Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / NewStats: 3,153,436 members, 7,819,589 topics. Date: Monday, 06 May 2024 at 06:35 PM |
Nairaland Forum / Nairaland / General / Jobs/Vacancies / Credit Risk Management Officer Jobs At Standard Bank In Lagos (548 Views)
JUMIA Recruiting For Customer Relationship Management OFFICER / Graduate Trainee Opportunity In a Top Bank In Nigeria / Forte Oil Plc Graduate Safety Officer Jobs At Onne, Rivers State (2) (3) (4)
(1) (Reply)
Credit Risk Management Officer Jobs At Standard Bank In Lagos by nsodo: 6:55am On Mar 27, 2013 |
Job Title:Credit Risk Management Officer, SME Job ID 10828 Location Nigeria Division Group Risk Management Position Category Credit Risk Employment Type Full Time - Permanent Shift No Regulatory Approval Yes Post Closing Date Mar 29, 2013 Position Description Main Purpose of the Job •To carry out credit procedures, maintain a tight control over all aspects of advance administration, with the primary objective to contain credit risk within acceptable parameters. Key Responsibilities •Ensure that SME accounts identified as problematic are placed on the watch list and re-risk graded to reflect their current irregular status. •Manage and monitor Referral Report - Daily. •Generate and follow up on Irregular accounts/excesses - Daily & Weekly. •Oversee that SME accounts identified as problematic are taken up with the Business Unit to ensure that remedial action is taken to regularise the exposure and /or escalate them to the Rehabilitation and Recoveries team •Ensure that covenants and approval conditions for SME facilities are recorded, diarised and followed up effectively •Manage and ensure the proper monitoring of the following reports: o Referral report o Dormant accounts o Accounts with debit balances without approved limits •Liaise with approved Estate Surveyors and ensure that turnaround time on Property Valuation does not exceed three days. •Ensure reconciliation of the Valuation SRA account is ready by the third working day of a new month •Identify irregular SME accounts and liaise with respective branches to ensure that remedial action is taken to regularize the exposures or escalate them to respective evaluation Manager or Manager, Credit Risk Management who will escalate them further to higher authority •Maintain a diary system to ensure timely follow up and ensure that corrective action is taken and the account rectified as indicated. •Ensure that irregular SME accounts are downgraded as per policy and facilitate hand over to R & R post 30 days in arrears. •Communicate with branches to ensure regularization of SME accounts. •Ensure that SME accounts identified as problematic are placed on the watch list. •Monthly reporting of SME accounts to be placed on Watchlist to Team Leader, Credit Risk Management. •Updating Covenant tracker – Monthly for all SME accounts. •Prepare conditions precedent checklist to facilitate approval for draw down of SME facilities once satisfied that all terms and conditions of sanction/covenants for SME activities have been met and all required collateral have been obtained and are in legal order. •Any other responsibility assigned by the Team Leader. How to apply; https://careers.peopleclick.com/careerscp/client_standardbank/external/jobDetails.do?functionName=getJobDetail&jobPostId=22021&localeCode=en-us Deadline:29/03/2013 Source: SegaJob Nigeria |
(1) (Reply)
I.T Lecturing Job In Ibadan 25k / Human Resources Manager Urgently Needed / Wanted: Wood Technology Graduate
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 10 |