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The Motor Insurance Guru - Ask All You Can Ask by mandigold: 10:15am On Dec 02, 2013 |
Do you have questions concerning your motor insurance? Do you have issues with your car claims? Do you want to find out what type of insurance is suitable for your car? Do you want to know what policy excess is all about? Do you want to know how to identify a fake motor insurance? Do you need a car tracker when you have a comprehensive policy? Do you want to know anything about motor insurance? Then, ask the insurance guru. TODAY’S LESSON What does a comprehensive car insurance cover? Comprehensive car insurance covers the insured’s car against the following risks and perils: Accidental damage to the car Theft of the car Fire damage to the car Damage to windscreen Injury to any 3rd party Death to any 3rd party Theft of car accessories. If specifically covered So, when you buy a car insurance policy be sure to ask for the policy document and ensure all these covers are within the policy. The injury and death benefits should be stated unlimited, For enquiries email: mandiukgold@gmail.com or call 08156683303 |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 11:10am On Dec 02, 2013 |
mandigold: Do you have questions concerning your motor insurance? |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 2:45pm On Dec 03, 2013 |
What questions do you have today?[i][/i] mandigold: Do you have questions concerning your motor insurance? |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 8:26am On Dec 04, 2013 |
WHAT IS POLICY EXCESS? Motor Insurance Policy often has a clause called ''Policy Excess.'' The policy excess is the amount paid by the insured for each and every claim made. The policy excess can be stated as a fixed amount, e.g. N20,000 for each and every claim. It can also be stated as a percent of the clam, e.g., 10% for each and every claim. Lastly, it could be stated as both a percent and an amount, e.g. 10% or N20,000.00 for each and every claim, whichever is greater. The policy excess is inserted in most motor insurance policy to make the insured or owner of the vehicle more cautious when he/she is driving. It is to ensure reasonable precaution on the part of the insured. However, most companies allow the insured to buy back the excess, which is referred to as ''EXCESS BUY BACK.(EBB)'' This means that the insured does not have to pay a part of the claim anytime a claim is made. The cost for the EBB is usually a fraction of the premium payable. Hope you've gleaned something from today's lesson? For all your insurance need, contact the insurance guru on 08156683303 or email; mandiukgold@gmail.com Enjoy 1 Like 1 Share |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 1:04pm On Dec 04, 2013 |
mandigold: WHAT IS POLICY EXCESS? |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 7:31am On Dec 05, 2013 |
WHAT IS POLICY EXCESS? Motor Insurance Policy often has a clause called ''Policy Excess.'' The policy excess is the amount paid by the insured for each and every claim made. The policy excess can be stated as a fixed amount, e.g. N20,000 for each and every claim. It can also be stated as a percent of the clam, e.g., 10% for each and every claim. Lastly, it could be stated as both a percent and an amount, e.g. 10% or N20,000.00 for each and every claim, whichever is greater. The policy excess is inserted in most motor insurance policy to make the insured or owner of the vehicle more cautious when he/she is driving. It is to ensure reasonable precaution on the part of the insured. However, most companies allow the insured to buy back the excess, which is referred to as ''EXCESS BUY BACK.(EBB)'' This means that the insured does not have to pay a part of the claim anytime a claim is made. The cost for the EBB is usually a fraction of the premium payable. Hope you've gleaned something from today's lesson? For all your insurance need, contact the insurance guru on 08156683303 or email; mandiukgold@gmail.com Enjoy |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 4:27pm On Dec 05, 2013 |
mandigold: WHAT IS POLICY EXCESS? |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 9:08am On Dec 06, 2013 |
TODAY'S LESSON WHY FIGHT WHEN YOU CAN INSURE? The STORY is best told in pictures..... Hope you've gleaned something from today's lesson? For all your insurance need, contact the insurance guru on 08156683303 or email; mandiukgold@gmail.com Enjoy
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Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 2:30pm On Dec 06, 2013 |
mandigold: TODAY'S LESSON |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 1:51pm On Dec 09, 2013 |
Deciding not to insure, its a decision in itself. However, that is not a good decision. Talk to the insurance guru today.[b].... Eventualities do not serve notice always be prepared.[/b]
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Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 9:51am On Dec 13, 2013 |
mandigold: WHAT IS POLICY EXCESS? |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 1:54pm On Jan 02, 2014 |
Happy New Year. For all your vehicle insurances; comprehensive, 3rd party only, 3rd party & theft and 3rd party, fire and theft, kindly contact the insurance guru. Rate affordable and maximum cover intact. mandiukgold@gmail.com mandigold: Do you have questions concerning your motor insurance? |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 4:52pm On Jun 16, 2015 |
mandigold: |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 4:52pm On Jun 16, 2015 |
mandigold: |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 1:27pm On Feb 01, 2016 |
There are too many fake insurance certificates flying around, especially those you get from patronizing the 'road side'. Don't waste your money on such, visit any insurance company's office and get a valid motor insurance certificate today...stop getting 'may police allow me go...' Hilarious isn't it... |
Re: The Motor Insurance Guru - Ask All You Can Ask by mandigold: 1:28pm On Feb 01, 2016 |
There are too many fake insurance certificates flying around, especially those you get from patronizing the 'road side'. Don't waste your money on such, visit any insurance company's office and get a valid motor insurance certificate today...stop getting 'may police allow me go...' Hilarious isn't it... |
Re: The Motor Insurance Guru - Ask All You Can Ask by Lancier(m): 9:00pm On Apr 04, 2016 |
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