₦airaland Forum

fantomziony:
Am i the only one having issues with the myinvestar app and the first ally website

Yes, it's general. Experiencing the same- telling me my network needs to be checked bla bla. Glad you pointed this out.

Perhaps , they are doing some background update.

EquityM:
The bull won tonight. MMFs are beneficial, but for the time being, equity and fixed income reign supreme. Diversify your portfolio and make wise investment decisions. May God bless everyone.

Here is one of the reasons. It's equity and fixed season.
👇
https://bizwatchnigeria.ng/treasury-bill-yields-fall-to-17-6-as-strong-demand-dominates-nigerian-fixed-income-market/

EquityM:
I've made a withdrawal once, and I got my cash on the withdrawal day. The last dividend payment was 0.058 × current units. Lastly, my greens often come 3/4 times a week. Last week was all greens, while the week before had 4 reds, 3 little reds, and one huge red. The 78 naira you see on my screenshot—the opening value was 6000 naira, and I topped up around 5 pm to beat the NAV. The peak day came in January; my capital was 7k, and I saw 700 naira interest on that day.

Simply put ; top up when the NAV is red or down for gain.

From my experience, bitter at that, with DLM, I learnt a great lesson and experience and this is from my research so far for one and a half days now?

Whether it's fixed funds, Equity, or even MMF and or anywhere you choose to invest your money ;

You must opt for one that has a long list of investments within its fund strategy or investment basket within a specific choice, E.g, CS fixed income, CS equity fund, or GT fixed income. For example, a deep look into CS fixed and why they are doing well is cos within their investment strategy of fixed they have a long list of investments within that industry they invest into, I mean, very long like no others( now that's numerous options and leverage ) that I haven't found anywhere or rather has touched. This equals hard work, commitment, and focus on investors' money and trust in them, and I think this is why they are doing well within that industry which is, Fixed income " like no other( I stand to be corrected ).

Summary, a long list of investment strategies or baskets within e.g, CS or GT fixed income shows how serious they are and mean business.
This is another way of saying, copy the winning team/platform strategy within any specific investment platform or instruction, equity for equity, MMF for MMF, fixed income for fixed income, etc. Too much time wasted on the sources and energy.

That is, if you can't beat them join them; if you don't want to put all your money into one basket, e.g, CS fund look for another manager that invests like them in their winning Fixed income fund.

EquityM:
If you have extra cash, do a 5-10k top-up freestyle once a month. Try to open the GTB equity fund or get back to Cardinal equity.

That's right.
Made up my mind that, moving forward it will be the popular names/ones with a solid foundation and history with lots of research before I jump in, and GT happens to be one of the top in equity along with the solid foundation and history.

EquityM:
How was fixed income profit yesterday, bro?

If you mean on CS it was a beauty to behold.

ezegold4we:
@EquityM and other's,

I believe the screenshoot from you is from cardinalstone fixed income,
I sent them an email this morning and below is what they replied by saying their minimum investment is five million naira,


We acknowledge receipt of your mail.
Please be informed that the minimum amount required to invest in our Fixed Income product is ₦5,000,000.

Best regards,

I used to be like you , I used to mixed them or choose the wrong fixed. Perhaps, you need a guidance to know or choose the right one on their platform.

EquityM:
Withdraw your money, bro.

Ok, bro. Thanks for all your help and support on this matter.

EquityM:
Sorted, check your account.
.

My deposit history, my transaction history , gains, income accounts all are still showing zero. Please, is this how it works for the first timer. I need to know before I wrote them a long letter asking questions.

Below is the screen shot.
If this continue this way , I guess I may have to discontinue with them. They've given me enough headache.

EquityM:
Sorted, check your account.
.

Thanks a bunch. The experience has been so traumatising I can't believe that.

By the way, I am not sure what's happening after I accessed the account ;

No accrued interests even though the advisor claimed there was since Monday only N51? Of N500,00k or am I missing something cos I don't understand or this is how they work so that I can decide to get out of their platform after all the troubles being onboarded. I don't even want to compareh interest from CS with what I am seeing from DLM that I did the same day.

Please, make this make sense to me or help explain oh.

EquityM:
Really, bro? Send me a DM; I will forward your email to my account officer there.

Ok, done.

I have reached a boiling point with DLM.
@EquityM, for your info would you believe that DLM has yet to onboard me and credit my account since?


Latest tomorrow, I am going to reques for my money. I have already lost a lot of money, but my fixed income with CS is generating interest.

mikeayus:
I think she was referring to GTB Money market fund not Equity. But lets hear from her anyways

My bad. That was what I wanted to write - Fixed income.

Modified ; she actually meant ' Equity ".

Cross check are comment.

LoriHamo:
Chief....the truth is MMF is just for people that don't want risk....

My 5M in Stanbic gives me about 2,100 per day...

I have decided to stop putting my money there for now....

Even, I used my daughter's money to invest in GTbank for her.....

The money in GTBank equity is half the money in there MMF....I started 22nd of January....yield in far more than that of MMF and the yield in balanced fund, which was same capital with the equity is just trailing behind the MMF.... remember MMF amount was DOUBLE....

I have decided to risk equity and fixed income for now....I didn't put in much....just 100K each....

At GT Equity, how are the red days and greens ratio and what is the minimum capital?

EquityM:
Bro, I only know Cardinal and Zrosk. However, check out GTB equity.

Ok, bro.

EquityM:
Minimum capital for Zrosk equity is 5M. Right now, they are building their website, so your portfolio statement will be sent to your email monthly. Attached is their WhatsApp; kindly reach out to them, and they will forward all the onboarding stuff.

Is there any other platform worthy of trying aside them with lower minimum as capital?

EquityM:
I moved; I can't handle 2-3 equities at the same time. However, I got a big green tonight with them; sadly, I moved already.

Funnily, same here. I moved my money and now, I am considering your next bustop as regards equity, but kindly, furnish me with that Z something platform and how to onboard with them.

EquityM:
Market update= Equity very bullish.
Fixed income= Bullish.
USD is nose diving, and the exchange rate is bad now.

Is your equity still with CS?

LoriHamo:
I be woman o o

No bi small thing...my eyes first blurr

Loll , sorry. My bad.
Green days are inevitable tho- I gained 3k yesterday and loss about 900+ today with my fixed. Don't give up.

LoriHamo:
Equity my chief and na RED they use welcome me...

I funded yesterday morning

Lool.


It's well my brother. I hope green days cover up for the red.

DLM, somebody should help me beg them oh.

They've refused to onboard me despite several calls, chats, and emails and, the worst part is, despite confirming my transfer or funds from their end neither my funds nor my account has been found as a registered user even though I have filled all the information there is for them need to onboard me.

This is tiring.

Beeron:
You right. Very right.

Infact, Bond returns (both corporate bond and FG bond) is what Fixed income fund managers use to pay daily interest every day. My point aforementioned is regards the bump or spike you see in your interest in some days of the month.

Now that's where loaning to banks comes in.

Do you understand now? If you don't I can still try to explain in another format.

Curious ;
Don't banks also cover corporate bonds?

LoriHamo:
My first ever experience in Afrinvest Equity and I am crying hot tears....

How do you guys do this o o o

Abasi mî mbok

Be specific, Equity or stock, Red or Green? Please, let's learn.

EquityM:
Everyone has to pay for subscribing to a new unit.

Thanks for your efforts so far. They are indeed helpful. 👍👍

Beeron:
You right. Very right.

Infact, Bond returns (both corporate bond and FG bond) is what Fixed income fund managers use to pay daily interest every day. My point aforementioned is regards the bump or spike you see in your interest in some days of the month.

Now that's where loaning to banks comes in.

Do you understand now? If you don't I can still try to explain in another format.

Alright. Well understood and thanks.

This was what got me confused initially 👇

This was what you wrote that got me confused
👇

Actually those are real phenomenal and not bond. Bond is apart of what fixed Income fund managers invest in generally but they also invest in short term money market like the bolded statement you quoted.

The key word ' Apart '.

EquityM:
When you subscribed, there will be some hidden charges and there is a different btw buy NAV and sell NAV. So if you are buying new units, you will be charged more.

Ok, I got charged for buying a new unit or as a newcomer but does it end there or not.

Regards!

Niiade:
are there negative day and does the negative days drop the capital and profit gains?
Thank you so much

Lool.
I can tell you are a practical person.
Solid question.

EquityM:
That is why the total networth is showing that amount. It added fixed income fund and the equity fund in total.

Now, that caught me offguard.

But wait a minute, please bear with me , base on my calculator calculator I should be having N552,732.43. So, my last question is where did the N200 plus GO?

EquityM:
Did you subscribe to another mutual fund like Equity?

Although, I will be pulling out soon from CS equity but YES!

EquityM:
Can you share a screenshot?

Here are all the details, my confusion in puctures.

Observe ;
The total networrh.
The Total return.
The closing value.

Beeron:
Actually those are real phenomenal and not bond. Bond is apart of what fixed Income fund managers invest in generally but they also invest in short term money market like the bolded statement you quoted.

Google "Nigeria bank over rate" and then re-read my write up, it will make more sense to you.

Ok.
What prompted my question was the fact that most of the fixed funds I looked up, you'll see corporate bond ( inclusive) as part of their investment PORTFOLIO I e, CS.

EquityM:
Since you just signed up yesterday, your returns will be lower due to the NAV. The 600 naira you saw is your gain for that day, which will be added to the total value; however, your units won't go up unless you top up or make a redemption.

I am lost.
I understand now that my return is on the low side cos I just joined.

But i don't understand when you said, the ' 600 ' I saw Will be my gaine for that day cos, my daily income is actually 3,116/117 whilst my 3,106 on the other hand, total portfolio value stood at plus capital + ' 2544 accumulation.