₦airaland Forum

Iamblessed8888:
Lol you’re right. Zed did 1.17%

Iamblessed8888:
Correct. Waiting for 1am banger next .

CSblackpink:
Finally regained and made some gains on my capital from Zenith ESG and the balanced fund. I'll withdraw once I have their time.

CSblackpink:
Foreign equity is not a small thing; if you snore, say goodbye to your money.

CSblackpink:
I left, as I had to focus on my foreign equity; working and trading is not easy. I usually sleep around 3 a.m. to monitor my investment across all channels. The "brokealert" guy has been blocked. Should he dare to attack this thread, he will see madness from me. If you fund your account tonight, it will be reflected by tomorrow night.

Iamblessed8888:
Do it ASAP before 4pm ish so you can join in the likely 2-3% to drop today. Zed likely to do around same todsy too.

cyrilex202:
Stanbic have been shit since March. The painful part is when other investment returns green Stanbic turn red. Or a very tiny Green. I have mailed them requesting for full portfolio holding in their Equity fund. It shouldn't be that they are repping investors off their money. Imagine on Monday many equity fund manager recorded profit and Stanbic recorded huge loses. Investors deserve transpiracy on investment

CSblackpink:
Thunder money will rain tonight at CS; I don't know about Stanbic and Zenith ooooooooooooo.

Zedcrest:
Hi Uberchic1

We have followed your objective posts on Nairaland about our equity fund and value your perspective on areas the product can serve you and the community better. We would like to connect with you directly to discuss your views further, including areas you feel we could improve.

You can reach us via ask@zedcrestwealth.com

Bluearrow:
If u are a company representative here, I don't see why u should get defensive or annoyed when investors complain, these complains are feedbacks & it is how companies grow their brands. First ally introduced the no holding period on their mmf sometime last year based on feedbacks & I believe a lot of investors are enjoying it today & some investors are with them simply because of that. Every platform need feedbacks to know areas they need to improve on.

Zedcrest needs to work on their equity data update, to avoid any form of discrepancies. Zedcrest & first ally are my first choice of fund managers, these guys are really what a fund manager should be. As for zenith, they should work on their deposit & withdrawal. Investors should not be going through the rigmarole of filling form to redeem less than 1m, that's too outdated.

EquityM:
It's alright, bro. I know they will buckle up with the app thingy. This is Nigeria; nothing goes smoothly, and even CS has its own weakness. Big Spartacus day for me, I go sleep. May God bless us all.

Iamblessed8888:
Screenshots to the rescue. If you ever have reason to take any fund manager to court, they’d be in some trouble lol.

I think need we need to give zedcrest some grace. Not sure they’re up to one year deep in the game so there’s bound to be some teething issues. The app is still version 1.0. The issues aren’t even deal breakers btw.

I was shocked to see CSOF trailing behind. This is a VIP fund o with hands on fund managers and minimum entry of 100M and 1% fees or so. If zedcrest wins, it’d experience huge inflow next year from investors. Alot of people use preceding year performance as a criteria to decide where to invest at the beginning of a new year

EquityM:
Zedcrest just started the equity fund last year in December; they probably need some time to bring in fresh ideas on how to go with their app. Eventually more complaints might gear them up to behave accordingly.

Salarys:
This guy....You're quite the person.

Please, don't do this with me.

I don't have time for silly bants neither do I have sentimental attachments to any fund. I observe and I speak. The fact that you think your truth alone stands is quite unsettling. So I fabricated it from thin air?

What do I stand to gain by saying things that are untrue?

I'm not a child and I'm very sure you're not too. So please, just keep it going.

This is my last input on this. May we all keep winning.

Salarys:
Another thing I noticed after trading on some days ago, they updated the YTD twice. And no, I'm not kidding.

I'm even just seeing uberchic's post where he said Thursday's YTD was 52.38%. Over here was 52.74%.

I'm sure it was same thing that played here. He most likely made a screenshot before they updated it again.

They should do better.

Iamblessed8888:
I used to take screenshots too but then i hate that it makes my pictures folder messy, plus i have to do some manual calc too which can be a hassle.

Yup i use chatgpt. You can download the app so it keeps the history. You can then instruct it to compute daily growth for you while using prev day balance as the base. The insights it’s able to draw are amazing and scary. It can spot patterns the human mind may miss

Iamblessed8888:
Absolutely. They need to step up. I dont think integrating the tracker would even be a big deal

Iamblessed8888:
Your phone must be filled with these screenshots

Salarys:
There was a loss, boss. You see the issue?

This is what a simple percentage gain/loss update will fix.

I'm even just seeing uberchic's post where he said Thursday's YTD was 52.38%. Over here was 52.74%.

They should do better.

Iamblessed8888:
Can you help us tell zedcrest to include %gains or losses like CS?

Bluearrow:
There is nothing unreasonable about my question, any sane person will think same. I just realized alot of us got to know zedcrest here through u. Your comments have been personal & defensive. I don't see what would have triggered a neutral investor to do that in his post

Bluearrow:
Why are u getting all defensive?
Are u a zedcrest representative?
The way u are viewing this is kinda of surprising. This is not about zedcrest, it is about the YTD of fund managers without daily update like cardinal stone which can make gains or loss difficult to track. When I asked equity.m about this YTD thing few days ago, what prompted me was quantum zenith, not even zedcrest.

truthbetold22:
Do you work for Zedcrest? Cos I do not understand the interest. Are we not all investors? This is a public thread of like minds and we are allowed to question stuff. People complained about zenith equity a few pages back bitterly. I did not see you there trying to school or defend them.

The idea is not to run down any fund. It is just to ask questions from fellow investors and get alternative opinions so chill..

Bluearrow:
I honestly don't think the bold is his point, everyone know all fund managers don't have same stocks in their basket, so don't see this as an attack on zedcrest. The issue is YTD update. I asked equity.m this samething few days ago. How come equity market has been doing sideways since last week, but the YTD of some of these fund managers is still flying high? That was why he said if there is anyone that put their funds in January that can confirm the current yield on his capital. We should see reduction & increase swing as market fluctuates, which will make their unit price cheaper, but they all keep flying up.

truthbetold22:
It is important we stick to the issues raised. Nobody says all equity funds have to gain daily. In fact, I am more concerned with safety of funds than growth. The idea of this thread is to scrutinize and determine which funds are safest so nor be quarrel.

I also have huge funds there so losses here and there is not a problem for me. However, you should be concerned if ytd increases on a particular day and the fund records losses. This is not the first time we are seeing losses but I am pointing out a pattern.

What I am concerned about is transparency and you should be concerned too. This is Nigeria.

truthbetold22:
It is important that we wait till the funds update before speculating. Yes, cardinal Stone turned a profit yesterday, Stanbic equity turned a Tiny profit but Zedcrest lost. I lost 7,000 Naira on Zedcrest.

Sometimes, people just look at the total balance which takes time to change, they do not bother to click portfolio, investment, mutual funds to check the actual amount. Zedcrest gained day before yesterday and lost yesterday. I am beginning to think all this ytd are fraudulent. Your ytd cannot increase and you are recording losses. As with everything nigeria, there will always be some level of fraud.

Zedcrest made a loss yesterday. I am not even sure why.

Mixology:
Just about a week ago bro. I removed the money from balanced fund and put it there

Uberchic1:
Today ASI is red o. Wtf. Paramount and ZC might surprise me though.

truthbetold22:
Thank you for your quick response. I ll just wait for @uberchic1 to respond. Maybe he/she will have an idea.

cyrilex202:
Please what is the name of the app on playstore. Or kindly drop the app snapshot here

Emzedz:
Hope u hv withdrawn d profits sir

Edecyri:
Same experience here. I invested in Zenith ESG on 24th February 2026 – first time, but the funds have yet to be credited. I have called several times and sent emails, yet still not resolved.

Bluearrow:
Zenith deposit reflect in your account after 48 hours. You don't need to call. After 48 hours, your funds will reflect.