₦airaland Forum

I do not think there is ever a late period to back out of an offer after accepting unless accepting such offer is hinged on a couple of binding terms like the Access Bank's 2 years bond where you cannot leave before 2 years going against which attracts I think a N2m reimbursement or something.

Offpoint1:
Your boyfriend probably knows the kind of brother he has that's why he's takin precautions... Heed to him, if you must have conversation with his brother, do it in a sitting room where both of them are.

I live with my cat and only me know if it's safe to leave a piece of fish on the table or not.

Familiarity with the opposite sex most time often sparks up feelings...

Thanks @offpoint.

According to him, it's not about his brother. He just feels it's not right to spend so long in his room.

I just tire. I said I didn't see it as wrong and he flared up and said if I didn't see spending an hour in his brother's room as wrong, one day I will sleep in his room and not see it as wrong.

From my end, I was just trying to be a good in-law to be by building a connection. It's same people that will say when you marrying a guy, you are marrying the whole family.

Xantel:
Babe be obedient

Thanks babe. I know you are speaking from a good side. Thanks.

Carchoice:
first day he give you attitudes, you still went their the second time. I bet you won’t like it if you man do such with you and your sister. Don’t blame him, it’s human nature to think otherwise. I’m not saying you have anything going with the brother.

Okay I might have left out some details. Before I went to his brother's room the first day, he had asked me to go to eat because I had only eaten once that day. It was on my way to eat that I went to his brother's room.

When I got back to my boyfriend's room, he was giving attitude. He asked if I had eaten. So I thought he was giving attitude because I had still not eaten. It was on the 2nd day I knew the real issue for the attitude.

Carchoice:
What are are you discussing with his brother?
I hope you are not playing truth or dare with him and did you guys lock door and playing loud music?

Answer these questions and the investigation team will take it from there. Thank you.

I didn't do any of these things you asked. Yes the door was closed not locked.

I know where you are going but it's disgusting to even think such.

Goldbw122:
To avoid what will be like I had I knew, just stay clear... And take your boyfriend advice... Ok remember lust and love is different...

I just felt they are brothers and it won't be fair of me to just come and not say hi to him. Although we had seen and talked many times in the sitting room and all but my going to his room was to sort of talk and establish a connection since I will end up getting married to his brother. It just happened that the gist ended up taking so long. Those were the only times I had gone to his room.

Thanks for the advice. Appreciate.

Dear Romancelanders,

Please help me out here. I have been having a go at my boyfriend for some time now and we don't seem to want to agree.

He and his brother rented a place together. So I had a professional exam to write and decided to stay at their place. They hosted me quite and well and I felt it wouldn't be right to just come and go without having a conversation with his brother. At least as a sign of saying I appreciate their hosting me.

Now, the thing is, I went to his room and we got talking. Give or take maybe an hour. When I got back to my boyfriend's room, he was angry at the fact that I stayed for too long in his brother's room even if he didn't say. He was just giving me attitude.

Because of the attitude, we didn't really talk that day. The next day when his brother came back, I went to his room again and we talked for about an hour. It was on this second day that my boyfriend made it clear that he didn't have any issues with me going to his brother's room but the length of time I spent there was the issue.

We have been going on and on about it. I said I didn't think it was wrong coz it was his brother. He said if I don't see it as wrong, one day I will sleep in his room and still not see it as wrong.

Please what do you guys think?

I have fought the urge to do this but Access Bank has given me no choice.

For all I know, I do not think anyone should have anything to do with this institution. It seems anything with Nigerian roots just has a huge load of rot!

Some months ago, a video went viral of a wire wire guy that narrated how he steals people's funds with access to their sim cards. He had noted that even if the person does not have money in his/her account, he can take a loan on the person's account and transfer same. Worthy of note, this guy specifically mentioned Access Bank! That's how porous the Access Bank system is!

Sadly, today I am writing from experience. But this did not happen today. On the 24th of February, my phone my stolen on my way for a dental appointment. I was downtrodden. I started to reach out to all the banks I had significant sums in to block my account. I didn't call Access bank because there was little or nothing in it.

Fast forward to some hours later, my boyfriend who has access to my mail called to ask if I paid any money into my access bank account. I said no because I wasn't expecting anything in it. When he further scrutinized the alert, he noticed it was a loan disbursement of 16k and the same had been used to get airtime to the very last kobo excluding the interest for the loan.

I was shocked! After just losing my phone of barely a few months old, 16k gone again. I went to the nearest branch to block my account cox I couldn't tell what these guys could do again with my access bank accounts. It so seemed that Access bank was not as safe. Just as the name, they gave access to anyone and everyone even fraudsters.

So I went to the branch, the security guys didn't let me in. Their argument was Covid - 19. I tried all I could, nah. I could not get in and I made these guys know that I needed to have my accounts blocked. Seeing that the option was not working and I needed to block my accounts, I hurried home and placed a call to their contact center. Because my account number was saved on my phone, they asked that I supplied the phone number linked to my account to search for the account. To my greatest surprise, they said they could not fetch any account details with the pone number I provided. Another red flag! It means anyone can change phone number on my own account without my authorization too.

I suggested another means to find my account, maybe I give them my BVN or something. They said they only search for accounts using phone number. So again, I was stuck and the contact center lady was freaking rude. Kept saying kindly provide phone number linked to account as response to all my questions.

I wrote a mail to them afterwards requesting for how someone can take a loan on my account without my authorization. Their response was shallow and not encouraging. Said anyone with my sim card can do that by dialing the USSD short code. Wow! I asked without even having my PIN?

Note that in the viral scammer video, he narrated how they change access bank customers PIN easily and take loans.

I wrote it off as my loss. I had lost my phone and the bank I opened accounts with also couldn't guarantee the safety of my funds. And the lady that responded to my mail made sure to tell me that I would have to pay back the loan that was taken on my account.

A week later, I credited the account so that the said loan could be repaid as I do not like to owe and who knows what this can cause to my credit record. I immediately sent a mail to them after paying back and getting the notification to have both of my accounts closed.

The reason I am sharing this is, Access bank is hell bent on frustrating me! They have refused to close both accounts, instead sending me stupid unsolicited messages.

When I needed the messages, they didn't send. It took ages for them to respond, they were rude all the way and lacked empathy.

I said I was not going to do this but really, people need to know what Access Bank is about. They were only after their loan. Refused to assist and only started to communicate when I said I would close my accounts. And yes, Hebert Wigwe the MD was in copy of all my mails s he can't feign ignorance to them but every time they would respond, they took him out which sums up my story with Access bank!

I am not asking for a refund, I am only saying #AccessbankClosemyaccount #Inodoagainaccessbank #worstbankaccessbank

CC: Lalasticlala Seun Mynd4