Money is a very important factor in running a family smoothly.However many people do not use enough time and tools to plan and monitor their earning/spending pattern and general family financials. They do not do in-depth analysis and budgets yet they expect miracles to happen such that they become self sufficient or even rich overnight.So, they helplessly feel trapped in a cycle of Work => Earn => Spend => Work => Earn => Spend... (the cycle never stops). Do you use any tool to know if your Net Worth is increasing over time? By how much?

Truth be told. Many people know that they need a higher degree of effort and discipline in other to achieve their personal and family financial dreams but they try to do it without the right tools or worse still without any tool.That is similar to trying to cut down a big solid tree with bare hands. So, it is not just about what you desire. You MUST use the right tools to get things done.

Are you trying to cut down the tree with bare hands or with a chain saw? Are you trying to handle your personal or family financials with bare hands or with the right tool? Visit www.SpendoGram.com to help you. Try it for FREE.