Monicap Integrated Services offer micro loans to small business owners and for personal needs.

- Loans disbursed are between N100,000 and N500,000 and interest rates are competitive among micro-finance institutions while maximum tenor for loans is one year.

- Loan seekers (for personal needs) must be in paid employment with verifiable job details along with bank statement for 6 months while small business owners must have assets to use as collateral. In addition, loan seekers must be willing to provide and one or two salary earner(s) willing to stand as a guarantor to the loan been sought for.

Interested applicants are to send an email to monicap.integrated@live.com detailing out their needs and purpose for the loan being sought.