₦airaland Forum

ExudeLoveToAll:
But you owe your girlfriend . I dey wire my parents money as i like even though them no dey beg me. I only give people who have contributed meaningfully to my lifed

People like that could even place him girlfriend on salary while their parent suffer, but don't worry, karma no dey miss address

Op you dey yarn dust, continue saying it until it sticks, karma will always got your address, for me, I owe my parent every good damm thing in this world, they deserve it all, so does my future kids owes me, my parent spent their youth raising me and providing me all ever asked of.in my neighbor hood, me an my siblings attended the best and most expensive school, my parent aren't rich nor poor, just average but I am always seen as a rich kid in the neighborhood and everywhere, do you know why?

Because they made sure we lacked nothing, now my parent are retired and elderly, their strength can't carry them to do much as before, now I place them on monthly stipends and make sure they lacked nothing, I bought them health insurance and I am doing my best to give them the best, and so would my future kids,

if you say u owe your parent nothing, karma will smile at you when you are very old and struggling when you should be retired and resting with your kids abandoning you to suffer

MCentral:
Guaranty Trust Holding Company’s (GTCO) stock has rallied unbelievably over the past five years, creating enormous wealth for its shareholders.

The company has grown into Nigeria’s largest financial Holding Company/ Bank by market capitalisation.

GTCO is valued at around N3.41 trillion as of July 2025 with the stock up 135% in the past year.

Early this month, Guaranty Trust Holding Company (GTCO) made history by becoming the first West African financial institution to have its shares listed on the London Stock Exchange (LSE).

The development has made GTCO to be dual-listed on the LSE and the Nigerian Exchange Limited (NGX).

Speaking at the official listing ceremony, the Group Chief Executive Officer of GTCO, Segun Agbaje, noted that investors can now benefit from the best of both worlds with the listing.

He said, “We have created another backroom for you to raise capital. That is why we call it the best of both worlds; you have the Nigerian Exchange Limited, and we have the LSE. We want to unlock Nigeria and Africa.”

How much money you’d have if you invested N1 million in GTCO


Every investor wishes they could go back in time and invest in the best stock market performers.

Five years ago in July 2020, GTCO was trading at N21.50 per share.

In its 2020 fiscal year, Guaranty Trust Holding Company (GTCO), formerly Guaranty Trust Bank (GTBank), reported a Profit Before Tax (PBT) of N238.1 billion.

Fast forward to its 2024 fiscal year, the GTCO Group reported profit before tax of N1.266 trillion, representing an increase of 107.8% over N609.3 billion recorded in the corresponding year ended December 2023, and 431% increase compared to 2020.

With that kind of growth and profitability, it’s easy to see why GTCO has been one of the best long-term investments on the NGX.

Here’s how much a N1 million investment in GTCO is worth today if you’d made it five years ago in July 2020, according to MoneyCentral calculations.

(The calculation is based on the July 17, 2020 closing price of N21.50 with historical data from Meristem.)

5 years: A N1 million investment in GTCO five years ago (in 2020) has grown by 338 percent and would be worth N4.36 million as of today.

The investor would own 46,512 shares of GTCO, which are now worth N4.36 million as GTCO closed trading at N93.85 per share on Monday (July 14, 2025).

In addition GTCO has paid the following dividends since a hypothetical N1 million investment was made in 2020:

N3 per share dividend in 2020

N3 per share dividend in 2021
N3.10 per share dividend in 2022
N3.20 per share dividend in 2023
N8.03 per share in 2024

This will translate to total dividend income of N945,588:


2020: N139,536
2021: N139,536
2022: N144,187
2023: N148,838
2024: N373,491

The above assumes an investor bought N1 million worth of shares in 2020 @ N21.50 per share to own 46,512 shares and didn’t sell.

Note that if you sum up the dividends gotten since initial investment you would have made
N945,588 already back on your initial N1 million investment.

Meanwhile that initial investment value has increased to N4.36 million as of today.

Total returns which in finance is (capital gains plus dividends) will be N5.3 million


If you hold on to your shares you will continue to earn dividends that will continue to increase as the bank surely expands and makes money.

The value of your 46,512 shares will also continue to go up.

Impact of FX/ Dollar devaluation


People however also look at the impact of dollar devaluation on their portfolio.

In 2020 the average Dollar to Naira exchange rate was $1 to N380.2556.

That means N1 million in 2020 was worth $2,629

Today your total returns of N5.3 million would be worth $3,419 @ an exchange rate of $1 to N1,550.

This means that an investment in GTCO made in 2020 also has a positive rate of return in dollars.

https://moneycentral.com.ng//wp-content/uploads/2025/02/GTCO.png

https://moneycentral.com.ng/companies/article/if-you-invested-n1m-in-gtco-stock-5-years-ago-heres-how-much-youd-have-now/

Now add time value for money and see what u got? 😂

lexy2014:
oh beautiful.

can you name the "more than 10 offers from prestigious companies and law firms" that offered salary in 6 zeros?

Ding ding ding, Ladies and gentlemen we have a winner. Naira land most curious person of the year 🤝

lexy2014:
how does that prove that "more than 10 offers from prestigious companies and law firms, salary in 6 zeros"?

.
It was an event, and offers where coming in live and being announced with salary figure, next question?

lexy2014:
How do you that he had more than 10 offers from prestigious companies and law firms, salary in 6 zeros?

Because my kid brother was also called same day , they are friends and I attended the award night, so I was there live and direct, any further question ?

RGRNetwork:
Is there a job for him in the national assembly? Because nobody go fit pay this one wey go use argument finish his oga

The day he was called to bar, he had more than 10 offers from prestigious companies and law firms, salary in 6 zeros, your prayer should be let him make the right choice is takin any of these offers

SeeWahala:
I pray he find befitting work. The current 4.5 and above still dey take 'charge and bail' dey see front

The day he was called to bar, he had more than 10 offers from prestigious companies and law firms, salary in 6 zeros, your prayer should be let him make the right choice in takin any of these offers

hope4nigeria:
Is it the TEMU I know? People should be careful, china virus is still very much around

Comment like this makes me wonder how some human being think and reason, it's a pity

fuckingAyaya:
my owned does urinate on the sofa please how can I stop him from doing that because it frustrating.

U will agree wit me that Eskimos are really stubborn, and they try to be in charge, always stand your ground while dishing out instructions or training him, if he recognise you as the boss in charge he will do as u instruct, Eskimos are super smart and could read your moves, I took mine outside close to the gate to urinate often and before you know it's start going there to urinate, that's how I potty trained him

GothamCities:
Sorry bro. But how did it happen? Can wall gecko kill dogs? Please enlighten me.

He tried to kill a gecko, held it in it's mouth for too long probably waiting for me to come back to show me, I came back and saw him struggling to breath with the gecko in it mouth, before vet could arrive, my sweet furry friend had died

[quote author=GothamCities post=136055545]Sorry bro. But how did it happen? Can wall gecko kill dogs? Please enlighten me. [/quotel]

He tried to kill a gecko, held it in it's mouth for too long probably waiting for me to come back to show me, I came back and saw him struggling to breath with the gecko in it mouth, before vet could arrive, my sweet furry friend had died

sleekflow:
My Eskimo has never bitten. But, the way she will harras you, you will think there is more to her hidden somewhere

I owned one too, very aggressive and territorial, my Eskimo got so big it began to look like a wolf, people began to doubt if it's Eskimo 😂

sleekflow:
These long mouthed devils are not the real deal.

My Eskimo is gonna pop another set of litter by August end, God willing.

Pictures from her last litter below

Oh wow, this is definitely the real deal owned one before, his name was Vegas, I lost it to a wall gekcho ,

Yam
Plantain
Sweet potatoes
Irish potatoes

On an unrelated note, seun, this your 40 character thingy doesn't make any sense

Reno obsession on Obi is scary, dude might go crazy soon, especially since Peter don't even reply him, Peter obi sure know how to kill a troll, starve it attention and watch it die or craze 😂

Once saw a nigga eating bread and Okra soup for school that year😂

RealityKings1:
Hahaha he said they have no time for women without bum so if my ex gf enter Uganda like this, naa arrest 🤣

When they arrest her, they will charge her to court, u will hear case no 273, miss A was caught roaming the street of Uganda without nyash,

Judge :- stand up and turn around make I check something
She stands and turn around
Judge :- slams his gavel on the table and scream, guilty as hell 😭😭🤣🤣🤣🤣🤣🤣🤣

SaturnNick:
Without shoes, peter went to school. Shikenan.
Abi I lie

oga you lie oh, start with shoes, read instruction 😂

Shoes to school, Peter went without

11 more character needed ke ?😂

If only this will be done by merit, but hell know, its based on serious sentiment and monetary values.

:-

Factcheck0001:
na your own problem b that


At least the clown was put in his place n made to understand not everyone is a sheep

A man u called a clown is 100 times more better than you, even if indiamin is resurrected to rule Nigeria, he won't be effected in anyway but you and your likes, learn when to keep quite and learn when to talk sensibly, don't be blindfolded by hate and nonchalance

Give this man 3 plates of ewedu and amala with 5 big meat inside, he will keep quite and mind his business, busy body, you leave benue crisis and overall Nigeria problem to do busy body and notice me on isreal Iran war, hypocrite

Israel are really good at this, nah me and Ajazera these days, u need to see strategic attacked being lunched by Israel, they don't just send missile blindly, they always target an important installation and take it out and burn it to the ground, what iran does is shoot missile randomly and hope and pray it destroys Netanyawu house to kill him, it's a pity

Kewekubosineh:
Ok

I will.

But I don't blame the South African outfit Multi choice for their exploitative tendencies. Where are our Nigerian competitive spirit to rival them.

Hitv came on board and we were so happy. All of a sudden,it fizzled. Other outfits came on board and went same way.

It's sad 😭

I dey tell u bro, no indigenous company has been given the kind of monopolistic power the government gave to multi choice nah why dem dey do as them like, very painful the country we find our self in

saysoo:
Oga it was a sarcasm. Just something to remind us of his crucifix / angel tattoo that took over the footballing world.

Good but what u typed didn't sound sarcastic at all, it's all good though 🤝

saysoo:
Why una go Knight the man?
He brought those tattoos to football, now lookbat our footballers looking like dragons in the field and Victoria, what is happening to the new Lady Victoria?

Are you watching their tattoo or interested in what they play and result, everyone ain't suppose to like what u like and hate what u hate, learn how to live and tolerate others

King of steeze finally knighted ,😎
He has always carried himself so differently, steeze, composure and grace

SamuraiXXX:
Don't always assume that everyone tells lies like you!

For you to quote me when I didn't refer to you directly means you own lie nah grade one 😂