Stunt?

Why is the child there in the first place?

Vicjustice: I made sure that i read between lines in order to comprehend the figures which i must say are overwhelming and seemingly with the potential of raising suspicion until proven otherwise.

Look, Visa Officers know too well that people who earn that mush ie N600.000 (six hundred thousand Naira) per month usually travel on first or business class seats therefore, the cost of such trips are usually higher than the N300k that you had economically budgeted: there is no way that amount will make it, taking your stated salary and the amount you intend to spend for a trip to the UK, they just didn't add up. Now, the visa officer apparently judged that you are either exaggerating your salary claim or that you are a very stingy applicant.
By the way, it is not Bread and Breakfast, but Bed and Breakfast or B&B.


With my understanding, I will be honest with you, to tell you that i will not be surprised if you got banned, i hope this is not the case.

I must take into account your personal and economic circumstances in Nigeria when coming to my decision, however given the statements you have made and the documentary evidence you have presented to support your application, I am not satisfied that your circumstances in Nigeria, coupled with your reasons for wishing to travel to the UK are such that you have sufficient intention to lave the UK at the end of your proposed visit....
I have therefore refused your application because I am not satisfied . . .
In my opinion, the ECO took the appropriate decision.


Your right of appeal is limited to the grounds referred to in section 84(1)(c) of the Nationality immigration and Asylum Act 2002.You have no rights of appeal so, appealing the decision is out of the question



Obviously, the ECO simply took a look at the balance on my current account statement and concluded that I do not have enough funds. All other documents were ignored.That is the right thing that the ECO had to do in order to reach a decision.


What right of appeal do I have?
Should I simply re-apply and include a detailed explanation countering the reasons given from the refusal?
Would they think I am desperate if I re-apply so soon?You are free to reapply whenever you like, and NO, reapplying so soon will not give the impression that you are desperate (to migrate) rather, i may mean that you are persistent and insisting on your purpose and intention to travel: that is if you are indeed clean with your previous application


Can I use the same documents they returned to me if I re-apply or do I have to get updated statements of account, letters etc?If the documents are blameless and valid, why not?

The cost of the trip to me, as I stated in my first post, is 800K and not 300K. 300k is the cost of the conference.

Should I beef up the balance in my current account now? I have the funds to do that but won't that be seen as an unusual lodgement?

The conference is to my benefit but indirectly benefits the company as it has direct impact on my job and standing as a professional. The company is not paying for the conference.

justwise:

Yes and the ECO is right, the amount in your current account is what matters most because that is the money available for you to spend on the trip, forget about the investment, properties and shares, those are tie-Nigeria evidences, they are not cash-in-hand.

Another thing that does not add up is this..... is this conference for your own benefit alone, for the company you work for or both?

Should I beef up the balance in my current account now? I have the funds to do that but won't that be seen as an unusual lodgement?

The conference is to my benefit but indirectly benefits the company as it has direct impact on my job and standing as a professional. The company is not paying for the conference.

justwise:

You don't have any right of appeal, you can reapply but you have to address the financial issue raised by the ECO else you will be refused again. Not just explaining it but back it you with paper evidence. Most importantly..don't spend more than you earn.

How do I address the issues?

I included all the documents relating to my finances in my earlier application but the ECO seemed to have looked only at my current account statement in which I don't maintain a hefty balance since I am not going to receive any interest on the balance in it.

If I liquidate my investment into the current account now, it may be misconstrued as an unusual lodgement.

I intend to leave my salary for this month in the current account before obtaining a new statement for the application to bring up the balance but the fact is that my intention is to use the investment to finance the trip.

justwise:
Most importantly..don't spend more than you earn.

Considering that the cost of the trip to me (cost of the conference, air fare, accommodation, etc) is just slightly above my monthly salary but I have an investment from which I am only spending about half for the trip and still have shares worth over N2m and properties and my job, what do I do?

Dis Guy: Appealing might go past your intended time of travel

Do you have a savings account or they all going straight into the investment companies?

They go straight to the investment company.

As a matter of fact, I have have been operating that investment for over a year now.

girlfio:

As I understand it there is a limited right of appeal for the refusal of UK tourist Visas. I have heard that a request can be made to the office where your decision was made to do an administrative review of your case but additional documents cannot be submitted. Basically they'll look at the points you've raised and confirm whether or not the decision made should still stand. Probably worth posting to the thread as per Justwise' message, you should get a more up to date response as to how appeals are made for tourist visas.

I have posted on the other thread.

Thanks.

Good day all,

I have been a silent reader of the posts on this thread and associated one especially just before I applied for a UK general tourist visa last month. I work with a financial institution but not a bank. The company pays staff salaries into a pseudo-current account which is a product of the company. From this account, I transfer at least N550k out of the >N600k I earn monthly to my current account to cater from my personal and general expenses every month.

I intend to attend a conference in September and provided the following documents along with my application:

1. My payslips for six month
2. A letter on the company letter head of my employer confirming that I am an employee, my remuneration, senior management position in the organisation and that I am attending the conference.
3. My current account statement with a bank
4. My statement account from my employer
5. A letter and statement from an asset management company stating that I have about N1.5m investment with them and that I have access to the funds at anytime.
6. A letter and CSCS Statement from a stock broking firm indicating that I have share worth over N2m
7. Property titles for two houses I own including the one I live in
8. A letter from the local chapter of the professional association organizing the conference indicating that I am an active member and would be attending the conference

I am paying for the trip from my investment with the Asset Management Company. The one week conference will cost me about
300,000. Given the cost of air fares, accommodation, feding, etc I indicated that I intend to spend N800,000 for the trip. I indicated that I have a friend in the UK and supplied his passport page and letter of invitation though I indicated that I would be staying at a bread and breakfast

I was surprised when I was refused entry clearance with the following reasons

You declared that you are employed and earn N6xxK/£2552 per month. Our published guidelines gives applicants full information on what documents they are to submit in support of a visa application, however you have not provided sufficient satisfactory evidence to substantiate your stated income. Furthermore your stated income is not reflected in your bank statement. While I have taken into consideration all the documentation presented, I am no satisfied that your personal circumstances are as you have stated.

Further to the above, you state that you have available N800k of your own money to spend on your visit to the UK. I do not consider the proposed expenditure for this short visit to be proportionate with your current economic circumstances particularly in view of the current level of available funds in your account of just N257K, the fact that you have a wife and 3 children to support an that you faled to substantiate your circumstances through satisfactory documentary evidence.

I must take into account your personal and economic circumstances in Nigeria when coming to my decision, however given the statements you have made and the documentary evidence you have presented to support your application, I am not satisfied that your circumstances in Nigeria, coupled with your reasons for wishing to travel to the UK are such that you have sufficient intention to lave the UK at the end of your proposed visit.

. . .

I have therefore refused your application because I am not satisfied . . .

Your right of appeal is limited to the grounds referred to in section 84(1)(c) of the Nationality immigration and Asylum Act 2002.


Obviously, the ECO simply took a look at the balance on my current account statement and concluded that I do not have enough funds. All other documents were ignored.

All my documents were returned to me same way I sent them except my passport which was stamped. I received the package at the VFS office last week

What right of appeal do I have?
Should I simply re-apply and include a detailed explanation countering the reasons given from the refusal?
Would they think I am desperate if I re-apply so soon?
Can I use the same documents they returned to me if I re-apply or do I have to get updated statements of account, letters etc?


I need to attend the conference to meet up with some professional requirments A similar conference is now coming up much later in the year in another European (Shen gen) country for a cheaper rate.

I am however keen on clearing all the doubts raised by this ECO as this is my first time of applying for a UK visa and wouldn't want this issue to hand in the air and haunt me whenever I intend to visit the UK again.

Your advice will be greatly appreciated.

justwise:


Wrong thread, post it here https://www.nairaland.com/823855/general-uk-visa-enquiries-part

My application package including all the original documents I submitted were returned last week.

My questions include "what right of appeal do I have?"

Should I still post on that thread?

Thanks

Good day all,

I have been a silent reader of the posts on this thread and associated one especially just before I applied for a UK general tourist visa last month. I work with a financial institution but not a bank. The company pays staff salaries into a pseudo-current account which is a product of the company. From this account, I transfer at least N550k out of the >N600k I earn monthly to my current account to cater from my personal and general expenses every month.

I intend to attend a conference in September and provided the following documents along with my application:

1. My payslips for six month
2. A letter on the company letter head of my employer confirming that I am an employee, my remuneration, senior management position in the organisation and that I am attending the conference.
3. My current account statement with a bank
4. My statement account from my employer
5. A letter and statement from an asset management company stating that I have about N1.5m investment with them and that I have access to the funds at anytime.
6. A letter and CSCS Statement from a stock broking firm indicating that I have share worth over N2m
7. Property titles for two houses I own including the one I live in
8. A letter from the local chapter of the professional association organizing the conference indicating that I am an active member and would be attending the conference

I am paying for the trip from my investment with the Asset Management Company. The one week conference will cost me about
300,000. Given the cost of air fares, accommodation, feding, etc I indicated that I intend to spend N800,000 for the trip. I indicated that I have a friend in the UK and supplied his passport page and letter of invitation though I indicated that I would be staying at a bread and breakfast

I was surprised when I was refused entry clearance with the following reasons

You declared that you are employed and earn N6xxK/£2552 per month. Our published guidelines gives applicants full information on what documents they are to submit in support of a visa application, however you have not provided sufficient satisfactory evidence to substantiate your stated income. Furthermore your stated income is not reflected in your bank statement. While I have taken into consideration all the documentation presented, I am no satisfied that your personal circumstances are as you have stated.

Further to the above, you state that you have available N800k of your own money to spend on your visit to the UK. I do not consider the proposed expenditure for this short visit to be proportionate with your current economic circumstances particularly in view of the current level of available funds in your account of just N257K, the fact that you have a wife and 3 children to support an that you faled to substantiate your circumstances through satisfactory documentary evidence.

I must take into account your personal and economic circumstances in Nigeria when coming to my decision, however given the statements you have made and the documentary evidence you have presented to support your application, I am not satisfied that your circumstances in Nigeria, coupled with your reasons for wishing to travel to the UK are such that you have sufficient intention to lave the UK at the end of your proposed visit.

. . .

I have therefore refused your application because I am not satisfied . . .

Your right of appeal is limited to the grounds referred to in section 84(1)(c) of the Nationality immigration and Asylum Act 2002.


Obviously, the ECO simply took a look at the balance on my current account statement and concluded that I do not have enough funds. All other documents were ignored.

What right of appeal do I have?
Should I simply re-apply and include a detailed explanation countering the reasons given from the refusal?

A similar conference is now coming up much later in the year in another European (Shen gen) country for a cheaper rate.

I am however keen on clearing all the doubts raised by this ECO as this is my first time of applying for a UK visa and wouldn't want this issue to hand in the air and haunt me whenever I intend to visit the UK again.

Your advice will be greatly appreciated.