Emperorchix:
what's if I invest 10k in mutual funds what will be my ROI

Mutual funds yield an annual interest rate of between 15% - 18%.

So if you go for 6 months your ROI will be about 8%. The downside to this is that there are risks involved based on the position of the Nigerian economy. Especially now that stocks are going low.

In all your profit isn't up to 1,000 for 6 months. So it's always better to stake higher and play safe.

Emperorchix:
pls do u know of any investment platform I can start with 5k?

I won't even advise you start with 5k.

5% of 5k is 250. Which 2 me is equal to nothing.
SAVE up to 100k then begin investing.

However, I think the minimum amount one can start with is 50k (4 trading stocks) . But for mutual funds 10k - 15k.

lilreese:
How do i learn to trade ?

Read this Post:

https://investinginafrica.net/how-to-invest-on-the-nigerian-stock-exchange/

dikachi86:
where is good and affordable place to learn app development course especially for android, iphone and windows. thanks

The cheapest place is YOUTUBE

blenyo11:

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-----           -----     ------    --------        --------     -----------------      ------                  ------------------
-----            ----     ------    ----------    ----------    --------    -------     ------                  ------
-----                     ------    ----------- ------------    ------      -------     ------                  ------
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  -----                   ------    ------            ------    ----------------        ------                  ------
    -----                 ------    ------            ------    -------------           ------                  ------------------
      -----               ------    ------            ------    ------                  ------                  ------------------
        -----             ------    ------            ------    ------                  ------                  ------------------
          -----           ------    ------            ------    ------                  ------                  ------
            -----         ------    ------            ------    ------                  ------                  ------
               -----      ------    ------            ------    ------                  ------                  ------
                -----     ------    ------            ------    ------                  ------                  ------
                -----     ------    ------            ------    ------                  ------                  ------
------         ------     ------    ------            ------    ------                  --------------------    ------------------
 -----------------        ------    ------            ------    ------                  --------------------    ------------------
     ---------          ----------  ------            ------    ------                  --------------------    ------------------

I have been working on this since July, 2017 to see how things works under the hook.
Now that I have a the basics of every programming language, i feel like sharing and getting the input of the gurus in the house
Who knows - this may be one of the first production ready Nigerian Programming Language

You can download the interpreter https://drive.google.com/file/d/1WWv2DD7Dwb4Rj4GHDhgIGG4bLsSdg5gb/view?usp=sharing

The source code is written in golang. You can contribute on github
https://github.com/ademuanthony/simple

EXAMPLES

printLn("Please enter the principal" ) ; 

var p = parseInt(readLn());

printLn("Please enter the interest rate" );
var r = parseInt(readLn());

printLn("Please enter the time" );
var t = parseInt(readLn());

var simepleInterest = fn(p, t, r) {
    return (p*t*r)/100
}

var i = simepleInterest(p, t, r);

print("The interest is ", i);

printLn("Thanks" ) ;


var factorial = fn(n){
    if(n == 1){
        n
    }else{
        n * factorial(n-1)
    }
}

printLn("The factorial of", 20, "is", factorial(20));


var reduce = fn(arr, initial, f){
    var iter = fn(arr, result){
        if (len(arr) == 0) {
            result
        } else {
            iter(rest(arr), f(result, first(arr)));
        }
    };
    iter(arr, initial);
};

var sum = fn(arr){
    reduce(arr, 0, fn(initial, el) { initial + el });
};

println(sum([1, 2, 3, 4, 5]));

If you want create a Nigerian programming language why don't you use a Nigerian language

For example :

Instead of
print ("How are you"

It can be
jade ("Bawo ni"

nicemanpro:
pls am building a chat app and am a newbie to java. now am asking can i build such app with just java and nothing else? thanks in anticipation for your responses.

I wouldn't advise you to build only with Java although it's possible.

A better alternative will be to use Java on the client side in the user's device and create a backend server. You will need have knowledge about web sockets, it's different from Http request and response.

You can build your backend web sockets with node js and socket.io or even with python. I'm not a php fan, so I won't mention it. I've actually recently build a built a web socket with python. Python has nice libraries for everything.

In my own simple opinion, learn another backend language

mayor1115:
A young Accounting graduate needed in a firm in Lagos. Submit your cv to gradesgate@gmail.com or on before Monday 19th March, 2018.

Good Day Sir,

Just sent you a mail.

I would recommend ARM asset management if you are looking for a company to invest in mutual funds.

But don't go for the annual plan. Go for 3 or 6 months plan. Nigeria's economy is highly unstable especially now that election is soon approaching. It's good to be able to liquidate your assets easily.

MYSELF2018:
Please I need someone that has done any research relating to "Development of a unifying theory for Data Mining" to please send me a pm via praisejummy42@gmail.com All I want is the soft copy of your research work with data set, software for running two algorithms, comparing the results from the two algorithms and the summary of the result. Please I am paying 15k for it. Thank you

I must say that what you are working on is close to impossible. Existing Data mining algorithms always need align with the database architecture. Before we can apply an algorithm on a different database schema, we need to reformulate the database.
The big problem is that data models are not uniform.

Nevertheless, giving this a second thought I would make a suggestion.

If we need to unify the model we need to create sort of an hybrid. A database for all database and a concurrent way to migrate to this new database system. Databases have always improved over the years right from the file system. This can be the new.

Good luck.

dd12345:
Hi pls can you put me through how you did it

Sure

Let's start from here. You have to be investment ready before diving into this. When I say investment ready I mean having the relevant knowledge and a minimum cash level.

You can start investing with 2ook.
Also, on the meristem platform, when you register you can trade live and you can trade a demo account. In the demo account, you are given fake money to trade with real companies. This is actually just for practice. When you feel confident enough, you can then trade with real money.

Here are some links:

MeriGame: The investment platform
https://game.meritrade.com/

The live platform
https://www.meritrade.com/

There are other stock brokers. But I'm yet to try them out. For example,

Stanbic IBTC
Afri Invest
BGL securities

Let me also mention that if you are scared of losing money then try less risky options like mutual funds and T-Bills

This is a link to the Book I read:

THE INTELLIGENT INVESTOR BY BENJAMIN GRAHAM

http://www.fxf1.com/english-books/The%20Intelligent%20Investor%20-%20BENJAMIN%20GRAHAM.pdf

Hope it helps

emeijeh:

Sent u a pm

Seen it. I've replied you

firefirefire:
find all here http://trkur3.com/317253/37602

Your link isn't working. Kindly edit it or remove it. It's misleading

emeijeh:
Tell me more please

It's a large sector. What are you particularly interested in?

If you are a doubting Thomas, then just stop reading and move on. I don't need your phone numbers or email. I'm only sharing an experience that might help someone out there.

I love sectioning my investments into three Markets:

1. Capital Market
2. Commodity Market
3. Knowledge Market

They are called markets because life is all about exchange(buying and selling). The most popular of the three in investment talks is the capital market. This includes stocks, bonds, T-Bills, forex, mutual funds, fixed deposits and the likes. The commodity market is built on owning assets most commonly lands and buildings which is often called Real Estate. Investing in Gold is also part of the commodity market. The knowledge market involves getting yourself educated. Yes, your mind is an investment and it can yield tremendous benefits.

It's right for me to say I have tried out most investment options. However, I made the above amount in a day investing in the Nigerian Stock Market.

Now to the details. I got into stock Trading in 2016. To be frank, when I made my first trade I saw - 7.7% in my portfolio, meaning my money was dissapering. But, thank God I later sold out @ - 1.3%. Ever since then I swore never to put my money into stocks again.

Then came 2017, I usually read a lot of articles online especially Bloomberg. I have consumed different kinds of information on finance. Because, I really want to achieve FINANCIAL INDEPENDENCE. There is a book called The Intelligent Investor by Benjamin Graham. This book really helped me a lot. All of a sudden, I felt a new courage to try out stocks again. This was around November last year. Being that this was close to Christmas period, I decided to keep my money till the next year.

February 2018, I started to read into Nigerian companies. The Banking sector seemed to be doing well so I focused mainly on this sector. I use Meristem for trading. I could register online and trade instantly online(I am not marketing them). I loaded my account and after much prayers traded Zenith Bank. The rest was magic...

I don't earn this amount daily. But I earn more than this weekly. Some of you might be thinking, how much did I invest. Well I won't explicitly state it but it's obviously more than a million.

Warning: investing in the Nigerian Stock Market is a dangerous game and involves expertise. But if you are like me and love dangerous, then hop on lets make cool cash.

I've set a new target to make 25,millon naira as profit b4 this year runs out.

If you have any similar experience, kindly share.

tonyimadu:
HI guy, I am a startup and marketing pro but I don't have IT experience. I am building a brand that uses tech to reduce risk, time wasting and improve efficiency and better delivery in the prostitution business. Its totally internet based.
So if your are interested identify and indicate your area of specialization.
Thanks

This is quite funny. I wonder what would be the public perception. I like the idea because it's crazy. Damn Crazy. Who does this?

bayobro:
Does anyone knows how to convert wordpress site to mobile app on android, ios and window. Thanks

There are different options that may fit your use case. What's the WordPress site about? I have converted different WordPress e-commerce sites and blogs to mobile apps using different tools. Mainly Android studio and react native.

olamil34:
Currently building the open product api.

Nice Work.

SoftEng:


I haven't dealt with protobuf. Also, I haven't deployed ML models to web/mobile apps. However, I have saved/loaded models saved in HDF5 format.

In terms of deploying to mobile apps (not web apps), I suggest you check out On-device Machine Learning. Tensorflow has on-device ML platform called Tensorflow Lite (see URL below). Tensorflow Lite is used in mobile and embedded system, but I think it's more geared towards Android devices.

I think a second On-device ML platform worth mentioning is CoreML by Apple (see URL below). I'm not 100% sure that it's On-device ML as I have not looked into it in-depth, but I guess it is. CoreML specifically targets Apple devices. It also has the feature of converting a trained model from a third-party framework (e.g. Caffe and Keras) to its own model format.

In terms of deploying ML for webapps, I have very little to contribute. I guess you always have to make a Remote call to the server were your ML model is deployed. But you can also check out DeepLearn JS to see whether you can deploy your model in the web browser (using javascript). I'm not sure if this is possible, but you can find out more about the library. I think I have also read about some interplay between Keras and Deep Learn JS but I'm not sure how it works.

Conclusion
I only have some abstract ideas about these various platforms, nothing concrete. However, I believe they can guide you in solving some of your current challenges.

Links
1. Tensorflow Lite:
https://www.tensorflow.org/mobile/tflite/

2. CoreML
https://developer.apple.com/documentation/coreml
https://developer.apple.com/documentation/coreml/converting_trained_models_to_core_ml

3. Deep Learn JS
https://deeplearnjs.org/

Thanks 4kings.
osarenomaspecial lum1 and the general house, please contribute to this question in order to provide more suggestions

Thanks all.

Thanks SoftEng

I'm currently trying out TensorFlow Lite. It seems promising. I've not delved into ios development yet and I'm also not planning to work with Deeplearn js yet (hate Javascript).

Thanks again, TensorFlow Lite is awesome.

DEEDEE111:
Hello Nairalanders. I recently secured a job outside the country that earns me 3.7million naira monthly(current exchange rate). The contract is just for one year, though it could be renewed yearly for up to 5 years based on performance. So far I am doing pretty well...but there is no job security as I don't know what happens after December 31. So I really need professional advise on what to do with this pay I'm getting now. I have read so much about savings and investment. Guys I need your help please.

It's a good thing you are looking forward to an investment plan. I will give out a list of possible investment options. But first I must advise that most investment plans have a risk factor associated with it. However, having full knowledge of any investment option you step in to will help minimize this risk to the bare minimum.

So you don't just need to know what to invest in but HOW TO INVEST.

I love sectioning my investments into three Markets:
1. Capital Market
2. Commodity Market
3. Knowledge Market

They are called markets because life is all about exchange(buying and selling). The most popular of the three in investment talks is the capital market. This includes stocks, bonds, T-Bills, forex, mutual funds, fixed deposits and the likes. The commodity market is built on owning assets most commonly lands and buildings which is often called Real Estate. Investing in Gold is also part of the commodity market. The knowledge market is what you are currently utilizing. You invested in getting yourself educated now you are being paid for your knowledge and time.

Now you have the bigger picture, it's now to choose what is the right market for you now. I'll confidently say d CAPITAL market. Being that you have extra financial resource, you are looking for how that money can work for you while you concentrate on your job.

I see Entrepreneurship or starting a business as a combination of both the capital and knowledge market and I'll strongly advise you against going into that for now. Especially now you are bothered with job security. Having separated focus is hard and most businesses are bound to fail. Maybe, it can be a future plan.

So I'll give you to options either invest in stocks or invest in real estate. I can only advice on what to invest in but you will need to learn the how. Nothing is easy.

Personally, I do invest in the Stock market and it has been a tricky ride but I've made profits only because I know the how. When I started I made losses but now I know the ins and outs, so it's joy all the way. I've once made #104,500 in a day. The secret is to hedge your losses.

I hope this helps.

Throwing out a 9 million naira revenue figure is misleading when you have not explained the expenses involved. You mentioned paying salary, already that can take a huge chunk out of the 9 million naira. At the end, what is left when other expenses are as well deducted.

Please, kindly state the PROFIT and not just revenue.

Secondly, 30 million naira is just for building. What is the cost of furnishing (at least give a range) . Bundle up the whole price and give it to us.

Thirdly, it's a normal thing to have vacant rooms not paid for. There's no full assurance that students would come rushing with 150k Most especially, 60 students. What is the hedge against this? Do you offer any further help in terms of tenant acquisition or you just build and dissappear? Let us know.

Maybe if you are transparent enough, people might become interested. Nobody is a fool.

THANKS

I need suggestions on transferring my machine learning models to the web and mobile apps. I use TensorFlow and sometimes Keras, So I deal with protobufs and HDF5 formats.

I've tried deploying with TensorFlow serving and kubernetes on docker but I hate the Remote Procedure Call concept. Any other alternative solution would be much appreciated.

olagunjumariah:
Can we arrange to see each other? we may have a project to embark on. my name is Chuks. Please respond as soon as you see this message.
Thanks

Hello Chuks

Sorry for the late reply. I spend little time on nairaland. Send me a mail @ zamie199@gmail.com Let's discuss further...

08102377892

tunasha:
yes

08136549987

Is this still holding...