Let me introduce Goodness Enterprises, a fee-only firm that sells no products other than financial planning services.  The firm was formed on a relationship focused business model vs. transaction-focused business model, highlighting the importance of gaining and maintaining long-term relationships.  We provide customized, personal service and independent, objective financial counsel.  The firm focuses on developing efficient, diversified investments.

As consultants we enable you to understand, control, and maximize your financial situation. We hold the highest standards, and make personalized service our top priority. We remain current on every relevant aspect of our clients' financial affairs, and possess the expertise to help each client make the most effective decisions.
Our clients include entrepreneurs, business owners, professionals, inheritors, divorcees, widows/widowers and retirees.
We as a consulting firm are by choice a small firm. For this reason, we have the capacity to begin relationships with a very limited number of new clients each calendar year. In taking these new clients, we look for individuals that we can have the most impact on the well-being of their finances.

Whether you are in your prime working career, nearing retirement or trying to make your income last in retirement, a financial planning relationship can help you navigate through life changes.

PRINCIPAL CONSULTANT
My Name is Nwagbara Chinedum I am the principal consultant and I work with individuals and families to help them transform their financial objectives into reality. 

Over the past 8 years, i have developed expertise in the areas of efficient Investment planning, Investment research and selection, education savings strategies and retirement planning.  After working with several financial services firms, I founded Goodness Enterprises in 2005.

I am a graduate of Enugu State University of Science and Technology with a Bachelors degree in Accounting Education, I am an astute Financial Planner and Investment Researcher.

MISSION
Goodness Enterprises’s mission is to help our clients transform their financial dreams into reality. We accomplish this by listening to you so that we understand your goals, identifying the best financial strategies that will enable you to achieve your goals, and implementing those strategies that will enable you to realize your dreams.  Our clients are individuals and families that seek a long-term relationship with their financial advisor built on a foundation of mutual trust.

What is Fee-Only?
We are a “fee-only” consulting firm.  This means we charge only for our services.  Because we receive no commissions, we will never “push” a particular product because of any additional fees that we might receive.  We believe that clients are best served by a comprehensive approach to financial planning.  Goodness Enterprises believes that fee-only compensation is vital to ensuring that the interests of our clients are single-mindedly always placed above all others.

[center]SERVICES[/center]
Listed below are the financial planning services we provide to help individuals navigate through the various financial stages of their lives. We focus on assisting clients in managing their changing financial needs and improving investment returns. This is most effectively accomplished by integrating a combination, if not all, of the following services.

PERSONAL FINANCIAL PLANNING
Personal financial planning is a broad term simply defined as a method of mapping out the best route toward the financial goals in one's life. These goals most typically include planning for a family, a major move, a major purchase, education funding, or retirement, among other situations.  Our goal is to help you determine which actions to take in order to most effectively achieve those goals.  We will prepare a customized plan which integrates your investments, time horizon, and lifestyle

INVESTMENT PLANNING
We are committed to fulfilling our clients' desires for innovative investment solutions, and access to quality services. We have extensive experience in Asset Allocation, as well as in Investment Selection. In providing these services, we look at your short-term and long-term financial objectives on an ongoing basis. We believe it is important to continually revisit these benchmarks as life progresses and as situations change.

Because we are relationship focused business vs. transaction-focused business, our interests are aligned with that of our clients. As a result, we can objectively recommend investment vehicles to grow their wealth.
Our Investment Planning services fall into the following two general categories: (1) Asset Allocation & Portfolio Construction, and (2) Performance Monitoring and Review.

RESEARCH AND RECOMMENDATION OF INSURANCE/RISK MANAGEMENT PRODUCTS
Insurance helps manage risk in the external environment.  We feel that it is necessary to review existing insurance policies to ensure that the appropriate coverage is in place.  This is a service we provide to all of our clients in the areas of life, disability, & liability insurance.  Our goal is to ensure that you and your assets are adequately protected.

INVESTMENT DUE DILIGENCE, RECOMMENDATION AND IMPLEMENTATION
We thoroughly research every investment vehicle recommended during the investment planning stage and also help in the implementation of the investment plan.

We'd love to talk to you about planning for your financial future. For more information or arranging for a complimentary web meeting contact us either via email at goodnessenterprises@gmail.com or by telephone at 01 – 8127532, 08061179548.

We are looking forward to helping you plan a financial future that is aligned towards achieving your life’s objectives because money doesn’t come with instructions.