To make 2015 your most lucrative year yet, you may have to do some things differently than
what you’ve done in the past. So,here are 10 action items that will definitely help you in
achieving your financial goals and create wealth in the long run. Action items that can put you
ahead regardless of what happens with the economy in the coming year and beyond:

juz take you time an read it step by step

1. Become your own CFO (Chief Financial Officer)
You can’t fix what you don’t know, so the first step is becoming completely aware of your
finances and where your money is going.
As soon as you start to understand your current situation in detail, you will be able to
identify leaks
and simple solutions that will help get you on your way.
Nobody cares more about your finances than you do (not even a financial adviser), so it is on
you to take control of your financial future and direct it to where you want to go.
2. Go on a diet.
I’m not talking about what you eat. Identify one expense that isn’t helping you achieve your
goals, and cut it out for 30 days.
A simple expense to choose is cable television. Try a TV (or other guilty pleasure) diet for 30
days, and use that time and money on something more beneficial. I’m sure you’ll survive
without it just fine.
3. Be selfish.
When you get on an airplane, what do they tell you during the safety instructions? “Put your
own mask on first, and then help the person beside you.”
It should be the same way with our time and our finances. Be selfish and take care of
yourself first, and then you can have more flexibility to take care of others. The problem is
that so many of us put others first and then aren’t able to help ourselves.
4. Be selfless.
Although you want to be selfish with your time and money at first, you also want to be
selfless with your attitude. The wealthiest entrepreneurs I know give, give, give, and focus on
helping others. By doing so, more money shows up in return.
Focus on impact and income will result. Be willing to help others when you can.
5. Improve your credit score.
Credit is boring and I hate to talk about it, but it does make a difference. Think about it:
Most of life’s biggest expenses are purchased on credit. It’s important to start to take care of
it now because there is going to be a situation in the future where you’ll wish you had.
The way to improve your credit score again starts with awareness. Address those now and
you’ll save yourself many thousands in the future.


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6. Define what true wealth means for you.
In the dictionary, wealth is defined as “a large amount of money and possessions.” However,
when you ask someone who is truly wealthy, you get a completely different answer.
As shown in “Make Money, Live Wealthy,” the 75 entrepreneurs that were interviewed most
often shared words like freedom, purpose, family, health, experiences and other things that mean
much more than just money.
Money is an important tool that makes all of these other things much easier, but it shouldn’t
necessarily be the goal in and of itself. Realize this and you will ultimately create your dream
life much sooner.
7. Automate your money.
The key with your finances is to make it as easy as possible on yourself. The best way to do
this is to automate your finances as much as possible. What this means is that as soon as
money comes in, it is dispersed to your other accounts automatically.
For instance, you can set up your finances so that money is taken straight from your paycheck
into a retirement investment account, or from your checking account to pay off fixed bills like
your internet and cable. The less you can worry about moving your money around and the
more you can focus on optimizing it, the better off you’ll be.
The key reason why this works is not only to free up time, but it helps prevent us from
wasting money. If we see extra money in our account, we’ll find a way to spend it and then
won’t be left with much if any money to invest in ourselves and our future. Automation helps
keep our priorities in line and takes the emotions out of it.
8. Add another income stream.
One thing that I learned over and over again from the wealthy this year is that they never
rely on one income stream. They have numerous sources, which protect them from changes in
the economy and also add up to the greatest numbers.
If you want to make 2015 your most lucrative year yet, your best bet is likely to add another
source of income.
9. Focus on passive and residual income.
There is only so much time in the day, so it’s hard to build wealth quickly when you’re
trading your time for money. Instead, the wealthy focus on building income streams where they
can get paid over and over again for their work by putting their business or money to work
for them.
Examples of this include the investing, owning real estate, running an online business, and
writing a book. If you’re going to do the work, you might as well get paid over and over
again for your efforts. Work hard, but also work smart, and you’ll much sooner find the
freedom you dream of

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