When it comes to Nigerian service providers, you no longer have to be
scared of running out of call credit or airtime as you can easily borrow or loan airtime from various Nigerian
service providers such as MTN, Airtel and Glo with an option to pay back later when you recharge.




This comes in handy in
situations where you find yourself in an area without recharge centers and
urgently need to recharge credits to your phone for calls.

In this post, I’ll guide you through the various procedures and requirements to be able to borrow airtimefrom the said service providers in Nigeria.

How To Get Airtime
Loan From Airtel
Airtel is the first service
provider to implement this package in Nigeria in 2013 under package
nicknamed Airtel Talktime.
This allows customers to top up their credits or airtime without having to use recharge cards but only as a loan to pay later.
Below are the
requirements before you can be able toborrow airtime on your Airtel line.
*.Your line must be up to 3 months old.
*.You must be a prepaid customer whose line is not suspended.
*.You must have repaid all outstanding loan airtime collected previously.
Now you’ve known the
requirements to borrow airtime on the Airtel line, here is the procedure
involved.
*.You can initiate the
lending on Airtel by dialing *500# and follow the steps to choose either N50, N100, N200 or N500.
OR use the following codes below to choose any one of the airtime loans on airtel.
*.Dial *500*50# for N50
*.Dial *500*100# for N100
*.Dial *500*200# for N200
*.Dial *500*500# for N500
Note:These codes will only work if your are eligible for the package.

How To Borrow Airtime (Credit) From MTN
In line with the Airtel
Talktime, MTN introduced
theMTN Xtratimeplan for
eligible customers. With
this package you can
easilyloan call airtime from MTN and pay later. For now, the only know eligibility criteria is been a prepaid customer having between N0 – N12 airtime.
Other criteria are not yet spelt out such as the number of months of usage or monthly recharge minimum.
To Check your loaning
eligibility on MTN, perform transactions (i.e to borrow the airtime on MTN), simply dial*606#.
Note:MTN deducts a 10% fee for whatever amount you borrow. Meaning that if you loan N100 airtime, you’ll be given N90 and you’ll have to pay back later N100 when you
recharge. This is actually a downside anyway.
How To Borrow Airtime From Glo
It’s quite simple to get an airtime loan from Glo tel- network provider in Nigeria. All you need do is follow the below laid down procedures.
*.Dial*321#and create a 4 digit PIN which you’ll be using for your airtime borrowing transactions.

*.Now to borrow airtime from Glo, dial*321*PIN*Amount you wish to borrow#

That’s how you can easily
loan airtime freely using
the Glo SIM network.
Note:You will be charged 5% of every transaction you make unlike MTN which goes for 10%.
How To Get Airtime
Loan From Etisalat
As at time of this post, the Etisalat network has not introduced this feature for their customers. We would definitely update this article whenever such is added. Feel free to leave your opinions, other working methods or recent news you know
abou tborrowing airtime from MTN, GLo, Etisalat and Airtel using the comment box below.
If you encounter any
issues using any of this
services, please do not fail to let us know. Cheers!

OK its still FTC things...

It would seem all of the networks are now intent on making sure you keep talking till you find it convenient to top up your airtime