This is a scam organisation under charles dukwe..it will lie to you that they have. @ a cost of #15000. 1. Elderly care. 2.free medical coverage 3. Free prescription 4.free admission 5.free quarterly aid 6.free legal. Support. 7.burial and funeral expenses. 8.coverage transferable to 3generations. 9.free holiday retreat. They will even tell you they have free grey &strong coverage which will have the beneficiaries receiving blood pressure test devices&kits ..even free laptop, scholarship &computer training. They have offices all over Nigeria..its all scam please don't fall for it. They even have a magazine...and a website