₦airaland Forum

By LauraClasikVibe On Mar 10
There will always be different ideas about how often to trade, how long to hold a position and when to enter or exit the market. But, there are four main styles and strategies at the core of trading.

1. Scalping is a trading style that involves opening and holding a position for a very short amount of time, from a few seconds to a few minutes at most.

2. Day trading is a style that specifies a trader will open and close all their positions before the markets close each evening. Positions are usually held from anywhere between few seconds to a few hours.

3. swing trading is a style that focuses on taking a position within a larger move. It involves holding a trade over several days or weeks, in order to take advantage of short- to medium-term market movements.

4. Position trading involves holding a trade for a long period of time, whether this is weeks, months or even years.

Choosing a trading style requires the flexibility to know when a trading style is not working for you, but also requires the consistency to stick with the right trading style even when it is not performing optimally.

DCA (dollar cost average). That's when you buy the same stock/ETF at intervals, adding up to an amount that you would like to have invested in that particular stock/ETF. Say you want to have $500 worth invested in the $VOO/$SPY, you could buy $125 worth every 2 weeks for two months; or $62.5 worth every week for two months.

That way, you minimise the impact of the volatility of the market on how much it costs you to buy a full position.


Cost Averaging is a time-tested investing strategy. Here, you spread the total amount to be invested across periodic purchases of a target asset. (Say VOO monthly)

It has a compounding effect and is a tool you can use to build wealth over a long period. This is also how you reduce the impact of short-term volatility in the market.

This is the cost average of John’s monthly investment in the Vanguard S&P 500 index (VOO) in 2020.

The average spent was $292.93 for a total contribution of $1,200 valued at $1,406.85. Excluding capital gains and quarterly dividends.

If John was to invest the whole $1,200 in January at $304.81, he would own only 3.94 shares of VOO, but with cost-averaging, he owned 4.16 shares.

John's payday is 23rd of each and he invest $100 into VOO every 23rd. (The price there matches the 23rd of every month in 2020, except it fell to a weekend).

Disclaimer: Past performance does not guarantee future performance

Its should come down more

moneymanager:
Everyone’s quiet seems most peeps here are day traders.

For day traders DD advised.

Stocks Over $10

Gapping UP: GME, KOSS, PENN, YALA, NGA, NNOX, EBON, BA, RIDE, GRWG, SPCE, MVIS, AMC

Gapping DOWN: MARA, RIOT, DKNG, EYES, VUZI, CLSK

Stocks Under $10

CHEK: Gapping up on news of FDA IDE approval. Seeing good volume and price action in the premarket. Premarket high of 3.76 at the moment.

NTEC: Gapping up after announcing merger agreement. Seeing good volume and price action in premarket trading, I'll be watching to see if the momentum continues.

FAMI: Gapping up on news of multi-product US export order. Seeing good volume and price action at the moment, but I'll want to see if the momentum can pick back up.

ACER: Gapping up but couldn't find a catalyst. Seeing some weakness in price action at the moment, so I'll want to see a revival before market open.

AZRX: Gapping up but couldn't find a catalyst. Also seeing some weakness in price action right now, so I'll want to see the momentum pick up again, and get back up over 1.71.

SLGG: Gapping up on news of partnership extension. Seeing decent volume and price action at the moment, I'll be watching to see if momentum continues.

When you hesitate,

Opportunities die & Regret is born.

papiforreal:
Which coin did you bought?
Make we follow you chop

No matter how much money you earn, you'll always be poor if you spend more than you make

The Market:
Futures up about 0.4% up today, market looking to start off the week very bullish boosted by the new stimulus money going into the market.
- One thing to keep an eye on is what the stock market is going run-up on after the stimulus boost. I think there could be a chance that after the initial boost of stimulus, it could turn into a sell-the-news event since there’s no other major catalyst coming up for the overall market. People spooked by rising interest rates and likely no stimulus for a long time could be dangerous for the market if fear starts up again. Just a thought, but something to be aware of.
- SPY looking like we’ll see all-time highs again early this week, major resistance areas to watch: $395.76 (past all time high), and $400 likely to be a big resistance and mental-barrier to get above. Short-term support levels to watch: $393, $391

Earnings im watching this week: $DM, $FCEL, $CRWD, $GEVO, $FIVE, $MP, $ FDX, $NKE, $HEXO

Swing Plays for Today:
*Reminder: my buy/sell alerts is just what I’m doing and should just be used for ideas. Not every entry/exit will be perfect timing.
$API: nearing full confirmed reversal on a move above $68, has 26% short float and if hype comes back around clubhouse this has the potential to take off again. Also Twitter is expected to be releasing voice-chat rooms soon, most likely software supplier will be API so something to watch for as another potential catalyst.

$AUTL: in a long term downtrend and falling wedge, 25%+ short float. If it can break the downtrend, could see a breakout and quick move back to $10.

$GOGO: sold off after earnings (likely an overreaction imo), has 38% short float and can be a quick mover. Liking this dip here nearing trendline support. Target $13, stop loss below $10.7

$RKT: Down back to an interesting area for re-entry. Watching $25 to hold as potential support for reversal

$VISL: cup and handle setup and starting to break above trendline. Full breakout happens on a move over $5 and has upside for a quick move to $8-10 on breakout

$WOOF: confirming reversal after downtrend, has room short term for a quick run back to $25

$MCD: testing falling-wedge breakout, if it can break above and hold can move quick to $220-230. Stop loss below $210

$ROOT: heavily beat down and oversold since having its IPO at ~$30. Imo should get a nice bounce and pop off the $10-11 range for a move back to $13-14 range

$POSH: Valuation almost cut in half since IPO, watching $45-47 range to hold as support for a move back to $60-70 range. Stop loss would be below $45

$JD: had great earnings last week, sold off 20%+ just because they didn’t give guidance. Big overreaction, nearing major support levels here. Stop loss below $80, target move back to $100

$BABA: hasn’t recovered as much as the rest of the market since correction, watching support to hold at $230 and has major support at $226 where stop-loss would be below. Target move back to $250+

Also watching plays mentioned in YT video - $NNOX, $TAP, $ARBKF

- Same thesis on everything not mentioned above
Make sure to trade smart this week!

How to Get Rich

10 Things Rich People Do

1. Build Multiple Income Streams

The average millionaire has 7 income streams.

Income streams could include:

- Primary job
- Partner's job
- Real estate income
- Side hustle income
- Interest and dividends

Don't put your eggs in 1 basket.

Diversify your income today.



2. Use the System in your Favor

66% of millionaires are business owners.

The wealthy use:

- Tax deductions
- Tax advantages
- Personal liability protection

Understand different business structures:

- LLCs
- S Corps.
- Sole proprietorships

Build a lasting empire now.



3. Be a 401k Millionaire

As of 2020, there is a record number of 401k millionaires.

How to be a 401k millionaire:

- Invest early
- Invest consistently
- Use employer matches
- Increase investments with raises

With time and consistency, you can be a 401k millionaire.




4. Pay Yourself First

Use money to make money.

How to pay yourself first:

- Deposit your paycheck
- Automate your investments first
- Any money left over can be spent

Create your wealth before you consume.

You owe it to yourself.



5. Find an Accountability Partner

Find a trusted partner to hold you accountable for your financial goals.

An accountability partner can be:

- Your friend
- Your spouse
- Your partner
- Your mentor
- Your professor

Use your network to your advantage.



6. Invest, Don't Just Save
"Compound interest is the 8th wonder of the world" - Albert Einstein.
Invest in:
- Yourself
- Your network
- Your business
- Your retirement

There is no such thing as the "perfect time" to invest.

Start today to build a better tomorrow.



7. Avoid Debt
Get out of high-interest debt today.

Debt can hurt your:
- Credit score
- Quality of life
- Chances for retirement
- Ability to open a business
- Chances for continuing education

If you hold high-interest debt you are robbing your future self.



8. Don’t Spend Money on Stuff you Don’t Need

Instead of buying:
- Luxury cars
- Luxury clothing
- Lavish vacations

Use your money to:
- Pay off debt
- Invest in yourself
- Invest for retirement

Don't buy stuff to impress people that don't care.


9. Automate Bills & Investments

Why automation works:
- More time
- Less stress
- Consistency

Automation will help you:
- Stick to your plan
- Remain consistent
- Not miss any due dates

When you automate your life, you automate success.


10. Create a Plan of Action

Every dollar has a purpose.
That means:
- Start a budget
- Track your budget
- Review your budget daily
- Discover opportunities to improve

The hardest step is starting. Make a plan today.


Want to make more money?

Sign up today.
https://accounts.binance.cc/en/register?ref=71948646

U.S. Daylight Saving Time ⏰

Starting today, the U.S. market will open at 2:30 PM and close at 9 PM (WAT). Plan your trades accordingly.

Zenith Bank Dividend drops tomorrow

https://teedotmeforwardslashjoinchatforwardslashqnE2jZdQLX81ZDZk

kersha1:
why is it only lagos and maiduguri that advertises vacancies. we in makurdi fa?
please any help in makurdi?

Join us on telegram

We are recruiting to fill the position below:

Job Title: Audit Trainee

Location: Ilupeju, Lagos
Employment Type: Full-time
Job Title: Entry level

Qualifications

B.Sc / HND (Minimum of 2.2/lower credit)
Application Closing Date
1st April, 2021

How to Apply
Interested and qualified candidates should send their CV to: https://teedotmeforwardslashjoinchatforwardslashqnE2jZdQLX81ZDZk using the Job Title as subject of the email.

Note: Candidates must be based in Lagos.

Being broke is better than doing Yahoo & Prostitution...

Here is the link to the TELEGRAM GROUP
https://teedotmeforwardslashjoinchatforwardslashqnE2jZdQLX81ZDZk

We are recruiting to fill the position below:

Job Title: Intern

Location: Maiduguri, Borno
Employment Type: Full-time

Job Description

Applications are open to tertiary education students to gain hands-on experience in relation to their respective field of study in our Tech departments.
Successful interns have an opportunity to apply ideas learned in school and gain valuable experience and accomplishments to add to their resume.
Internship positions are available for the following fields: Technology, ICT, Electrical & Electronic, Computer Engineering
Requirements
Candidates should possess the following:

OND, HND or BSc
Strong communication skills
Tech-savvy.


Application Closing Date
31st March, 2021.

How to Apply
Interested and qualified candidates should send their details to: recruitment@omegapitechnologies.com using the Job Title as the subject of the mail.

A lady called this morning and said she mistakenly sent her pregnancy test report to a recruiter instead of her CV.

So she called to know it's implication even though she later resent her CV.

Moral: Always check attached documents carefully before sending your application.

Battling with depression? Call a trained helper at Mentally Aware Nigeria (MANI) on 08064888643

To get to the next level you have to let go of your old self! We are not designed to be traders. Our minds don’t like anything that has uncertainty and trading has uncertainty written all over it.

•In order to become a successful trader, you must reinvent yourself.
Learn about yourself deeply.

Track your patterns.

Work on them every single day.

Gamers this post is for you!
-
Here are 3 ETFs focusing on all things classic gaming but also the fast rising eSports.
-
There are some familiar faces in each of the top holdings but these ETFs cover stocks all over the world.

Regions represented include Activision Blizzard (US) Tencent (China), Nintendo (Japan) and Modern Times Group (Sweden) to name a few.
-
My favourite is ESPO, but then I'm long on AMD which biases my decision. I also love Nintendo (although I don't own any stock yet).
-
Also that ticker NERD... love it.
-
What's your favourite?

7 REASONS WHY DEGREE/DIPLOMA HOLDERS ARE POOR

I have a very painful truth to dish out to graduates out there:

✓ Your degree or certificate is not the cure to poverty; the cure to poverty is your ability to see and seize opportunities. In this Article, the word P.O.O.R means: Passing Over Opportunities Repeatedly

✓ Dear Graduates, if somebody offers you an amazing opportunity, but you are not sure you can do it, say yes then learn how to do it later! Never should you say you don’t know. School rewards people for their memory. Life rewards people for their creativity and ability to solve problems. School rewards caution; life rewards daring. School hails those who live by the rules. Life exalts those who break the rules and set new ones.

✓ Being on top of your class does not necessarily guarantee that you will be at the top of life. The world is filled with poor graduates but rich opportunists! Kevin Ngo once said, “If you don’t make the time to work on creating the life you want, you’re eventually going to be forced to spend a lot of time dealing with a life you don’t want”.

✓ Your certificates and degrees are meant to help you garner the experience and expertise needed to fulfill your dreams; they are not your destination! I have watched pitiably many graduates with degrees and certificates languishing in poverty looking for jobs that don’t even exist while people with keen eyes for opportunities reach the pinnacle of success in the most unlikeliest of ways.

✓ Do you have a graduate or degree holder around you that is poor? I bet you have as they are everywhere! I have a very painful truth to dish out to graduates out there: Your degree or certificate is not the cure to poverty; the cure to poverty is your ability to see and seize opportunities.

✓ BASICALLY, there are seven (7) reasons why degree holders are poor.

1. THEY DON’T THINK BEYOND THEIR CERTIFICATES
Albert Einstein said, “Education is not the learning of facts, but the training of the mind to think.” Have you ever heard of the creativity term “Think outside the box”? One of the major reasons why most graduates are poor is simply because they can’t see and think beyond their certificates. I have seen engineering students work as bankers. I have seen medical doctors with great skills in web and graphic designs. I have seen lawyers that are very dexterous with finances. The list is endless! The basic truth of life is that the skills that are needed to be much sought after and become more successful in life are not really found within the walls of the classrooms. Your certificate is just a proof that you are teachable, it does not suggest what you are totally capable of doing. You are full of possibilities when you think beyond your degrees and certificates.

2. THEY PRIORITIZE THEIR CERTIFICATES MORE THAN THEIR GIFTS AND TALENTS
I have often advised some of my colleagues, never to leave their gifts dormant while pursuing and hunting for jobs with their certificates. There must be a complementary balance in the pursuit of your passion and in the search for jobs. Everybody is gifted for something, but the winning edge comes from our ability to work on our gifts and bless the world with it. The very best way to develop yourself is in the direction of your natural talents and interest. In order to live a fulfilled and impactful life, we need to work harder on our gift than our job. We need to discover our gift, develop it, and sell it. Don’t bury your TALENT with your certificates.

3. THEIR CERTIFICATES PREPARE THEM FOR A WORLD THAT NO LONGER EXIST
It has been found that most of the skills taught in schools are becoming obsolete in the present world. The world has changed a lot, and so are people’s need! It is imperative to know that the present form of university education does not prepare students for the future. Graduates are becoming endangered species in the face of a changing world. Our archaic methods and approaches of learning are preparing graduates for a world that no longer exist, as we are churning out degree holders every year with certificates that have face value but no intrinsic worth. Most learning institutions are filled up with lecturers and pseudo-educators with lecture notes, methods and approaches that have lost relevance in a changing world.

4. THEY KNOW LESS ABOUT THEMSELVES BUT MORE ABOUT THINGS
Certificates and degrees don’t reveal people to themselves; they at most measure our IQ (Intelligent Quotient). I have often tell people that there is no Recovery without Discovery. A poor man is simply someone that has not not discovered himself.
The more you discover yourself, the more you realize the treasures that are hidden deep within you. We carry inside ourselves latent treasures that can only be unveiled through self-discovery.

5. CERTIFICATES AND DEGREES CAN KILL INITIATIVES
Degrees and certificates can close up your minds to ideas while initiatives open it up. If you are not careful, your degrees and certificates can close up your mind. The purpose of education is to keep your mind perpetually opened towards limitless possibilities! Fred Smith saw an opportunity for overnight delivery of anything anywhere in the USA, and ultra- fast delivery anywhere in the world, FedEx was born. It will be interesting to know that Fred Smith got a grade “C” in a Yale economics class for an idea that the professor belittled as unworkable.
Fred Smith’s company became the first American business to make over ten billion dollars in annual profit. Beginning with just 186 packages delivered the first night, FedEx now delivers in over two hundred countries using over 6,030 aircraft, 46,000 vehicles and 141,000 employees.

6. DEGREES AND CERTIFICATES POSITION YOU TO LOOK FOR JOBS AND NOT FOR OPPORTUNITIES
Our certificates and degrees prepare graduates to look for jobs and not open our eyes to life-changing opportunities. You are not poor because you don’t have a job; you are poor because you are not seeing and seizing opportunities. Being POOR is simply Passing Over Opportunities Repeatedly! What keeps people ahead in life is not their education or degrees, it is simply the opportunity that they seized. Jobs may be scarce but not opportunities. As long as there is a problem to be solved, there will always be opportunities. It is a waste of our education, exposure, and experiences if after we graduate from school, all we think about is searching for a job. An enlightened and educated mind should be able to see and seize opportunities.

7. CERTIFICATES AND DEGREES PREPARE PEOPLE TO LOOK FOR SECURITY AND NOT TO TAKE RISKS
We must be willing to make mistakes and take breakthrough risks. Taking risks and learning from mistakes help us in knowing what works and what does not! When Thomas Edison was being questioned by a mischievous journalist on how he felt for having failed for 999 times before getting the idea of the light bulb, his response stunned the whole world when he confidently said, “I have not failed 999 times, I have only learned 999 ways of how not to make a light bulb”.

✓ Many graduates and degree holders are becoming progressively poor because the skills required in the modern world to get rich are not taught in schools and institutions. By 2025, we’ll lose over five million jobs to automation. This means that future jobs will look vastly different by the time many people graduate from the university.

✓ Future jobs will involve KNOWLEDGE PRODUCTION/ CREATION and innovation, and people that are only equipped with skills found in the classroom will definitely be a misfit in an ever-changing world. Skills like critical thinking, creativity, people’s skill, STEM skills (e.g Coding), complex problem-solving skills etc. are central to living a more comprehensive and productive life.

✓ In conclusion, my humble and candid advice to graduates and students in institutions is to think wide, deep and outside the box. Take volunteer jobs, and don’t be afraid to navigate fields that are different from your field of learning. Your future career will require you to to future problems. Start by reading as much as you can about anything and everything that interests you. Once you get to college, consider double majoring or minoring in completely different fields. Trust me, it’ll pay off in the long run.
Don’t limit yourself to the classroom.
Do something practical.
Take a leadership position.
Start a business and fail; that’s a better entrepreneurship.
Contest an election and lose. It will teach you something political science will not teach you.
Attend a seminar.
Read books outside the scope of your course.
Think less of becoming an excellent student, but think more of becoming an excellent person.
Don’t make the classroom your world, but make the world your classroom. Step forward and try something extra. Invest in something you believe!
Real financial security and freedom is not in your job, but in your passion, gifts, talents, and your ability to see and seize opportunities.

If you learned something from this be kindly sign up with the link on my signature we both get FREE shares
https://twitter.com/_charlian_/status/1370385851805528068

I only pointed you to the right direction, read it digest and do the needful

yeme7:
Sent to my whatsapp pls
08162861732

7 REASONS WHY DEGREE/DIPLOMA HOLDERS ARE POOR

I have a very painful truth to dish out to graduates out there:

✓ Your degree or certificate is not the cure to poverty; the cure to poverty is your ability to see and seize opportunities. In this Article, the word P.O.O.R means: Passing Over Opportunities Repeatedly

✓ Dear Graduates, if somebody offers you an amazing opportunity, but you are not sure you can do it, say yes then learn how to do it later! Never should you say you don’t know. School rewards people for their memory. Life rewards people for their creativity and ability to solve problems. School rewards caution; life rewards daring. School hails those who live by the rules. Life exalts those who break the rules and set new ones.

✓ Being on top of your class does not necessarily guarantee that you will be at the top of life. The world is filled with poor graduates but rich opportunists! Kevin Ngo once said, “If you don’t make the time to work on creating the life you want, you’re eventually going to be forced to spend a lot of time dealing with a life you don’t want”.

✓ Your certificates and degrees are meant to help you garner the experience and expertise needed to fulfill your dreams; they are not your destination! I have watched pitiably many graduates with degrees and certificates languishing in poverty looking for jobs that don’t even exist while people with keen eyes for opportunities reach the pinnacle of success in the most unlikeliest of ways.

✓ Do you have a graduate or degree holder around you that is poor? I bet you have as they are everywhere! I have a very painful truth to dish out to graduates out there: Your degree or certificate is not the cure to poverty; the cure to poverty is your ability to see and seize opportunities.

✓ BASICALLY, there are seven (7) reasons why degree holders are poor.

1. THEY DON’T THINK BEYOND THEIR CERTIFICATES
Albert Einstein said, “Education is not the learning of facts, but the training of the mind to think.” Have you ever heard of the creativity term “Think outside the box”? One of the major reasons why most graduates are poor is simply because they can’t see and think beyond their certificates. I have seen engineering students work as bankers. I have seen medical doctors with great skills in web and graphic designs. I have seen lawyers that are very dexterous with finances. The list is endless! The basic truth of life is that the skills that are needed to be much sought after and become more successful in life are not really found within the walls of the classrooms. Your certificate is just a proof that you are teachable, it does not suggest what you are totally capable of doing. You are full of possibilities when you think beyond your degrees and certificates.

2. THEY PRIORITIZE THEIR CERTIFICATES MORE THAN THEIR GIFTS AND TALENTS
I have often advised some of my colleagues, never to leave their gifts dormant while pursuing and hunting for jobs with their certificates. There must be a complementary balance in the pursuit of your passion and in the search for jobs. Everybody is gifted for something, but the winning edge comes from our ability to work on our gifts and bless the world with it. The very best way to develop yourself is in the direction of your natural talents and interest. In order to live a fulfilled and impactful life, we need to work harder on our gift than our job. We need to discover our gift, develop it, and sell it. Don’t bury your TALENT with your certificates.

3. THEIR CERTIFICATES PREPARE THEM FOR A WORLD THAT NO LONGER EXIST
It has been found that most of the skills taught in schools are becoming obsolete in the present world. The world has changed a lot, and so are people’s need! It is imperative to know that the present form of university education does not prepare students for the future. Graduates are becoming endangered species in the face of a changing world. Our archaic methods and approaches of learning are preparing graduates for a world that no longer exist, as we are churning out degree holders every year with certificates that have face value but no intrinsic worth. Most learning institutions are filled up with lecturers and pseudo-educators with lecture notes, methods and approaches that have lost relevance in a changing world.

4. THEY KNOW LESS ABOUT THEMSELVES BUT MORE ABOUT THINGS
Certificates and degrees don’t reveal people to themselves; they at most measure our IQ (Intelligent Quotient). I have often tell people that there is no Recovery without Discovery. A poor man is simply someone that has not not discovered himself.
The more you discover yourself, the more you realize the treasures that are hidden deep within you. We carry inside ourselves latent treasures that can only be unveiled through self-discovery.

5. CERTIFICATES AND DEGREES CAN KILL INITIATIVES
Degrees and certificates can close up your minds to ideas while initiatives open it up. If you are not careful, your degrees and certificates can close up your mind. The purpose of education is to keep your mind perpetually opened towards limitless possibilities! Fred Smith saw an opportunity for overnight delivery of anything anywhere in the USA, and ultra- fast delivery anywhere in the world, FedEx was born. It will be interesting to know that Fred Smith got a grade “C” in a Yale economics class for an idea that the professor belittled as unworkable.
Fred Smith’s company became the first American business to make over ten billion dollars in annual profit. Beginning with just 186 packages delivered the first night, FedEx now delivers in over two hundred countries using over 6,030 aircraft, 46,000 vehicles and 141,000 employees.

6. DEGREES AND CERTIFICATES POSITION YOU TO LOOK FOR JOBS AND NOT FOR OPPORTUNITIES
Our certificates and degrees prepare graduates to look for jobs and not open our eyes to life-changing opportunities. You are not poor because you don’t have a job; you are poor because you are not seeing and seizing opportunities. Being POOR is simply Passing Over Opportunities Repeatedly! What keeps people ahead in life is not their education or degrees, it is simply the opportunity that they seized. Jobs may be scarce but not opportunities. As long as there is a problem to be solved, there will always be opportunities. It is a waste of our education, exposure, and experiences if after we graduate from school, all we think about is searching for a job. An enlightened and educated mind should be able to see and seize opportunities.

7. CERTIFICATES AND DEGREES PREPARE PEOPLE TO LOOK FOR SECURITY AND NOT TO TAKE RISKS

We must be willing to make mistakes and take breakthrough risks. Taking risks and learning from mistakes help us in knowing what works and what does not! When Thomas Edison was being questioned by a mischievous journalist on how he felt for having failed for 999 times before getting the idea of the light bulb, his response stunned the whole world when he confidently said, “I have not failed 999 times, I have only learned 999 ways of how not to make a light bulb”.

✓ Many graduates and degree holders are becoming progressively poor because the skills required in the modern world to get rich are not taught in schools and institutions. By 2025, we’ll lose over five million jobs to automation. This means that future jobs will look vastly different by the time many people graduate from the university.

✓ Future jobs will involve KNOWLEDGE PRODUCTION/ CREATION and innovation, and people that are only equipped with skills found in the classroom will definitely be a misfit in an ever-changing world. Skills like critical thinking, creativity, people’s skill, STEM skills (e.g Coding), complex problem-solving skills etc. are central to living a more comprehensive and productive life.

✓ In conclusion, my humble and candid advice to graduates and students in institutions is to think wide, deep and outside the box. Take volunteer jobs, and don’t be afraid to navigate fields that are different from your field of learning. Your future career will require you to to future problems. Start by reading as much as you can about anything and everything that interests you. Once you get to college, consider double majoring or minoring in completely different fields. Trust me, it’ll pay off in the long run.
Don’t limit yourself to the classroom.
Do something practical.
Take a leadership position.
Start a business and fail; that’s a better entrepreneurship.
Contest an election and lose. It will teach you something political science will not teach you.
Attend a seminar.
Read books outside the scope of your course.
Think less of becoming an excellent student, but think more of becoming an excellent person.
Don’t make the classroom your world, but make the world your classroom. Step forward and try something extra. Invest in something you believe!
Real financial security and freedom is not in your job, but in your passion, gifts, talents, and your ability to see and seize opportunities.

If you learned something from this be kindly sign up with the link on my signature we both get FREE shares

� In case of dividend stocks, the excess return that is earned on the stock is declared and shared with the investors and the excess of profits are withdrawn only as dividends whereas in the growth model, the excess return that is earned is re-invested and the profits are materialized only when the same are redeemed or sold
...
� If the investor is looking for liquidity and cash at periodic intervals, they should opt for dividend investing. If, on the contrary, an investor is looking for growth and wants to stay invested for a long time, they should opt for growth growth stocks and reap the benefits later.
...
� Both types of investments have their advantages and disadvantages. The investment type depends on the investment horizon and circumstances and the objective of the investment for which the investment has been made.
...
Whats your investing style ?

How To Completely Change Your Life In 6-Months (Become High-Value)

1. Remove negative people
It’s important not to have toxic relationships while you’re trying to fix your life. These people will hold you back & try to ensure that you don’t change. Cut these relationships off before they can do anymore damage. Negative people will try to make you feel like a loser when you don't live up to their values.

But you have your own values

2. Replace bad habits with better ones
You’ll never fix your life if you’re forever a slave to your habits. Instead of trying to remove a bad habit completely, try replacing it with a better one. Example: meditating when you wake up instead of reaching for your phone

3. Commit to your personal growth
If you want to be successful you need to make a commitment to yourself that you won’t stop until you get what you want. Growth is not easy or quick - it’s a long & hard journey, Be prepared for this & commit to success.

4. Learn a high-income skill
The internet has made it possible to make thousands of dollars online EASILY with the right skills
Pick a high-paying skill & stick with it:

> SEO
> Cold Email
> Facebook Ads
Learn how to market yourself & you’re golden!

5. Invest in yourself
An investment into yourself is the smartest investment you can make! Courses & mentors will be your best friend - Never be scared to invest in your knowledge. That $30 course can help you potentially make $1000’s back if you apply it correctly!

6. Be consistent & never give up
Motivation will get you started but it won’t take you very far. You need discipline & consistency to take you across the finish line. There’s going to be days you don’t want to show up. Show up anyway. That’s what sets you apart.

If you enjoyed this read then please consider signing up with my link on my signature to get FREE shares of either Dangote Sugar OR GTBank!

How To Completely Change Your Life In 6-Months (Become High-Value)

1. Remove negative people
It’s important not to have toxic relationships while you’re trying to fix your life. These people will hold you back & try to ensure that you don’t change. Cut these relationships off before they can do anymore damage. Negative people will try to make you feel like a loser when you don't live up to their values.

But you have your own values

2. Replace bad habits with better ones
You’ll never fix your life if you’re forever a slave to your habits. Instead of trying to remove a bad habit completely, try replacing it with a better one. Example: meditating when you wake up instead of reaching for your phone

3. Commit to your personal growth
If you want to be successful you need to make a commitment to yourself that you won’t stop until you get what you want. Growth is not easy or quick - it’s a long & hard journey, Be prepared for this & commit to success.

4. Learn a high-income skill
The internet has made it possible to make thousands of dollars online EASILY with the right skills
Pick a high-paying skill & stick with it:

> SEO
> Cold Email
> Facebook Ads
Learn how to market yourself & you’re golden!

5. Invest in yourself
An investment into yourself is the smartest investment you can make! Courses & mentors will be your best friend - Never be scared to invest in your knowledge. That $30 course can help you potentially make $1000’s back if you apply it correctly!

6. Be consistent & never give up
Motivation will get you started but it won’t take you very far. You need discipline & consistency to take you across the finish line. There’s going to be days you don’t want to show up. Show up anyway. That’s what sets you apart.

If you enjoyed this read then please consider signing up with my link on my signature t get FREE shares!

Never rely on someone—especially the government—to control your money. You need to be in control.

No one cares more about your financial future than you, so it makes no sense to put your trust in an entity like the government, which has a poor track record of managing money.

Learn how to manage money for yourself and stop saying ‘investing is too risky,’ for if you do not, you could retire with nothing.

EVERYONE needs an emergency fund.

Investing without an emergency fund is like trying to build a house with weak foundations. You’ll build the house faster without solid foundations, but if an emergency pops up, the house will crash, and you’ll need to rebuild it.

At the least, you need $1,000 + 3 months' worth of expenses.

When I say expenses, I mean expenses (the bare necessity). If you want to have three months of living costs, then go for it, but your emergency fund is a worst-case scenario backup plan.

It’s to protect you if an unexpected expense pops up or you lose your job. At the least, you’ll be able to survive for the next three months until you find another job.

Remember, your emergency fund isn’t meant to build wealth. You’re losing money to inflation, but you’re protecting yourself from an emergency that would otherwise cause you to sell your investments (usually at a loss because you’re most likely to lose your job in a recession).

Where should you store your emergency fund? A high yield savings account or a money market fund.