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Nairaland Forum / Nairaland / General / Business / GTB Mobile Money Transfer - How Secure Is It? (38945 Views)
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Re: GTB Mobile Money Transfer - How Secure Is It? by xdos(m): 9:24am On May 26, 2015 |
I dont think I'll bother much if I should lose my account token cos the person who stole it will still require my password to access my account. How much careful can you be.. Imagine having someone with a questionable attitude staying with you in the same house.. While asleep, the person gains access to your wallet containing your atm card and mobile phone... The person can easily do a transfer and recharge, delete sms alerts and you wont know and still return your wallet back. tabolaji: |
Re: GTB Mobile Money Transfer - How Secure Is It? by Nikyluv(f): 9:31am On May 26, 2015 |
pickabeau1: Hmmmmm, the 20k is a big lot of money |
Re: GTB Mobile Money Transfer - How Secure Is It? by ismogimo: 9:56am On May 26, 2015 |
That is one bad thing about the service. should the card get lost together with one's phone, one stands the risk of losing 20k and that is even if one is able to report the case that same day. Am even thinking about smartly erasing the last 4digits off the back of the card and keep it in my head and some other safe places. But is still good since it can only be done on your registered line with the bank. That 20k no b change o |
Re: GTB Mobile Money Transfer - How Secure Is It? by pickabeau1: 10:03am On May 26, 2015 |
Re: GTB Mobile Money Transfer - How Secure Is It? by Rexyl(m): 10:06am On May 26, 2015 |
Tgirl4real: Tgirl4real: So simple process and may not be secure. Careless mistake will make your acct empty without any trace within few seconds. You shouldn't have registered your account for internet banking. Mobile application can be more secure for transactions and serve you better. You just need to load the mobile wallet from your main accout with the amount you need over a period of time, and with your ATM card you can do that at any time |
Re: GTB Mobile Money Transfer - How Secure Is It? by Nobody: 10:15am On May 26, 2015 |
I have tried it and I can assure u it is quite secured cos there is no how u could do transfer without the phone number you use to open your account with the bank. The recipient will receive the credit alert using ur phone number as d sender and not ur bank details. I wod have uploaded a sample but for security reasons. SHALOM! |
Re: GTB Mobile Money Transfer - How Secure Is It? by Rexyl(m): 10:25am On May 26, 2015 |
ttymyluv: Like how much were you charged? |
Re: GTB Mobile Money Transfer - How Secure Is It? by pickabeau1: 10:28am On May 26, 2015 |
ttymyluv: that number? what is special about the number |
Re: GTB Mobile Money Transfer - How Secure Is It? by Rexyl(m): 10:41am On May 26, 2015 |
bola4dprec: But not all accounts are registered for BVN, I think mandatory registration still extends to the end of June. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Rexyl(m): 10:48am On May 26, 2015 |
Exponental: You mean they hide somewhere and a load of cash will just be carried to them, even with the security escort and they wouldn't be arrested? Lol! |
Re: GTB Mobile Money Transfer - How Secure Is It? by Rexyl(m): 10:54am On May 26, 2015 |
xdos: A good lesson here... The need to verify source of money getting to one's account before being withdrawn for someone claiming to have used the account. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Tgirl4real(f): 11:33am On May 26, 2015 |
mcfynest: Hi mcfynest, longtym. It doesn't require a pin. Anyone that has access to your phone and ATM can transfer money from your account without your permission. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Rexyl(m): 11:34am On May 26, 2015 |
linearity: This makes me sound Heh! So technology has gone beyond thwarting and faking physical appearance to faking the whole human beings - their organs and body system, all for criminal behaviors. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Tgirl4real(f): 11:35am On May 26, 2015 |
ttymyluv: You don't seem to get the gist at all. 1 Like |
Re: GTB Mobile Money Transfer - How Secure Is It? by Tgirl4real(f): 11:39am On May 26, 2015 |
Rexyl: What you are saying is not clear. I didn't say I registered for anything. This is a free for all service. Registered or not, anyone with access to your ATM and registered mobile no can transfer funds from your account. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Tgirl4real(f): 11:45am On May 26, 2015 |
bola4dprec: I think you should continue cos I am still not convinced how this is secure. The registered no is the no you opened your account with and it will most likely be your primary no. The more we look at it, the more I see its loopholes. GTB needs to make some adjustments or scramp it totally. I guess with GTB, we need to be more protective of our ATM cards. 1 Like |
Re: GTB Mobile Money Transfer - How Secure Is It? by Nobody: 11:50am On May 26, 2015 |
Re: GTB Mobile Money Transfer - How Secure Is It? by Rexyl(m): 11:55am On May 26, 2015 |
Tgirl4real: It wasn't registered for ke! You mean it's just automatic to access the account and move the money out, even without the concept of the owner of the account? That's very bad, and means they create an avenue to defraud rather to securely transact business with the mobile account. GTBank should either stop or ensure the platform is secure as a matter of urgency. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Tgirl4real(f): 11:59am On May 26, 2015 |
Rexyl: Read the first few posts again, you will get the gist more clearly. |
Re: GTB Mobile Money Transfer - How Secure Is It? by rayconsult(m): 1:32pm On May 26, 2015 |
Pls can i recharge my fone through dis code *737* |
Re: GTB Mobile Money Transfer - How Secure Is It? by NobleG1(m): 2:08pm On May 26, 2015 |
Tgirl4real: It's safe, unless the thief knows your pin. It is the same as losing your bank card, the card will be useless to a thief unless the thief knows your pin. Use the mobile transfer, it's convinient and safe. Memorize your pin and your bank account will be safe. Make sure you install an anti-virus app (Avast is good and free) to protect your mobile device against nasty virus and malware. Also make sure your mobile device is encrypted with a password. If your encrypted device is lost, nobody can use it without a password. All modern mobile devices have this embedded security feature. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Tgirl4real(f): 2:35pm On May 26, 2015 |
NobleG1: You guys keep mixing things up. This is different from the normal mobile banking where you need to download an app. This one doesn't use a pin, only the last 4-digits on your ATM card. |
Re: GTB Mobile Money Transfer - How Secure Is It? by Tgirl4real(f): 2:38pm On May 26, 2015 |
NobleG1: OK. I think I can buy this. But ermmm.....na long thing o. |
Re: GTB Mobile Money Transfer - How Secure Is It? by NobleG1(m): 3:08pm On May 26, 2015 |
Tgirl4real: Oops! I didn't read the post well, sorry. Using the last 4 digits of your atm card is totally wrong and unsafe! Anyone who steals your bag that contains your card and unencrypted mobile device, can easily empty your bank account. For a bank to do this is reprehensible! They should have created another layer of pin security, for a user-created pin. 1 Like |
Re: GTB Mobile Money Transfer - How Secure Is It? by Davijunson: 3:29pm On May 26, 2015 |
hardbody:calm down bro.. I only aired out ma Observation. I ain't faulting it's presence in the Front page. abi it's now a crime to make observations. |
Re: GTB Mobile Money Transfer - How Secure Is It? by hardbody: 3:35pm On May 26, 2015 |
Davijunson: We ain't fighting bro....One love 1 Like |
Re: GTB Mobile Money Transfer - How Secure Is It? by STEVENcrack(m): 3:50pm On May 26, 2015 |
FROM AN EX-GTB C/S STAFF Firstly, it is different from mobile banking, it Is called SMS banking. So it works with any phone even nokia touchlight phones. Its doesn't require network access. Back to your question about someone stealing ur ATM card..even if someone steals your card he won't be able to use it successfully BECAUSE the platform only recognises u and ur registered phone number with the bank the last 4digit they always ask for is just an extral security measures. My advice to you is that once your card I'd stolen go to the nearest bank and notify them to block it irrespective of the bank. Ok. Any further question feel free to hala me 08185060821. |
Re: GTB Mobile Money Transfer - How Secure Is It? by pickabeau1: 3:52pm On May 26, 2015 |
what if your phone and ATM are stolen STEVENcrack: |
Re: GTB Mobile Money Transfer - How Secure Is It? by STEVENcrack(m): 4:12pm On May 26, 2015 |
pickabeau1:Then you call this number and they would block any e-transaction..call 08029002900 or 08039003900 that's GTconnect |
Re: GTB Mobile Money Transfer - How Secure Is It? by omoiseselagba: 4:36pm On May 26, 2015 |
Tgirl4real:get a token |
Re: GTB Mobile Money Transfer - How Secure Is It? by mcfynest(m): 4:42pm On May 26, 2015 |
Tgirl4real: Oh! Then you can call their management. Maybe it is a flaw. Just gotta be careful with cards and pins....modern technolgy comes with its own disadvantages |
Re: GTB Mobile Money Transfer - How Secure Is It? by ewizard1: 10:04pm On May 26, 2015 |
Most people here don't even know what is been discussed. |
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