Poverty is caused nt cos of lack of wealth bt mainly due to inapproriate allocation of available resources. Most Nigerians live a livestyle they cant sustain and its very unfortunate that the poor are the most guilty. I cant imagine a man using 70% of his earnings to pay house rent. At the end of the day we're left no savings. Heaven help those who help themselves, should any opportunity present itself, how will you make the best of it? So, my simple advice is that out of whatever you earn, no matter how little it is try to save part of it. I'll recommend you read the RICHEST MAN IN BABYLON if you wish to improve your saving habit. One simple rule from that book is that ONE-TENTH OF YOUR EARNING IS YOURS TO KEEP!