₦airaland Forum

Zahra29:
We are better in some ways though, including the unique talent of moving to a more efficient and functional society, and finding unending reasons to complain and criticise the people and systems that built the society into one that we were desperate eager to run to 🙈😂

lol. Cosign!

We get 'idea' gan

This is a good one. These are the kind of things that should go viral, but rara o na baddies go dey trend.

Nlfpmod Seun oa4mj do you reckon this is this worth reaching a wide audience?

lavida001:
If only we can channel all the desperations, energy, funds, knowledge towards challenging Nigeria's political class.

What do i know the struggle continues for Africans.

lol. I've consistently picked up on your advice(s) to Africa and Africans.

Sadly, you're flying solo here. There is no interest by Africans to fight for and build Africa. Not entirely their fault tho, cos the system is just stacked against you, but I do know that the whites were able to do it. Fought with blood and sweat to build working and functional societies......one of the reason I beef them, cos I don't accept they are better than me in any way, but the reality is the reality. They are different and better, which makes me beef them even more...na raging conflict 🤣🤣🤣

grandstar:
Trump will wreck the US economy. You don't use threats of tariffs to bully nations. The best pundits and economists have said. 23 American Nobel laurates in economics have condemned his tariff and mass deportation policies

In addition,he actually wants those tariffs.

He believes that the federal government will earn lots of money by taxing imports.

In addition, he wants to bring back jobs to the USA through tariffs. Tariffs would encourage companies to set up plants in the country.

His tariffs and mass deportation policies are one step forward and 10 steps backward.

Stop believing your own prognosis. Economists have already spoken. Round pegs in round holes.

The US is doomed!

By the way, Buhari is better than Trump any day.

don't worry. I'm confident that you'll be proven wrong, again. All the pundits and professors will be proven wrong just like their predictions on scamala failed woefully

Success like failure can't be hidden. He achieved a good measure of success in his first term, and the world didn't end despite his rambunctiousness. Some of us have come to accept him laidat. He will do even better now and you all will see it, thankfully.

Can't say the same about the Nigeria God put us, where the president goes abroad to check his bp.

Leave those who have their shit figured out and are succeeding, and face the likes of those who have failed and haven't released their stronghold on Lagos state and it's treasury since 1999. They are littered all over, from top to bottom.

Trump and America have pipe borne water, you don't. No be Una for Nigeria go teach am/them🤣

grandstar:
Again, you're focusing on Tinubu rather than focus on the real issue.

Tinubu inherited those tariffs. He did not initiate them. The policy was initiated by the investment minister, Agangan, during Jonathan tenure. Okonjo-Iweala who was the finance minister at the time condemned it. She was never consulted.

If tariffs are "high," it nay be down to the devaluation of the Naira which makes it more expensive to import.

I personally support import duties of 20% max on all finished products. Zero percent on raw material and capital good such as machinery.

Some of Tinubus policies such as that on textiles and steel don't seat well with me. I am for open borders. I am a strong supporter of free trade.

Please note that tariffs are one of the easiest taxes to collect. That is probably why the present governmenr has been fixated that it collects every dime possible. Tariffs and tariff evasion by previous governments could not be divorced. This present government is determined to collect every dime.

nope, not so fast.

Inherited it and didn't initiate it? Agreed. But it's is pointless to me cos why has he not removed it? He hasn't removed it cos it is beneficial to his 'ministry'. Biden did similar shifty move. He spoke against the tariffs on China then when he wasn't president, then became president and conveniently left it as is. He no remove am. But Trump is back now, everyone suddenly has something to say. Lol

hotwax:
is that how your tinubu has lowered the rising cost of living in nigeria?

you will be talking as if USA na ur papa land...but nigeria can be treated anyhow.

Its nearly imposibble to import cars in nigeria right now...thats over-the-ceiling tarrif...so nigeria can do it, trump can't do it

help me ask grandstar and alagba freestuffng o. That na tariff imposed by Nigeria on Nigerians o🤣. No outrage on that one.

People always quick to spill bile cos they don't like you.

grandstar:
The man has just wrecked the economy and you're praising his buffoonery?

Strong leadership won't make 1 + 1= 3.

A bad policy is a bad policy and it's worse when it's in the hand a strongheaded leader. Nigerians went through the grinder for 8 years under Buhari.

Trump is far worse!

please do not compare Trump with the lifeless Buhari or the arrogant and vapid emperor you have as your presido.

While Trump is rambunctious and I also prefer a little more tact, his game play is pretty obvious so far. He will not commit to a trade war. All he has been making so far are threats of it since January ooo, and it's all in a bid to shake things up and renegotiate. Better than stupid moves laced with lies, deception and propaganda that goes nowhere and produces no result.

He will show results that ALL will see. He did well in his first term, bar his 'public' handling/utterances during COVID....and even then it was thanks to this same Trump that a vaccine was produced in record time.

He is a smart man, not the brainless sinister maradona politicians we have in our country. He hasn't gone to France or UK for check up🤣

Gerrard59:
To add: when you generate substantial revenues, you shift your assets to safe gavens where the governments are stable and their currencies are stronger. Switzerland and Singapore are good places. The Cayman Islands and Bahamas are equally good.

yea. Thanks jare..and sorry for the delayed response. I'm thinking along the lines of investing in joint mortgage (buy to rent) or part ownership of a business type things....like actual part-ownership, not the good ol buying shares.

jubrilELsudan:
WE WEY DON GUM ANTI-CAMERA TRANSPARENT FILM ON TOP OUR PLATE NUMBER NO CARE

abeg share what it looks like, or what I should search for (cos this one wey you type no show anything related on Google), or where I can buy/get it done.

This one no be for safety purposes, na strictly for extortion. If not that they are thieves, where in the world is running a red light, less severe than exceeding a speed limit? Running a red light that can causes accident/death very easily na 20k fine, but moving at 100km/h on 3mb is worthy of a 50k fine.

If I'm moving on mobolaji bank Anthony way at 1am and I see a suspicious car trailing me, I still mustn't exceed 60km/h. But if the governor wan pass for the same road for broad daylight, he no go do 60km/h. All of them are mad.

Abeg share detailed update, make we use am protect ourselves.

Nlfpmod

PassingShot:
Why do I say this?

1. His mismanagement of the economy and encouraging his appointees, through his silence, to blame it on his predecessor (PMB).
2. His meddling in the Lagos Assembly leadership tussle that resulted in returning a speaker that was validly removed.
3. His undemocratic removal of Rivers state governor and the elected reps there, just to ensure that Wike has the final say. He could, and should have allowed Fubara to be impeached if he could not mediate properly. That would have been democratic and heaven will not fall had Fubara been impeached.
4. The revelation that the NASS members were bribed to support his military-styled removal of a sitting governor - something he had vehemently condemned in the past!
5. His son's involvement in how the country is governed.

I can go on and on. He is becoming a tyrant and he may easily destroy what is left of our democracy.

He is another disappointment. Seems all of them are, sadly so.

stale gist.🥱

https://www.nairaland.com/8017949/how-nigeria-people-govt-got

Research work wey we don conclude since, na im you just dey start. Let me give you one more glimpse into the future. After the Ebola turd finish him 8 years by 2031, with nothing achieved, if God never call am, he go still rule all of una by proxy till him pai. Wanna bet? How many governors from the set of 1999 still dey rule their state in 2025? All 36states and the FCT, na Only one still dey run affairs of the same state! Una don enter am, and will pay dearly dearly for it.



Lmao

Gerrard59:
Real sector investments or financial instruments investments?

real sector investments.

SafariHunter:
It's a school c'mon

I could also say the singing is a gig c'mon.

How is this different from Hilda baci's cooking classes?

Fact is, this call out is spot on. Funny enough, Femi Lazarus is right, but he clearly isn't practicing what he is preaching. Per his logic, if ministering to God and his people through music shouldn't be money driven (which I agree), how then can he explain how ministering to God's people through the word of God (not even his own o) should be?

It is the same damn thing

He can't call people out, when he is doing the same thing.

I like this gbas gbos.

Quite unfortunate that the church/Christianity is being unveiled in this manner...but if this is what it takes for some hard truths to be said, and for things to get melted and properly reformed, I'm all for it.

It is written actually, that judgement will begin right from the church. Everybody just after worldly things money, and even being hypocritical on top every. How will Femi Lazarus explain away this one? He is doing the exact same thing he is criticizing others for. Funnily, his criticism is right and the right way to go, just as Timi's criticism in this case is also in same vein right and the right way to go.

This movie go long.....and sweet 💯

nairalanda1:
Strawmen in evidence.

Also, selective blindness

Nigeria must industrialize.

subsidy removal has solved all our problems. Hurray!🤣🤣🤣

Nairalanda1, oya come and see sweet vindication

Topic (as always): Subsidy removal as a magic bullet vs corruption

Now that subsidy removal (which I'm not even against) has been effected on fuel, electricity, education, forex, what positives have we seen so far over the last two years?

Are you humble enough to admit now that corruption no be any policy mate? Are you humble enough to admit that without tackling corruption all theoretical theorems are mumbo jumbo and hogwash as far as Nigeria is concerned. 5-6 years later with your theories on local rice vs foreign rice is local rice now cheaper...

Corruption na your mate?

Lol

No be this same naija wey I know? Una go dey talk theorems, I go just dey laff

We couldn't hear enough about how once Dangote starts our forex problems will ease, and subsidy removal will help his business thrive bla bla bla. Dangote don start now, govt is actively trying to sabotage same once touted solution to all our problems by going back to the same thing we have always been doing which is importation. Why? Cos of vested interests and corruption.

Corruption vs Corruption: Dangote wan entrench a monopoly as refiner cum laude, as usual. Since govt won't grant his request to ban import licences, nigga is crashing prices to effect market takeover his own way. People are praising him now, and to be honest who won't be happy with him now, given the high cost of fuel, any sort of reduction is a huge relief, but some like us know when he achieves that him aim, na that time he go show him true colors, and we go hear am, just like we're hearing it hot hot for cement. Alas! now he don piss the corrupt powers that be off, to the extent that they now want to cripple same Dangote by starving him of crude. Same Nigeria that wants dollar-naira rate to fall, has now fully backtracked on the naira for crude deal that is supposed to strengthen the naira, and ease up pressure for dollars, and is now further using up scarce dollars to resume importation in full swing, same importation that is supposed to be a thing of the past. Shebi subsidy removal suppose in theory liberate that industry and attract investment? Only problem is those investors will also take note of all the mess going on, that they will buy crude in dollars and compete with imported petroleum products that will be ferried in by the NNPCL, that they will likely
be frustrated out of business, just so that some vested corrupt business interests must vest.

Again, corruption na your mate?

When we spend more time facing the elephant or in this case demon in the room, rather than speaking empty English and discussing ineffective and worthless theories as far as this contraption called Nigeria is concerned, then and only then we may begin to see progress.

Corruption na your mate?...hahahaha🤣🤣🤣

samuelson06:
Keep your eyes on the bad news about Nigerians. Once you do, please, report them to us at home. Keep the good news to yourself. Now, you have a child that's a UK citizen, don't talk to us about that one o. Anu mpama!

lol.

Uk doesn't do birthright citizenship.

Lol.

Of course, some of us knew that and forewarned y'all

https://www.nairaland.com/8017949/how-nigeria-people-govt-got

but it's much too late now to cry over spilled milk, even more sadly so cos there will be more and more spills

Agbegbaorogboye:
So you're a minimum wage earner

So TMC allowance is 77k

Chai!! From 30k to 77k

that's another bot

3m will not finish your house except na room and parlour you wan build start to finish (even this one sef no sure in this economy).

After building, what next? Blocks and cement are not edible o.

If ALL you have is 3m, the sensible thing to do is invest. If you still have steady flow of income in addition to the 3m already at hand, you may consider building, although like I already said above, if you aren't looking to build something very small, then make e no shock you say that 3m no go pass lintel o. Also, finishing and roofing na I'm dey cost pass. Bricklaying phase na mere warm-up

phantomxx:
Deluded kids everywhere 😂... if OIL is no longer the mainstay, what is??

you dey mind am. Oil is no longer the mainstay but the national budget is totally predicated upon it.🤣🤣🤣

Agbegbaorogboye:
Just look at the smelly nonsense you're writing
How many corpers survive wholly on their 33k stipends? Can you survive on 66k?
Most corpers are augmented by their family and friends
It's the most asinine thing I ever heard to reduce corpers to poverty and low lives. Do you realise they are graduates with skill sets and ability to generate income? I don't know how you served but when I served, I was getting income from 3 different sources along with my allawee
Just imagine saying a corper has no business taking uber or buying eggs in a supermarket? Like who reasons like that if not a wretched lowlife?!!

well said!

While i also dont agree that she was wise to have done that video, given that she is currently serving and is bound by certain rules, the responses by some wretched folks here focusing on hair and eggs, and uber just goes to show how deeply scorched these one have been by poverty. My kid bro in uni, since late last year i send 50k to him every month for upkeep, for just Ife here o. And no be spendthrift, talkless girl wey dey do hair and other gurly expenses.

They expect that corpers are never do wells and orphans like they are. Corpers cant have family that send them upkeep money. When i served in 2010, my alawwe was 9775. That 9775 is far more valuable than 30k today. Now let's say she is even a spendthrift and doesn't know how to manage money well, does that negate the painful reality of pain and suffering that has pervaded the land? Does her spending habit invalidate the fact that the economy is in shambles owing to failed and morose leadership?

No they'd rather defer to eggs and hair and uber.

Irredeemable Povernaires!😁

DenreleDave:
.


Egbon mi... Lagos really needs to work on the environmental issue......... I am not blaming Lagos state but I still blame them... We that go round knows this..


About the Tinubu govt, they need to really attend to the needs of the masses.. People are really really suffering and I can't pretend about it...

why cant you pretend about it? What changed? Other jagabandits on here have no probs at all pretending, why break the rank and file?

Nobody is suffering! All is fine and well with the country!

The end.

Gerrard59:
So they rather do care jobs than apply to similar roles in Nigeria they were in before they left?

how na

99% sold off everything and got on that plane, some as students, but all with no intention of returning. If na you sef, after selling everything to relocate and start over in Youkay, shey you go com relocate back to Nigeria to start all over yet again? No way!

Most just defer to 'better quality of life' and 'my children's future are secured' as consolation. Only problem is that is factually nonsense, cos quality of life is subjective and children that will be yamayama from poor upbringing will still be yamayama regardless of location, or worse still, more likely to happen sef due to location, both ways...case in point gangs and knife wielding maniacs in peckham, mostly of African/Nigerian descent or the yahhoboiz/cultists/oloshos in naija

.

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?

His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.


Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

fullclub!

I remember you very well..I remember engaging with your earlier thread, and wishing you the best through your ordeal at the time.

But I can't understand why you are yet again creating a thread like this one, that achieves nothing, ultimately.

I'm sure if we could turn back time, to go back to where you were mentally when you began your journey to Japa, 10001 of these kain threads would not have deterred you. So I just wonder what you hope to achieve with it now. Even Dele Momodu wey dey cap, prolly spends more than half of the year overseas.

These kain decisions should be left to each person to make and deal with. No need for convincing or explaining. It is pointless! I don taya to dey read this kain threads for here aswear


Those that think it best to stay in Naija should be left alone, as they have the conviction that they know what they are doing. Those that think is best to Japa should be left alone, as they also have the conviction that they know what they are doing...

All this shalaye is not necessary

Chuck Schumer better get more bodyguards o. How dare he allow common sense prevail at the last minute? These loony yet angelic dems fit kpai am o, cos at the moment their mental health is only being held up by a thread, too much back to back loss, frustration and heartbreak, kinda like how Saul felt with David....lol

So far so good, DT is on point and walking the walk. He just needs to be less emotional/impulsive about this trade war situation, and rather be more strategic, cos while he can achieve his aim and win, with the way he's going on about it atm, the con's far outweigh the pro's, and by and large the situation clearly can be better handled, no be this one wey he wan kill ant with sledgehammer. Count the cost of stirring the hornet's nest before continuing to barrel down that lonely road DJT.

Lobatan

Suicideboy:
wait untill you try Peruvian coke

no carry am go where e no know.
Tensa no near Peruvian coke o, you go dey code in reverse ni o

wonlasewonimi:
Definitely faked. You can't put it past this bull in a China shop.

This looked similar to the one that he was blagging Trump coin

let's say NO to fake news.

That said, Donald Oluwafemi Trump needs to calm the F down, and rethink his approach. He should pause, reflect and re-strategize. Right now, he is just plain impulsive, on just about everything.

More tact, less tantrums should be his watchword.