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 Business / Re: Is It Wise To Start A Business With Loan by thejugunus: 9:47pm On Apr 11, 2016 |
It is not advisable at all, to take the loan, for that kind of biz. Trust me, I'm talking from a very bitter experience. Even if you plan to repay the loan with part your salary & part the proceed from the biz, it is still not viable for the following reasons: 1. You will always be short paid, because the warehouse will charge a commission on every job your truck gets; and usually two or three person would have taken their cut from the initial down payment. This is even before the job is executed, meaning you will face the risk alone. 2. You will not be able to pay premium for GIT insurance with what you will get at the end of the day, based on the above. Fixed cost: diesel, salary for driver & motor boy, road expenses (feeding & police tip); Variable cost: parking fees depending on destination, vio, lastma, wear & tear associated with each trip. For the Goods In Transit insurance, you have the option of joining a group of truckers to reduce cost. 3. You have practically no control over the driver & motor boy once they are out of town. You have to accept whatever you are told that happened on the trip. If dem no use their church mind, ur running cost may greatly increase. You may even have high BP by the time they start calling in with their problems in the wee hours of the day. Dem fit even call u when u are just about to enter 'promise land'. It can be that bad. 4. Your risks are inherently higher if you start with one truck. The reason is simple: if you haul goods like gala, bigi etc that has a short shelf life, and your vehicle have a major break down, chances are that the goods would be rejected once you don't meet the deadline. Imagine paying for goods more than twice the value of your truck - body go tell u na. You will become highly indebted, such that your salary sef no go fit meet up. My broda abeg no try am! Look elsewhere. [/quote] |
| Romance / Re: My Girlfriend Promised Me Sex If I Introduce Her To My Mum As My Fiancee by thejugunus: 11:40am On Dec 02, 2013 |
Dehley Gave Me Condition Before Sex[/b:Religion, nature, & tradition forbids sex b4 marriage; There have always been consequences for acting in contrary. The choice is yours op. My opinion is that your GF of 2 years, might not be as naive as some in this forum may portray. If she had kept it away from you in 2 years, I think she knows what she's doing. In the game between both of you, she wins whatever you decides. 1 Like |
| Family / Re: Why Is Divorce Not An Option For Most Nigerian Women? by thejugunus: 10:37pm On Nov 07, 2013 |
I know y'all are wondering what I'm ranting about. Phew. Our stupid neighbor down the street just let herself be killed by her husband this morning. I wonder what kind of Mrs I'd want to be if my life is at stake. Until this morning I didn't even know she was his punching bag.and she was covering it so people will think they are happily married. Now she's going to be buried like a chicken all because she felt divorce is such a horrible thing. I bet death is better in her opinion.how desperate would a woman be to endure that kind of beating? He hit her so bad she was vomiting blood and was rushed to the hospital.she died enroute and trust the man he's nowhere to be found right now. I'm sure before 6months he'll be happily married again to one his numerous mistresses(that was the cause of their marital problems.so I learned) I'm just so sad and angry. So angry. I wanna hit something.  [/quote]It is so sad, but so many women are in abusive relationships. The abuse takes various forms, it could be verbal, emotional, financial and physical. All the mentioned abuses are life threatening. While the physical abuse might be the most prominent, the others can gradually result in loss of self worth, that can make the individual contemplate suicide. The majority of women in abusive relationships, somehow played into the hands of their mates. As absurd as this may sound, it is very true. This stems from the guilty conscience card that most abusive men use against their mates, somehow the woman is made to see that she was responsible for the abuse. This happens because the woman somehow come to accept that she has fell short of a particular standard, which in this case is gauged by the abusive mate - this is not humility. Or the abusive mate holds a grudge eternally against the woman that she keeps trying to atone for. Stopping abuse in a relationship begins by being able to identify an abuse, no matter how subtle it is, and in whatever form it may take. A woman should do all she can to make sure she has her self worth in the eyes of her mate, no matter what she has/had done. This knowledge would help her know how to react & react well at that. 1 Like |
| Health / Re: Deceased’s Relations Beat-up Nurse, For Administering "Wrong Medication" by thejugunus: 4:59pm On Nov 06, 2013 |
Raymondenyi: |
| Romance / Re: My Girl Friend Of 3yrs Left Me Because Of #30000 by thejugunus: 8:57am On Nov 04, 2013 |
RedBenson:I doubt if you would agree that we see things in 3 dimensions, I also doubt if you will agree that your reasoning is less than in 1dimension. I doubt if you will object to women being in subjection to men. Your type likes it when gf comes to cook for you, do your dishes, do your laundry, housekeeping, respect you, your parents, adore your siblings. Your type bask in the euphoria of having to tell your gf what to and what not to do. Prove me wrong. How would you describe you? Where is your balance of reasoning? What do you know about reciprocity? How can you set your priorities right, when the basic foundation of your reasoning is flawed? Looking at the issue from the religious, natural & moral perspective, women are to act as complement to men. Think about this last statement in reverse. If you can comprehend it, you will think differently. I doubt you will! |
| Romance / Re: My Girl Friend Of 3yrs Left Me Because Of #30000 by thejugunus: 7:57pm On Nov 03, 2013 |
It is disheartening to know that most of us who commented on this issue are not objective. Truth is, the guy is selfish and self centred. Life and relationships, especially those sexually inclined, is about sacrifices. She has been dating the guy since 2011, never made any demands. Guy got first job, managed to rent a place to stay. Got second job, but still continued to see things in only his parochial perspective - I'm sending her 5k every month, buying her basic needs, she understands that things are not okay. Guy should have made the sacrifice of giving her the 30k, not because he has so much, but to assure the girl of her place in his heart, after all nobody really has time & money, but it is the importance that we attach to things that makes us spend our time & money for them. It is so dumb to reason that the girl is dependent on this stingy guy. Real men are not only responsible to certain degree, but must be dependable! Op you don't deserve the girl. Good that she was smart enough to jump you. 5 Likes |
| Romance / Re: Ladies Beware: Everyman Is A SUSPECT by thejugunus: 3:54pm On Oct 30, 2013 |
babyBB: Ladies beware of guys when dey do u a favour, try to be nice to u because if they have the opportunity irrespective of the fact dat he claims to be d church going type, hmmmm, he can go down with u. A word is enof 4 d wise!there's absolutely nothing wrong with a guy wanting to bleep a lady, by trying to take advantage of the opportunity that doing the favour brings, as long as it is by mutual consent. Op, why make an issue out of it, when you can exercise your right of refusal, and still have the favour. |
| Family / Re: Son-in-law Compelled To Write An Essay By Father-in-law by thejugunus: 6:15pm On Sep 25, 2013 |
[quote author=Amodsun]Good day folks,am really intrested in your opinion about this issue. The father of my brother's fiancèè asked him to write an essay on why he wants to marry his daughter before his approval would be given. The father of the girl must be very wise & experienced, to make such a demand of his would be son-in-law. The guy should back off, if he has any iota of doubt as far as his affection for the girl is concerned. Anything in writing, has more weight than when spoken orally. Kudos to the girl's papa! |
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