₦airaland Forum

samkay12:
I just got debited for the last TB.
Bought using GTB
From the debit and what is left in my account; it looks like I got a rate of 13.15% for 182days
Of course they charged 300naira transfer fee and then some Custodian fee.

With the fees it comes up to about 13.1%
Not too shabby but not exactly the 13.849% quoted by CBN

Looking at the successful bids I should have just done 365 days for over 15%.
I actually wanted to do 365 but switched because of some of the things written here

Pls inorder to be of great help, can you tell us the exact amount you invested and the exact interest cuz I'm always confused with the percentage calculation, Thanks

Lets talk all about Honey Moon Here.
Is it still invoke?
Where affordable can couples spend it even if you don't really have money but memorable?
How can couples spend it?
How long should it be considered?
Does it contribute to marital success, happiness, name it?
And so on and so forth.
Please keep it coming but polite
Thank you!

By may, it would have been one whole year waiting for NYSC. Abeg any idea as to what I can engage myself with, something like a Job or Business?

ARE U GUYS AWARE OF THE SHIFT IN 2015 BATCH A DATE

2015 Batch A NYSC Mobilization Timetable
2015 Batch A NYSC Mobilization Timetable is out. All prospective Batch A Corp members for 2015 are to check out their NYSC Mobilization Timetable.
Please note, this Timetable has been made official and as such, you should print these out or Copy them out as this is what you will need during your various session.
The various sessions have been distinguished according to their various events and the date required of you to perform one specific task or the other.
1. 2015 Batch A pre-mobilization workshop – You need to know that the pre-mobilization workshop for all Batch A kicks-of on the 17th – 19th December, 2014. This is also mandatory for all prospective Corp members.
2. Final year students / prospective corps members sensitization – To make your NYSC years memorable free of tussles, you will need to be at the various sensitization/briefing points which holds between 19th – 23rd January, 2015
3. NYSC programme list will be displayed on the official NYSC portal in which you can cross check the ones that pertains to you online. This will be viewable between 1st – 15th February, 2015
4. Submission and the online Uploading of the Senate and/or Academic Board Approved Re-validation Lists and Result by CPIs is scheduled for 16th – 21st February, 2015

5. Foreign and Locally educated Nigerian Graduates registration will be done online between 2nd March – 4th April, 2015
6. Mobilization status notification will be pushed forward to all prospective Corps Members between 13th – 14th April, 2015
7. The Delivery of all print-outs to CPIS is scheduled for 15th – 17th April, 2015
8. Verification of Complaints – All complains as pertain to your NYSC status will be reviewed all across the federation between 17th and 18th April, 2015 at the FCT secretariat.
9. All health cases and marital status will be submitted by the CPIs between 20th and 22nd April, 2015.
10. Advance Notification for online printing of your call-up letters will be communicated to you on the 27th of April, 2015
11. The Delivery of call-up letters and other relevant documentations will reach the CPIs on 27th – 29th April, 2015
12. The Online printing of the said call-up letters by Corps Members and its collection in the various institutions is scheduled for 27th April – 4th May, 2015
13. Finally, the 2015 Batch A Orientation Course kicks-off between 5th and 26th May, 2015

From official site http://www.nysconline.com.ng/2015-batch-nysc-mobilization

sparko1:
the time-table is finally here may confirmed

Confirmed! Not scam, try visiting http://www.nysconline.com.ng/2015-batch-nysc-mobilization-timetable

Please how do we get to submit the logo design and when is the deadline for submission?

tpacalipse: Yes it is possible. By being faithful yourself, that is how.

I don't think this counts cuz I practically believed and done this like so many people out there.

Greensaint: Invest it in onshore/offshore investment & get a minimum of 25% per year.

Please can you throw more light on onshore/offshore investment. Thanks

JustDiapers: You should try selling Diapers with just N40,000 for a start.
It is risk free,Your diapers do not expire,you dont need electricity.you can start with selling to your colleagues,place of worship members and friends.Everyone knows someone who knows someone who wants to have a baby!Before you know it,yu will become an importer yourself
Call 08091811564 if you need more information,Thanks

I'm interested in this but would have preferred you through more light in this forum. Thanks

grandstar: I dont have the time to right. So sorry.

well its Ok but the essence of this forum is to be able to contribute to someones knowledge so I think you could just squiz out time to do this. Imagine you were in my shoes 'that should be your motivation'. hoping to hear from you. Thanks.

stechi: mind being a freelance marketer for a vehicle tracking company and get paid for any deal you conclude?

I would want to really know more about freelancing. Can u throw more light? Thanks

May God bless you for this thread, I have traded on this before and I need more Ideas. I heard Interest rate is calculated by 3mths interval so If I place my money for the 1st 365days and the interest rate is say 14.5%, does it mean this rate will be stable for that period or if the interest rate changes it will also affect me. Please explain more on duration of investment and how interest rates are applied. Thanks

grandstar: I will advise you to go for GTB bank. It will do well in the long term. Also reinvest whatever dividend they pay you into it. The big money is in reinvestment of dividends. also invest in First Bank. Its seems well run and have loads of customers.

I think you should probably expatiate on bonds and shares, what the turnover is like, just more details before you make suggestions. can you do this please cuz I'm very interested. Thanks

I have tried what I'm about to recommended, It's very effective but low returns. You hardly would see high returns that are genuine so I advice you make this choice for safety purpose. There's something called TREASURY BILL investment in the bank but its controlled by central bank, you invest your money for a minimum period of 3mths and get an interest on your money and at the end of the period the money is reverted to your account which you can also reinvest. Now the interest varies and is calculated on a 3mths basis, it ranges from say 13%-15% for a minimum of 3mth according to central bank periodical updates. All you need do is work into your bank and demand for it. Now note; from my experience some banks don't accept less than N1m while the least you can invest is N200,000 Why there is this difference is that the investment between banks and central bank is in millions, so banks just get the cash from customers interested in million denomination while others open up to customers who may afford in bits, collect from different customers and invest as a bulk but the decision on your interest is based with central bank untouched by your bank. One thing you need to know is that bankers may try to convince you to do a fixed deposit instead of this but I think from my perspective TB is better although its upto you to decide. You can demand for certificate of your investment to ensure your safety. IT IS SAVE and GENUINE.

What I do is that, while I use Treasury bill to reinvest my N200,000 every 3mths with interest ranging from N6,500 to N7,500. I also invest the interest with MANSARD Extralife Savings Insurance. You can find MANSARD at a GTBank Branch. With Mansard you choose a period (minimum 2yrs) that you intend to save money without having access to it on till the period matures. The amount you intend to save lies within you. I am using a monthly plan of N5,000 and I placed Standing order on my normal savings account for the money (N5000) to be removed on a monthly basis for the period of 2yrs. You can still pay in extra cash into the Extralife saving if you have and then keep your deposit slip for your reference. This has interest rate that is also small but the buttom line is that the small cash you would have put into your normal savings account where you have access to withdraw with ATM is saved in bits. This I agree may be in bits but Its saver. This is what I can help with, you can call me 2348068799154 if you need more info. Atleast I think I was reasonable. Goodluck

I have tried what I'm about to recommended, It's very effective but low returns. You hardly would see high returns that are genuine so I advice you make this choice for safety purpose. You said you have 150k, okay! there's something called TREASURY BILL investment in the bank but its controlled by central bank, you invest your money for a minimum period of 3mths and get an interest on your money and at the end of the period the money is reverted to your account which you can also reinvest. Now the interest varies and is calculated on a 3mths basis, it ranges from say 13%-15% for a minimum of 3mth according to central bank periodical updates. All you need do is work into your bank and demand for it. Now note; from my experience some banks don't accept less than N1m while the least you can invest is N200,000 so you just need to top up your money by 50k. Why there is this difference is that the investment between banks and central bank is in millions, so banks just get the cash from customers interested in million denomination while others open up to customers who may afford in bits, collect from different customers and invest as a bulk but the decision on your interest is based with central bank untouched by your bank. One thing you need to know is that bankers may try to convince you to do a fixed deposit instead of this but I think from my perspective TB is better although its upto you to decide. You can demand for your certificate of investment for proof. IT IS SAVE.

What I do is that, while I use Treasury bill to reinvest my N200,000 with interest ranging from N6,500 to N7,500. I also invest the interest with MANSARD Extralife Savings Insurance. You can find MANSARD at a GTBank Branch. With Mansard you choose a period (minimum 2yrs) that you intend to save money without having access to it on till the period matures. The amount you intend to save lies within you. I am using a monthly plan of N5,000 and I placed Standing order on my normal savings account for the money (N5000) to be removed on a monthly basis for the period of 2yrs. You can still pay in extra cash into the Extralife saving if you have and then keep your deposit slip for your reference. This has interest rate that is also small but the buttom line is that the small cash you would have put into your normal savings account where you have access to withdraw with ATM is saved in bits. This I agree may be in bits but Its saver. This is what I can help with, you can call me 2348068799154 if you need more info. Atleast I think I was reasonable. Goodluck.

My PC-HP PAV DV4 (AMD DUAL CORE RAM)keeps showing me this message.pls can I get help on how to deal with these? I have a fair PC repairs knowledge, thanks.

see there is something you need to know. All what you did, according to your post, you were doing it for him rather than yourself.

Let me tell you! If you want to be good, don't do it for anybody else you will be disappointed,just do it for yourself and pray for God to give you someone that will appreciate that your effort else you will continue to be in this mess. I advise you check well, the man may not be cheating on you, all he may need is just for you to trust him. Shikina!

tpacalipse: Lastly, I make her understand that her being a virgin does not mean a single thing to me, and she shud not be throwing it at my face frm time to time as that will never ensure my staying with her. And that my not sleeping around is never because of my love for her but that I love mysef so much that sleeping around is just not an option. I make her know that I got to the level I am today by the grace of God and also because my MOTHER is a hard working woman who made her money by hersef without contribution frm anyone. So far we have had no broblems and everyone is cool.

MY dear forget it, U've got to bend. If she plays by the rule, then she has plan B. take it or leave it.

Is it really possible to have a faithful life partner in today's world, HOW?

obi123: If you want a boy:
We know that the 'male' sperm cells, which carry a Y-chromosome, swim more quickly than the 'female' sperm cells, which carry an X-chromosome, but will die off faster as well, so you and your partner will have to be sure that you are as close to 100% certain that you ovulating, then you would have sex closer to that ovulation date.

This allows the faster swimming 'male' sperm to swim off to the waiting female egg and fertilize it before the slower swimming 'female' sperm reach their destination.

If you want a girl:
Well, it is really simple now that you see the pattern. If are planning for a girl then it is best to make love at least two days before you ovulate, as this will allow the faster swimming 'male' sperm to swim off, burn up their energy and die off, leaving the slower swimming ''female' sperm to arrive to a ripe and ready female egg that is still waiting to be fertilized.

Other factors to bear in mind:
Men should refrain from any kind of sexual activity for at least 2-4 weeks prior to the set date of your ovulation.

You could bathe your partners testicles in cool water, as a lower temperate is more appropriate for strong healthy sperm cells. Just also be aware not to make it too cold, as too cold a temperature may have the same effect as a high temperature.

Males should wear loose fitting boxers, as opposed to the traditional underwear for the reasons mentioned above.

carry go Timbros no dulling, let us know how u get on

http://www.pregnancy-calendars.net/determine_sex.aspx#.UJpGjlvdX6U

How about if one wants twins? What are we gonna do?

chaircover: if you start cultivating the habit of only dating girls that you have a fair idea that they are of marriageable quality, then it will be much easier for you to make the choice later on.

Like most have said, you will just know that this is the right one.

No need to date many b4 u knw, jus pray be attracted to certain characteristics. follow ur heart.

ya i really tink it pays although it dosn't really come immediately. atleast people know u for good and can always make a recommendation whr necessary. 4get the fact dat dey may condemn u in front.

[color=#990000][/color] Is there anyone there with idea on how to use BLENDER SOFTWARE? I need assistance: proud_niger@yahoo.com