₦airaland Forum

So bad for kenya educational system . Thank devil , none of my DNA make up school there .

If no be boarding system , how I go learn how to cut common grass, take sabi use boxing defend my self . Sabi public speaking

rvp2018:
Kenya Government to abolish boarding schools - PS Belio
Grades 1 to 9 pupils to learn in day primary schools.
In Summary
The government will from January do away with boarding primary schools for pupils learning in grades 1 to 9.
The net effect of the radical policy means that pupils transiting to Junior Secondary Schools will join day schools in their home areas.

Kipsang' said that Kenya has the highest percentage of its children globally in boarding schools, standing at 28 per cent.

He said this is against the global rate in most countries which stand at 15 per cent.

And unlike mad Ghanians here - I see majority of kenyans are in total support

-->Abolish all boarding facilities at all levels. Even secondary schools and universities. They should not have hostels provided by the institution. A school should focus on academics. Not boarding and lodging. That should be the familys responsibility. Parents must deal with their kids daily. You brought it into the world so enjoy your time with it.

-->THIS is fantastic news. Parents cannot continue outsourcing their parenting duties to teachers in boarding schools. Govt should also look for a legal way to force deadbeat and absentee fathers to help in co-parenting. There are just too many single mothers in this country.

-->This is well overdue, most parents have no idea who their children are because they send them away to these boarding schools at very early ages. Raised by teachers and their peers and in the end we lack basic family connections and values

-->Perfect. Kids 12 and below should be with their parents, not peers.

--> I think the founders of CBC had good intentions with our parenthood!! It's so family focused. Yes we need a surgical operation to fix our country it's morals and values! Good work belio

--> It's the high time we took responsibility for our children's growth and development as parents.

--> Right move.

--> Some wonderful news. I've been advocating for this for years. I cannot understand how any responsible parent would like to be detached from their own kid at the most crucial part of their growing up.

rvp20182:
Ghana. Banking crisis starts. Sobbing Women here claims to have gone to withdraw 2,500 cedis...her bank only allowed her 250 cedis.
https://twitter.com/GhanaSocialU/status/1599709957003235329

And it get interesting - the pensions, AG of Ghana and pretty much reject the unilateral decision to force them to take losses

You are such an ass punk, how much is 2500 cedis, that the bank will not be able to pay, when people are doing transaction of more than a thousand dollar thru their mobile wallet . You just like to learn by fooling. Ghana bank is not facing withdrawal issues except on dollar account which is also applicable to any africa country . I dare you to tell anybody you know who has a dollar account to go withdraw 10 thousand from his account tmrw in Nairobi, if the bank will not request the fellow to fill hundered of documents. that is even if they will released it. Africa is currently in mess , but if we are to measure the biggest mess, I bet kenya owns makes a whole sewage .

Ghana maintained its position as the 2nd largest recipient of remittances in sub saharan Africa, recording $4.7 billion inflows in 2022.

This is 4.4% more than the previous year.

Meanwhile, Nigeria maintained its 1st position with the largest remittance inflows of $20.9 billion in 2022.



I guess this is the reason some people are happy about the dollar rise. "" A rise in money send home .

kkins25:
.

Hope you aware people are making money on the Ghana Stock Exchange and it gets talked about less.

GHS1000 invested in FanMilk in January 2021 became GHS3700. A 270% rise.

Benso Palm did 233%

Guinness - 100%

Ecobank - 75%

- GSE

Get link up to a broker

vankelvin:


Pre-Covid era when some YouTube channels and international media houses were calling him the best President in African, I would just shake my head and laugh

He is a true reflection of failure

they are some social intervention the govt embarked on that really caused this mess . And I called it necessary debt .

The free education for instance , even if you are to blame them for anything , remember many student are schooling and eating freely .

I agree this is not what we bargain for ?

vankelvin:
[b]
Because Kenyan leaders are not too arrogant and too-knowing like what we have in Ghana.
All the problems we are facing are self inflicted.

The Opposition and the technocrats forsaw this situation, they made all the noise they could but the clueless President and his stealing machinery(appointees) rejected any opinion.
Its a lesson for the supporters of the ruling party because In all of this they are suffering more than any Ghanaian

The open speech in Ghana gave birth to that ........ Have you wonder why no negative remarks comes from rwanda , it is always rossy there ..... what do you think .

Brazil dey beat Korea like arm robber eey hand touch.

Brazil (3-0) South Korea

rvp20182:
LOL. Try Cocoa and Gold.

Another fact , stick with the one I mentioned.

rvp20182:
Now that is madness. Popular for what?

Democracy , stability , economic development and you can mention the rest .

rvp20182:
Dont cry.
Just know Ghana is not even a country to kenya.
Nigeria the bigger zoo might try to write some nonsense.
Before they cry to kill the thread.

from beginning, Ghana is more popular than kenya and more prosperous.

A simple google check will confirm that to you .

rvp20182:
What pray are duty of gov.
Largest banks in the world are Chinese State Owned financial institution.
Germans went to World War II to finish Jewish banks
For interest rates...Ghana is now at 40 percent.
SOE in banking sector desire to loan out money cheaply

For literature. Please read the Merchant of Venice by Shakespeare.

Hopefully your parent/ guardian aren't among those people who price down school fees , you idiot . Either you have a poor educational background or your complete kenya syllabus system sucks. ...

Stick to kenya economy and let's see how you wanner manage your failure . At least for the fact that your macro economy is poor can be seen from the punishment given to you by your pay master ( the Chinese) they increased your debt balloon because you refuse to pay back as per agreement.

Ghana is already on the verge of finding solution to her problem ,After inflation , we will come back strong . What are your plans? You want to robbed paul to pay peter . That is dense . No working economy prosper like that .

rvp20182:
I do hope you write German better than you do English.
From what I gather you think this is welfare program.
No this is A LOAN with SAVING and PENSION rolled into one.
There is NO MONEY we are giving them. We lending money. Very small amount. They repay in 14 days. Ideally they should repay daily and borrow the following morning.
You wake up with nothing - because you're poor - borrow 5 dollars - make 1 dollar profit - return the money.
They borrow and pay back - and instead of interest - we keep that as their savings and pension.
Gov using taxes from middle class to give them 2:1 matching...they save 5% - gov rewards them with 2.5% for saving.
Middle class get 1:1 matching from their employer; so they should not complain.

The more we talk the more I hope you didnt go to any school - least of all Ghana.

Otherwise why are you Ghanians so OBTUSE.

Honestly all my life - this forum is the most stupid -

I love this Ghanian Poppa dude in Skyscrapper City but seems he was born in Scotland and lived there?

How can education systems produce so many morons? How can Kofi Annan or chimamanda ngozi adichie or Chinua Achebe or Wole Soyinka be a product of the same system?

I guess they are outliers - the west african education - and I have seen the exams - need SERIOUS REFORMS.

If you can't comprehend a simple grammar, you can't comprehend a literature review if thrown at you. You suck.

It is not the duty of the Government to become a financial institution. You dense.

rvp20182:
Poor people need money more than anything else.
They have great ideas.
They are frugal and responsible.
Give a poor man a dollar - he will feed his family and have something for tomorrow.

We have studied our poor business men.
1) Biggest problem of course they have no money - solution lend them money (dont give them free - there is no free money)
2) Dont lend them at usurious interest rates - you're digging their hole further - give them zero interest loan - IMF/WB give poor gov such loans.
3) Encourage them to save for the rainy day so eventually they get out of the vicious poverty trap.

Your idea of giving money is as big as the poverty in your land .

Once you give poor people money , you just reward them for being poor and how can a sensible economy reward citizens for being poor? , why don't you correct their behavior pattern , what leads to that poverty. using other people productivity to compensate poor people should never be an available career choice . It is unproductive. Every dollar or shilling the government has comes from the tax payer .your government is just as foolish as you . It doesn't know what next . Your country is about creating a large number of lazy men and more poor individual .

Your Hustler fund idea is as dead as dodo. No sensible economy uplift poor masses by throwing money at them.

rvp20182:
Nope, we love progress. I love progress.
We praise progressive countries like Rwanda, Mauritus, even South Africa and we try to ape them.
There are things I like about Nigeria - I love chimamanda ngozi adichie.,
I love ngozi okonjo-iweala
I like Peter Obi.
I like people like Meles Zenawi, Paul Kagame, Zambia Hakainde Hichilema.

What I hate is retrogressions, laziness, stupidity and lack of ambition.

Africa football is good example of our stupidity in something we should be dominating.

You need tough love. Anyone who hates the truth; hate the mirror reflecting back; hate himself;

Love yourself. You deserve more. You can be better. You can achieve greatness.

It takes hardwork. It takes discipline. It takes commitment to continuous improvement.

By time you accept darkness and generator - then you're gone. Nigeria should have revolted. Go to streets for months until Abuja bring lights.

In kenya we are just celebrating a hustler revolution - and we had just few hiccups.

kkins25:
A worthy investment. At least they had the sense to invest in their youth, unlike that old hag sitting in Abuja. With the kind of structures some of those schools have ehn, i sometimes pass by and wonder "how the hell is government keeping up with these expenses" Mfantseman girls school along cape-accra road always blows my mind. Moving here was came with great risk, but hell, one of the best decisions man has ever made.

Either you like it or not we must jam in Ghana soon.


Ghana people like church ooo, make your religion affiliation a secret for now until you don make am.

Kenya public education failed you .

rvp2018:
You got jokes.
Financial intermediaries
Your west Africa is completely sick ZOO!
The formal sector alone - you guys are getting loans at 25-30%!!!!!!!!!!!!!!!
You banks dont even quote annual interest - they quote monthly interest of 3% - which is 36% per annum. CRAZY

Now before we proceed what do you know by financial intermediaries?
Quick check on Susu - and it appears very tiny - 850 such in Ghana - this appears to be merry-go rounder - very tiny

Let not even compare to kenya.
Kenya has 7th world largest cooperatives movement...Africa largest...south africa is 2nd....15 million kenyans belong to a cooperative.
Almost every kenyan in informal sector belong to some merry-go-round or table banking.

Our mobile money is of course a global trail blazer - with I think 400 mobile money credit facilities.

This hustler fund is innovative because one biggest problem facing developing countries is how to grow savings and pensions when most people are living hand to mouth- and it solving it while dishing out very low almost zero interest loans and forcing them to save .

Dont wonder why Nigeria and Ghana despite all the minerals and arable land look shietty compared to baren kenya.

These small things like having 7th largest cooperative movement in the world has made huge difference in kenya - which would be one Africa poorest - because it has no major minerals or arable land or natural resources.


https://www.youtube.com/watch?v=DQezoDoYcPA&t=5s

But instead it largest non-mineral economy in Africa.

rvp2018:
Ruto hustler Fund driving savings and pensions up as side-effect of zero interest micro-loans for the informal sector. Kenya has 3 million formally employed (South Africa has 10 million) but bulk of Kenya's 30million adult over age of 15yrs are informally employed (8 million are small holder farmers, 4 million in schools/colleges, 15 million in non-farming informal trading/transports/name it. South Africa has close to 40m working age population...with only 10 million formally employed...and whooping 33 percent unemployed (majority blacks).

The story is the same for all Africa countries - tiny formal sector - gigantic informal sector plagued by zero savings/pensions/lack of affordable credit.

Kenya's Hustler Revolution gov has made that informal sector it's basis for it's economic revolution - otherwise also called Bottom Up Economic model - and it's getting started.

Improving the people at bottom fortunes even by a dollar every day - can scale up into massive economic push.

What Hustler Fund does is to allow them to borrow micro-loans almost every day perpetually - 5 dollars every day - repay- they are "forced" to save 5% - and gov matches that 2:1 - end of the year - everyone will have substantial savings - end of 5yrs - everyone will have substantial pension scheme.

Savings are what will drive the economy forward....as debt is using someone borrowing which you pay interest. With their pension scheme - they can afford to put down payment for a house or start big business - graduate from informal sector to formal MSME.

Kenyans who have taken out loans since the Hustler Fund scheme's inception had saved Ksh.147.21 million as of Sunday noon.
This is according to figures provided by Co-operative and Micro, Small, and Medium Enterprises Cabinet Secretary Simon Chelugui on Sunday, who also stated that the savings were obtained through a Ksh.2.9 billion in loans

Kenyans have so far repaid a total of Ksh.129.1 million, according to CS Chelugui.

He said that a total of 8.4 million Kenyans have registered, with a total of 5 million transactions already made.

Savings from the Hustler Fund scheme are deposited into a savings account after 5% of the borrowed money is deducted.

no sane country throw money to the poor , you don't build a wealthy nation that way . You will only create a poor society. .


You people need to come understudy west africa model .... We have lots of financial intermediaries here.


Susu in Ghana , Ajo in Nigeria etc. ( informal loan club)

rvp2018:
Ruto launched the revolutionary Hustler Fund - and 48 hours later. 6.5Million kenyans have registered. Look likely it could get to all the 30m adult kenyans by the weekend end.

The Hustler Fund - features low interest (almost zero if you borrow and repay within 14days) - 8 percent annually -0.002% daily- but most importantly every 5% is banked into saving & pension plan.

Similar product Fuliza in 3yrs is now loaning out 5B dollars..with only 7 million customers. This one could get into trillions Ksh easily but most important apart from providing low interest micro-loans it will build pension plans for almost every kenyan - informal or not.

Kenya gross saving is about 13% to GDP - very low compared to global average of 25% - and this will likely add almost 5% - reducing the needs to borrow from Chinese and others.


Update - 3:00 PM

Amount disbursed= 2,064,100,521 (up from 1.6b at 11am today)

Total Repayment: 75,809,412 ( Up from 49.7m)

Opted in customers= 6,449,726

Total transactions= 3,542,221

Transactions Per Second (TPS) = 283

Hustler Fund is about bringing dignity and wealth to bottom of the society - the large informal sector - giving every low interest loan - mandatory savings - and pension fund.

To qutoe someone.
Hustler Fund is GoK starting a HR department for informal sector --> mandatory pension + matching benefits + biweekly wage + real time KPI (credit score)

Great Idea.

It should work and perhaps be a model to bootstrap other African markets.

very archaic way of reducing poverty among numerous turkana. Many people will not make a positive used of it. It will largely be spend on food and water they are lacking . Build a rich food and water secured environment first .

You are only creating dependency by rewarding indolence. Rather fight government overspending , create decent national borrowing , focus on proper economic growth . All this positive response yield into poverty reduction. It has been proving that a real GDP growth not the (fake statistics) reduce poverty by 1 percent , using Paul money to pay peter doesn't . Too many money thrown at the poor can't eliminate poverty . A good country should rather eliminate redundancy in tech, agriculture, education etc. There should be free education to the basic ,most importantly,acualization of skills. Endowment like land and natural resources should be well managed and not taking by foreigner etc.. foreigner shouldn't get the best part of you.

Country where skills are in abundance hardly lack (no poor skillful country) . Increased your welfare on that first ( then introduce a social security for the less privileged) i.e , those who are biologically incapable to work .

rvp20182:
There still a slim chance with 1-nil. You need to draw.

Ghana is not in form like the rest of its two last match .only luck can make Ghana qualify.

obaaderemi:
Ayew lost a penalty!

History repeat itself ( A good opportunity for revenge) and we lost it. I already give up.

Just40:
Sorry.. we don't put our stars on rickety KQ planes

They fly Qatar airways

at least emirates airline

[b]Germany and Belgium are done with Qatar world cup despite their solid football structure. [/b]Till next four years.

To the idiot who keeps measuring west africa standard. Jamaica are the best in sprinter and majority of jamaican are from west africa ( Ghana precisely.


If west africa currently are not dominating it now , it doesn't mean we don't have the capacity, we just don't consider it entertaining enough to spend our resources and time like world most popular sport ( football) .

gallivant:
We are in it to win, not for fame. The medal count is evident.

fame brings the wealth .

gallivant:
I will consider this a technical knockout victory.

consider it a technical blowout to your amateurish boxing. Kenya is not know in this game.

gallivant:
You can't distinguish professional vs amateur that's why you are confused. Stick to football.

Alright, let me leave you to be more confused in your stupidity

gallivant:
You fools are just daft. Define professional boxing; you don't seem to have any idea of what you are talking about?

it is evident you are novice of the sports. At least you can't seperate the two. Amateurish and professional . I am not interested in educating you.

gallivant:
Professional or amateur, Ghanains should stick with football.

https://pbs.twimg.com/profile_images/1226974196619714560/_62M_49V_400x400.jpg

https://pbs.twimg.com/media/FdrjJ3eWQAk0-rT.jpg

no single professional boxers ever exist from east africa ( how much of kenya ) I am not interested in educating a poor kid like you. Go online and check for the difference between ameturish boxing kenya is known for and the professional the likes of mummahed ali and Michael tyson are known to represent.


If you stupidly think being a boxer make you a professional.

rvp20182:
It goes without saying that amateur boxers graduate to professional boxers. The only difference really is they drop the head gear - there is nothing more to it - except receiving punches on the bare head - and risking injury. Everything else is the same.

Drop me one professional kenya boxers ( dead or alive ) or I consider your write up as the normal hogwash you love typing .

If your ameturish aren't graduating to become a professional, isn't it daft of your country already , why starting one .

rvp20182:
You have severely limited vocabulary of invectives. You cannot excel in any sport if you don't build the pipeline from school competition to amateur to professional.

You'll be left desperate like Ghana talking about one boxer - like it matters.

and yet with your ameturish explore, you couldn't give africa a single professional boxers ? How dumb is that? Ghana has given the world more than three professional boxers. This people individual boxing career are bigger than entire east africa boxing population.

When you check the common wealth boxing competition which is arguably the most common event for professional boxers , we leads . Out Of the 57 medals won by Ghana in 16 previous appearances, boxing alone accounts for 32. Just check your brain and see if you can compare .