₦airaland Forum

EquityM:
Equity pays more as it is fully stocks. ESG has bonds in it, which hinders it from growing aggressively like equity.

Since I deposited into Zenith ESG for the past 2-3 days now I have not seen any activities or reflection of my deposit into my chosen investment. How is your side, what's happening ?

Morning house.

Please, I subscribed to Stanbic Equity Yesterday but till this moment I have not seen any balance or equity investment activities on my portfolio. Anybody who's into them should kindly enlighten on how their system works, why my Equity fund investment isn't showing any activities or movement.

By the way, he's an investor with Zecrest cos I don't understand their app or how they operate their update.

I haven't gotten any feedback on earning or know where to go whether today is red or green.

Anybody who can explain?

Also, my Stanbic deposit was made today for Equity and I haven't seen any movement or approval as per the Equity account email confirmation.

Allboiz:
CS brought a sharp 2.12% today. That's a huge green.

It was indeed a beautiful green to behold.

Uberchic1:
Gt fund managers no longer own investment one. They only have the web app now https://app.gtfundmanagers.com/

Aah!
Deleting the app immediately.

I have finally onboarded Stanbic , it was an email issue.

GTB Is keeping me waiting via their investment one app.

Batman2412:
So I decided to donate 100k to cowrywise equity on 17th February 2026. It was posted immediately and before you could say agbalumo, I already lost 612 bucks. @ 21.68% oh. So let's see how long it will take for the 100k to finish. Invest in equity with only money you can afford to lose

Lool.

3500 was deducted from my account this morning when I onboard Zecrest equity. It is what it is but rest assured it will rise back and above the numbers.

EquityM:
ESG and balanced are the equities.

She wanted to make sure the identity of ESG was what I was refering to, I guess.

LoriHamo:
I did both apps inside the bank with customer care.....it's very easy with GTbank....the funds reflects IMMEDIATELY...

I do not blame that guy who spoke about losing money because of delays....

Trying to register with GT now with their investment one app to see what happens.

It wasn't that difficult registering with their web thou the only problem was with uploading as it keeps disappearing each time I try to continue with the uploading.

LoriHamo:
I didn't see equity listed in quantum zenith bros...

Please help me

I saw ... balanced, ESG, fixed and mmf...

Point me to the right direction please

My bad. I actually meant, ESG

dammiecool:
I did gtbank in less than 10mins dis morning.

For stanbic u might need to visit their office. Their Equity fund too is impressive.

Via App or Web? Provide what you used, pls

Did you go to their office to register with Stanbic?

in this business
Ha.

Onboarding GTb and Stanbic is hell.

Have I been locked out of IBTC, it's as if I am flagged and GT? Too many errors that I cannot even complete my KYC?

EquityM:
It will reflect today by 6-7 p.m. Nigerian time. If it does not reflect today, you will see it tomorrow, and your value gains or losses will be added to your portfolio.

Thanks.

EquityM:
It usually reflects at midnight.

You mean, the midnight of the day registered? I registered with them around midnight or early this morning around 2am Nigeria time.

dammiecool:
Its actually terrible, I'm thinking of moving my funds to a more serious platform.

Well, I just subscribed to their Equity just now and from my experience so far with them, they have been quite good. In fact, they called me the first day I registered with them to see if I needed anything or help.

What issue are you having with them?

@EquityM,

I deposited Zenith Quantum and was confirmed via an email message but it hasn't reflected on my investment account with them. Is this normal and how long did it take them for your deposit for investment to reflect when you made your deposit into your investment account?

jurjes:
I downloaded Zedcrest to invest in their equity mutual funds, my address is yet to be verified.

Anyone here with Zedcrest?
Are their equity rates okay?
Anything I should look out for. ?

Thank you so much to everyone here, the Information here so far has been valuable.
Also to the creator of the thread EquityM, Many thanks

Wait for 48hrs.

Creditalerts:
TODAY'S RATE


STANBIC 15.49%🙂🤑

FAAM (FirstAlly) 17.59%😁🤑

STL MMF. 20.13% 🔥 🔥 🔥🤑🤑🤑

TRUSTBANC 19.55%🤑🤑🤑


Kindly Click on my signature to register for STL MMF thank you🙂

😎😎😎😎😎👍👍👍

EquityM:
I will top up again; however, this Trump or USD is messing up my plans.

Wow.
That restless dude.

EquityM:
Cool. If you have huge funds, don't forget Zrosk if you don't mind the management fees. Have made 1.6M on my 10.2M capital in just 3 weeks.

What is Zrost minimum for equity?

LoriHamo:
Stanbic is the biggest assest managers so far....I did withdrawal from my MMF to fund equity in SAME... Stanbic

I did that on Wednesday.....and got value into my wallet by weekend.... loosing valuable trading days and yields 😎😎😎

But Cardinal and cowrywise was faster.....

Someone suggested I use WEB any other time I want to withdraw..... that it's same day value

I will hop on them now-app and Web. 👍👍

But...any info about their Equity and it's YTD figures as at today or the week?

Wishing everyone a green equity day today. 🇳🇬

EquityM:
Bro, some fund managers prefer paper-based liquidation for record keeping, and others don't prefer it. Zenith's MMF does not have a paper liquidation; only the fixed income and equity do. It's up to you to choose whoever you want to go with. Zrosk also uses paper-based liquidation. If someone steals your phone or your email gets hacked, what would you do? There are always disadvantages and advantages for online and paper-based transactions.

If you observe my message deeply , you will find that paper or traditional liguidation wasn't really what I was complaining about but by position , being how swift they respond or liquidate for you. Who cares whether it is paper or even manual as far as they respond on time and make the process easy for you?

👇👇👇

This was my point
👇

I have learned a great lesson that, in any investment, your greatest loss or failure isn't always about losing money ( most probably at least the pegged +/-10 by Sec) but having your fund trapped or entangled with a manager with a frustrating and paper liquidation procedure.

Liquidation flexibility is as critical as your investment or capital.....this is why and will always respect CARDINAL STONE.

LoriHamo:
I rebased my portfolio last week.... Cardinal stone and Truastbanc(cowrywise) really surprised me... withdrawal was swift....

But you see Gtbank and Stanbic....I was forced to send mail walahi.....

I want to go into Stanbic can you share the issue you had with them during your liquidation, what really happened and, what fund/investment ( equity or ?) you were referring to. Asking this question because I am curious and I have been hearing about how solid their liquidity is.

Zenith(equity) is obviously a big name in the industry but I have an issue with them using manual or old methods for liquidation.

Why should I have to fill out a form in this age of technology to liquidate? Imaoo

LoriHamo:
I rebased my portfolio last week.... Cardinal Stone and Truastbanc(cowrywise) really surprised me... withdrawal was swift....

But you see Gtbank and Stanbic....I was forced to send mail walahi.....

If at least, the mail was responded to with a swift liquidation afterwards that's still ok.
I don't understand why some managers choose to employ paper or old withdrawal methods asking you to fill one form after another when that wasn't the case when you are making deposits or investments with them. The automated liquidation like Cardinal Stone and Cowrywise and Co. is still the best.

I have learned a great lesson that, in any investment, your greatest loss or failure isn't always about losing money ( most probably at least the pegged +/-10 by Sec) but having your fund trapped or entangled with a manager with a frustrating and paper liquidation procedure.

Liquidation flexibility is as critical as your investment or capital.....this is why and will always respect CARDINAL STONE.

This is from my bitter experience take it or leave it; avoid manual liquidation if possible and always test every manager that's not among the top with little investment and then liquidation and see before you commit big.

Crossblueart:
Does anyone know how long it takes to get credited after initiating a sale of fixed income alpha on Cardinal Stone units?

I sold them today around 2pm.

I just did too but this evening. I initiated once and it took just full day. Wait, you should receive alert tomorrow, hopefully.

EquityM:
For equity, you can fund it at anytime and withdraw at anytime.

Also, I have not utilised the wallet thing on Cardinal stone , how does it work? If I transfer some amount from any of my equity or fixed income into wallet do I get be taxed or see any reduction for transfer? And does one move to wallet to them do self transfer into your bank and or to move fund from one investment into another via the same platform - Cardinal stone in the case, from Fixed income to Equity?

Thanks.

It's about time to move some fund into equity via Cardinal stone, what is the right time of the day to initiate withdrawal and the right time to move in more fund into equity fund? @EquityM?

Amhappy:
Kindly explain please

P.E. ration , as your source.

That should help.

EquityM:
Baba God started this week on a positive note.

This is huge.

EquityM:
May this week bring greens, and if Spartacus appears, no problem. The following are the best equity fund managers performing well at the moment.

Zedcrest.
Quantum Zenith.
Zrosk.
GTB.
CardinalStone.
Meristem.
Invest wisely, and may God reward us.

Are these lists based on your research or firsthand experience, dealing with them?
Of course, some of us have already tasted CS and a few others.