₦airaland Forum

Thats a whopping 5 years from now and just about 100%. I believe you are being conservative anyway..I think there are 2 categories of investors. Those on aggressive growth and those on stability. If you have deep pockets you can comfortably play the stable game with the banks and its dividends. If you are still grwoing you can tilt towards aggresive. Well except the trajectory of the banks change. All things being equal there are stocks that can do this 100% in a year and thats a no brainer. So it just depends on the kind of imvestor one is.

UNIBENDON:
.
By 2030,UBA will be more than ₦100!

UBA is a dividend machine .

UBA no be JAPAULGOLD or Ellah Lakes.

Bua cement is on another level... Mehnn

thebargainhunte:
https://doclib.ngxgroup.com/Financial_NewsDocs/45237_BUA_CEMENT_PLC-_QUARTER_3_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_OCTOBER_2025.pdf

https://doclib.ngxgroup.com/Financial_NewsDocs/45238_DANGOTE_CEMENT_PLC-_QUARTER_3_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_OCTOBER_2025.pdf

The two elephants in cement industry, they are just minting money.

The kind of money pimping into Aradel i never see such deep pocket.. the person no get time for bargain hunting. Na to de clear offers any how .

Access don de cook result Lol.. this is what happens when a company runs a key man risk. The demise of Wigwe is affecting them. When you have a powerful man as CEO and he departs it is difficult to enter the shoes..

pluto09:
I am not sure if there is any bank in Nigeria that makes up to 1 trillion in PAT In six months.

I doubt that 1 trillion figure oo.. how possible. PAT Not revenue?

pluto09:
I can't understand why the results is not available on NSE website.
If actually PAT is more than 1 trillion, then the result is super good.

🤣🤣🤣 at the bolded... No be small... With close to 40 billion free float of shares.. i have reservations for any stock with more than 2-5 billion free float of shares. Most banks fall in this category.

MeezPat:
This no dividend tells another story to investors. People go fes japa go where dey pay dividends. Focus on which reinvestment and growth.

Okomu paid 30 naira half year. If this 10 is added that is 40 naira. Lets see what they pay for full year. Seems okomu is trying to become the dividend machine. I think i will top up my okomu more at sub 1000 lets see if we can drive it to 1500 that will be 50%. My grouse with stocks that are this high is that block trade of 100k units, the price may not always move that easy. Though it is a gift and also a curse cos as e no easy to move up it wont also fall recklessly...

emmanuelewumi:
Presco will be paying an interim dividend of N20 in November 2025

😁😁🤣

Agbalowomeri:
I will wait at N1

Two stocks witnessing this for the past month is Nahco and Guiness...

kintus:
JP swallows all offers.......what comes to mind is the analysis about Wyckoff’s Three Laws

1. Law of Supply and Demand
👉 Big money clue: Institutions quietly accumulate (buy gradually) when supply is high and the public is selling. Later, they distribute (sell gradually) when demand is strong and the public is buying.

2. Law of Cause and Effect
👉 Big money clue: When institutions build large positions (cause), the eventual move (effect) is usually big and sustained.

3. Law of Effort vs. Result
👉 Big money clue: Institutions often leave footprints in volume vs. price behavior. For example, high volume with little downward movement may mean they are buying into the selling.

🤣🤣🤣

GeeKudi:
This Anambra man is back here today typing 'lobbish'

Abeg anyone with idea how one can be getting instant push notifications on corporate actions of ngx listed companies once it is published.

Just imagine if i am working in the department on ngx that uploads these documents. My heritage will never be poor for life.. life and its undue advantage

But wait o. So if one uses 5M to make 15M profit in a year, and sells the cgt will be applied. Say 25% on the 15M that will be 3,750M. Well its not just for HNI. Na that one them use de deceive us. Just like they deceived us that fuel subsidy only benefits the rich, but na every body de feel am now.

Sure. You can also average up for fundamental stocks that still have potential. That way your asset cost averages up. Well its mostly HNI that will thinker around this.

Mpeace:
To avoid tax, you don't have to sell. CGT cannot arise if you don't sell. It is only when you sell that you become liable to pay CGT on the profit you make from the sale.

I have already mapped out my way around it in a very legal manner. E no worry me again

Another excerpt from the link which is a concern.

While optimistic, experts warned of potential challenges in aligning tax authority infrastructure with market participant technology, particularly in the capital market. Mr. Saheed Bashir, MD of Meristem Stockbrokers Limited, shared concerns about the impact of the CGT increase from 10% to 30% for retail investors, which may initially affect liquidity and transaction frequency. However, he acknowledged that the long-term effect would likely see greater market participation from retail investors, especially if the gains are reinvested into Nigerian entities.

I think the link addresses most of the gray areas from experts. Its left for us to restrategise.

Guys in respect to the discussion on tax... See below excerpts. The link is also included. Take note of the statement "no blanket exemption for long term holdings". I think lofty 1000 and unite4real are right. Street and Emma listen to the words of wisdom. This government is looking for money by all means and them no send our feelings or emotions...

Key changes include the retention of the 30 per cent Corporate Income tax (CIT) rate. Capital Gains Tax (CGT) thresholds have been raised: proceeds from share disposals under ¦ 150 million annually are now exempt, up from ¦ 100 million per the Finance Act, and gains not exceeding ¦ 10 million in any consecutive 12-month period are also exempt. Notably, there is no blanket exemption for long-term holdings, which is designed to incentivize IPO participation. Withholding Tax (WHT) regulations have been harmonized to clarify qualifying transactions and streamline compliance, though rates for foreign investors remain unchanged. Any future reduction would require separate legislative action.

https://www.vanguardngr.com/2025/09/brace-for-risks-under-new-tax-laws-experts-tell-financial-institutions/

All of una no go kill me with laugh oo... Na so so laugh i de laugh this evening from page to page after the results.. una wehdone oo

Streetinvestor2:
The nose of that dog come resemble that of japaul sand extractor/sand sucking machine..lol

🤣🤣😁

Agbalowomeri:
This one na loss dem wan report

🤣🤣🤣 peter you no go kill person with Laugh. Meanwhile the banks have been receiving beating long ago. Na only stanbic still de do strong head..After the qualification date further beating is expected. So mega and peter might be right on the future prices.I hope the MM no go tire before then.. make their pocket sha deep..

PETERiCHY:
Access and Fidelity won't pay more than 10kobo.

Meanwhile ECO & CO rightnow

BARGAIN HUNTERS TAKE NOTE!

🤣🤣

Streetinvestor2:
cham want to raise less than 8 billion in Ri and PP and they extend it.it means they didn't succeed in the first Time frame like uba.
Shellholders get money na him directors they run them street via fake loans.Then japaul sand raise 20 billion via pp and the new guys took over the business..lol

Regency seems to be on another level. With the level of offers that showed up today and all cleared up with more bids waiting. Hmmm. The stock go print money this month oo. E transact na another... Chams not doing bad. Hope it is sustainable. Abeg wetin happen for UACN..

The way the banks share price go receive beating if no interim dividend ehh...cos if no interim dividend there might not even be full year dividend. Fingers crossed. Gtb result will be a pointer to what others will be, because they are seen as having clean books as regards the issue.

Agbalowomeri:
Una plenty wey dey wait anxiously for this interim dividends o. Even the market is waiting anxiously

The supplier/plug is doing well. Cos there is no other reason🤣

nosa2:
This one just dey e own world dey talk e nonsense. Internet Sha!!!

Really... 10 years!!!..

Thats serious... Abi na for life penny stock.. well never say never. Na so some people hold aiico too and e no gree shake body for years but its now flying...


japaul sand🤣🤣 street easy on jegede na.

Streetinvestor2:
Go check when I sold japaul sand at #2.50 after holding for over 10 yrs.I no be new comer for jegede matter. I equally be insider for that company..lol.
I wish them luck in thr other business ventures but on gold matter e still dey very far
I for happyi f it could happen even tomorrow.
Na me e go favour well .

But come to think of it loco might be right.. if you listen to market whispers you will see reason with this his assertion. I remember vividly when japual was on full bid heading to 3.30 or so. Dying minute as at close of trade. Someone just crashed the offer to 3 naira below. I was wondering why person go do that kind thing and the motive behind it. This now makes sense. Make una no let the gbas gbos from street and co discourage you o.. for me it brings a balanced view and thinking with different hats which is also needed..i never enter japaul but i am still observing. As we no get billions make we de follow footprint of the billions.. Na so them drag ellah, e de blow roof de go. You all are needed. Loco abeg continue o, peter the chief bargain hunter you are doing well, street and Edu you are also doing well😀

Locotrader:
There is rumour that want to sell before the news.Somebody who is an insider is buying buying Japaul at below 2.70 in volumes for days now.Today he even got almost 8m units at 2.58 and 10m units at 2.66.The % it gained today does not matter.Are you Japaulised is my question to you?

For those who are looking for penny stock to deliver in September,Japaul should be your number one stock in the watchlist.This is not a matter of Loco trying to cash out.The maximum Loco will cash out is 100m units and Japaul will continue it's journey of N500B need.

Insurance stocks are consolidating at these present prices.They will breakout by September ending/October.

Better to cash out on Japaul before insurance if that is what you want in this September.

It is breakout time for Japaul

Hahaha, street with your bad mouth. My own na to take the humor out of the gbas gbos.

Streetinvestor2:
It looks the stock for the month in the watsup group is japaul sand.
Jegede never see bronze tackles of gold.
The new partners only raised only 20 billion in PP if I am not wrong. Na who wan dash them 500 billion. No be to call billions na to raise the thing...lol.
Let see if it will see #3 again this yr..lol
Mr time will decide

The sellers are gradually loosing steam...Gina dont worry that bone wey hang for your throat go soon go down🤣🤣🤣... Abeg keep balancing the emotions with humor. Make person no go get HBP..

😂🤣🤣 this cracked me up big time. I just realised i have not laughed so well since today.

Very funny you Gina!! Its good to have good sense of humor...

Ginalex:
Abeg when bull go return to insurance, this bone wey prestige leave for my throat dey hang

Ginalex:
see, I've been watching them since yesterday. The bid depth is crazy, upon that e no dey gree move

You will set up defence before attack..😁. I loved the defence game. When i saw the defence i topped up just within the defence range. No how no how it cant go below the defence. The defence na maldini and Nesta...

ogawisdom:
It's good you are thinking long term, that means you need dividend growth stocks, you may consider

Zenith Bank at 70 & below
UBA at 50 & below
Dan cement at 510 & below
Presco at 1350 & below
NAHCO at 103 & below
Aradel at 505 & below

Buy in trenches don't go all in at once.

Noteby these are solid dividend & fundamental stocks in my opinion that are not over priced not a financial advise, do your due diligence and research. The decision is yours.

This is very commendable. You gave the best and honest advise. I think this is the best advice i have seen in recent times. You didnt just recommend but also gave entry prices and most importantly buying in tranches. One cant go wrong with this.. kudos boss

🤣🤣to the bolded

ppogba:
Congratulations in advance if the Presco units are large.

If so, just do the following :
1. Go immediately and ask your neighbor both on the right and left how much they want to. sell their houses .

2. Get in touch with an IJEBU man to inquire about how to organize a re- beffiting burial for someone who died eons ago if your dad is late.

3. If the man is alive, buy goat and do Asun for him on his next birthday.

4. Thank Seun for Nairaland

orriyomi33:
Good evening house.


What do you think of this?

Closed end debt funds usually do not have aggresive captial growth, so if you are more of stability and dividend, it might not be bad. I may be wrong though.
Other perspectives are Wellcome as I am also interested in the CNIF.

PETERiCHY:
OANDO gearing up for a MEGA RALLY
WE did some TOP UP @t #50

BARGAIN HUNTERS TAKE NOTE!

I spotted the gathering momentum too. But still waiting for my signal to jump in. Make i follow you do bargain hunting small as the bargain hunter in chief wey you be😀