₦airaland Forum

From #OuMumuMumuDonDo to #RevolutionNow, we shall surely get there. Its a matter of time

Meanwhile, see our full guides on all data plans available on MTN, Glo, Etisalat, and Airtel.

All Glo Data Plans 2019

All MTN Data plans 2019

All Airtel Data Plans 2019

All 9mobile Data Plans 2019

Unfortunately, the prices have stayed the same. See our full guides below.

https://techguidehub.com/mtn-data-plans/#MTN_Night_Data_Plan
https://techguidehub.com/mtn-data-balance/#How_to_Check_MTN_Night_Plan_Data_Balance

Texting "Night" no longer works to subscribe for mtn data plans. See updated guide below.

https://techguidehub.com/mtn-data-plans/#MTN_Night_Data_Plan

https://techguidehub.com/mtn-data-balance/#How_to_Check_MTN_Night_Plan_Data_Balance

Currently there is no way to actually check the MTN night data balance. However you will be notified once you are about to exhaust the data. See full guide below

https://techguidehub.com/mtn-data-balance/#How_to_Check_MTN_Night_Plan_Data_Balance

House, is NYSC certificate now needed for prospective master students to get visa?

To borrow data on Airtel in 2019, dial *500#. See our full guide below.

https://techguidehub.com/borrow-data-on-airtel-network/

Borrowing data on Airtel is very easy. See our full guide below.

https://techguidehub.com/borrow-data-on-airtel-network/

A lot has changed with Airtel data plans from 2017. We have new, downgraded, and upgraded data plans. If you want to aquaint yourself with the latest Airtel data plans, we have published a detailed guide on this below.

https://techguidehub.com/airtel-data-plans/

A lot has changed with Airtel data plans from 2017. We have new, downgraded, and upgraded data plans. If you want to aquaint yourself with the latest Airtel data plans, we have published a detailed guide on this below.

https://techguidehub.com/airtel-data-plans/

This is great stuff!

Interesting

In this article, we’ll be providing a comprehensive list of every Airtel data plan for smartphones, Android and iOS, Airtel 4G data plans, Airtel data plan codes, and prices.
Virtually everyone with access to the internet spends time doing varied stuff on different devices like mobile, PC, gaming consoles, Smart TV’s, etc.
All of these require internet data on your internet-enabled devices. The amount of data required will depend on what you’re doing be it surfing, streaming, uploading, downloading, or playing games online.
And most times, it might be substantial hence quite expensive for heavy users.
Everyone has different internet needs but one thing is certain across the board, we all want cheap, fast and reliable internet and that’s where Airtel Nigeria data plans comes in.
Airtel being a leading Telecommunications Company in Nigeria offers an array of data plans to meet the need of its subscribers.
We will be taking an extensive look at these data plans so keep reading if you want to acquaint yourself with the data plans available on the Airtel network.
Without further ado, let’s get right to it.

All Airtel Data Bundle Plans, Prices, Validity and USSD Codes
Airtel data bundles come in different packages and volumes. There’s something for everyone; lite or heavy internet users. There are daily, weekly, monthly, social, unlimited, mega and night data plans available to choose from.
Below are the available data plans categorized by the duration of data allocation and validity period.
• Airtel daily data plans
• Airtel weekly data plans
• Airtel monthly data plans
• Airtel social plans
• Airtel night plans
• Airtel unlimited data plans
The rest of this article will be geared at acquainting you with all of the available Airtel data bundles and how you can manage the data plans on your devices.

Airtel Monthly Data Plans
1.5GB Monthly Data Plan
This Airtel data plan offers a data volume of 1.5GB at the price tag of ₦1,000. And it has a validity period of 30 days/one month. To subscribe to this data plan, simply dial the USSD code below.
USSD Code: Dial *141*1000# on your Airtel line to purchase this data plan.
Validity: 30days
Price: ₦1,00

“2.5GB + 1GB Night” Monthly Data Plan
This Airtel data plan has a total data allocation of 3.5GB for the price of ₦1,500. However, 1GB of the total data volume is bonus data and can only be used at midnight between the hours of 1 AM – 7 AM, while the remaining 2.5GB can be used at any time of the day.
To subscribe, simply dial the USSD code below.
USSD Code: *141*1500#
Validity: 30days
Price: ₦1,500

3.5GB Monthly Data Plan
For this Airtel data plan, you get a data allocation of 3.5GB to use at any time of the day and it’s valid for 30 days. To subscribe, simply dial the USSD code below.
USSD Code: *141*2000#
Validity: 30 days
Price: ₦2,000

“4.5GB + 1GB Night” Monthly Data Plan
Subscribing to this Airtel data plan gives you a total data allocation of 5.5GB for ₦2,500 with a validity period of 30 days.
While 4.5GB of the total data volume can be used at any time of the day or night, the remaining 1GB can only be used at night between the hours of 1 AM – 7 AM.
To subscribe, simply dial the USSD code below.
USSD Code: Dial *141*2500#
Validity: 30 days
Price: ₦2,500

“5.5GB + 1GB Night” Monthly Data Plan
The total data volume you get when you subscribe to this Airtel data plan is 5.5GB plus an additional bonus data of 1GB making a total data volume of 6.5GB for the price of ₦3,000.
The bonus data of 1GB can only be used at night between 1 AM – 7 AM. And the validity period of this data plan is 30 days.
To subscribe, simply dial the USSD code below.
USSD Code: Dial *141*3000#
Validity: 30 days
Price: ₦3,000

“7.5GB + 2GB Night” Monthly Data Plan
This Airtel data plan offers 7.5GB with a bonus data of 2GB for ₦4,000. Just like the other data plans with bonus data, the bonus can only be used at night between the hours of 1 AM to 7 AM.
This Airtel data plan is valid for 30 days. To activate this plan, simply dial the USSD code below.
USSD Code: Dial *141*4000# to purchase
Validity: 30 days
Price: ₦4,000

Airtel Mega Unlimited Monthly Data Plans
10GB + 2GB Bonus Monthly Data Plan
Browse and stream with this Airtel data plan. With ₦5,000 you get 12GB data for 30 days validity period.
10GB is can be used at anytime while the remaining 2GB can only be used at night between 1 AM – 7 AM.
USSD Code: Dial *141*5000# to subscribe to this Airtel monthly data plan
Validity: 30 days
Price: ₦5,000

25GB Monthly Data Plan
This is one of the Airtel Unlimited monthly data plans that offer huge data volumes for heavy users. Imagine what you could do with this much data volume.
Subscribing to this data plan gives you 25GB of total data volume for ₦10,000 and it is valid for 30 days.
USSD Code: Dial *141*10000# to subscribe
Validity: 30 days
Price: ₦10,000

40GB Monthly Data Plan
This Airtel data plan also falls among the mega plans which are also referred to as Airtel unlimited data plan and it is also has a validity period of 30 days.
If your internet activities require huge data volume, you want to opt for this data plan which offers 40GB for ₦15,000.
USSD Code: Dial *141*15000# to subscribe
Validity: 30 days
Price: ₦15, 000

60GB Monthly Data Plan
This is the crème de la crème of Airtel data plan. If you are a heavy user this data plan is specially made for you.
Subscribing to this data plan gets you whopping 60GB of data allocation for the grand sum of ₦20, 000. Like the rest of the mega plans, this one also has a validity period of 30 days.
To activate this data plan, simply dial the USSD code below.
USSD Code: *141*20000#
Validity: 30 days
Price: ₦20, 000

30GB Airtel 4G Monthly Data Plan
This exclusive Airtel 4G data plan also offers you high-speed 4G internet access with a data allocation of 30GB and it costs ₦9,999. Validity period is 30 days for this mega 4G plan.
To enjoy this data plan, ensure that your device is 4G enabled.
You can activate this data plan, simply dial the USSD code below.
USSD Code: *141*19999#
Validity: 30 days
Price: ₦9, 999

80GB Airtel 4G Monthly Data Plan
This exclusive Airtel 4G data plan offers you high-speed 4G internet access with a whopping data allocation of 80GB and it costs ₦19,999. Like other Airtel monthly data plans, it also has a validity period of 30 days.
To enjoy this data plan, ensure that your device is 4G enabled.
You can activate this data plan, simply dial the USSD code below.
USSD Code: *141*9999#
Validity: 30 days
Price: ₦19, 999

Airtel Weekly Data Plans
350MB Weekly Data Plan
For ₦300 this Airtel weekly data plan gives you a data volume of 350MB for a validity period of 7 days.
USSD Code: Dial *141*300# to buy this Airtel plan
Validity: 7 days
Price: ₦350

750MB Weekly Data Plan
This Airtel data plan gives you a data allocation of 750MB data volume for ₦500 and it is valid for 14 days (2 weeks). If you are on the Airtel “Smart Trybe” tariff plan, you can get 1GB data allocation for this price.
USSD Code: Dial *141*500# to activate this data plan.
Validity: 14 days
Price: ₦500

Airtel Daily Data Plans
20MB Daily Data Plan
If you need to access the internet but do not want to commit to a weekly plan or monthly plan then you should subscribe to this Airtel data plan.
For ₦50 you get 20MB worth of data with a validity period of 1 day (24 hours).
USSD Code: Dial *141*50# to subscribe
Validity: 24 Hours
Price: ₦50

75MB Daily Data Plan
This is also anther Airtel data plan that has a validity period of 1 day (24 hours). You get 75MB data volume for ₦100.
USSD Code: Dial *141*100# to subscribe.
Validity: 24 Hours
Price: ₦100

200MB Daily Data Plan
This data plan a quite different from the regular 24 hours Airtel daily data plan. You get 200MB data volume for ₦200 with a validity period of 3 days.
USSD Code: Dial *141*200# to subscribe.
Validity: 3 Days
Price: ₦200

Airtel Social Plans
250MB Airtel Social Plan
This Airtel data plan gives you internet access to chatting on WhatsApp only. The validity period is 1 day and you get 10MB worth of data for only ₦25.
USSD Code: Dial *948*4# to activate this data plan.
Validity: 1 day
Price: ₦25

40MB Airtel Social Plan
This Airtel data plan gives you internet access to Facebook, Twitter and WhatsApp only. The validity period is 1 day and you get 40MB worth of data for only ₦50.
USSD Code: Dial *991*4# to activate this data plan.
Validity: 1 day.
Price: ₦50

80MB Airtel Social Plan
This Airtel data plan gives you internet access to Facebook, Twitter and WhatsApp only for a validity period of 5 days. By subscribing to this social plan, you get 80MB worth of data for ₦100.
USSD Code: Dial *688*3# to subscribe to this data plan.
Validity: 5 days.
Price: ₦100

600MB Airtel Social Plan
This is the grandmaster of the Airtel social plans. This data plan gives you internet access to Facebook, Twitter and WhatsApp only for a validity period of 25 days. And by subscribing to this social plan, you get 600MB worth of data for ₦300.
USSD Code: Dial *688*1# to activate this data plan.
Validity: 1 day.
Price: ₦300

250MB Airtel Instagram Bundle
This Airtel data plan gives you internet access to Instagram only. The validity period is 1 day and you get 250MB worth of data for ₦100.
USSD Code: Dial *141*105# to activate this data plan.
Validity: 1 day
Price: ₦100

1GB Airtel Instagram Bundle
This Airtel data plan gives you internet access to Instagram only. The validity period is 1 day and you get 1GB worth of data for ₦200.
USSD Code: Dial *141*205# to subscribe to this data plan.
Validity: 1 day
Price: ₦200

Airtel Night Plan
Remember earlier in this article when I said Airtel has a plan for everyone? Well, if you are night surfer, there is a plan for your needs. You can surf and download with this Airtel midnight plan.
For just ₦25 you get 500MB that is valid for 24 hours between the hours of 12 AM – 5 AM.
To subscribe to the Airtel night plan you have to first migrate to Airtel “Smart Trybe” tariff plan. To migrate dial *312#, then reply with 1.
Afterwards, activate the night plan by simply re-dialing *312# then reply with 3 and follow the on-screen prompts.

How to Subscribe To Airtel Data Plan
To activate or subscribe to any Airtel data plans, simply dial the USSD code of the data plan you want on your Airtel line and follow the on-screen instructions.
For example to subscribe to the Airtel 1.5GB monthly data plan, simply dial the code *141*1000#.
You can also access all of Airtel data plans at a go by simply dialing *141#. Reply with 1 to buy any of the available data plans that suit your internet needs.

How to Check Airtel Data Plan Balance
Checking your available data plan balance on the Airtel network is quite easy and straight forward. To check your Airtel data balance simply dial the Airtel data plan code *141# and reply with 6.
A text message containing all information about your current data plan would be sent to your number shortly after. You will receive your data balance, bonus data balance and validity period.
Another way to check your Airtel data balance is by simply dialing *140#.

How to Opt Out Of Airtel Data Plan
To opt out of your existing Airtel data plan for personal reasons, simply text STOP to 140.

Conclusion
Airtel Nigeria offers one of the best, fastest and cheapest data plans in Nigeria right now and if this is what you are looking for, it’s hard to look past Airtel data plans.

https://techguidehub.com/airtel-data-plans/

Check out our full guide on all MTN data plans 2019; night plans, daily plans, weekly plans, monthly plans, quarterly and unlimited plans
How to borrow data on MTN
How to share data on MTN
How to opt out on MTN data plans

MTN data plans

Rebuke:
Reading through some comments here, it dawned on me that we deserve these things happening to us.

How on earth wld some of yhu be castigating ther guy's hair style and condemning his look instead of the real monster called SARS?

Does that guy look anything under 18? can't we choose our look and style as adults again? Besides, the guy is an entertainer.

I don't like his look or style but that's not my problem. The ish here are the animals called SARS.

These guys themselves have no moral standard, most of them are heavy smokers and they drink alcohol anyhow. Anything bad is associated with them, same people are the one trying to teach how people should dress or look?


Don't worry, yhu people should keep supporting yhur SARS till it gets to yhur turn, untill then, I wait patiently.

Bunch of silly youths!

Don't might those hypocrites.

In this guide, we have compiled a comprehensive list of the top online loan apps/websites to access personal and business loans in Nigeria.
As an individual, there are some situations that may arise when we need some extra cash to sort out some pressing bills. Most times, business owners might need extra funds to take care of some emergency financial needs in their business.
In situations such as these, getting access to quick and easily affordable loans is a life saver especially when all other means of getting the needed cash has been exhausted with no results.
Also considering the fact that Nigerian banks have made it difficult and time-consuming for individuals that are looking to get a small amount of loan as quickly as possible, instant online loans come to the rescue.
This is also beneficial for employees looking for a quick loan or a small business owner looking for extra capital to complete a project as soon as possible.
With the advent of online loan apps/websites in Nigeria, getting quick online loans have never been easier.
Online lending platforms/startups birthed by the Fintech Industry in Nigeria are making it easy for individuals and business owners to gain access to quick loans when they need it.
If you are looking for the top online loan apps for Nigerians where you can apply for quick loans without much stress, you have come to the right place.
So without further ado, let’s dive right in.

Top 11 Quick Loan Apps/Websites in Nigeria

1. Paylater
Paylater is an online digital financial services platform that specializes solely in consumer lending.
Paylater provides short-term instant and easy-to-access loans to individuals and small business owners to sort out emergency financial needs.
Individuals and business owners can access up to ₦1,000,000 without any collateral. You can easily apply for an instant loan at any time and receive your funds in your bank account within minutes.
No collateral, guarantors or paperwork is needed to procure the loans.
By repaying your loan on time, you will able to unlock higher loan amounts as well as lower interest rates.
An additional benefit of using the Paylater loan app is the ability to track your personal expenses with Paylater finance manager. Great isn’t it?

How Paylater Works
1. Download the Paylater loan app
The Paylater loan app is only available on Android smartphone devices. You can download the app on Google play store using the link below.
https://play.google.com/store/apps/details?id=com.lenddo.mobile.paylater
2. Introduce yourself
This is where you fill out Paylater application with your personal information such as your full name, date of birth, gender, email address, phone number, and bank account details amongst others. Your application is reviewed immediately.
3. Money in your account
Once your application has been reviewed and it is approved, you will receive the funds within 5 minutes.
4. Repay your loan
On or before the payment due date, you must repay your loan to increase your chance of getting higher loan limits and lower interest rates for subsequent loans.

Download the Paylater loan app today to get easy access to instant loans with affordable interest rates.


2. Palmcredit
Palmcredit is one of the top loan apps for Nigerians which operates in the form of a virtual credit card that makes it easy for individual and small business owners to access instant loans anytime and anywhere.
Palmcredit loan app currently offers instant cash loans of up to ₦100,000 loan limit. At the moment, they offer quick easy-to-access "NANO cash loans" of ₦2,000 - ₦20,000 and "Airtime loans" of ₦1,000 - ₦10,000.
Your interest rate will be determined by the loan repayment tenor selected. At the moment, the available loan repayment tenors are 14, 21, and 28 days with 12%, 18%, and 28% interest rates respectively.
The faster you repay your outstanding loans, the more you save in fees. Also, your credit score is updated thereby increasing your loan limits for future loan procurements.

How Palmcredit works?
To get started with Palmcredit, follow the steps below.
1. Download the Palmcredit loan app
The Palmcredit loan app is only available on Android smartphone devices. You can download the app on Google play store using the link below.
https://play.google.com/store/apps/detailsid=com.transsnetfinancial.palmcredit&hl=en
2. Complete your application
Fill in the application with your personal information.
3. Apply for your loan

Download the Palmcredit loan app today to get easy access to instant loans with affordable interest rates.


3. Branch
Branch is another mobile loan app for Nigerians that allow easy access to instant loans without any collateral or hidden fees whatsoever. You can quickly get a fast loan to take care of your immediate financial needs.
Branch offers quick loans from ₦1,000 - ₦200,000. And the loan terms range from 4 – 64 weeks. Interest rates range from 14% – 28% with an equivalent monthly interest of 1% – 21%, depending on the loan option selected.
The precise interest rate for your loan is determined by a number of deciding factors which includes your repayment history and the cost of lending for Branch.
There are no late or rollover fees and no collateral necessary to obtain instant loans from Branch.

How Branch Works
1. Download the Branch loan app
The Branch loan app is only available on Android smartphone devices. You can download the app on Google play store using the link below.
https://play.google.com/store/apps/detailsid=com.branch_international.branch.branch_demo_android&
2. Create your account
This is where you set up your account with your personal information and submit for a quick review.
3. Apply for the loan that matches your needs
Loans are conveniently sent to your mobile money or bank account in minutes.
4. Receive your loan into your bank account
Repay your loans with your mobile account. Build your credit score to unlock larger loan limits.

Download the Branch loan app today to get easy access to instant loans with affordable interest rates.


4. Aella Credit
Aella Credit is a Fintech company simplifying financial access for the unbanked and underbanked in Africa.
Aella Credit focuses strongly on employee lending and empowerment through credit score rating. They help business owners and employees build credit in three steps;

Step 1: Out of Network Loans
Starting with Aella Credit "Out of Network Loans", business owners that repay on time, get reduced interest rates on subsequent loans.
Step 2: In Network Loans
At this stage, you bring in your coworkers to Aella employee network and get the lowest interest rates
Step 3: Micro Merchant Loans
You can start a small business and get financed with micro-merchant loans based on your credit score and cash flows.

Aella Credit "Out of Network Loans"
Aella Credit offers new users "Out of Network Loans" amounts of ₦1,500 - ₦90,000. The loan tenors are usually 30 - 60 days with monthly interest rates of 4% - 29%.
How Aella Credit "Out of Network Loans" Works
1. Download the Aella Credit loan app
The Aella Credit loan app is only available on Android smartphone devices. You can download the app on Google play store using the link below.
https://play.google.com/store/apps/details?id=com.aell1.comportal&hl=en
2. Register
Create your account with your personal information.
3. Fill in the application
Here, you simply, fill in your application for a loan.
4. Receive your money
Once your application has been approved, you will receive your loan to your bank account.

Aella Credit "In Network Loans"
Business owners can help their employees build strong credit with Aella Credit "In Network Loans".
Aella Credit offers employees "In Network Loans" amounts of ₦5,000 - ₦720,000. The loan tenors are usually 4 - 68 weeks with monthly interest rates of 1% - 14%.
How Aella Credit "In Network Loans" Works
1. Download the Aella Credit loan app using the link below.
https://play.google.com/store/apps/details?id=com.aell1.comportal&hl=en
2. Your employee logs in using company credentials
3. They fill in the form & apply for a loan within minutes
4. Funds are disbursed instantly upon confirmation

Download the Aella Credit loan app today to get easy access to instant loans with affordable interest rates.


5. Quickteller
Quickteller is a popular and robust consumer financial digital services platform that provides a swift and convenient way to buy airtime, make payment for utility bills, send and receive money easily.
Quickteller has now expanded its services to collateral-free loans. If you are a frequent user of Quickteller, this is an opportunity to get easy-to-access instant loans to handle your immediate financial needs.
Individuals can access up to ₦50,000 without collateral. Loan amounts are determined by your Quickteller transaction history and the loans are disbursed instantly!

How Quickteller Loans Works
1. Login to your Quickteller account.
2. Visit Quickteller loan request page using the link below.
https://www.quickteller.com/loan-request
3. Apply for a loan amount and fill in your bank information.
Or you can simply dial the USSD code *322*6# to get started with Quickteller loans.

Once your application is reviewed and approved, you will receive your loan within minutes.


6. ALAT
Alat is a robust platform launched by Wema Bank to function as a digital bank. As a digital bank, you can open an Alat bank account, save money and get up to 10% in interest, pay bills automatically, transfer funds, and have your ATM card delivered to you anywhere in Nigeria at no cost!
One of the major benefits of the Alat app is the option of applying for an instant loan of up to ₦200,000 without any collateral, paperwork or visitation to any physical location.
Once your application is approved, the funds are disbursed to your Alat bank account within minutes!

How Alat loans Works
Visit https://alat.ng/ to get started.
Or download the Alat app on your Android or Apple smartphone devices.
For Android smartphones, download the Alat app on Google play store using the link below.
https://play.google.com/store/apps/details?id=com.wemabank.alat.prod
For Apple smartphones, download the Alat app on Apple store using the link below.
https://appsto.re/gb/Pi04ib.i
After successfully registering your account, you can then try to request for an instant loan.

7. QuickCheck
QuickCheck is another Fiintech startup that aims to provide banking services to individuals and small business owners in the form of quick easy-to-access loans.
QuickCheck uses machine learning technology based on the current market trends to predict user’s behaviour and evaluate loan applications in order to determine loan limits.
Loans applications are usually reviewed and approved in less than 24 hours. Interest rates for approved loans are as low as 1% per day.
Individuals and small business owners can access a loan of up to ₦30,000. However, as a first time user, you can access up to ₦10,000 Naira for a period of 30 days.
Early repayment of loans unlocks higher amounts and lower interest rates. So as you pay your loan on time, and build trust with the system, your loan limit is raised for subsequent loans.

How QuickCheck Works
1. Download the QuickCheck loan app
The QuickCheck loan app is only available on Android smartphone devices. You can download the app on Google play store using the link below.
https://play.google.com/store/apps/details?id=io.quickcheck.loans
2. Fill out the form
This is where you complete the application form with your personal information and submit for a review.
3. Apply for a loan that matches your needs
4. Receive your loan into your bank account
Once your application has been reviewed, you will receive your loan within 24 hours of loan validation (queued for disbursal).

Download the QuickCheck loan app today to get easy access to instant loans with affordable interest rates.


8. FairMoney
FairMoney is a mobile loan app for Nigerians that facilitates access to credit via your mobile phone anytime, anywhere for all your financial needs.
They offer individuals and small business owners quick short-term easy-to-access loans of up to ₦150,000 without paperwork, collateral or documents whatsoever.
Loan amount ranges from ₦2,500 - ₦150,000 with loan term durations of 4 – 26 weeks and equivalent monthly interest rates which ranges from 5% – 28%.
There are no additional fees for processing your loan applications or any hidden costs.
Build your credit score and get rewards such as access to higher loan amounts or discounts when repayments are made on time.

How FairMoney Works
1. Download the FairMoney loan app
The FairMoney loan app is only available on Android smartphone devices. You can download the app on Google play store using the link below.
https://play.google.com/store/apps/details?id=ng.com.fairmoney.fairmoney
2. Register
Sign up with Facebook or your phone number. Answer quick questions in 2 minutes.
3. Receive a loan offer
Receive a loan offer, instantly!
4. Receive payment
Fill in your banking details to receive your loan.

Download the FairMoney loan app today to get easy access to instant loans with affordable interest rates.


9. Kiakia
Kikia is a mobile web app that provides financial digital service in the form of quick and easy-to-access short terms loans to individuals and small business owners.
Kikia uses an artificial intelligence virtual agent chatbot called Mr K to grant access to personal and small business loans, and also enable savers to lend out funds at negotiated interests through intuitive conversations.
Mr K carefully accesses user’s application using a credit risk assessment algorithm to grant loans to individuals and small business owners in real time 24/7.
You can easily build your credit score based on your activity on the platform as well as your financial behaviour.
Therefore, the more you use the platform to access quick loans and repay on time, you unlock more benefits such as higher loan amounts and lower interest rates.

How Kikia Works
1. Go to Kikia chatbot app link to chat with Mr K using the link below.
https://kiakia.co/chatbot
2. Select your option
First, you will want to create an account with your personal information before applying for a loan.
Is that easy!

Visit Kikia chatbot app today to get easy access to instant loans with affordable interest rates.


10. KwikMoney
Kwikmoney is an automated loan service that offers “Kwik” (slang for quick) easy-to-access to individuals and business owners without collateral or documentation.
Whether you are in need of capital to support your business or need some cash to take care of some emergency needs, KwikMoney lets you access instant loans of up to ₦500,000.
With KwikMoney, you can easily and conveniently access loan amounts from ₦500 - ₦500,000.
KwikMoney usually starts with a small amount and subsequent loan amount is increased as you build trust with the system by prepaying your loan on time.
KwikMoney loan tenors are usually 14-30 days, with interest rates between 5% and 15%.
As you take loans and pay back early, the system trusts you more, hence, offering you higher amounts for subsequent loans.

How Kwikmoney Works
Visit https://my.kwikmoney.com and register with your phone number to see your loan offer.
Or dial *561# and navigate to "Request Loan".
Visit https://my.kwikmoney.com today to get a loan in 60 seconds.


11. Sokoloan
Sokoloan is an online lending platform that provides short-term loans to help take care of unexpected financial needs or expenses.
Sokoloan is simple, straightforward and funds are typically received within 5 minutes to your bank account.
Also, no collateral, paperwork or documents is needed whatsoever to get a loan. All that is needed is a means of identification and valid bank details to be able to successfully procure a loan.

How Sokoloan Works
1. Download the Sokoloan app
The Sokoloan app is only available on Android smartphone devices. You can download the app on Google play store using the link below.
https://play.google.com/store/apps/details?id=com.nigeria.soko
2. Introduce yourself
Here you fill out the brief application form with your personal information and apply for a loan.
3. Money in your account
Once your loan is approved, funds are typically received within 5 minutes to your bank account.
4. Repay loan
Timely repayment of your loans will grant you access to higher credit limits for subsequent loans.

Download the Sokoloan app today to get easy access to instant loans with affordable interest rates.


Source: https://techguidehub.com/top-11-quick-loan-apps-in-nigeria/

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