Cristiano007:
I recently bought my wife a used Toyota Corola and getting the appropriate insurance was a real pain. The broker I contacted only gave me quotes from one insurance company and I felt the price is too high. He couldn't even tell me about the benefits and seemed unmotivated at all!?
Don't people want to make money these days?? I even contacted the insurance company directly, but customer support seems not to be their highest priority... I then called two other insurers I knew, which were a bit more motivated to sell me insurance. I'm curious what happens when I have a claim in the future...
What do you guys hate the most about car insurance?

Kachisbarbie:
^^ the first poster has said it all.

I have never been disappointed.

Try Mansard Insurance, former GTAssurance.
I run a comprehensive insurance with them.

Y'know Nigerians love the easy way, sometimes they insure their cars with non-reputable insurance firms and when it's time for them to be indemnified, stories that touch the heart would abound.

Get a recognized, consistent and reputable insurance firm, insure your car and you're good to go.

samir101ng:


@Kachisbarbie,

Could you kindly help us out with some information as to the process you went through when applying for the insurance and the amount of premium you are paying ? It would go a long way in enlightening people. Thanks.

A major reason also i should add that Nigerian's don't patronize insurance companies is the long process involved in paying out on a claim. Most times the insurance companies act in bad faith and try to find ways to renegade on their responsibilities to pay up & find innovative excuses to push the blame on the customer. Am sure we all have one or two experiences to share on this particular issue.

I have family and friends that use Mansard and they have never failed anyone of us. They work real fast, that's how they have been in able to stay/rise in the 'market'.

The worst that could happen is your panel beater giving a wrong(sub) quotation. The trick is always inflate the quotation, they have a way of slashing it, though they would always bear the greater expense.

If some other car hit you, better sef...lols. The person go pay, you go still waka go meet your insurance company too...

samir101ng:
@Kachisbarbie,

Thank you so much for the information provided. Am sure we have all learnt a few things involved in the insurance process by your explanations.

Y'welcome.
I just gave a basic overview of the procedure.

A quick question though, some insurance companies have a policy of paying you back a certain percentage of the premiums you have paid over the years. Does Mansard have any policy like that ?

No they don't.
You might choose to dissolve the insurance package when you wish, but they don't give back any percentage.
Except they started it today .

Secondly, some insurance companies provides perks like GPS Tracking for your vehicle, replacement vehicle for use in the case of any accident etc, it would be nice to know if Mansard has something like that. Thanks.

Mansard won't provide the GPS tracking free, they partner with MTN _ and it would be made available to you at a cost.

As at September 2013, they told me 80000+. I didn't see the need of making their work easier, they would end up tracking the car with the tracker I paid for and there would be no need to indemnify me .

I felt the GPS tracking should have been free.

Of course they replace cars, if the car gets spoilt beyond repair or gets lost totally. They would do their usual calculation of subtracting its depreciation over its useful life span from the initial cost of the car stated in the invoice.

Then give the money to you, and you go get yourself a 'new' car.

Maybe some people have been disappointed, we can only find out if we sample a larger view.

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