Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by SisterDeborah: 12:55am On May 30, 2024 |
Which province please? AirBay: Just a note here, it's not possible to use a student loan to make a down payment for a house. The loan is not paid to the student's account, it is paid directly to the school and in batch payments.
What people use for down payment is the grant. The grant depends on your course, family size and your net income from last tax year. I have a friend who got a total grant of $36k (family of 4). The $36k he got included grant from canada govt, province and school grant. His total fees was around $19k for a 2years course. 36k is enough for down payment for a 3bed town house in most of the province except ON. Also this 36k is not paid once, it's in batches across the 2years.
I did a top course last year and got a grant of $6k, it was just a 3months top up course. I was new in canada and have 0 income from previous year, so I qualified for some grants, same for my friend. Best time to get grants is when you're new in canada with small income, so you get a lot of benefits that are for low income earners. Once you start earning above 20k per year, grant go decrease o
If someone collects a loan and does not go to the school, there are implications, such individual must return the full amount that has been paid within 1month I think, this is stated clearly on studentaid Websites.
Also students now have up to 1year grace after the completion of their studies to start payments, in total students have 9years to pay back. Some people pay as low as $50 per month depending on the loan amount. |
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by SisterDeborah: 1:57pm On Mar 22, 2024 |
SisterDeborah: Please can I be added to the Edmonton group? Okay, I have. Thank you |
Travel › Re: Any One Traveling To Edmonton, Canada As An International Student? by SisterDeborah: 8:14am On Mar 21, 2024 |
Emmanueleo1991: Hello, Please is there any group for folks coming to Edmonton?
Reach out to me if you need assistance Please add me to the Edmonton group. Thank you |
Travel › Re: Any One Traveling To Edmonton, Canada As An International Student? by SisterDeborah: 8:14am On Mar 21, 2024 |
Krypticmartinz: Is there anyone traveling to Edmonton, Alberta Canada as an international student in the coming months? I’ll be traveling soon and i’d like to link up with my brothers and sisters over there. We can also share information, because frankly i’m blank on how to quickly get an accommodation there. I hear it can be quite difficult getting an accommodation as a new immigrant especially as an international student. Hi, please can I be added to an Edmonton group? |
Travel › Re: Any One Traveling To Edmonton, Canada As An International Student? by SisterDeborah: 8:13am On Mar 21, 2024 |
Krypticmartinz: Is there anyone traveling to Edmonton, Alberta Canada as an international student in the coming months? I’ll be traveling soon and i’d like to link up with my brothers and sisters over there. We can also share information, because frankly i’m blank on how to quickly get an accommodation there. I hear it can be quite difficult getting an accommodation as a new immigrant especially as an international student. Hi, please can I be added to an Edmonton grou |
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by SisterDeborah: 8:12am On Mar 21, 2024 |
Jaygirl20: Pm me Please can I be added to the Edmonton group? |
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by SisterDeborah: 10:05am On Mar 14, 2024 |
Viking007: Yup! 😅 Which province is this please? |
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by SisterDeborah: 7:08pm On Mar 11, 2024 |
ipobcannibals: Ontario or Nova Scotia are best….also do a hearing test to ascertain her hearing abilities, because adolescents/babies learn to talk through hearing. Get your family doctor to refer you to an ear specialist, just to make sure there’s no fluid in the ear, as this may disrupt her hearing. Also, get a speech and language therapist too, I believe it’s covered by the government. Okay, thank you so much. She has done a hearing test. She actually responds to simple commands/instructions. Ontario is an expensive province to live in from what I hear. I'd do more research about Nova Scotia as I don't know much about the province.. |
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by SisterDeborah: 7:05pm On Mar 11, 2024 |
Okay, thank you so much |
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by SisterDeborah: 1:01pm On Mar 10, 2024 |
Please which province/city in Canada is recommended for an autistic five year old child...She has a speech delay Any advise is needed here. |
Travel › Best Province For Children With Special Needs In Canada by SisterDeborah(op): 7:29pm On Mar 09, 2024 |
Hi, I'm trying to decide which province to move to in Canada where my 5 year old autistic daughter will thrive. She is having a speech delay. Please I'd appreciate if there can be shared experiences and advice. Thanks |