₦airaland Forum

MhissIfe:
I'm learning a lot from you, thank you.
100 acres of land for sale along Ife-Ibadan express way, Balogun Ikire just on the express main road, it's 350k per acre, interested buyers from 20 acres and above should contact:0807 331 2677 or0703 867 4470 My name is Osarenkhoe Osayanmon and am a Civil Engineer with enough experience in design and building. I have worked as a building consultant for some time now and supervised some projects on my own from start to finish. I want to share my experience and ideas with you guys. I can be reached via 08068280130 anytime.


I end up correcting 70% of any architectural drawing given to me to develop. The reason is because architect drawings are almost always not achievable or realistic.
Yeah they look so beautiful on paper and their 3d awesome.

Stay tuned and pick no offence but learn

Many Civil Engineers lack good structural knowledge of buildings.
Any Design can be constructed if U are sound structurally.

You can't make any estimate without a design. Get ur design done and contact a Q.S for estimate.

amokeme:
The "story" is even somehow. But let me go by it.
1. How will your parents(or her own, whichever one) be comfortable that their daughter is in school and doesn't have a phone and refuse to do nothing about it? How do they communicate then? And the laptop(not everyone in the university have a laptop, and they don't fail because of that)

2. I don't know about you(or her) I can't put my man in a situation where he will be ridiculed either silently or directly by other guys or toasters at that. Just because my parents can not get me a phone., your boyfriend is not mandated to buy you a phone because that's not his responsibility. But if he gets it for you, fine, but let it be out of the goodness of his heart and not because you feel you are entitled to it because you are dating him.

3. I think she is already getting carried away by the gifts the toaster is going to shower her with if she eventually starts dating him. Because now she is talking about her boyfriend not giving her valentine gift. Valentine that was since February o, she will has that in mind.

I don't want to say she has longer throat. But collecting something from a toaster she claims not to "really" like(that means she likes him small) that you can't afford or your parents can't get for you for reasons best know to them(because they should provide everything you need since they don't want you doing any business while in school) is clearly disrespecting yourself and your relationship and is not worth it if you truly love your boyfriend as you say. Because she is already asking for advise to lie or not.. and unfortunately, there will be trouble either way.

She knows the right thing to do, so she should try to overcome the longer throat and save herself from wahala and guilt

I sincerely applaud your sense of judgement.
There are still good ladies here. Kudos...
A guy is broke today doesn't determine his income tomorrow.

Graphics Card:
What is the dedicated video memory size n the Total Available graphics memory size??

Summon Buhari here!!!

FINCA VACANCY!!!
Entry Relationship Officers – Loans & Savings, FINCA Microfinance Bank Limited.
Location: Owerri, Nigeria

Job Brief
FINCA is recruiting for Relationship Officer – Loans & Savings to join FINCA Microfinance bank Limited, Owerri, Nigeria. This is an entry level position with a direct reporting line to Customer Relationship Supervisor or as may be assigned, and is responsible to effectively develop, manage and maintain high quality loans and savings portfolio.
The Relationship Officer is responsible in closely monitoring of repayment behaviours and ensure to keep savings active.

Essential Duties and Responsibilities:
• Partner with Team Leader in developing weekly/monthly plans with regards to client mobilization and individual performance goals.
• Maintain a good knowledge of assigned market geographical area and understand clients need with competing product.
• Research and develop business opportunities within assigned geographical zone and assist marketing department with market research and impact studies upon request.
• Market all FINCA Products and Services to potential clients by using the promotional tools as approved by management.
• Responsible in acquisition and management of loan and savings portfolio; Loan initiation, processing, monitoring and repayment.
• Conduct thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
• Reduce liquidity risk by aggressively reducing dormant savings accounts.
• Ensure each loan disbursed are in compliance with FINCA lending procedures, policies and methodology.
• Prepare and present report as assigned by your Team Leader/ Branch Manager.
• Compile credit files with required documentation and hand over to back office staff for processing.
Qualifications and Experience:
- The preferred applicant must possess a Bachelor’s Degree/HND with minimum of 2nd Class Lower (2.2) or Credit in any related discipline.
- Minimum of 1 year experience (NYSC Inclusive) in a client facing sales role shall be an added advantage.
- Strong customer orientation.
- Basic mathematical and analytical skills is required.

Critical Competencies:
• Analytical – Synthesizes complex or diverse information; Uses intuition and experience to complement data.
• Problem Solving – Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
• Technical Skills – Strive to continuously build knowledge and skills; Shares expertise with others.
• Interpersonal Skills – Focuses on solving conflict, not blaming; Maintains confidentiality; Remains open to others’ ideas and tries new things.
• Teamwork – Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interest; Able to build morale and group commitments to goals and objectives; Supports everyone’s efforts to succeed.
• Motivation – Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Task calculated risks to accomplish goals.
• Planning/ Organizing – Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Set goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans.
• Quality – Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.
Please Note: Candidate MUST be willing to relocate to Owerri, Imo State, Nigeria, all selection process; Aptitude Test and Interviews shall be conducted in Owerri, Imo State Nigeria and applicant shall bear the logistic of travel/relocation.

Application Deadline: 31st May, 2017

How to Apply
Interested candidates should submit their Application and Resume within the provisioned deadline to fincanigeriarecruitment@finca.org

Erngie:
Beautiful.Happy married life BUT try and loose weight so that your husband will not quickly cheat on you with them agbanis.

Beautiful Bold Women rocks, you can't have such a wonderful fleshy, chubby, lady around you as a wife and cheat on her, Hellllll No.

Recession doesn't affect Bold ladies....Very Sexy and Confident ladies.

opius:
Congratulations

Thanks

FCSC WAHALA

Improve your skills before you ask for salary increment. There must be a reason for increment and economic recession is not a good reason for that.

The building site is located at Owerri-North L.G.A in Imo State, just 10mins drive to the State Capital city.
The building is fenced with 24hours borehole water supply.
Asking Price: N15million.

Sold!!!

For Architects and Civil Engineers:
ArchiCad, Atlantis, Orion and building services designs

EdCure:
That's why I stopped placing my laptop on my laps while it's connected to power. It shocks mildly sometimes.
Worse when there's lightning.

Laptops shock especially when connected to power.
The day my laptop shocked me I danced to an unknown music sound, because I least expected it.

Mrnoniz:
Controversial ke??
am only seeing amateur Sculpture there..

You just said my mind.

onward4life:
REALLY?

Right Righter Rightest. GNLD. Run ooooo

Thanks

Thanks

LOL .....Abeg let's not blame APC on this......

A ‘half-goat’ which was born without any hind legs has surprisingly been able to make its way around with just it’s front legs.

The goat born with no hind legs has shown its triumph over adversity after it reached six months old – just walking on its forelegs.

Mirror Online reports that the young kid was born without rear legs last December, and its owners felt it wouldn’t survive.

But it overcame its disability mere days after its birth and has become a strong walker on two feet instead of four.

According to the unnamed farmer who witnessed the birth of the animal some six months ago, the goat’s mother had previously given birth to two healthy kids.
Shocking as goat walks on only two legs

Breeders on the forest farm in Xinping Yi Dai Autonomous County, in south-west China’s Yunnan Province, were shocked to see the deformed goat, but they were even more surprised to see it walking within a week of its birth.

The goat farmer said the young animal learned to perfect its balance and stand on its two front legs, and it is clearly unaware of and unfazed by its disadvantage.

It now hops around the farm merrily using only its two forefeet, travelling with its herd and grazing on the same foods given to the rest of its kin.

Reports citing local veterinarians suggested that the doe may have suffered an abdominal injury during pregnancy that resulted in the birth of the two-legged animal.

The injury could have been caused during a fight, reports said.

Unsurprisingly, the lamb has become something of a local attraction with hundreds of curious visitors from local farms and communities arriving to see the two-legged goat with their own eyes.

I registered since December 12, 2012.

Thanks OP.
I just learnt something from your write-up.

Nice one for ma ladies.
Who crazy lifestyle EPP?

Am currently in Niger State. I will add you up soon

Which state is the company located?

Am interested and very good in 3D renderings but wish to know the location of the company. Thanks

Youngpo413:
if any lady needs a faithful husband, she should marry a broke and ugly man...
That's all.

Pls step up your thinking. I have met a young, handsome guy that is financially comfortable but when I got to know him well I understood that this guy is veeeeeeery faithful to his girl.

Knowing him changed my life to an extent.

Within my circle of friends (guys), we always tell each other "o boy keep this particular babe ooo, she be wife material"

Even if a guy womanizes he still knows the best among the ladies.

When am done laughing and rolling on the floor, I will submit my comment.

Interesting....…..

This will be a permanent solution to militancy in Niger Delta.

Just wish our selfish politicians will heed to this everlasting solution and implement it.

OP you are a True Nigerian

Very soon she will start fasting and praying, visiting churches and prayer houses for HUSBAND.

Abeg inform her that she is bewitching herself, she should never accuse any old woman in the village for being responsible for her failure in life.

#Teamcareerkillers

This joke is very EXPENSIVE!!!