Residents of Nigeria may now use any InterSwitch card (CashCard or bank issued ATM card) to transfer payment to Web4Africa. Your card needs to have the InterSwitch logo behind it and you should use an InterSwitch ATM. All 25 banks in Nigeria are currently on the InterSwitch network. This means you can make payment at thousands of InterSwitch ATMs around Nigeria.
Please check http://www.web4africa.net/clients/announcements.php?id=3 for instructions

That is great.

Why can't people just pay directly on the website?

workingirl:

Why can't people just pay directly on the website?

@workingirl

I guess most Nigerian webmasters are not able to afford paying the setup fee of the following payment processors: interswitch/etransact/vpay in order to receive the API script installed on their secured website allowing users to charge their credit cards payment directly.

Very few of those webmasters has no problem obtaining their own payment processing to be employed credit card transaction resulted on their website.

Check out existing Nairaland threads at below:

Interswitch/etransact/Vpay Cards for N15,000 Set Up?
https://www.nairaland.com/nigeria/topic-74634.0.html

Interswitch! Are They Really Making Difference in Nigeria?
https://www.nairaland.com/nigeria/topic-4753.0.html

Interswitch ATM/Debit Card - The Answer To Online Fraud?
https://www.nairaland.com/nigeria/topic-4617.0.html

Thanks for responding. Is this fraud then, https://www.mynigeriacashcard.com/Content/usingcashcard.aspx?

workingirl:

Thanks for responding. Is this fraud then, https://www.mynigeriacashcard.com/Content/usingcashcard.aspx?

That option (to send money online) only applies to Interswitch Cashcard users. If you have a Cashcard, you can pay online. However, a majority of the Interswitch cards in circulation are Debit cards tied to the respective bank accounts of users; and they do not function like Cashcard. Holders of this conventional debit cards have to visit an ATM machine to transfer funds.

@workingirl

You asked me whether this site you mentioned above is fraud or not! According to the Interswitch site on the CashCard section and i clicked and saw the legal site address: www.mynigeriacashcard.com there. It said as follow below:

CashCard can be presently obtained from selected member banks on the InterSwitch network. Also, private organisations such as Globacom, MTN, FCTA have partnered with InterSwitch to issue their own brand of CashCards.

As a result, please use a real legal CashCard site address I provided above.

Therefore, I googled checking to find the following official payment processors' company information and website addresses in Nigeria. [remember: i do not live in Nigeria]

InterSwitch Limited: offers Electronic payment solutions, ATM machines, debit cards etc. http://www.interswitchng.com/
include it prompts a warning dialog message for you to read.
Address: Plot 1648C, Oko-Awo Close, Victoria Island, Lagos
Phone: +234 1 4739101, 4616300, 4617822; Fax: +234 1 4616299

eTranzact Nigeria Limited: Electronic payment solutions.  http://www.etranzact.com
Address: 25/27, Adeyemo Alakija Street, Victoria Island, Lagos
Phone: +234 1 2701162; Fax: +234 1 2701163

Smart Switch Nigeria: Payment solutions company . fully integrated payment, switching, settlement and identification system. http://www.smartswitch.com.ng
Address: 19 Saka Tinubu Street,, Victoria Island, Lagos
Phone: +234 1 2719972, 7612006; Fax: +234 1 2718343, 2719978

Card processing or Payment processing Consulting Services:

Intermarc Consulting Limited: offers Prepayment Solution Platform, RFID and other Identification Solutions, Training and Capacity Building, Consulting Services, e-Fraud & Risk Management Solutions. http://www.intermarc-ng.com/
Address: 2nd Floor, 161B Rafiu Taylor close, Off Idejo Street, Adeola Odeku, Victoria Island, Lagos.
Phone: +234 1 4367125, 4721160, 08037420002; Fax: +234 1 2623770

Cards Technology Limited: offers Transaction Switching & Processing, Card Printing/Personalization, Cards & e-Commerce Training, e-Payments Software Solutions, e-Business Consulting. http://www.cardstechnology.com
Address: 24A Campbell Street, Lagos Island, Lagos
Phone: +234 1 2646353, 2646255; Fax: +234 1 2646385

Obviously there’s no difference between https://www.mynigeriacashcard.com/Content/usingcashcard.aspx? And www.mynigeriacashcard.com. By looking at the root address, you’ll see that the two addresses are from the same domain. And as you can see, the first link has Secure Socket Layer (ssl) showing that is a secure site.

Update: Web4Africa now accepts InterSwitch Verve and Naira Mastercards over the Internet for web hosting, domain name registration