORATION
1,000,000,000.00
11 HERBERT
WIGWE
ACCESS BANK
PLC
1,000,000,000.00
12 MIKE ADENUGA GLOBACOM 1,000,000,000.00
13 FEMI OTEDOLA AMPERION
POWER
DISTRIBUTION
LTD
1,000,000,000.00
14 RAJ GUPTA AFRICAN
STEEL MILLS
NIG. LIMITED
1,000,000,000.00
15 MTN NIGERIA
PLC
MTN NIGERIA
PLC
1,000,000,000.00
16 JOHN
COUMANTATOUS
FLOUR MILLS
OF NIG LTD
1,000,000,000.00
17 DEJI ADELEKE PACIFIC
HOLDING LTD
500,000,000.00
18 FRIESLAND
CAMPINA
WAMCO
FRIESLAND
CAMPINA
WAMCO
500,000,000.00
19 BANK OF
INDUSTRY
BANK OF
INDUSTRY
500,000,000.00
20 TOLARAM
AFRICA
ENTERPRISE
LTD
TOLARAM
AFRICA
ENTERPRISE
LTD
500,000,000.00
21 RAHUL SAVARA WACOT RICE
LTD
500,000,000.00
22 UNION BANK
PLC
UNION BANK
PLC
250,000,000.00
23 STERLING BANK
PLC
STERLING
BANK PLC
250,000,000.00
24 STANDARD
CHARTERED
BANK
STANDARD
CHARTERED
BANK
250,000,000.00
25 STANBIC IBTC STANBIC IBTC 250,000,000.00
26 CITIBANK
NIGERIA LTD
CITIBANK
NIGERIA LTD
250,000,000.00
27 FCMB FCMB 250,000,000.00
28 FIDELITY BANK FIDELITY BANK 250,000,000.00
29 ECOBANK PLC ECOBANK PLC 250,000,000.00
30 AFRICA
FINANCE
CORPORATION
AFRICA
FINANCE
CORPORATION
250,000,000.00
31 MULTICHOICE
NIGERIA
LIMITED
MULTICHOICE
NIGERIA
LIMITED
200,000,000.00
32 APM
TERMINALS
APAPA LIMITED
APM
TERMINALS
APAPA LIMITED
150,000,000.00
33 FSDH FSDH 100,000,000.00
34 FBN MERCHANT
BANK
FBN
MERCHANT
BANK
100,000,000.00
35 RAND
MERCHANT
BANK
RAND
MERCHANT
BANK
100,000,000.00
36 CORONATION
MERCHANT
BANK
CORONATION
MERCHANT
BANK
100,000,000.00
37 SUNTRUST
BANK
SUNTRUST
BANK
100,000,000.00
38 PROVIDUS BANK PROVIDUS BANK 100,000,000.00
39 WEMA BANK WEMA BANK 100,000,000.00
40 UNITY BANK UNITY BANK 100,000,000.00
41 HERITAGE
BANK
HERITAGE
BANK
100,000,000.00
42 NOVA
MERCHANT
BANK
NOVA
MERCHANT
BANK
100,000,000.00
43 POLARIS BANK POLARIS BANK 100,000,000.00
44 KEYSTONE
BANK
KEYSTONE
BANK
100,000,000.00
45 KC GAMING
NETWORKS LTD
KC GAMING
NETWORKS LTD
100,000,000.00
46 PORTS AND
TERMINAL
MULTI SERV
LTD
PORTS AND
TERMINAL
MULTI SERV
LTD
100,000,000.00
47 PORTS AND
CARGO
HANDLING SERV
PORTS AND
CARGO
HANDLING
SERV
75,000,000.00
48 FIVE STAR
LOGISTICS
LIMITED
FIVE STAR
LOGISTICS
LIMITED
75,000,000.00
49 ENL
CONSORTIUM
ENL
CONSORTIUM
70,000,000.00
50 JOSEPDAM
PORTS
SERVICES NIG
JOSEPDAM
PORTS
SERVICES NIG
60,000,000.00
51 SYSTEMSPECS
LIMITED
SYSTEMSPECS
LIMITED
50,000,161.25
52 GLOBUS BANK GLOBUS BANK 50,000,000.00
53 TITAN TRUST
BANK
TITAN TRUST
BANK
50,000,000.00
54 TAKAGRO
CHEMICALS LTD
TAKAGRO
CHEMICALS LTD
50,000,000.00
55 ATIKU
ABUBAKAR
ADAMA
BEVERAGES
LTD
50,000,000.00
56 WA
CONTAINERS
TERMINAL
WA
CONTAINERS
TERMINAL
50,000,000.00
57 PORTS AND
TERMINAL
PORTS AND
TERMINAL
50,000,000.00
58 PASTOR W.F
KUMUYI
DEEPER
CHRISTIAN LIFE
MINISTRY
50,000,000.00
59 KAM WIRE
LIMITED
KAM WIRE
LIMITED
30,000,000.00
60 DE DAMAK NIG
LTD
AUTOMOBILE
DE DAMAK NIG
LTD
AUTOMOBILE
25,000,000.00
61 AHMADU
MAHMOUD
AHMADU
MAHMOUD
20,000,000.00
62 CWAY CWAY 20,000,000.00
63 ADRON HOMES
PROPERTIES
LTD
ADRON HOMES
PROPERTIES
LTD
20,000,000.00
64 EKEOMA EME
EKEOMA
EKEOMA EME
EKEOMA
10,000,000.00
65 LADOL
LOGISTICS
LIMITED
LADOL
LOGISTICS
LIMITED
10,000,000.00
66 GREENWICH
TRUST LIMITED
GREENWICH
TRUST LIMITED
10,000,000.00
67 SIL CHEMICALS
LIMITED
SIL CHEMICALS
LIMITED
10,000,000.00
68 ECN TERMINAL ECN TERMINAL 10,000,000.00
69 APAPA BULK
TERMINAL
APAPA BULK
TERMINAL
10,000,000.00
70 COWRY ASSET
MANAGEMENT
LIMITED
COWRY ASSET
MANAGEMENT
LIMITED
9,999,838.75
71 MRS. ETU
FOUNDATION
HANDY CAPITAL
LTD
5,000,000.00
72 MECURE
INDUSTRIES
MECURE
INDUSTRIES
5,000,000.00
73 COMET SHIPPING
AGENCIES
NIGERIA
COMET
SHIPPING
AGENCIES
NIGERIA
5,000,000.00
74 JUBALI
BROTHERS
LIMITED
JUBALI
BROTHERS
LIMITED
4,000,000.00
75 ADG
INTERNATIONAL
RESOURCES
LTD
ADG
INTERNATIONAL
RESOURCES
LTD
2,500,000.00
76 OCEAN LORDS
LIMITED
OCEAN LORDS
LIMITED
2,000,000.00
77 NORRENBERGER
INVESTMENT
LIMITED
NORRENBERGER
INVESTMENT
LIMITED
2,000,000.00
78 PROSHARENA
LIMITED
PROSHARENA
LIMITED
1,000,000.00
79 FEW CHORE
FINANCE
COMPANY
LIMITED
FEW CHORE
FINANCE
COMPANY
LIMITED
1,000,000.00
80 TARABAROZ
FISHERIES
LIMITED
TARABAROZ
FISHERIES
LIMITED
594,451.25
81 ABAYOMI
FOLORUNSHO
ABAYOMI
FOLORUNSHO
500,000.00
82 KANAKALA
LAKSHPATHI
NAIDU
NANDU
KANAKALA
100,698.75
83 USMAN AHMED USMAN AHMED 50,000.00
84 MANJI
TABWAHAT
LONGMUT
MANJI
TABWAHAT
LONGMUT
10,000.00
85 JAYAKUMAR
SELVAM
JAYAKUMAR
SELVAM
10,000.00
86 ANYAEHIE
STANISLAUS
IKECHUKWU
ANYAEHIE
STANISLAUS
IKECHUKWU
10,000.00
87 FREDERICK
KIGHA
FREDERICK
KIGHA
10,000.00
88 MR & MRS
OJO EDWARD
OLUWAJOBA
MR & MRS
OJO EDWARD
OLUWAJOBA
3,000.00
89 HAMZA
MUHAMMAD
KAMILA
HAMZA
MUHAMMAD
KAMBA
2,000.00
90 KAMALU AMINU KAMALU AMINU 1,000.00
91 OLUWADAMILOLA FAGUIYE 1,000.00
92 MOHAMMED
GHALI
MUHAMMED
MOHAMMED
GHALI
MUHAMMED
200
93 ADAMU YUSUF ADAMU YUSUF 100
94 UCHENDU
COLLINS
UCHENDU
COLLINS
100
95 BASHIR AUWAL BASHIR AUWAL 60
96 BILAL
ABDULSALAM
BILAL
ABDULSALAM
50
97 UMAR NAFIU
USMAN
UMAR NAFIU
USMAN
50
98 SANI ALTO
ISAH
SANI ALTO
ISAH
20
99 BASHIR
SULAIMAN
BASHIR
SULAIMAN
20
100 ABUBAKAR
SHEHU
ABUBAKAR
SHEHU
10
101 SANNI
ZAKARIYYA
SANNI
ZAKARIYYA
10
102 IBRAHIM MOHD
BELLO
IBRAHIM MOHD
BELLO
8
103 UDRIS
MUHAMMAD
UDRIS
MUHAMMAD
5
104 ALHAJI
MALLAM MUSA
ALHAJI
MALLAM MUSA
5
105 ABUBAKAR
ISMAIL
ABUBAKAR
ABUBAKAR
ISMAIL
ABUBAKAR
2
106 BELLO SHUAIBU BELLO SHUAIBU 1
107 GH GH 1
TOTAL 25,893,792,792.00



https://nairametrics.com/2020/04/18/list-of-all-companies-and-billionaires-that-have-contributed-to-covid-19-relief-fund/
PoliticsRe: Covid-19 Discharge Cases: Haters Of Nigeria Not Happy by sheriffden(m): 11:00am On Apr 12, 2020
There is hope for quick recovery but scared of this recession we are heading to Sha.
PoliticsNigeria Debt Portfolio: Nigeria’s Foreign Debt Has Breached A 15-year Trigger by sheriffden(op): 10:57am On Apr 12, 2020
It’s been so long now since Nigeria celebrated the repayment of the
Paris Club debt. The narrative back then was that paying the debt
will free up cash that will be channeled towards capital expenditure
and then usher in the economic boom we have craved for decades.
Instead what we got was a higher spending on recurrent expenditure,
limited capital expenditure and a lot of stolen wealth. We are
somewhat back full circle.
Nigeria’s external debt hits a 16 year high of $27 billion in
December 2019 just higher than the $20.8 billion in external debt
level as at 2005.

By December 2006, after we had paid off Paris Club, Nigeria’s
external debt was $3.5 billion. Years of lower oil prices,
disproportionate spending and defense of the exchange rate has seen
the external debt creep back up.

Between the start of 2015 and December 2020, Nigeria’s external
debt profile has risen from $9.7 billion to $27 billion.
Most of these debts were borrowed in the first 4 years of the
President Muhammadu Buhari’s administration via multilateral,
development, bilateral and commercial loans (Eurobonds and Diaspora
bonds).
The government claims, it had no choice, seeing its oil revenues fail
to meet up with target and thus unable to fund Nigeria’s huge
infrastructural deficit required to propel economic growth.
While Nigeria’s external debt to GDP remains under 10% and well
below global benchmarks, critics of the government have worried about
the debt service commitment of about $1.5 billion at the current
debt levels.
Another important metric to ponder on is the relationship between the
external debts and the external reserves.

Available data shows Nigeria’s external debt levels of $27 billion is
now about 75% of external reserves of $35 billion. This is the
highest we have seen since 2005. An inverse of the data means
Nigeria’s external reserves can now only cover 133% of its
external debts and 23x its debt service.

The rising foreign debt profile and the sliding external reserves once
again highlights how vulnerable Nigeria’s economy is to external
shock. Should the oil price war persist and global crude oil demand
fail to pick up, things could go deep south for the country’s
finances.

Why this matter: Unlike in previous economic crisis in 2009 and
2016, Nigeria’s external reserves may not provide the buffer it
requires in 2020. CBN is committed to billions of dollars in forex
forward sales and has seen foreign demand for its bills dwindle of
late. Without an uptick in crude oil prices and sales, reserves may
fall below $30 billion reducing the cover to external debt to below
100%.

This could trigger another round of devaluation and set the stage for
a final float of the exchange rate. Various policy recommendations
following the COVID-19 pandemic have called for a more flexible
exchange rate to relieve the pressure on the external reserves. If
this happens, the exchange rate could take a plunge before finding
its level.

The government has an option of going to the IMF and has made
known its plans to borrow $6.5 billion. IMF also promised to make
$3.5 billion available. That money won’t come without stings such
as economic reforms with subsidy removal and market driven exchange
rate on the cards.

What’s in it for investors: Investors in Nigerian Eurobonds will want
to be sure that government will be able to pay down its principal
when the loans start to mature.
A 2021 bond is expected to mature in January. Nigeria’s ability
to fulfil its loan obligations will rely on some of the narratives
outlined above.

Local portfolio investors may have to continue picking up stocks and
waiting on the long term to offload. Foreign portfolio investors are
still selling and remain apprehensive about returning to the equities
market.

The recent crude oil price war and the coronavirus pandemic has
demonstrated just far the world can change in just one month.
Between an IMF loan, OPEC+ agreeing to a deal and the impact of
coronavirus ebbing, the world could be a different place in a couple
of months and Nigeria could manage to sojourn on. Until then, follow
the numbers that matter.


https://nairametrics.com/2020/04/11/nigerias-foreign-debt-has-breached-a-15-year-trigger/
PoliticsCovd-19 - What Buhari Said About Lockdown Extension by sheriffden(op): 10:08am On Apr 12, 2020
I wholeheartedly thank all Nigerians for your patience,
resolve and strong determination to defeat the
coronavirus disease (COVID-19) outbreak.

We realize that today, there will be sons and
daughters unable to visit their parents, and elders that
are isolated from young ones. And there will be those
who live day-to-day, eating as they earn, who face
real and present suffering.
No elected government could ask more of the citizens
of the country that elected them than what we today
ask of you. But we must ask you – once more –
to observe restrictions on movement where they are in
place, and follow the instructions of our scientists and
medical advisers: stay home, wash your hands, save
lives.
The freedoms we ask you to willingly forsake today
will only last as long as our scientific advisers declare
they are necessary. But they are essential – world
over – to halt and defeat the spread of this virus.

For those who suffer most egregiously, the
Government has announced multiple measures to assist:
70,000 tonnes of grain is being released from the
National Strategic Grain Reserves for distribution to
those in most need; distribution of small cash payments
are also being made, and will continue to be made by
the federal government in the states and local
government areas.
We ask you to listen and follow public announcements
via the mass media for instructions as to how to
receive this government support – and learn of more
public assistance in the coming days.
All that the Government is asking you to endure is
because nowhere in the world today is there any
known way of defeating this pandemic. There is no
vaccine. And that means there are choices to be
made: between continuing as usual, or accepting the
restrictions even when they come with unintended
consequences.
But at this darkest hour, it remains our duty to
offer you the full and unvarnished truth: This is a
global pandemic. 210 countries and territories across
the globe are affected. We cannot expect others to
come to our assistance. No one is coming to defeat
this virus for us.
Instead, the defeat of the virus in our country will be
in our hands, alone. We cannot wait for others. We
can only depend on ourselves now. And so we must –
and we will – end this outbreak ourselves as
Nigerians, together


Muhammadu Buhari
President, Federal Republic of Nigeria
April 11, 2020

https://www.vanguardngr.com/2020/04/full-text-what-buhari-said-about-lockdown-extension/
PoliticsCOVID-19: Nigeria Needs $50 Billion To Survive An Impending Recession by sheriffden(op): 8:42am On Apr 06, 2020
When you are faced with health-related adversity such as
COVID-19, you think of survival first before the economy. This at
least is what any right-thinking government should do. But it
appears after the calm then comes another storm.
Nigeria’s Minister of Finance, Zainab Mohammed has said that the
government wants to raise N500 billion ($1.39 billion) Coronavirus
fund to help support the country’s health care infrastructure.
“This crisis intervention fund is to be utilised to upgrade healthcare
facilities,” she said in a statement.
Unfortunately, this may not be enough to rescue the economy when
the threat of the virus is eventually contained. It will take
significantly more to calm the second storm.
Nigeria’s economic and political capital, Lagos and Abuja respectively
have been in a lock down since last Monday night after the President
Muhammadu Buhari led-government declared a 14-day stay at home
order.
Before then, most businesses had grounded operations to essential
duties rolling out whatever business continuity plans they had in the
cooler for years. The government now more than ever needs to
implement its own business continuity plans and it could be very
costly.
A recent report from the London Business School indicates countries
hard hit by the shutdown caused by the COVID-19 virus may need
as much as 15% of their Gross Domestic Product if they are to
exit en impending recession as soon as possible and get their economy
back in motion. According to the report “assume only a temporary
drop in economic activities: 50% for a month and 25% in the two
following months. Then, GDP drop of almost 10% of annual
output” will be recorded by most countries.
The report also suggests that the longer the lock down the more
money governments will need to put aside if the economy is to heal
faster. “Make the countries lock down longer and add the supply/
demand downward spiral, then the actual costs (without policy
interventions) could exceed 15% of GDP.”
At Nigeria’s GDP of N144trillion, the lock down could cost the
country a whopping N21 trillion or $50 billion. Thus, to plug this
hole it will surely need more than the $1.39 billion mooted by the
Finance Minister. Acknowledged, the CBN along with the bankers
committee had promised an intervention fund of about N120 billion
while the government is considering a stimulus package.
Virus hit advanced economies in the West (like the UK and US) have
similarly announced stimulus package, which they hoped will stem the
negative effect of the virus on their economy.
For instance, the US passed a stimulus package of about $2 trillion
nearly 20% of its GDP. The United Kingdom also announced an
unprecedented stimulus package that is about 15% of its GDP. The
situation is that critical.

https://nairametrics.com/2020/04/06/covid-19-nigeria-needs-50-billion-to-survive-of-an-impending-recession/
PoliticsSanwo-olu Orders Partial Closure Of Banks by sheriffden(op): 9:46am On Mar 25, 2020
Sodiq Oyeleke
Lagos State Government, on Tuesday, placed a partial closure on banking activities in the state as part of measures to break the cycle of transmission of coronavirus.
Governor Babajide Sanwo-Olu also directed all markets and stores trading in non-essential commodities to close for seven days.

The directive takes effect from Thursday, March 26, a statement from the Lagos State Government added.
Sanwo-Olu advised the organised private sector to take drastic steps as done by the government in the public sector and allow non-essential workers to work from home.
The governor also asked banks and other financial institutions to prioritise online channels for their services to the public, adding that only essential and key senior staff should be allowed to work in the office during the restriction period.
In a televised briefing after State’s Security Council meeting held at the State House in Marina, Sanwo-Olu said the restriction measures were necessary, given the rise in the number of confirmed COVID-19 cases in Lagos.
He said the directive should not be seen as a lockdown on business activities in the State.
He said the guidelines would be reviewed after seven days.
He said, “It is only when you are alive that you can talk about economics and finance. We want to encourage the organised private sector to allow their workers to work from home.
“Banks and other financial institutions are encouraged to prioritise online channels for their services to the public with only essential key staff being in the office during this time. Only key staff should be present.

“We are a subset of a sovereign. We are not a sovereign. This is why we cannot completely lock down Lagos. We need to be considerate.”
Other public places shut by the government include markets, parks, playgrounds, and recreational centres within the state, regardless of ownership.
The directives, the Governor said, did not affect pharmacy shops and all markets where foodstuffs are traded.

“Eateries and restaurants must not accept eat-in customers; they are to serve food in takeaway packages.
“As much as possible, let us all refrain from inter-state travelling of any kind until the worst of the crisis is behind us,” he said.

https://punchng.com/breaking-sanwo-olu-orders-partial-closure-of-banks/
Jobs/VacanciesRe: 2016 Firstbank Graduate Trainee Programme by sheriffden(m): 10:09am On Nov 22, 2017
brownsucre1:
My pple, I'm going to be as simple as possible. let's Ve fun and at d same time know what we came for joor.its too early for chasing after girls and sneaking into hostels. We should take a leaf from what happened to d conversion trainees,if firstbank would think of dropping almost 50 out of 89 pple despite d years they Ve put in,experience,other trainings and relationships they Ve had with these pple,then GT is moimoi. And to tell u d truth? This set seem like they came for something else,its not even a month or two yet just days! Brethren it's a once in a lifetime opportunity,no resit o.after waiting for a year plus you will now allow distractions to rob you of it? Read as if ur life depends on it,u must not eat all d food,u must not sleep all d sleep and u must not indulge in all d recreational activities. In d good old days,other banks used to come and pick firstbank leftovers after training school but not now o. Not everybody will be taken cos on d last day u will see pple dat never joined u in d 3months training coming to pick up their offer letter ,u guys re not in d same category o. Strive to be excellent cos ur score also determines where u re deployed, sales with target,customer care, head office,files handler etc. The worst thing you would do is to take those courses for granted,trust me it's not what you are used to.

So what I'm I saying in essence? If it's fear from the things that re said here that will propel u,u should welcome it.if u need to sacrifice ur enjoyment for 3months to get the best you should. But its solely ur choice. And u re being watched.
......from a reliable source

Note: you are allowed to menstruate under this comment
Good bless you Bro,

Some people need to read in between the lines before making comment and the fact that you dont agree with someone does not mean you should discouraged others.
I raised an advised last week and someone start talking less of it.
Anyway I am not bothered about that person because I believe some people will take it and would have seen the effect.
Wish you and others all the best. Just give your best shot though need to recreate to burn some calories you have taken after all there is gym in the complex and is meant for you guys, I believe the TS coordinators will have told you guys.

Cheers.
Jobs/VacanciesRe: 2016 Firstbank Graduate Trainee Programme by sheriffden(m): 3:10am On Nov 18, 2017
Nobody is imposing fear on anyone trust me, is just an advise. You take it or leave it shikena.
Jobs/VacanciesRe: 2016 Firstbank Graduate Trainee Programme by sheriffden(m): 4:40pm On Nov 17, 2017
misterEli:
Hi guys,
Congratulations to everyone. I sincerely do pray I'm not making a mistake by not accepting this offer. I'm currently working with Diamond bank as a full staff and I really wanted to join fbn. But everyone in the world has called me nuts for wanting to leave 'employment to unemployment' - as they termed it.
I will just drop my two cents advice to all those in training school.
Don't rejoice yet, people fail training schools, and it's not because they are dull but because of factors such as Lagos struggle (was leaving my house 4am everyday and getting home by 8pm), grasping banking concepts and terms (especially if you have a science background) etc.
study hard as if your life depends on it guys, don't do any other thing when you get home. Just eat, read and sleep. BUY cooked food if you have to. Save the energy for your studies. And take Basic, and financial statement accounting seriously. That course was what sent the 11 persons who failed in my set home.
wish you all the best.
Hope to join you guys some day as an experienced hire if indeed God chooses banking as my career path.
God bless you all
Hi Successful guys,

This Bro has hit the nail, take the class serious especially the scenarios, very crucial. Ask questions when you are not clear, I am sure the facilitators are expert and also have field experiences as most of them will be retired Bankers. Science guys you have to study extra over the others as most of the courses will be accounting, banking, management and regulations related. Ensure you aim above the cut off point stated as this will give you some level of assurance and confident. Read Read Read... Don't be carried away with the nice food and hospitality. You are there, give your best shot as you can see that what FBN put together in the training no be sere sere ooooo.

I hope this will help and go a long way...

First timer comment....

See you all at the top...

Cheers.
Romance12 Things Everyone Who Loves A Woman Must Do by sheriffden(op): 11:12pm On Jan 10, 2016
1. Her Body, Her Choice This goes for everything from her hairstyle to her birth control choices. Respect her right to choose


2. Always Root For Her Being her biggest fan is the best way to show emotional
support. If you love her, she should always know you are in her corner.


3. Trust And Honesty Are Crucial If you don’t have her trust, you don’t have anything. Trust can only be built through sincere and honest communication.


4. Work To Keep Her The journey isn’t over once you’ve won her heart. Many men tend to stop trying once the girl of their dreams is by their side. Show her daily that she was worth the effort.


5. Little Details Make A Difference Paying attention to the details isn’t just about noticing when she gets a new haircut. Active listening during conversations will help her to feel like you notice and care about the details.


6. You Don’t Always Have To Be The Solution Sometimes, people just need to vent. When she’s upset, she doesn’t necessarily want you to fix everything for her. Sometimes, it’s enough that you just be there to listen and hug her.


7. Honesty Is Beautiful Real love is showing another person your true self. If you can’t handle her most secret self or open up enough to share yours then you have to reconsider the relationship.


8. Never Ask Her If She’s On Her Period No matter how irrational, emotional or upset she is acting, this question is never helpful. It’s rude, and will only cause her negative emotions to focus on you.


9. People Change The person she is now is not the person she was. Even if she has things she is working on, you can help her to become her best self.


10. You Don’t Have To Understand To Be There For Her You don’t always have to understand her problems to give
her the support she needs to work through it.


11. Put Her First Women are often in the habit of putting the needs of their loved ones before themselves. Make sure that her needs and interests are being met too.


12. Every Woman Is Different No piece of advice is perfect for every person. Treat her with the love, respect and kindness that she deserves as an equal.

Cheers...

EducationRe: What Is The Number Under The Parked Car? by sheriffden(m): 1:54pm On Jun 24, 2015
L8
Jobs/VacanciesRe: They Require A Third Class Graduate. What Could Be The Reason? by sheriffden(m): 8:43am On Jun 11, 2015
I am damn sure the work will be on contract. You might give it a trial sha...
Jobs/VacanciesRe: UAC Graduate Specialist Scheme 2014: by sheriffden(m): 8:06am On Jul 08, 2014
@ leoibekwe, can u pls inbox me thw test format ASAP. saintabiodun@yahoo.com.
Appreciation in advance. Thanks bro
Phone/Internet MarketRe: Need Advice On The Type Of Phone Or Laptop To Buy? Here's The Place by sheriffden(m): 6:31am On Nov 05, 2012
Gbadebo01: HP Pavilion dv7-6c43cl
2.20 GHz 2nd generation Intel Core
i7-2670QM Processor with Turbo
Boost Technology up to 3.10 GHz,
8GB DDR3 SDRAM (2 DIMM,
Intel HD Graphics 3000,
750GB 5400RPM hard drive with HP
ProtectSmart Hard Drive Protection,
SuperMulti DVD burner,
17.3-inch diagonal HD+ BrightView
LED-backlit display (1600 x 900),
10/100/1000 Gigabit Ethernet LAN
(RJ-45 connector,
802.11b/g/n WLAN ,Bluetooth with
WiD,
Beats Audio with 4 speakers and the
HP TripleBass Reflex Subwoofer,
Full-size island-style keyboard with
numeric keypad,
Digital media card reader for Secure
Digital and Multimedia cards
2 SuperSpeed USB 3. its about 192k

b. HP dv6-6c50us
Intel Core i5-2450M
6GB SDRAM RAM
750GB 5400RPM Hard Drive
15.6-Inch Screen, Intel HD
Graphics 3000, it has beat audio too
Windows 7 Home Premium 64-bit,
6.5 hours Battery Life
its about 160k
Bro can I get d tokunbo of this laptop and how much. 10ks.
Phone/Internet MarketRe: Need Advice On The Type Of Phone Or Laptop To Buy? Here's The Place by sheriffden(m): 9:56pm On Nov 04, 2012
Good day all,
Please how much and where can I get the tokunbo of
DELL INSPIRON 15R,
i7-3632QM processor (6M Cache,
up
to 3.2 GHz)
4GB RAM
Mobile Intel® 7 Series Express
Chipset (HM77)
AMD Radeon™ HD 7670M DDR3
1GB
Intel® HD Graphics 4000
15.6" HD WLED True-Life
(1366x768)
- ICC
Stereo speakers with Waves
MaxxAudio® 3 processing
Built-in digital microphone
Up to 320GB or more (1TB) SATA hard
drive
(5400RPM)
Onboard tray-loading DVD+/-RW
(standard)
6-cell 48WHr Li-Ion Battery
Native HD 1.0MP webcam with
digital
microphone
Dell Wireless 1704 802.11n +
Bluetooth 4.0
Intel® Centrino® Wireless-N
2230 +
Bluetooth 4.0
Integrated Ethernet 10/100
Wireless
Externally Accessible
(3) USB 3.0 + (1) USB 3.0
PowerShare
RJ45 Ethernet
HDMI™ v1.4a
VGA
Headphone jack
Microphone jack
Kensington Security Lock
AC Power In
8-in 1 Multi-media Card Reader
any other laptop product with the above specification. Your response will be highly appreciated. 10q
Jobs/VacanciesRe: Nigerian Navy Dssc 2012 Commenced by sheriffden(m): 7:30am On Jul 13, 2012
Let's hope for God, the beginner and the finisher. Cheers guys.

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