What should I do if I have a Car Accident in Nigeria?
and the other driver is at fault

If you or anyone else is injured or require medical attention, call the Emergency Services (Lagos Toll Free #767 or #112)
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Ask the responsible driver or vehicle owner to sign a note of responsibility agreeing that he or she is responsible.
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Get a copy (or take pictures) of the responsible party's Car Details including Vehicle Registration and Insurance Documents. If the owner does not have Insurance or refuses to present Insurance, please contact the Police Authorities immediately. Take pictures of the responsible party's Vehicle and Number Plate as well as your Vehicle including pictures of the damaged area.
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Send the documents and pictures to your Insurance Company including details of what transpired.
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If you have Comprehensive Insurance, your provider will repair the damage and bill it to the Insurance Company of the responsible party. If you have Third Party Insurance, the responsible party's Insurance Provider will repair the damage.
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Drive Safe