TouchOfSpice's Posts
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Thanks Everyone for your advise and suggestions regarding my question. I am now convinced and motivated to proceed with the mortgage now. TouchOfSpice: |
Hi Everyone. Please i will like to seek your opinion , With the ongoing challenge regarding the proposed immigration policy, ![]() Is now a good time for an immigrant currently on a Skilled work visa to consider buying a house (Prior to the release of the white paper, We had indicated interest in buying a house, our offer has been accepted and we have started the mortgage application process. After the white paper release, I have started developing cold feet and reconsidering my deceision , What would you advise> Thank you. |
Congratulations on your Mortgage journey . This looks like a good rate. My cousin got 4.83% from her mortgage advisor. Please do you have up to 3 years residency in the UK. He claimed she could not get better competitive rate as most lenders would require minimum of 3-5 years of living in the UK. Please what mortgage advisor did you use. Keeky08: |
Thank you for sharing this schools with me. I will look them up this evening..... Cheers... fetrillion: |
Hi everyone . Please I need to ask if anyone knows any university in the UK that accepts 3rd class for MSc. This Information is needed for my sister, She studied Sociology for her Undergraduate. She is self employed and I intend for her to apply in the next session . I would appreciate your input . Thank you.. |
Hello sir. I was in similar situations a few months ago. You can do the PTE academics UKVI instead. pearsonpte.com/selt-tests/pte-academic-ukvi It is accepted in US ,Canada, Australia,Germany and other countries. I find it far easier to pass than IELTS. with about 2-3 days YouTube videos you should be good. It is purely computer based. Your test result comes out in about 2 hrs . dhummystecah: |
Hi. First and foremost, congratulations on the news of your baby. in my opinion, since you are a medical professional, If you have the means to travel legally, Please grab the opportunity. While i was in Nigeria, I was priviledged to earn far more than 500k as an IT Professional, after a thorough review of my life , I took the bait and i must admit i am glad i made the move. After all expenses and bills, I am still able to save double of my Naija salary if i convert it to Naira. Truely , life isnt a bed of roses anywhere, but with the rate of effort you put to work here in Naija, if you put same abroad you may likely earn more. Think about it this way, With your present 400k Naira after removing all monthly expenses, How much do you have left? Can the savings you have sustain you and your new family in case of any unforseen circumstances? Nevertheless, this is just my personal opinion, you are free to look within yourself and make the deceision. Look within yourself and make the judgement call that best suits you. I wish you all the best in any deceision you make. Cheers! |
Ok. Thank you for your response. I will do as advised. Goodly1: |
Hi Everyone. Please i need your clarification on Ecctis. I understand from the guidance you shared on the front page that i will need my certificate,Transcript and my medium of instruction letter from my school. I have applied for my transcript from my school, unfortunately it is taking ages. My school is known for delays. I am under a tight deadline to submit the ECCTIS to process my application. Can i apply for ecctis with my Bsc certificate and the medium of instruction letter only. What is the possibility of it being approved. Cheers! |
I totally agree with you 100%. You can never go wrong with Octopus. jum33: |
justwise:Flexible Tarrif . I'm attaching a snapshot of my weekly average consumption maybe it could help. |
Ohhh ok. Surprisingly I am yet to experience that kind of experience you described with OCTOPUS. To the best of my knowledge they have a good tariff system (if not the cheapest I know) . My electricity and Gas combined has never gone pass 80 pounds. And maximum of 40 pounds during the govt subsidy period. 6 of my friends that migrated from other popular providers have been able to cut their monthly cost by over 50%. You may try to browse through their tarrif and migrate to the cheapest tarrif plan. https://octopus.energy/tariffs/ I wish you well in all you do. Cheers!! Alexia20: |
I also experienced same. horlahxeyi: |
samsmokey:I can, if you haven't gotten from someone else. Use this link to sign up to Octopus - https://share.octopus.energy/wise-robin-373 |
Hello Sir. Thank you so much for your response. The FGN bond option sounds cool and secured to me. I will give it a thought. Since it's a lump sum investment, perhaps I would save up like 2-3 months equivalent and close my eyes to try it out. Thank you. Chreze: |
Hello my Seniors in the House . Please I need your opinion again. Please do you guys know of any legit/smart savings /investment plan in the UK that will yield good returns/interest. I would prefer investment/savings whose tenure/maturity would not be more than 1 year. Then I can Renew again. I intend to try the ground with about 1000-1500 pounds monthly . I hear ISA is a long term investment of about 5 years+. Too long for me. (I might be wrong). Secondly, I booked for my passport renewal last week, (Passport expires January) I was given appointment date of September 4.... I have printed out payment and appointment slip. But last night I got a reversal for the fee from innovate . Please can you advise on what to do. Thank you . |
Lexusgs430: |
Hello Boss. Na true. me sef follow watch that Radio program. i fell in love with the radio program and the name. But no be me be oooo. ![]() lightnlife: |
AlphaUno:Thank you @Alphauno and everyone for your input. I want to ask, if i keep my mouth shut and not disclose it anyone or let the weekeend job affect my performance. is there anyway they can find out? |
Thank you sir for the clarification. I appreciate. koonbey: |
Good Morning my Seniors in the house. Please i seek clarification with a concern i have. I am on a Dependant Visa , I work Full time - Hybrid Mode - 2-3 days Work from home with an IT firm in the UK. I am considering taking up a Weekend Only (Saturday & Sunday) Care job close to my house. Please i want to know if this act wont breach my contract with my present employer. I read through my contract and i saw this clauses - (Screenshot Attached) It looks like one of the clause don hold me forBlokos. lol. Please help me use una elder eye look am, (smiles)
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Thanks Boss Tried both option , application was declined . � Guess I will have to wait a bit longer to try again Viruses: |
Merry Christmas Everyone . Please I need information on where I get a flexible payment/cheap tv deal (65 Inch+) for Christmas I have tried Curry's ,Argos and a few others but they refused me because my stay in the UK is not up to 3 years . Thank you . |
Yeah I think I can relate to some extent. Jobs in the UK might make you feel like sey village people follow you come . First 5 weeks in the UK was trying for me , despite the naija expectation I had that I will get a job immediately I arrive in the UK. Countless calls and interviews, even to some reaching final stage with their CTO na still silence later. But when the time comes, I was opportuned by Gods grace to get an offer immediately after the last interview. Ever since na me dey ignore interview invite and postpone , surprisingly they will wait till any date you reschedule to. (This you can't try with my naija HR) To cut the long story short, when the time comes , the same CV / your interview format you have been using will now start yielding offers like sey you do jazz. As someone said above, never emphasize too much on visa sponsorship during the call /interview when you get the offer you can lay it on table and they will most likely oblige you. I did not asked for sponsorship during my interview. In my present job the Head of HR is already asking me that am I willing to to be considered for sponsorship after my probation period. I am still sceptical simply because I know I am considering a position in Manchester metropolitan with 30% salary increase. But it's sweet to work with the White o. They work smart but PLAY hard. Imagine having dinner/hangout event every 2 Thursdays of the month . There is even beer and drinks in the fridge to pop when you feel stressed. This I can never imagine in my naija. Don't give up. Your hustle go click . Cheers!! |
Mellady:I have 800pounds . Do you want it in cash or transfer to UK account. I can do -N-855 Cheers! |
Hello sir. What the brother has done is entirely wrong in all ramification. I would please implore you to please forgive him for the stress he put you and every one through. I'm a bit elated that he still has conscience to come back and attempt to make amends. The curses you laid on him is a bit too much. Please have it in mind to forgive him. His maker would forgive him if his intentions and apology is genuine. ... If God can likely forgive him then who are we humans to curse who God might have forgiven . I comnend him for coming out to apologies and I hope he refunds all the illegal money he collected also Cheers sir Thatakwabombabe: |
Wow!!! Double congratulations on your Bundle of Joy(s)..... I love this news ... Cjaylawson: |
Thank you so much for your prompt response . Please at what point can I write the cover letter, is it now or before biometrics or after visa . I would have canceled and reapply but I don't have enough funds to reapply at the moment . Thank you so much. mimilyrics: |
Good morning everyone. Please I need your advise . My agent erroneously forgot to include my daughter as my my dependant during the visa application. Though my daughter won't be going with me now. Will this pose a problem whenever I decided to bring my daughter to the UK in the future . Is there anyhting I can do. Visa and ihs fee has been paid . I just discovered the error when I downloaded and reviewed my application form from ukvi website . Thank you . |
Zodka:Thank you so much for the information. You are a life saver....... |
Good morning everyone. Please i will like to ask what is the USD dollar equivalent for visa fee and IHS fee. I just got my usd dollar card and I will like to know how much in dollars to credit into the card . Thank you . |

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