₦airaland Forum

keni:
At the bold its clear you are not that exposed to many compnaies ( no pun intended)

I am not talking about spending 20K on car per month, I asked specific question as regards your claim that car maintanance expenses can be reduced.

keni:
No school fees? how about unplanned medical?

Biko bros, am still here in Naija i need info as regards the bold

ApexTitan:
Why won't it be a great investment when typical expenses like rent, petrol for cars and gens, car maintenance, PHCN, feeding, security, vigilante dues DSTV, phone and internet bills, family welfare and all the other myriad of things that depend on a salary in Nigeria are non-existent, right?

ApexTitan:
Please leave the Almighty out of this and defend yourself.

I must commend you, you have consistently laced this debate with unheard of and ludicrous claims so much so that I begin to wonder if you received training for this.

From telling people that one can easily become a millionaire overnight in Nigeria to suggesting that our education system is on par with Western education _{(pg 2 of this thread)}, not to mention the "fantastic" investment opportunities that are available with N400K, you are now adding this Ibadan story to the mix.

Wonderful.

Na you biko

ApexTitan:
https://www.reactiongifs.com/r/a_0.gif
How did everybody miss this?

I didn't know Tales by Moonlight has been rebooted

OK, seriously. Tell us the states in Nigeria where a man earning N100K can build a decent (by that I mean at least a 2 or 3 bedroom bungalow w/ 2 bathrooms) house in 2017. Show us where such things are possible please I'm sure many readers on here would want to know how to build houses on a 100K salary and still cover regular living costs.

Eruditor:
I have nothing against you. Making plans in 2011 is not the same as making one in 2017. Please think hard.

I know about Tbills and fixed deposits and without being nitpicky, they are more responsible for your N24M in 5 years than your pure savings (which is what I challenged).

If you are legit, congrats to you. You are an anomaly and should show some restraint in advising someone to tread your path. On average, it is better to recommend the path of surest success than the highest risk highest reward path.

Come on, if Wizkid tells people to quit school and chase music like he did and then refer to his huge success as the reason for it will you support him?

There are more "comfy" school-goers than musicians who made it big like Wiz.

Eruditor:
How is 400k 5 years ago the same as 400k today? Do you realize that 400k in 2011 was equivalent to $2600 while it is $1000 today?

Any plot of land you acquired for N14M today would have been like N2M or 3M five years ago (If I am not being overly generous).

Then you spent 5M building a property on land you paid 14M for?

Mehn, I don't want to look like I have a personal axe to grind with you but your calculations just appear too mechanical. You mean you waited till the end of each year to get your 3.6M and then had enough time to add it to the cumulative of previous years just in time to procure Tbills with it etc. And still count it within that same year?

You try.

Eruditor:
Your own case is severe because you are a troll. Someone told me they built houses with 400k and I should swallow the prevarication hook, line and sinker? So if someone comes to you now and says they purchased a second hand Bugatti for N1M you won't doubt it?

Pray, tell me when your parents built houses with less than 400k? 1970s or 80s? Which means they were amongst the richest Nigerians of their day or don't you know that that is the implication of your statement?

Do you realize that as far back as 1999-2005 Nigerian budget for roads used to be in millions of naira but today every single project is in billions. Do you think?

Pidgin2:
Why are you so pained, you sound like an illegal immigrant, full of regret. Does everyone reason like you? Someone is telling you that with N400K he built houses, with less than that both my parents own lands and houses (which brings income today) so what are you talking about.

With N300K per month God knows that I would be a house owner in 2 to 3 years (all things being equal) You don't know that some people are skilled at maximizing what they have? okay stay there and keep arguing with people who know the system more than you

youngestland:
I laugh hard this guy still dont understand

how can you be comparing two of the highest paying jobs to my job
bros I know my level and I respect my self if I was a doctor in nigeria and I have that opportunity to move I will quickly move even if my salary is 800k in nigeria or if I am a science student I would have moved atleast with that I can look for one way to switch to one of the STEM courses in usa
imagine if I moved then do you know how many schools I will go to and years I will use to get this your high paying job

bros I am not a big boy atall I still find it hard to pay some bills, my inverter battaries don down I am loking for 200k to replace them its weighing me down is that what you call a big boy

if people with my course goes to usa they will need serious luck( I am an atheist I would have said god ) to be able to earn such high salary
bros lets stop story how many nigerians that left for usa 9 years ago and can say hes worth 100k dollars very very very few this means I am lucky and I made the right choice my own opinion and im happy thats the koko

Do you know the owners of the houses in lekki phase1 ikoyi vi etc 90% made their money in nigeria

and bros pls stop abusing we are debating not fighting it shows how pained you are that some people love the country you hate and theres no way my income will be 800k by 2021

Eruditor:
You are just bloviating. A medical doctor in the US bought 2 plots of land in Royal Garden Estate in Ajah for 40M a plot in 2013. Today that same plot goes for 55M up. He is one of 4 Medical doctors I know from the US who purchased property from that same estate. How many Nigerian Doctors can afford it?

A friend of mine went to Uni of California Davies for her MBA. This was in 2012. By 2014 she was done and got a job with Amazon in the US. She lives in Silicon Valley and earns $120k+ a year. Last year she acquired a 4-bedroom condo close to Igbuefon (Lekki Phase 1 axis) for over 25M and she has rented it out. LOL. She is working on a property over in the US which she plans to rent out too and she would do this later in the year.

You have property? You earn 400k? LOL. Stop talking like a child. I can deluge this thread with stories of people I know over in US and Canada who came back and purchased properties that they have rented out and guess what? Most of them are borderline average in the US but seem to be giants in Nigeria because of the exchange rate.

Keep seeing life from one viewpoint and be arguing like you have it figured out. People who earn 1.5M a month in Shell and Total are still trying to relocate to Canada and someone earning 800k in 2021 thinks he is a big boy. It will shock him.

Eruditor:
I called whoever made a decision based on the assumptions above a fool and if the shoe fit you, then you should wear it.

You said we should peg the dollar at N200? Why not N1 as that is what it was in the late 80s? Do you see how stoopid your assumption sounds? If you do not know what value the $ will be to the N then any sensible person will do what they call an extrapolation. They would not sit down with their tecno phone and conjure up rubbish figures just to score cheap points.

What kind of house will he buy with $120k? Go to google and do some research. His $120k house will be better than what people pay N75M for in Lekki phase 1. Apart from that, he would have the liberty of paying for that house through mortgage which will provide him more resource-space to do more things with his money.

Did you look at the link you posted up there? What is the average salary for a nurse? See, I don't want to sound harsh but you are leaving me no options. You have built your own house and have one for tenants. Where? In Iyanoba? Mushin? Ajegunle? Mowé? Berger? Those are the only places you would have done that and that is as good as a Frog thinking it is a wild animal. In other words, you are deceiving yourself that you are rolling high. You are just scrubbing a bucket- no offense.

But if your argument is that you are hushpupi or any other yahoo boy then you have a point. If you swindle some maga over in the US or Canada and get some foreign exchange you can build something, rent out and then tell people you saved for it while you where in your parent's house. People tell those confabulations even today.

You changed cars on 400k a month, Saving 300k out of it per month which totalled up to 18M and you built houses and made other expenses? Did you also turn water to wine, raise the dead and feed 5000 men (excluding women and children)?

Mr. YoungestLand, I would not be surprised if you claimed you did all these as well because anything is possible on the internet when you are lying.

WellEndowed:
^^^This

justwise:
If you are using his current salary then why are you using 200 naira as dollar exchange rate?

Do you believe that somebody in US with a starting salary of $3k a month will still be earning the same amount in 15yrs time?

lorenzos1:
Oga this ur calculations get as he be oooh! Though u already said we should not bash u as it is ur personal opinion but haba at least b objective. . you cant sell dollars for 200naira na.. Even wit CBN daily intervention its still about N390.. Then again which entry level Job go pay you 400k per month... Maybe oil coy.. Dunno of any bank ooh. You probably have to put in some years before u earn up to that and by then you are not likely to be 25yrs old.. So u av to recalculate d age and monthly savings too.

justwise:
42M

justwise:
That did not answer my question

justwise:
Ok but in what sense? You lived with your parents for 5yrs and saved 18M? And moved out to rent your own place and saved 42M after 10yrs?

justwise:
Do you really believe this your calculation?

Pidgin2:
Why are you still hanging out with such irresponsible guys as a married man? Are you sure these issues did not contribute to her running away, I mean barely two weeks ago your wife was with you and now your friends are trying to cheer you up by giving you another woman so fast?

Women that still remain with guys who batter them daily, you know how emotional a lady can be, then I am supposed to believe that one will just leave a loving spouse with no issues in their marriage to study abroad? Oga there are some underlining issues you are not revealing

Nigga44:
I can't believe people believe this nonsense story

edwife:
All this happened within two weeks?
She must be the luckiest immigrant ever!

And you are talking to someone else and thinking of settling down within 2 weeks?

What a beautiful tale. *grabs pop corn*

YesNo:
please when did this issue happen.? when did she leave?

eyinjuege:
You seem to have the means, so why don't you go to the US, and file for the divorce there? Serve her the papers there na. You were literally abandoned by your wife, and you'd like to move on with your life.
$#it happens.
I'm not sure if you can obtain copies of your marriage certificate, because if you can, do so and start the proceedings here in Naija. I'm sure you have your wife's address in the US, so go and serve her the court papers or send it through dhl. If its up to one year, you're good to go.
Its a pity you both were never on the same page.
Its not a sin to want to live in the US, neither is it a sin to want to stay back in Nigeria, and make your daily bread. Its just a case of irreconcilable differences. Just try and make yourself happy, while she also does the same since you both want different things.

YesNo:
it is really painful. I can imagine how everything would be looking like a dream to you.

you wish her well and pray for her. this means she still exists to you and there is a possibility that you will take her back if she comes back to you with plenty tears in her eyes and starts begging. not a crime to accept her back sha.

she seems to know how and when to press your button.

God please keep such women far from my sweet life.

YesNo:
what type of Selfish, wicked, inconsiderate and manipulative she-devil did you marry?

nothing will make me beg such a wicked soul to come back.

some people think this life is all about them and what they want.

i hate such stories... am angry already.

Mr Man... do you really want such a wicked being back into your life? such a person who can plot and scheme and leave you when you are not looking?

that woman has no heart in her cold body.

God forbid

GoldCircle:
Serious issue here I tell you. @op, you didn't mention if you two had kids together. That also will influence your next line of action. cos it's alot easier to move on when kids aren't involved.
In any case, this shows that your wife hasn't been on the same page with you for a long time and that she had this all figured out. Maybe you were too blind to see. Moving on through the divorce route will be a long one as the marriage certificate is with your wife. She's virtually tied you. You'll have to talk to a lawyer vast in marriage issues to untie this part. cos without the certificate, it a long thing to have a divorce.

Talking about your mother-in-law, I am of the opinion that she had a fore-knowledge of what your wife was up to. That's just the way life goes. A man has got to be a man.

My advice, pick up the pieces and move on. A wife like you just described won't have a problem moving on even if you drop dead. And please don't contemplate relocating to the USA. She'll make your life even more miserable over here.