₦airaland Forum

guobe:
Poor management affects most of these local clubs owned by state Government.
We keep pushing them to up their stake.

Too sad, anytime I travel to any state and it's football season, I always try to go and watch the local games no matter the distance to where I was to the stadium it's too sad that we are fixated to English premier league that we totally neglect our own, I also blame poor branding and poor media hype, if you see where the English press they hype their league and their players, you will be amazed

Bendel insurance was almost invisible starting of two seasons ago, they started declining fast for reason I still do not understand, am from south east but I love bendel insurance

Parydelegate:
Koko master D'banj...living legend to bad. The show stopper not like other wey be plane stopper

40 more characters needed ke

You won't make heaven 😭😂😂😂😂🤣🤣🤣🤣

Why donate expired food for someone in distress, and homeless , what sort of wickedness is that one 🤔

The management and the owner of the radio station just deh do unnecessary busy body and eye service, what he said doesn't warrant a suspension, in fact, the governor should see this as a sign to sit up and do right

The salient question is, does the governor want to listen to ass kissers who sings his name and tell him lies or the ones that are really concern about the well being of the state that tells him the truth black and white ?

brain54:
Yeah...

I like brown skin girls too. I didn't mention that?

Fair not so much. But I never say never though.

I don't like busty women. I like slim girls. That is my spec!

You just said my mind, I am always surprise when I see guys lusting over a girl because of big nyash, those thing turns me off like mad, why, I have been with both busty girls and slim girls, and I will choose slim girls ten times, when most busty and beautiful girls go naked they look unattractive, belle and side fat everywhere, very lazy sexualy too, but u see slim girls, make una leave them for me,💪😎

Sheuns:
Why the guy Dey look like agent 47 like this.

Conjugal bliss.

You sabi

That guy was a total bad ass, that movie should have been a seasonal movie, I can watch it over and over again 😎

If Dubai catch this area, tourist attractions straight, billion dollars outputs, but Nigeria government are as dumb as fvck

I can swallow 50 capsule of drugs but u see injection, no use am near me abeg, I hate needles, reason why I still haven't drawn a tatooe yet

What a headline, what an inconsequential news, what a miserable way to market mediocrity, they share stage with Okocha and that's what made their dreams to come through, ? Which kind mumu news bet his abeg?

geoworldedu:
Yes, she is a hero. Agba baller, Osimhen's dopple granger from the feminine side. Welldone.

True talk, she deserve it all and more, she has paid her dues to the fullest

Ttipsy:
Even if you leak VDM porn videos and nudes, I will never stop being his fan

You Nigerians are really insensitive

U dey mind them, the guy is busy working hard to make things better for the youth and doing what most politician cant do and some people are just busy hating him for nothing, I call it misplaced priority

allen113:
Residents of Abuja are urged to come out in their large numbers to catch a glimpse of the exciting moment.

Why una dey beg people to come out na.

Because We in Abuja are not easily amused or fascinated by things like this, nah only Abuja people no send any celebrity papa😂😂
Unlike Lagos way dem dey famz celebrity like demi gods

sleek214:
Common sense should tell you Lhasa are small breeds

You win

yeyebrity:
She must be a rare gem. Please take care of her because her kind is rare.

Definitely

lapo and proud .

Seun, if Nairaland don tire u, sell am, which one be 40 character again 😏

Is ur dog a large or small breed, that should help u decide

I went to visit mine sometimes ago, not my real mum though, my step mom, lost my mum and m dad married again, because we still very little when she passed, but you wouldn't know if no one told you, she raised us and did a good job, she love us like kilode, u won't know different between us and my step siblings, she made sure she sent money on weekly basis wile I was in school, calls me daily to check on me like I was still a little boy ,😅

She comes all the way from enugu to UniAbuja
that year to bring me food stuff ones in every
two months, she no dey miss am 😅,

So last year December, I went visiting, I bought her stuff and my dad too, when I arrived, she wasn't home, I called her and she said she was in a meeting in the church, wanted to surprise her, I went to the church u need to see the way she ran and hugged me 😂😂😂, she was telling everyone to see her proud son, she was complaining that I have lost weight, that why have I refused to eat, mumcy, lost weight ke, with these my heavy muscles 😂😂😂😂😂, me that buffed up because I have been hitting the gym hard for year's now,

Mums are the same in Africa, they believe if they don't feed you, you won't eat well or u will probably refuse to eat or choose to starve 😂😂😂😂😂😂😂😂😂

Am not a jewelry type, I even wonder how I go manage when I am married because wearing a ring always is what I may not be able to do, it's tiring, haven said that

Listen here, if the ring wearing and latest attitude is your only suspension towards her being a cheat then you don't have enough evidence yet to back up your curiosity, untill proven otherwise with concrete evidence, you don't have to beat yourself up for nothing .

If your looking for that perfect relationship you paint in your head or see in movies then u probably won't be getting married to any girl, because in real life e no dey. Be wise and calculative

Am not a jewelry type, I even wonder how I ho manage when I am married because wearing a ring always is what I may be be able to do, it's tiring, haven said that

Listen here, if the ring wearing and latest attitude is your only suspension towards here being a cheat then you don't have enough evidence yet to back up your curiosity, untill proven otherwise with concrete evidence, you don't have to beat yourself up for nothing .

If your looking for that perfect relationship you paint in your head or see in movies then u probably won't be getting married to any girl, because in real life e no dey. Be wise and calculative

Thereedemer:
how old are you

30+

ExudeLoveToAll:
But you owe your girlfriend . I dey wire my parents money as i like even though them no dey beg me. I only give people who have contributed meaningfully to my lifed

People like that could even place him girlfriend on salary while their parent suffer, but don't worry, karma no dey miss address

Op you dey yarn dust, continue saying it until it sticks, karma will always got your address, for me, I owe my parent every good damm thing in this world, they deserve it all, so does my future kids owes me, my parent spent their youth raising me and providing me all ever asked of.in my neighbor hood, me an my siblings attended the best and most expensive school, my parent aren't rich nor poor, just average but I am always seen as a rich kid in the neighborhood and everywhere, do you know why?

Because they made sure we lacked nothing, now my parent are retired and elderly, their strength can't carry them to do much as before, now I place them on monthly stipends and make sure they lacked nothing, I bought them health insurance and I am doing my best to give them the best, and so would my future kids,

if you say u owe your parent nothing, karma will smile at you when you are very old and struggling when you should be retired and resting with your kids abandoning you to suffer

MCentral:
Guaranty Trust Holding Company’s (GTCO) stock has rallied unbelievably over the past five years, creating enormous wealth for its shareholders.

The company has grown into Nigeria’s largest financial Holding Company/ Bank by market capitalisation.

GTCO is valued at around N3.41 trillion as of July 2025 with the stock up 135% in the past year.

Early this month, Guaranty Trust Holding Company (GTCO) made history by becoming the first West African financial institution to have its shares listed on the London Stock Exchange (LSE).

The development has made GTCO to be dual-listed on the LSE and the Nigerian Exchange Limited (NGX).

Speaking at the official listing ceremony, the Group Chief Executive Officer of GTCO, Segun Agbaje, noted that investors can now benefit from the best of both worlds with the listing.

He said, “We have created another backroom for you to raise capital. That is why we call it the best of both worlds; you have the Nigerian Exchange Limited, and we have the LSE. We want to unlock Nigeria and Africa.”

How much money you’d have if you invested N1 million in GTCO


Every investor wishes they could go back in time and invest in the best stock market performers.

Five years ago in July 2020, GTCO was trading at N21.50 per share.

In its 2020 fiscal year, Guaranty Trust Holding Company (GTCO), formerly Guaranty Trust Bank (GTBank), reported a Profit Before Tax (PBT) of N238.1 billion.

Fast forward to its 2024 fiscal year, the GTCO Group reported profit before tax of N1.266 trillion, representing an increase of 107.8% over N609.3 billion recorded in the corresponding year ended December 2023, and 431% increase compared to 2020.

With that kind of growth and profitability, it’s easy to see why GTCO has been one of the best long-term investments on the NGX.

Here’s how much a N1 million investment in GTCO is worth today if you’d made it five years ago in July 2020, according to MoneyCentral calculations.

(The calculation is based on the July 17, 2020 closing price of N21.50 with historical data from Meristem.)

5 years: A N1 million investment in GTCO five years ago (in 2020) has grown by 338 percent and would be worth N4.36 million as of today.

The investor would own 46,512 shares of GTCO, which are now worth N4.36 million as GTCO closed trading at N93.85 per share on Monday (July 14, 2025).

In addition GTCO has paid the following dividends since a hypothetical N1 million investment was made in 2020:

N3 per share dividend in 2020

N3 per share dividend in 2021
N3.10 per share dividend in 2022
N3.20 per share dividend in 2023
N8.03 per share in 2024

This will translate to total dividend income of N945,588:


2020: N139,536
2021: N139,536
2022: N144,187
2023: N148,838
2024: N373,491

The above assumes an investor bought N1 million worth of shares in 2020 @ N21.50 per share to own 46,512 shares and didn’t sell.

Note that if you sum up the dividends gotten since initial investment you would have made
N945,588 already back on your initial N1 million investment.

Meanwhile that initial investment value has increased to N4.36 million as of today.

Total returns which in finance is (capital gains plus dividends) will be N5.3 million


If you hold on to your shares you will continue to earn dividends that will continue to increase as the bank surely expands and makes money.

The value of your 46,512 shares will also continue to go up.

Impact of FX/ Dollar devaluation


People however also look at the impact of dollar devaluation on their portfolio.

In 2020 the average Dollar to Naira exchange rate was $1 to N380.2556.

That means N1 million in 2020 was worth $2,629

Today your total returns of N5.3 million would be worth $3,419 @ an exchange rate of $1 to N1,550.

This means that an investment in GTCO made in 2020 also has a positive rate of return in dollars.

https://moneycentral.com.ng//wp-content/uploads/2025/02/GTCO.png

https://moneycentral.com.ng/companies/article/if-you-invested-n1m-in-gtco-stock-5-years-ago-heres-how-much-youd-have-now/

Now add time value for money and see what u got? 😂

lexy2014:
oh beautiful.

can you name the "more than 10 offers from prestigious companies and law firms" that offered salary in 6 zeros?

Ding ding ding, Ladies and gentlemen we have a winner. Naira land most curious person of the year 🤝

lexy2014:
how does that prove that "more than 10 offers from prestigious companies and law firms, salary in 6 zeros"?

.
It was an event, and offers where coming in live and being announced with salary figure, next question?

lexy2014:
How do you that he had more than 10 offers from prestigious companies and law firms, salary in 6 zeros?

Because my kid brother was also called same day , they are friends and I attended the award night, so I was there live and direct, any further question ?

RGRNetwork:
Is there a job for him in the national assembly? Because nobody go fit pay this one wey go use argument finish his oga

The day he was called to bar, he had more than 10 offers from prestigious companies and law firms, salary in 6 zeros, your prayer should be let him make the right choice is takin any of these offers

SeeWahala:
I pray he find befitting work. The current 4.5 and above still dey take 'charge and bail' dey see front

The day he was called to bar, he had more than 10 offers from prestigious companies and law firms, salary in 6 zeros, your prayer should be let him make the right choice in takin any of these offers