I work with the government, (like really work for government the right way, so I don't do "kwangila" on the side).
I love riding, but I have to tag with friends, and it's not convenient.
Anyway, so I'm wondering if there are any businesses or individuals that facilitate...well, power bike purchases n spread out payment??
Nothing too fancy, 600cc, 2004-2008 model, Yamaha R6, or Honda CBR, or probably Suzuki Gixxer will do.

Any suggestions

Biking is an expensive venture. Not for pure government worker and definitely not for someone who will buy on credit.. Wait till you reach Directorate cadre...

prinsbasy:
Biking is an expensive venture. Not for pure government worker and definitely not for someone who will buy on credit.. Wait till you reach Directorate cadre...

I was going to just say "thanks" then I realised that I wouldn't be entirely honest with you.
Going by your chain of thought, should I also not buy a house on mortgage now? Or should I wait till I'm in the directorate cadre for that as well?!
So, "I shall not take that under advisement"
I don't hope to be a director and riding a bike, I hope I'll buy my son's bike when I am in the directorate cadre.

600CC:


I was going to just say "thanks" then I realised that I wouldn't be entirely honest with you.
Going by your chain of thought, should I also not buy a house on mortgage now? Or should I wait till I'm in the directorate cadre for that as well?!
So, "I shall not take that under advisement"
I don't hope to be a director and riding a bike, I hope I'll buy my son's bike when I am in the directorate cadre.

Well, there's some truth in what was said.

Bikes are depreciable assets while houses are appreciable assets.

How about a personal loan from your bank?

EgunMogaji:


Well, there's some truth in what was said.

Bikes are depreciable assets while houses are appreciable assets.

How about a personal loan from your bank?

Was just speaking "for instance"

Loan from bank...ultimately item would cost a lot more. Sellers profit, banks profit...besides taking loans to fund luxury is not advisable last I checked. Looking for something with a spreadout payment plan is all...

Thanks though...

600CC:



Was just speaking "for instance"

Loan from bank...ultimately item would cost a lot more. Sellers profit, banks profit...besides taking loans to fund luxury is not advisable last I checked. Looking for something with a spreadout payment plan is all...

Thanks though...

Taking loan to fund luxury is acceptable and actually advisable if the calculations make sense and if you are buoyant.

Say you have $50,000 to buy a car in cash.

You can put the cash in a CD at 1.9% and get nanufacturer financing at 0.9%.

Which makes more sense?

You can even get 0% finance.

Speaking for instance of course.

You might be interested in this: https://www.nairaland.com/2830199/honda-cbr1000-superbike-sale, thank me later.