*THE 5 WORLD-KNOWN AVENUES/VEHICLES TO GENERATING PASSIVE INCOME*



The very moment you understand the 5-world known vehicles/avenues to
generating passive income, it sets the FOUNDATION of your financial
intelligence. Every financially free (or rich) person plays in these 5
vehicles/avenues for generating passive income



*QUICK DEFINITIONS:*

*Financial Intelligence** is the part of our total intelligence we use to
solve financial problems!*

*Financial Freedom** is a point in one’s life where one EARNS ENOUGH
PASSIVE INCOME THAT TAKES CARE OF ALL HIS LIVING EXPENSES.*



THE *3 “ENGINES*” THAT MAKE THE *5 “AVENUES”* WORK:

i.) *Leverage*— this simply means “*Benefiting from other
people’s effort to achieve your goals.”*

ii.) *Passive Income*—means “*Income that comes in
continuously whether you work or not.”*

iii.) *Compound Interest*—an ability of an amount to keep
multiplying by a multiplier effect. Albert Einstein said “*The greatest
invention of man is compound interest!”*





*1. **REAL ESTATE:*

- *Passive Income:* The passive income from *Real Estate* is called “*
RENT*”! RENTAL INCOME is passive income! How? Simple: you *build/buy* a
property, and then you *put* tenants in it, put a management
team/structure to *manage* it…every month you collect *RENT *without
doing any work for life! It’s amazing. In fact, the word “RENT” is an
amazing word in financial intelligence—whether you’re collecting rent from
landed properties or other things. Now imagine if you have about 500
properties where you collect rent from. That’s passive income that
literally leads to financial freedom. Kim Kiyosaki (wife of Robert
Kiyosaki) has about 3000 houses scattered around different countries of the
world—one woman.
- *Leverage:* The Leverage enjoyed in Real Estate is “THE BANKS’ MONEY”.
The world accepts that “Real Estate is one sure investment you can use the
banks’ (or other financial institutions’) money to invest in!” So, you can
leverage on the Banks’ money to go into Real Estate. For example, you can
use $100 to buy a $1million property (and taking a 90% mortgage).
- *Compound Interest*: The Compound Interest in Real Estate is called
“CAPITAL APPRECIATION”. Meaning, the value of Real Estate property is
always on the increase. In Real Estate, the 3 engines are fully present!

(The *ratio* is between *2—15%*. The only challenge to Real Estate is that
you need to have huge capital—millions of naira—before you can play in it.
Usually, it’s intelligent grow your funds and real estate intelligence and
ultimately play in it. Real estate can make anybody financially free!)





*2. **AUTOMATED BUSINESS:*

- *Passive Income: *The passive income from *Automated Businesses* is
called “DIRECTOR’S BONUS”. Director’s bonus is passive income! How does
this work? Simple: You build a business till the point that the business
works as a system. Thus, you can bring someone else to run the system for
you—so you step aside. As long as the business is being run by someone else
on your behalf, you earn director’s bonus passively for life because you
are now a “CHAIRMAN” who built the business. Bill Gates today, has no
involvement with Microsoft (the company he founded) but he continues to
earn every time from Microsoft. Even if he dies tomorrow, his family and
his generations yet unborn will continue to earn from the automated
business. This is the same for the owners of access bank, the owners of
GTBank who no longer works there who earns director’s bonus. This is a very
good *avenue* to financial freedom as well.
- *Leverage: *You leverage on the people in the company—the employees,
the executives, etc. (There’s really no much of compounding in this
vehicle/avenues).

(The *ratios* are good and high: *about 20—40%,* though the risks are high
as well. The only challenge is that you need a lot of financial and
business intelligence. It also takes years to build a sustainable
profitable business).





*3. **PAPER INVESTMENTS:*

- *Passive Income*: The passive income from *Paper Investments* is
called ““DIVIDENDS” or “INTERESTS” or “Return On Investments (ROI)”.
“Dividends” is passive income! How does it work? Simple: With your huge
amount of money, you buy a part of a company, and then a document/agreement
is signed such that when the company makes profit, you always share a
percentage of the profit. Here your money works for you! The dividends or
interests are either from the SHARES/STOCKS, BONDS, TREASURY BILLS, FIXED
DEPOSIT that you buy/invest in. This is also a vehicle for financial
freedom!
- *Compound Interest*: There is also little compounding as the company
grows. (There is an inconsistent leverage in this vehicle/avenue).

(The *ratios* are between *1—15%.* The only challenge is that if you don’t
have enough money and business skills, you cannot play in this or even
worse, you could lose your investment capital).





*4. **INTELLECTUAL PROPERTY:*

- *Passive Income:* The passive income from intellectual property is
called “ROYALTIES”. “Royalties” is passive income! How does this work?
Simple: BRAIN WORK! Finish! You produce something from your brain e.g. you
write a book, a piece of music, a drama/movie script, you design a
software, you speak/train people, you create a mind-blowing IDEA, etc. and
then channel it *towards an automated business* (with an agreement) such
that the business pays you royalties as long as your idea is helping the
business grow. It can lead to financial freedom!
- *Leverage:* You can leverage on your publishers to sell your book for
you and pay you your royalties, if you’re a good author. (There is not so
much compounding in Intellectual Property).

(The *ratios* are between *$50 and $1million*. The key to this is PERSONAL
DEVELOPMENT, TALENT, SKILL and BUILDING YOUR BRAND! Your idea can only
become golden if you develop consistently personally! You can rate this by
how much book you’re going to write, etc.)





*5. **NETWORK MARKETING** (built for about 5 years)**:*

- *Passive Income:* The passive income here = “NETWORK MARKETING
BONUSES”. This is the biggest of all the engines. In fact this is rated *The
#1 Millionaire Producing Industry* in the world. This industry has
produced more millionaires (in dollars) than any other industry since the
history of the world! This industry is the new way to financial freedom! In
fact, it has been predicted to be the 21st Century direction for business
(or entrepreneurship). It is also known as “*The Business of the 21st
Century”*. It requires little capital, it has low risk and it gives you
a higher chance of becoming financially free than any of the other engines
of wealth creation written above. This industry will give you the following
8 things: Personal development, access to own a 21st Century Business,
extra-income, access to meeting new people, helping people succeed,
financial freedom, time freedom, and leaving a legacy!
- *Leverage*: Here, you literally leverage on ALL the efforts of people
in your team. Leverage is very strong.
- *Compound Interest*: The compounding in Network Marketing is simply
mind-stretching! Compounding is so strong in Network Marketing! Like Real
Estate, Network Marketing scores 3/3 on all the wealth creation engines. It
has leverage, passive income and compound interest.

(The *ratios* are amazing, between *$500 and $1million*). Interestingly,
I’m presently involved with a Network Marketing Company called “Avenues to
Wealth” and my experience has been amazing!

* *

*What exactly is Network Marketing*? Network Marketing is a distribution
Model that allows a producer to sell his product directly to the consumer
through relationship referrals:

*It's like this:*

You go to the market to buy a TV. After purchasing the TV, the TV becomes
yours. You can go home and enjoy it as long as you want. But the person who
sold the TV to you also said, "If after you've enjoyed the benefits of this
TV, if you recommend it to your friends to buy from me, I'll reward you
financially. And even when your friends recommend it to their own friends,
you'll still be rewarded financially!" So, if you don't tell your friends,
the TV is still yours. But if you do tell your friends, it makes more
sense! So if you build a team of distributors who will also build a team,
you can literally become financially free! It's an amazing opportunity!



*What is NOT passive income!*

[/b][b]*1. Pyramid Schemes*—any scheme that says "just bring people" and there is
not product of value you're buying in the process is NOT passive income.
Run away from it!

*2. High Yield Investment Programs*—any investment higher than 100% bank
rates is NOT passive.

*3. Non-inheritable Investments*—if it cannot last to generations yet
unborn, it is NOT passive. "A good man leaves inheritance for his children
and his children's children"

*4. Investment without documentation*—signed agreements are very important
in any investment!

*5. Network Marketing Bonuses BEFORE 5 years*—as a recommendation, your
network marketing business should be build committed for 5 years before you
begin to call it PASSIVE (though you could start earning passively before
then).





*MY RECOMMENDATIONS:*

1. Start with *Network Marketing*!—It requires little capital, low (or
no) risk, and a solid, sustainable system.Then...
2. Begin immediately to develop and brand yourself so that you can play
in *Intellectual Property* (this helps you to develop a strong network
of people). Then...
3. Move immediately into *Real Estate* (in A2W, we have an opportunity
for you to own A FRACTION of a property). Then...
4. Move straight into *Automated Business. *Then...* *
5. Consider *Paper Assets* Last.



If you truly have* financial freedom* as your goal, you need to start
building from Network Marketing today, and you can start *now* by coming on
board Avenues to Wealth…

Remember...

"Money doesn't make any body rich, financial intelligence does!"





*Pastor Wale Ojo,*

+2348028665065

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