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Vinmayo's Posts

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Phones / Re: Glo, MTN, Airtel, Others Move To Raise Tariff by vinmayo(m): 8:51pm On Apr 25
99thEnemy:

It’s not truly unlimited.
It is for 5G routers

1 Like

Phones / Re: Glo, MTN, Airtel, Others Move To Raise Tariff by vinmayo(m): 8:50pm On Apr 25
youngking89:
Since when pls...is it really unlimited

Yes. But only for 5G router
Business / Re: N1m Shares My Dad Bought In 2002 Is Now Worth #11,561.46, How? - Craze Clown(vid by vinmayo(m): 6:53am On Oct 30, 2023
This is probably a skit.
No way 1m will turn to 12k.
Investment / Re: Mutual Funds by vinmayo(m): 4:01am On Aug 15, 2023
Chikebrain:

Except you are saving 300k and below, that's when opay is advisable

It's actually on <= 100k balance not 300k anymore. The 300k was old news
Technology Market / Re: Laptop Screen Replacement In Nigeria by vinmayo(m): 8:38pm On Jun 13, 2023
ruphytelecom:
yes it's available, how soon do you want it

Price?
Technology Market / Re: Laptop Screen Replacement In Nigeria by vinmayo(m): 11:01pm On Jun 12, 2023
ruphytelecom:
Good morning, we're available for business today

Hi, do you have 13.3' MacBook Pro 2019 screen?
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by vinmayo(m): 8:26pm On Oct 18, 2022
Wapgod:

I'm just learning about this.
Where can I find out more info about this as i have never been charged this as a client of MorganCapital Stockbrokers?

acrobat.adobe.com/link/review?uri=urn:aaid:scds:US:b788941b-ca54-3e02-a31b-7aca338dde87
Investment / Re: Mutual Funds by vinmayo(m): 4:17pm On Oct 18, 2022
Onboard1:


How do you top up your Stanbic MMF without being charged?
They charge me whenever I added funds through the app

Bank Transfer

1 Like

Investment / Re: Mutual Funds by vinmayo(m): 8:31pm On Oct 13, 2022
choo:


How do you mean i should use my card and fund, can you kindly explain this Sir?

Login to your portal Web or mobile app.

You will see "Top up investment"
Investment / Re: Mutual Funds by vinmayo(m): 7:28pm On Oct 13, 2022
choo:
Good evening All. Please can someone share with me how best to fund my Stanbicibtc e-account for MMF. i can't seem to do it via my app as the e-account is not recognized as a normal bank account.

1023413552 UBA
Quote your eAccount as the remark.

Or use your card and fund.
Car Talk / Re: Corolla 07 Vs Corolla 09 Vs Camry 09 by vinmayo(m): 11:13am On Jan 27, 2020
nurey:


My brother I give up on you walahi grin we dey talk better thing you dey talk tales by moonlight

okay
Car Talk / Re: Corolla 07 Vs Corolla 09 Vs Camry 09 by vinmayo(m): 10:52am On Jan 27, 2020
nurey:


Car hailing cannot be cheaper, depends on where you work and what you intend to do.

ikorodu to Marina is 700, Marina to CMS is 100, CMS to Lekki is 200 Lekki to office in okada 100 just for 1 trip, how is it cheaper?

I understand what you are trying to say I don't drive my car to work currently because from my house to work is 150naira and same amount back, if I intend to do exercise, it's 50naira for 1 trip, so if I was using car for that trip it would be a waste. He must have factored in his transport expenses before thinking of buying a car.

There are people earning wayless monthly and they maintain a car perfectly, op should just cut his coat according to his size

From the figures you gave. That's like N40,000 per month on transportation. So, N500,000 in a year. In ten years, that's like N5M. (All things being equal).

Are you saying the cost of a car and usage in 10 years will be less than N5M?
Car Talk / Re: Corolla 07 Vs Corolla 09 Vs Camry 09 by vinmayo(m): 9:45am On Jan 27, 2020
smellingmenses:

He can involve his car in e-hailing

If you're talking about business then it is different.

I am only advising the OP not to buy a car at his current income level for private use.
Car Talk / Re: Corolla 07 Vs Corolla 09 Vs Camry 09 by vinmayo(m): 9:28am On Jan 27, 2020
nurey:


Not true.

I live at ikorodu and work at Lekki, with my own car I can leave home at 5:30am and get to work by 7:30am in peace, if you are taking transportation you are susceptible to robbery or getting late to work due to unavailability of Uber drivers.

ikorodu to Lekki is 40km tops, for to and fro, it is 80km, if my Corolla uses 10L for the day journey that's 1450 a day. if I am wise, I will pick people along and have them pay a sum to cover for fuel.
If you take transport Uber would charge you more than 1500 from ikorodu to Lekki, if you take public transportation you will spend at least 1k for a journey going only, factor in stress of jumping bus and conductors armpit odour when you are unfortunate to sit by the door.

Owning a vehicle isn't luxury, look at the stress you go through and distance from work and see if it's worth it to own a car. I have owned a car for a year on 19800 salary when dollar was 5xx and fuel skyrocketed from 97 to 145 and I was able to fuel and maintain it.

How much did you buy the car?

A boat is a better option for people coming from Ikorodu. (I think Uber Boat run that axis).

If you critically analyze it. Car hailing is cheaper.
Car Talk / Re: Corolla 07 Vs Corolla 09 Vs Camry 09 by vinmayo(m): 2:51am On Jan 27, 2020
Themandalorian:

Bolt/Uber everyday on 100k salary? OP would go back to his village eventually.

It won't be every day. Do the calculation, it is cheaper to use car-hailing than buying a car. (Consider the maintenance, fueling, accident, etc).
Car Talk / Re: Corolla 07 Vs Corolla 09 Vs Camry 09 by vinmayo(m): 2:59pm On Jan 26, 2020
Themandalorian:

With 100k monthly you can go for something more luxurious like a Lexus but since you want either a corolla or a Camry, I'd say you go for the corolla, Its more affordable than the Camry, More stronger definitely reliable too. So go for it.

That's like $3,300 pa. it isn't a luxury!

Why don't you increase your earning before buying a car? Bolt/Uber is cheaper and convenient.
Travel / Re: Why US Is Mulling Visa Ban On Nigeria, By Diplomatic Sources by vinmayo(m): 11:15am On Jan 25, 2020
What is the essence of BVN and NIMC?

I don't even know if any data(population, birth and death rate) in Nigeria is correct!

2 Likes

Jobs/Vacancies / Re: 7 Tips To Help You Choose Between Multiple Job Offers by vinmayo(m): 8:10am On Dec 31, 2019
Abfinest007:
being ur own boss is better because u can be sack at anytime

Businesses fail too.

6 Likes 1 Share

Politics / Re: Shehu Sani Reacts To 7.2% VAT by vinmayo(m): 7:44pm On Sep 15, 2019
HeWrites:
Senator Shehu Sani has reacted to the recent increment in Value Added Tax (VAT) by the President Muhammadu Buhari led federal government, Igbere TV reports.

Igbere TV had reported that President Buhari, in the last FEC meeting held on Wednesday, approved a two per cent increase in VAT to move it from the current five to seven per cent.






That's not 2% increase. it's 44% increase.
Education / Re: Need Advise From Chartered Accountants...help! by vinmayo(m): 5:20pm On Aug 26, 2019
Mama4dworld:




ACCA is actually my choice.. the thing is I'm really worried about the cost, I'm currently not earning much... I'm hoping to hear from someone who has gone through the entire exam to give me a break down, it will help me to make up my mind.

The cost varies with the exchange rates. Also, where you are starting from. A simple visit to the ACCA website will answer all your questions.

I don't think it is easier as people say. It is more structured instead and adopt more of a real-life situation.
Business / Re: CBN Identifies Fraudulent Loan Offer On Social Media by vinmayo(m): 4:56pm On Aug 26, 2019
Waakanda:
"I shall lend to many nations and not borrow" is one of my top philosophies cool

Borrowing is cheaper.

1 Like 1 Share

Business / Re: Man Breaks His Piggy Bank After Saving For 10 Months & Saw This (Pics) by vinmayo(m): 7:25am On Nov 02, 2018
IkpuMmadu:


That is the quality of education we have today ...he doesn't know

And he is a graduate

I disagree with you guys. How can individual hoarding cash causes deflation? He will spend it one day, won't that translates into more money in circulation?

Educate me!
Jobs/Vacancies / Re: Unified Payment Solutions Interview by vinmayo(m): 5:41pm On May 16, 2017
Omobolanlemi247:
Hello, pls did you later go for the test? If yes, how was it and what are the likely questions cos I got a call to come for test there tomorrow. Thanks

I'm guessing it went well!
Jobs/Vacancies / Re: Unified Payment Solutions Interview by vinmayo(m): 5:39pm On May 16, 2017
Arrowgents:
Yeah,it was an interview not test,deir hr will ask u que abt ur wrk xperience,salary xpectations & info abt ursef and u will met deir md,wat position did u apply for because I hv not hrd 4rm dem since den

it's a test.
Career / Re: Life As A Consultant... by vinmayo(m): 11:54am On Feb 27, 2017
Mystiqme:
hello sir. Long time.
Can you make a make a list of consulting firms that current operate in Nigeria. I know only Mck.
Thanks

From the posts, you should be able to deduce: Big 4 accounting firms (advisory services), MBB - (Mckinsey, BCG, Bain), Navigant, etc.

Not too sure of this: Philips Consulting, Mazars, Accenture....
Career / Re: Life As A Consultant... by vinmayo(m): 11:48am On Feb 27, 2017
I'm following diligently...

Your career threads helps a lot to keep me on track.(esp. when I am losing focus)

Much appreciated!!!

1 Like 1 Share

Family / Re: Poor And Un-intelligent People Should Not Procreate. by vinmayo(m): 1:50pm On Feb 23, 2017
Nice article....

The problem lies in getting the data. We don't even know how many we are (population) accurately - only assumptions.

1 Like

Jobs/Vacancies / Re: How To Ace Job Interviews Without Stress by vinmayo(m): 6:49pm On Apr 26, 2016
Gerrard59:
Following like Twitter grin

Not surprised about the OAU, CU(including UI) and Unilag grads being so exposed; propinquity to Lagos is a key advantage. I hope students in the East of the Niger take up the gauntlet and compete favourably. On that aspect, I will say I'm on track. Thanks to my upbringing, Nairaland and Jarushub grin

I know you will! grin
Jobs/Vacancies / Re: Does Anyone Know Of This by vinmayo(m): 12:49pm On Feb 28, 2016
sicodon:
You are invited for an interview with Union Assurance Plc. On Monday 17/08/2015 @ 95, Broad Street, Lagos Island, Lagos. 10am Prompt. 4th Floor. Ref:Otunba

.
Career / Re: All Job Interview Questions/answers Covered - Get The Free Ebook by vinmayo(m): 5:17am On Feb 18, 2016
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Career / Re: All Job Interview Questions/answers Covered - Get The Free Ebook by vinmayo(m): 4:19pm On Feb 11, 2016
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