₦airaland Forum

Erngie:
Happy birthday.I really don't know why people doubt people's age. I have a cousin who just turned 18 but she looks 25, also a very good friend of mine is a medical doctor at 21, during my nysc our mr. macho looked almost like this guy and he was 25. That it didn't work out for you on time doesnt mean it wont work out for the other person.
You guys should stop quoting me. I'm not only speaking based on this but generally,because you guys can argue and fight for people's age like they are holding you back from reducing yours. Peace!

Did you read the part that said he Graduated 16 years ago?

Hmmmmm

cr7rooney10:
Nigerians and stupidity at times

Why Insult Nigerians. If this same thing happened in US, done by a white guy,you will be the same person to call it "LifeHack".

#Hypocrisy

Zimbabwe is in East Africa?

ybalogs:
A kilo of gold goes for 24k now. Do the maths please.

Kilo Of Gold N24k.

I go like to see that your Scale oh !!!

solid3:
Even if it has been released before with the new female he has acquired, I will do same if I'm in Jos shoes.

Haters gon hate no marra what.

This your Auto Correct for your Phone na War

jamoscofield:
[/quote][quote author=voicelez post=53202931]s

Viccur:
J

voicelez:
s

nuted:
G

??

V

Why did she need to withdraw the Money from the bank to pay for acceptance fee and Admission letter, when those payments are meant to be paid in the bank, why bring the cash home.

OlajumokeBread:
That thing you call biscuits are cookies

This is the picture of biscuit

Ensure you gain full knowledge of an item , before you post publicly

What is a biscuit in America?
A biscuit in the United States and parts of Canada, and widely used in popular American English, is a small bread with a firm browned crust and a soft interior. They are made with baking powder or baking soda as a chemical leavening agent rather than yeast.

https://en.wikipedia.org/wiki/Biscuit_(bread)



What is a biscuit in Britain?
In Commonwealth English and Hiberno-English, a biscuit is a small baked product that would be called either a "cookie" or a "cracker" in the United States and sometimes a "cookie" in English-speaking Canada.

https://en.wikipedia.org/wiki/Biscuit

siraj1402:
Samsung time don expired.

*WHO KNOWS TOMORROW??*

In 1985, Dasuki arrested Buhari.

In 2016, Buhari arrested Dasuki.

In 1995, Al Mustapha arrested Obasanjo on the order of General Abacha.

In 1999, Obasanjo arrested Al Mustapha and he was jailed for 8 years.

In the 90's under Rawlings regime Dr. Spio Gabriel was the minister of communications and Mahama was his deputy.

Today John Mahama is the President and has employed his former boss as minister.

Life is like a COIN thrown up in the air. You can't really predict which side will turn up.

NO ONE STAYS ON TOP FOREVER. IT'S JUST A MATTER OF TIME AND SEASON.

That Person you Despised/Ridiculed/Treated like shits and act like GOD over today, may have control over your Life/Career or Save your head tomorrow. NO ONE KNOWS TOMORROW!.

Treat everyone with respect and show some kindness because there will always be a tomorrow. Be good to all!

A Boss today might become a Subordinate tomorrow because there's no permanent state in life.

ALWAYS USE YOUR POWERS AND POSITIONS CAUTIOUSLY AND FOR THE BENEFIT OF ALL.

Always stand for what is right, fair and just.
Like Mugabe said: "...treat the towel with care because the same place you used in cleaning your bottom today might be the same place you will use in cleaning your face tomorrow."

REMEMBER THIS, NO ACT OF KINDNESS IS A WASTE! OUR PRIME PURPOSE IN LIFE IS TO HELP OTHERS AND IF YOU CAN NOT HELP THEM, AT LEAST DO NOT HURT THEM!

_____
Not a mistake. Read and Reflect.

Obasanjo did not arrest Al-Mustapha, He was arressted by Abdulsalami in 1998

is that Guy Sleeping

AutoJoshNG:
The car market in Cotonou is arguably the largest automobile market in West Africa as it thrives on Nigeria’s mega population. Many Nigerians have resolved to buying their cars from this market due to several challenges inherent in getting a good bargain within our fatherland. I recommend that you consider the following advantages and disadvantages before buying your first or next car through the Cotonou route:

ADVANTAGES

1) Level of honesty: This market welcomes you with a lovely aura and a serene environment which gives you the opportunity to explore without being exploited by those guys who always claim “nah my brother get the car”. The Cotonou dealers would calmly communicate the prices of their vehicles to you and they will not hassle or compel you to buy from their lot. Obviously, they are not over desperate to sell and this significantly reduces the extent to which they cheat their clients. However, this does not mean you should be gullible and fall for what they want you to believe as they also roll back mileages and refurbish several accidented cars, but they will hardly sell a registered car to you as tokunbo like our brothers at Berger would.

2) Cleaner cars: The car dealers in Cotonou can afford to buy more cars that are not accidented because they do not bare any import duty cost as the import duty is paid to the Government by the buyer after the car is sold by the dealer. Hence, they have a reasonable amount of cars that are not accidented and the accidented ones are usually repaired by professional panel beaters and painters.

3) Relatively low import duty for high-end cars: Several luxury and recent cars that are considered to be high-end are usually brought into Nigeria through the Seme land border due to reduced duty. A major reason for the reduced duty is the fact that Benin Republic’s Government charges a fixed import duty (500,000 CFA = 320,000 Naira) on all cars irrespective of its year or trim. Furthermore, the import duty at Seme border is less than Apapa and Tincan port as charges that accrue to shipping companies are waived, basic import duties are usually lower and smuggling is easier. I remember counting over 100 Landcruiser and Prado jeeps that came into Nigeria the only night I slept at Ilaro town about 2 years ago.

4) Varieties: If you want to get tired of seeing cars, Cotonou car market is the place to be. You will be overwhelmed by the unlimited number of cars spread over the vast expanse of land. Do not make the mistake of doing your search by foot as those that move around the market on motorbikes still complain of being exhausted.

5) Market localization: This eliminates the stress of driving across a whole state or an entire city in search of a car as most of the cars are located within close proximity to one another.

DISADVANTAGES

1) Difficulty to run a VIN check: This will not be an issue if you have internet data on your phone. However, it is a major issue for so many people who make payment for cars without having information about its flooded history or rolled back mileage. I inspected some cars in Cotonou 3 weeks ago and only realized that the one we liked the most had its mileage reduced from 258,000 miles to 125,000 miles. Thank God we went back to Seme border to get network to run the VIN checks.

2) Relatively high import duty for cheaper cars: There is a myth that all cars from Cotonou are cheaper than cars which are cleared via Lagos ports. This is actually false especially in the case of cars that are relatively old. e.g a 2003 Toyota Camry is usually cheaper if imported through Apapa sea ports as against routing it through Cotonou because you would pay double duty to two separate Governments in the latter.

3) Nigeria Customs’ palava: Customs’ issue is the king of all the challenges you can face when bringing your car into Nigeria from Cotonou. The issues ranges from vehicle seizure to exploitation. I do not hope for my enemy to experience this as those Custom guys are not smiling no matter who you are or who you know. They even seize vehicles that belong to their fellow custom officials as well as that of top military officials. The simplest way to save your car from being seized is by using a reliable and trustworthy agent and ensuring your car is taken into the Nigerian Customs’ compound at the border for proper duty assessment and payment.

4) Restricted movement: Most Nigerians who successfully bring in cars with compromised import duty from Cotonou usually count their gains at the time of purchase. However, this excitement fades away quickly as they begin to watch over their shoulders especially when travelling interstate. Some even travel without their cars due to fear of custom officials.

5) Possible damage when vehicle is in transit: A typical example of penny wise is when you save some bucks by bringing your car in from Cotonou but the cost of damage sustained to your car is commensurate to or higher than the anticipated savings. Some car crossing agents who smuggle cars without the owner’s consent still had a shootout with custom officials a few weeks back.

My verdict is for you to only bring in your car from Cotonou if you have a trusted hand who will not smuggle/fly your car and ensure full import duty is paid after proper assessment at the custom’s office.

What is your verdict on this pertinent issue?

http://autojosh.com/5-advantages-and-disadvantages-of-buying-your-car-from-cotonou/

Under Disadvantage only Number 1 can stand as the others are not disadvantages. Once you have your Custom papers complete You are good to go.

Getting custom Papers is not as hard as dealers seem to make it to be.

This one Small na.

This is 10 mins rain in Benin-city

Beemhan:
pls where did i CLAIM TO HAVE WRITTEN WAEC...its too early in the day to be lying pls

Then you have no right to comment on a Topic that has WEAC in into. That further shows how ignorant you are about the Topic.

Beemhan:
people have eyes but can't see. some have brains but can't think. CRS, PHYSICS and CHEMISTRY? who does that PHOTOSHOP! remove the veil of tribalism from your eyes and you'll see that it's photoshoped. unless of course, u did not write waec or you'r too dumb to understand subject combinations

It's a Mission School, and CRS is Compulsory from JSS1 to SS3 (WEAC and NECO)

STOP HATING, GO TO THE NEAREST WEAC OFFICE AND CONFIRM IF THAT COMBINATION IS POSSIBLE.

IF U CLAIM TO WRITE WEAC, YOUR FATHER NEEDS TO ASK FOR REFUND OF SCHOOL FEES HE PAID, BECAUSE YOU ARE NOT KNOWLEDGEABLE ABOUT SUBJECT COMBINATION

wrose:
Una no get eyes Shey u no see subject combination crs chemistry and physics THE RESULT WAS PHOTO SHOPPED

It's a Mission School, and CRS is Compulsory from JSS1 to SS3 (WEAC and NECO)

onismate:
This is a story about my friend, how he got a job that changed his life. Read....


Few months back while I was still serving as a corp member. The federal Government was yet to activate the months alert on my phone, we were yet to be paid the month’s allowee. I was going to my PPA and I had a little money on me. I had to use my corper power to be stopping any car I find going towards my direction. I had my NYSC cap on me. I stopped some who refused to carry me. But I no blame them. They felt corpers love free ride a lot. One that I stopped, it was a lady that was driving the car. Na so she just whined down the glass. I begged if she could take me to my destination. She asked how much I was willing to pay. I told her that I only had N100 on me. The she looked at me. Her facial reaction looked as if she should slap. “Look corper, don’t you ever stop my car if you don’t have money,” she said as she zoomed off. “Chaiii,” I thought she would even be considerate as a lady. Na so I stay there till one car was passing by. I was even scared of stopping it but I managed to use my corpers cap to stop it, and it stopped. The driver was a mid-aged man. He said he was going towards Port Harcourt. And that was my direction though I won’t get to Port Harcourt. Well he asked me to come in.
As we move towards my location, we began chatting. He asked me my name and school I graduated from. I told him my name, and that I graduated from Federal University of Agriculture (Funaab). He asked me my state of origin. At first I became scared, hoping he doesn’t want to kidnap me. Because kidnapping is rampant in Rivers state. He told me his name is Mr Philip and said he’s the CEO of a new oil and gas servicing firm in Port Harcourt. I was just amazed when he said he’s the CEO of an oil and gas serving firm. Because he was looking casual without much swag. My orientation when he said he was the CEO of his oil firm, I thought it was a huge oil and gas firm. I be don think say the man was sitting untop of money. Not until he told me he only has one employee which is himself. I be don think say I don hammer. You need to see the way I frowned my face as if I lost a jackpot. After much talk, he gave me his complimentary card and dropped me where I was supposed to drop before going his way.
In the evening, I called his line and appreciated him for dropping me off with his car. He said he liked people like me who are smart, intelligent and purpose oriented. Na so I appreciate him compliment.
3 weeks later, Mr Philip called me. He said he had a client in Buguma were I was staying that he wants to supply Marine gas to. And that I should send him my email address so he would send me the quotations for the client so I print and send it to him. At first I began wondering if this Mr Philip is not up to a scam. “Because you barely know me.” “You just took me in your car once and you want to send quotation to someone through me.” To me it doesn’t really add up. As Mr Philip was still talking on phone, I was just wondering what to tell him. Whether to tell him ‘No’ or “yes.” I had to cut the call and told him that I will call him back. I had to think about it. My friends who were around were laughing at that I don enter one chance. But I thought about it. Since its just to print email and send it to someone. But another thought came up. What of if he was trying to set me up to be kidnapped. As I was thinking about it, Mr Philip called again. He saw that I was sounding afraid. He said I shouldn’t be scared, since I am a corper, that he will even send the client to corpers lodge to take the quotations. I tell say “No problem,” and I sent him my email address. He sent the quotations and I printed it out. Na so I begin wait for call to know the next step. After 2 hours, the client called that he was on his way out of Buguma. And that I should wait for him at the corpers lodge gate so he can collect the quotation. I went to the gate, I and two of my friends to wait. Because I no wan just take chances. As we waited, a find white venza drove by and stopped at our front. The driver whind down and asked who he was speaking with on phone. I told him I was the one. He apologized for delaying. I gave him the quotations and he left. I called Mr Philip that I have delivered the quotation. He thanked me and sent airtime to me. I was happy.
As time went on, Mr Philip will call and said he was out of town. He would send me transport fare and send me to deliver quotations to some companies.
One day, I decided to visit his office in Abuloma Jetty in Port Harcourt. It was just a room in one big complex. He welcomed me and we talked so well. He said he would love me to join him in that company. He wants me to be marketing and distributing gases to company as he is trying to face gas business squarely. But I was so gullible that I underrated him and the business. I was yet to understand that he was giving me employment on a platter of gold. I was even yet to understand that gas business is the ink thing now. Na so I begin do shakara. I told him I will think about it since it’s a few weeks before my passing out. He said he just liked me. That I will be his first employee and infact he doesn’t send people on an errand like the way he sends me. He just wants to integrate me as he raises huge money to venture into the business because he is bidding for a big Government contract.
I told my friends about Mr Philips offer, many of them discouraged me. They mocked me, feeling marine gas, gas is not a lucrative business. That he (Mr Philip) is trying to play on my intelligence, and I was being fooled. I never knew that them too were gullible as me. Because some of them studied accounting and commercial courses in school so they only understand oil and not gas.
As time went on, I had no choice because there is no job. I took Mr Philips offer with an open heart and hand. After my POP, I am no longer a corper, some of my friends went back home while I stayed in Mr Philip house with his family. I gave my best as I worked, delivering gases to companies. I was just the chief marketer. For three months I was not paid but I was hopeful in the business. I even help in drafting out big companies that we contact if they need gases.
In the 4th month, first week, we landed huge marine gas supply contract. We were so busy throughout the month that My Oga, Mr Philip employed more hands. At the end of the month, N5m was paid into my account by the company. I was shocked. I thought it was too much according to what I told Mr Philip. He said the money is even too small for the commitment and job I was doing. That if it were bigger companies, they will pay me more, but we are just starting and as time goes on, he will increase it. Chaiii, na so my life don change ooo. Thank God I didn’t listen to my friends.
This is my 6th month in the company and we are getting bigger and better. More workers are coming in. Never despise your humble beginning. And am sure am going to make more money.

http://www.hovabuzz.com/frontline/1173-i-got-a-job-that-gave-me-n5m-in-4-months

This OP sha, with stories that don't add up.

Same with his First Bank App Story:

https://www.nairaland.com/3219181/how-mobile-app-saved-me

He made a Transfer of Over N200,000 from an FBN mobile App to GTBank without a use of a Token. Meanwhile transfer of 50k and above on a First Bank App requires a Token.

Softly with your Fiction.

Jerrypolo:
I wanted to travel from Abuja to Delta on Saturday, so I decided to board a [b]commercial vehicle (name withheld). [/b]Soon, the bus got filled up and we started the journey. I was so enjoying the journey because the driver was on a very high speed and there was a lot of breeze coming into the vehicle. Fast forward to Lokoja just before river Niger and river Benue, we saw from a far distance that there was hold up(because of environmental sanitation) and our driver tried to stop the vehicle but the brake refused to respond(our vehicle was on a very high speed), there was a petrol tanker just in front of us(I was already saying my last prayer, since the vehicle, refused to stop), everyone in the vehicle started screaming the name of Jesus (beside the four hausa guys at the back of the vehicle) and all of a sudden the vehicle diverted from our Lane into the other Lane and stopped miraculously without brake. Now, if the vehicle had not diverted we would have crashed into the tanker and only God knows, maybe I would have been dead, leaving my family in grief and sorrow, but God saved me.
I shared this in crime section because, the careless driver knew the brake was not in good working condition but he decided to use the vehicle because his manager told him that if he doesn't use it, he should just consider himself fired... Is this not the worst crime on Earth??... Well I thank God I didn't die nor did anyone in the vehicle die..

@Bolded you are Committing a Bigger crime, if you are sure of your allegation. Why are you withholding the Company's Name? God has Saved you and you want other Nigerians to enter the same car and Die abi?

You are very wicked and selfish, you are alive today and the next set of passengers may not be alive to tell a testimony.

Yet you are with holding the company name

Gamesmart:
If someone is a branch manager of a bank, what is the equivalent grade in the banking hierarchy?

The same as head office Manager grade or lower?

Being a Branch Manager with Relation to grade is a function of the Location and or Balance sheet of the Branch.

By Location I mean Urban or Rural Branch. Higher grade Bankers are appointed BMs in Urban Areas and Lower grade Bankers are appointed BMs is Rural areas.

However there are Urban branches with small balance sheets that are manned by Lower grade Bankers.

Eg1: An Assistant Banking Officer (ABO) can be a BM of a Branch in Suleja , Ikorodu, Oshogbo, otukpo, etc which may be termed a rural are by the bank. Usually these branches termed Rural have a balance sheet if about N500m to N1bn

Eg2: A Senior Manager grade upward can be a BM in a branches located in Maitama, Lekki, Apapa, Victoria Island, Port Harcourt etc . Usually theses branches termed Urban have a balance sheet of about N5bn to N50bn

Eg3: However an ABO can be a BM in Branches located in VI,Lekki, Apapa,Asokoro,Maitama if the Balance of the Branch is less than N1bn.


NB: Branch Manager is just an "Office", any grade can occupy that office as deem fit by the Bank.

Adesiji77:
Not entirely accurate. Salary range differs from bank to bank. What you would earn as an unconfirmed staff would be higher compared to when your appointment is confirmed. Besides, a few banks have different salary bands even for the same grade!

By the way, why are you "hyping" bank workers' pay like this?

engrrichie92, company500, hardbody

Hypying ?? Really?? Banks like Diamond Bank, UBA, Access Bank pay up to 20% Higher than what I Quoted.

Banks like Stanbic IBTC may actually pay Lower than the ranges I mentioned, as pay in the bank is not determined by grade but by individuals' negotiation.

Nigerian Banks Have 2 sets of staff.

1. Contract

2. Core Staff


1. Contact staff in Most banks earn b/w N65,000 to N105,000 depending on length of stay, position of Job function.

2. Core Staff earn different salaries ranges depend on grade and bank, below are general nomenclatures of grade applicable to most Banks in Nigeria and NET MONTHLY TAKE HOME PAY .

- Entry Level - N106,000 to N145,000

- Assistant Banking Officer: - N150,000 to N205,000

- Banking Officer: - N250,000 to N340,000

- Senior banking Officer: - N350,000 to N495,000

- Assistant Manager: - N500,000 to N650,000

- Deputy Manager: - N680,000 to N850,000

- Manager: - N900,000 to N1,200,000 ( You Get a Status Car on this Level) - eg Toyota Camry Honda Accord

- Senior Manager: - N1,300,000 to N1,750,000

- Principal Manager: - N1,850,000 to N2,000,000 ( Some Banks dont have this Grade)

- Assistant General Manager- N2,000,000 to N2,500,00 ( You Get a Bigger Status Car on this Level) - Eg Toyota Prado and other Big SUVs

- Deputy General Manager: N2,500,000 to N2,850,000

- General Manager: N3,000,000 to N3,500,000

- MD/CEO: N3,500,000 to Any Amount approve by the Board.



NB: A lot of banks have multiple grades between Entry Level and Senior Banking officer, pay within those grades differ by N35,000 to N85,000

*** From Senior Manager and above you are also entitled to N1,000,000 to N1,500,000 Reimbursement( eg: Golf Club membership, Gym Membership, Children School fees, International Travels,Car towing Services, Generator Allowance, Servant Allowance, Driver Allowance)

Ameachi on the List ? ? ?

HoseaAudu:
Could this be the Authentic List? Saw this online , and i thought i should share, the source seem credible
1.Dr. Chris Ngige (Anambra)
2. Kayode Fayemi (Ekiti)
3. Rotimi Amaechi (Rivers)
4. Babatunde Fashola (Lagos)
5. Abdurrahman Dambazau (rtd) (Kano)
6. Aisha AlHassan (Taraba)
7. Ogbonaya Onu (Abia)
8. Kemi Adeosun (Ogun)
9. Abubakar Malami SAN (Kebbi)
10. Senator Sirika Hadi (Katsina)
11. Barrister Adebayo Shittu (Oyo)

Click the link to view the remaining names -www.naijahamlet.com

Source www.naijahamlet.com

hmmmm

NICE Piece

These Statistic is a real cause for concern

sultaan:
Please what is the address and the website of the Plant in Apapa?

www.kiamotorsnigeria.com

Full address and Details on the website above

Sportage - N6.120m
Optima - N5.130m

exclusive of VAT

Prices as at July 1,2015

NL1960:
Thanks. So what is the price range for base Kia Sportage and base Kia Optima and also the price range for monthly repayment option from the banks.

Parking Assist is not a Safety feature.

We have a Kia Assembly plant in Nigeria -Apapa
A showroom Kia picanto does not come with parking assist. If a Nigerian wants a Kia Picanto with Parking Assist , LCD touch screen, sun roof, etc all that can be done at a premium.

aaidel:
i am not talking about recalls but about reduced specification off the top of my head i know the picanto's in the north american market come standard with parking assist our's don't

You are very correct, agencies in Nigeria do not enforce such regulations.

The customer should always ensure he reads his Warranty and Car Manual to ensure every feature works as its meant to be.

But unfortunatly most Nigerians dont read those documents, and by the time they notice this defects,they do not return to the company or its autorised dealers, they prefer to go to a road side mechanics that will make things worse.

ollyruffy:
Exactly. The truth is that nigeria has no stated specification (technical or safety) for automobiles. And if such exist, they only exist on papers, no nigerian agency monitors or enforce them on vehicle manufacturers or dealers or distributors.

Also, it is not only Kia nigeria that leverages on this our system lapse. Distributors of Toyota, honda, bmw, scoda, hyunda etc in nigeria are also culprits.